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Notifications
مارچ 19, 2010
List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation
RBI/2009-10/352 UBD. BPD. (PCB).Cir. No.49 /14.01.062/2009-10 March 19, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 45/14.01.062/2009-10 dated February 11, 2010 on the above subject. We have since received from Government of India (Ministry of
RBI/2009-10/352 UBD. BPD. (PCB).Cir. No.49 /14.01.062/2009-10 March 19, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 45/14.01.062/2009-10 dated February 11, 2010 on the above subject. We have since received from Government of India (Ministry of
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مارچ 18, 2010
List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2009-10/349 DBOD. AML.No.16000/14.06.063/2009-10 March 18, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.15154/14.06.062/2009-10 dated March 4, 2010. @@NBSP@@We have since received from Government of India (M
RBI/2009-10/349 DBOD. AML.No.16000/14.06.063/2009-10 March 18, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.15154/14.06.062/2009-10 dated March 4, 2010. @@NBSP@@We have since received from Government of India (M
مارچ 15, 2010
Additional Disclosures by banks in Notes to Accounts
RBI/2009-10/347 DBOD.BP.BC.No. 79 /21.04.018/2009-10 March 15, 2010 The Chairmen/Chief Executives of All Commercial Banks (excluding RRBs) Dear Sir, Additional Disclosures by banks in Notes to Accounts The Reserve Bank has been taking several steps from time to time to enhance the transparency in the operations of banks by stipulating comprehensive disclosures in tune with the international best practices. On a review of the existing disclosures, it has been decided t
RBI/2009-10/347 DBOD.BP.BC.No. 79 /21.04.018/2009-10 March 15, 2010 The Chairmen/Chief Executives of All Commercial Banks (excluding RRBs) Dear Sir, Additional Disclosures by banks in Notes to Accounts The Reserve Bank has been taking several steps from time to time to enhance the transparency in the operations of banks by stipulating comprehensive disclosures in tune with the international best practices. On a review of the existing disclosures, it has been decided t
مارچ 09, 2010
Grant of ‘Certificate of Registration’ - For commencing business of credit information - Experian Credit Information Company of India Private Ltd
RBI/2009-10/345 DBOD.No.DL.15214 /20.16.042/2009-10 March 04, 2010 Chairmen / Chief Executive Officers, All Scheduled Commercial Banks (excluding Regional Rural Banks) & All India Financial Institutions Dear Sir, Grant of ‘Certificate of Registration’ - For commencing business of credit information – Experian Credit Information Company of India Private Ltd Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in
RBI/2009-10/345 DBOD.No.DL.15214 /20.16.042/2009-10 March 04, 2010 Chairmen / Chief Executive Officers, All Scheduled Commercial Banks (excluding Regional Rural Banks) & All India Financial Institutions Dear Sir, Grant of ‘Certificate of Registration’ - For commencing business of credit information – Experian Credit Information Company of India Private Ltd Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in
مارچ 04, 2010
UCBs - Payment of Interest on Savings Bank Account on Daily Product Basis
RBI/2009-10/339 UBD (PCB) BPD.Cir.No. 48/13.01.000 / 2009-10 March 4, 2010 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir, Payment of Interest on Savings Bank Account on Daily Product Basis Please refer to our circular UBD (PCB) BPD.Cir.No. 7/13.01.000/2009-10 dated September 1, 2009 advising banks to put in place requisite infrastructure so that transition to the revised procedure of calculating interest on balances in savings bank accounts on
RBI/2009-10/339 UBD (PCB) BPD.Cir.No. 48/13.01.000 / 2009-10 March 4, 2010 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir, Payment of Interest on Savings Bank Account on Daily Product Basis Please refer to our circular UBD (PCB) BPD.Cir.No. 7/13.01.000/2009-10 dated September 1, 2009 advising banks to put in place requisite infrastructure so that transition to the revised procedure of calculating interest on balances in savings bank accounts on
مارچ 04, 2010
List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI-2009-10/338 DBOD. AML.No.15154 /14.06.062/2009-10 March 4, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.13388/14.06.061/2009-10 dated February 1, 2010. @@NBSP@@We have since received from Government of India (Ministry
RBI-2009-10/338 DBOD. AML.No.15154 /14.06.062/2009-10 March 4, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.13388/14.06.061/2009-10 dated February 1, 2010. @@NBSP@@We have since received from Government of India (Ministry
فروری 24, 2010
Guidelines for transfer of assets and liabilities of Urban Cooperative Banks to commercial banks
RBI/2009-10/325 UBD.BPD(PCB).Cir.No. 47/ 09.16.900/2009-10 February 24 , 2010 The Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam Guidelines for transfer of assets and liabilities of Urban Cooperative Banks to commercial banks Please refer to our circular PCB.Cir.43/09.16.900/08-09 dared January 30, 2009 on guidelines for merger / amalgamation of Urban Cooperative Banks (UCBs). The extant guidelines inter alia provide that in legacy cases, i
RBI/2009-10/325 UBD.BPD(PCB).Cir.No. 47/ 09.16.900/2009-10 February 24 , 2010 The Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam Guidelines for transfer of assets and liabilities of Urban Cooperative Banks to commercial banks Please refer to our circular PCB.Cir.43/09.16.900/08-09 dared January 30, 2009 on guidelines for merger / amalgamation of Urban Cooperative Banks (UCBs). The extant guidelines inter alia provide that in legacy cases, i
فروری 22, 2010
Standardisation and Enhancement of Security Features in Cheque Forms
RBI/2009-10/323 DPSS.CO.CHD.No. 1832/ 04.07.05 /2009-10 February 22, 2010 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Standardisation and Enhancement of Security Features in Cheque Forms Paper-based cheque clearing continues to be one of the popular modes of initiating payment transactions in the c
RBI/2009-10/323 DPSS.CO.CHD.No. 1832/ 04.07.05 /2009-10 February 22, 2010 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Standardisation and Enhancement of Security Features in Cheque Forms Paper-based cheque clearing continues to be one of the popular modes of initiating payment transactions in the c
فروری 19, 2010
Payment of Interest on Savings Bank Account on Daily Product Basis
RBI/2009-10/322 DBOD. No. Dir. BC 77/13.03.00/2009-10 @@NBSP@@February 19, 2010 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Payment of Interest on Savings Bank Account on Daily Product Basis Please refer to our circular DBOD. No. Dir. BC.128/13.03.00/2008-09 dated April 24, 2009 advising banks that in view of the present satisfactory level of computerisation in commercial bank branches, it is proposed that payment of interest on savings bank accounts by s
RBI/2009-10/322 DBOD. No. Dir. BC 77/13.03.00/2009-10 @@NBSP@@February 19, 2010 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Payment of Interest on Savings Bank Account on Daily Product Basis Please refer to our circular DBOD. No. Dir. BC.128/13.03.00/2008-09 dated April 24, 2009 advising banks that in view of the present satisfactory level of computerisation in commercial bank branches, it is proposed that payment of interest on savings bank accounts by s
فروری 19, 2010
Interest Rates on Export Credit in Foreign Currency
RBI/2009-10/321 DBOD.DIR.(Exp).No. 76/04.02.001/2009-10 February 19, 2010 All Scheduled Commercial Banks Dear Sir/Madam, Interest Rates on Export Credit in Foreign Currency Please refer to our circular DBOD.DIR.(Exp).No.107/04.02.001/2008-09 dated February 5, 2009 as also paragraph 7 of Master Circular on Rupee / Foreign Currency Export Credit dated July 1, 2009 relating to export credit in foreign currency. 2. It has been decided, in consultation with the Government
RBI/2009-10/321 DBOD.DIR.(Exp).No. 76/04.02.001/2009-10 February 19, 2010 All Scheduled Commercial Banks Dear Sir/Madam, Interest Rates on Export Credit in Foreign Currency Please refer to our circular DBOD.DIR.(Exp).No.107/04.02.001/2008-09 dated February 5, 2009 as also paragraph 7 of Master Circular on Rupee / Foreign Currency Export Credit dated July 1, 2009 relating to export credit in foreign currency. 2. It has been decided, in consultation with the Government
فروری 12, 2010
Risk weights and exposure norms in respect of bank exposure to NBFCs categorised as ‘Infrastructure Finance Companies’
RBI/2009-10/317 DBOD. No. BP. BC. 74/21.04.172/ 2009-10 February 12, 2010 All Commercial Banks (excluding RRBs and LABs) Dear Sir, Risk weights and exposure norms in respect of bank exposure to NBFCs categorised as ‘Infrastructure Finance Companies’ Please refer to paragraph 160 of the Second Quarter Review of the Monetary Policy for the year 2009-10 (copy of extract enclosed) wherein it was proposed to link the risk weights of banks’ exposure to NBFCs categorised as
RBI/2009-10/317 DBOD. No. BP. BC. 74/21.04.172/ 2009-10 February 12, 2010 All Commercial Banks (excluding RRBs and LABs) Dear Sir, Risk weights and exposure norms in respect of bank exposure to NBFCs categorised as ‘Infrastructure Finance Companies’ Please refer to paragraph 160 of the Second Quarter Review of the Monetary Policy for the year 2009-10 (copy of extract enclosed) wherein it was proposed to link the risk weights of banks’ exposure to NBFCs categorised as
فروری 11, 2010
UCBs - List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation
RBI/2009-10/314 UBD (PCB) CO.BPD. Cir. No. 45 /14.01.062/2009-10 @@NBSP@@February 11, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@
RBI/2009-10/314 UBD (PCB) CO.BPD. Cir. No. 45 /14.01.062/2009-10 @@NBSP@@February 11, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@
فروری 10, 2010
UCBs - List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation
RBI/2009-10/313 UBD (PCB) CO.BPD. Cir. No. 44 /14.01.062/2009-10 February 10, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir.No. 43 /14.01.062/2009-10 dated February 9, 2010. 2. Please find enclosed a copy of the corrigendum received from Government of
RBI/2009-10/313 UBD (PCB) CO.BPD. Cir. No. 44 /14.01.062/2009-10 February 10, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir.No. 43 /14.01.062/2009-10 dated February 9, 2010. 2. Please find enclosed a copy of the corrigendum received from Government of
فروری 09, 2010
UCBs - List of Terrorist individuals / organisations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organization
RBI/2009-10/312 UBD (PCB) CO.BPD. Cir. No. 43/14.01.062/2009-10 February 9, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ Dear Sir / Madam,@@NBSP@@ List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No.40 / 14.01.062 / 2009-10 dated December 31, 2009 on the above subject. We have since received from Government
RBI/2009-10/312 UBD (PCB) CO.BPD. Cir. No. 43/14.01.062/2009-10 February 9, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ Dear Sir / Madam,@@NBSP@@ List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No.40 / 14.01.062 / 2009-10 dated December 31, 2009 on the above subject. We have since received from Government
فروری 08, 2010
Prudential Guidelines on Capital Charge for Market Risks
RBI/2009-10/309 UBD.BPD.(PCB).Cir.No. 42 /09.11.600/2009-10 February 8, 2010 The Chief Executive Officers of Primary (Urban) Cooperative Banks having AD Category I licence Dear Sir / Madam Prudential Guidelines on Capital Charge for Market Risks As you are aware, the Basel Committee on Banking Supervision (BCBS) had issued an amendment to the Capital Accord in 1996 to incorporate market risks.@@NBSP@@ As an initial step towards prescribing capital requirement for mark
RBI/2009-10/309 UBD.BPD.(PCB).Cir.No. 42 /09.11.600/2009-10 February 8, 2010 The Chief Executive Officers of Primary (Urban) Cooperative Banks having AD Category I licence Dear Sir / Madam Prudential Guidelines on Capital Charge for Market Risks As you are aware, the Basel Committee on Banking Supervision (BCBS) had issued an amendment to the Capital Accord in 1996 to incorporate market risks.@@NBSP@@ As an initial step towards prescribing capital requirement for mark
فروری 05, 2010
National Electronic Funds Transfer (NEFT) System - Refinement of process-flow and enhancement of features
RBI/2009-10/305 DPSS CO EPPD No.168 / 04.03.01 / 2009-2010 February 5, 2010 The Chairman and Managing Director / Chief Executive Officer of all member banks participating in NEFT Madam / Dear Sir, National Electronic Funds Transfer (NEFT) System – Refinement of process-flow and enhancement of features The National Electronic Funds Transfer (NEFT) system has been successfully handling significant volumes, ever since its launch in November 2005. More than 6 million tran
RBI/2009-10/305 DPSS CO EPPD No.168 / 04.03.01 / 2009-2010 February 5, 2010 The Chairman and Managing Director / Chief Executive Officer of all member banks participating in NEFT Madam / Dear Sir, National Electronic Funds Transfer (NEFT) System – Refinement of process-flow and enhancement of features The National Electronic Funds Transfer (NEFT) system has been successfully handling significant volumes, ever since its launch in November 2005. More than 6 million tran
فروری 03, 2010
UCBs - Prevention of Money-laundering - Amendment Rules, 2009 - Obligation of banks / Financial institutions
RBI/2009-10/303 UBD. BPD. (PCB).Cir.@@NBSP@@ No.@@NBSP@@ 41 /12.05.001/2009-10 @@NBSP@@February 3,@@NBSP@@2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, UCBs - Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients of the Banking Companies,
RBI/2009-10/303 UBD. BPD. (PCB).Cir.@@NBSP@@ No.@@NBSP@@ 41 /12.05.001/2009-10 @@NBSP@@February 3,@@NBSP@@2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, UCBs - Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients of the Banking Companies,
فروری 01, 2010
UCBs - Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)
RBI/2009-2010/302 Ref: UBD (PCB).No./2/12.03.000/2009-10 February 01, 2010 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, UCBs - Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular UBD (PCB) Cir. No.9/ 12.03.000/ 2008-09 dated January 05, 2009 on the captioned subject. 2. On the basis of the current macroeconomic assessment, as set out in the Third Quarter Re
RBI/2009-2010/302 Ref: UBD (PCB).No./2/12.03.000/2009-10 February 01, 2010 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, UCBs - Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular UBD (PCB) Cir. No.9/ 12.03.000/ 2008-09 dated January 05, 2009 on the captioned subject. 2. On the basis of the current macroeconomic assessment, as set out in the Third Quarter Re
فروری 01, 2010
Section 23 of the Banking Regulation Act, 1949 - Relaxations in Branch Authorisation Policy
RBI/2009-10/298 DBOD.No.BL.BC. 72 /22.01.001/2009-10 February 1, 2010 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Section 23 of the Banking Regulation Act, 1949 – Relaxations in Branch Authorisation Policy Please refer to Annex III of our circular@@NBSP@@ DBOD.No.BL.BC.65/22.01.001/2009-10 dated December 1, 2009 on the above subject, wherein a list of underbanked districts in underbanked States has been furnished. 2.@@NBSP@@ In partial modification thereo
RBI/2009-10/298 DBOD.No.BL.BC. 72 /22.01.001/2009-10 February 1, 2010 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Section 23 of the Banking Regulation Act, 1949 – Relaxations in Branch Authorisation Policy Please refer to Annex III of our circular@@NBSP@@ DBOD.No.BL.BC.65/22.01.001/2009-10 dated December 1, 2009 on the above subject, wherein a list of underbanked districts in underbanked States has been furnished. 2.@@NBSP@@ In partial modification thereo
فروری 01, 2010
List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2009-10/299 DBOD. AML.No. 13388 /14.06.061/2009-10 February 1, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.12841/14.06.060/2009-10 dated January 21, 2010 and DBOD.AML. No. 13039/ 14.06.060/2009-10 dated January 25, 2
RBI/2009-10/299 DBOD. AML.No. 13388 /14.06.061/2009-10 February 1, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.12841/14.06.060/2009-10 dated January 21, 2010 and DBOD.AML. No. 13039/ 14.06.060/2009-10 dated January 25, 2
جنوری 29, 2010
Third Quarter Review of Monetary Policy 2009-10
By Dr. D. Subbarao Governor This Policy Review statement should be read and understood together with the detailed review in Macroeconomic and Monetary Developments released yesterday by the Reserve Bank. The statement is organised in four sections. Section I provides an overview of global and domestic macroeconomic developments; Section II sets out the outlook and projections for growth, inflation, money and credit aggregates. Section III explains the stance of moneta
By Dr. D. Subbarao Governor This Policy Review statement should be read and understood together with the detailed review in Macroeconomic and Monetary Developments released yesterday by the Reserve Bank. The statement is organised in four sections. Section I provides an overview of global and domestic macroeconomic developments; Section II sets out the outlook and projections for growth, inflation, money and credit aggregates. Section III explains the stance of moneta
جنوری 29, 2010
Section 42(1) of the Reserve Bank of India Act, 1934 - Maintenance of CRR
RBI/2009-10/296 Ref: DBOD.No.Ret.BC. 71/12.01.001/2009-10 January 29, 2010 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of the Reserve Bank of India Act, 1934 - Maintenance of CRR Please refer to our Circular DBOD. No. Ret. BC.103/12.01.001/ 2008-09 dated January 02, 2009 on the captioned subject. 2. On the basis of the current macroeconomic assessment, as set out in the Third Quarter Review of Monetary Policy 2009-10 issued
RBI/2009-10/296 Ref: DBOD.No.Ret.BC. 71/12.01.001/2009-10 January 29, 2010 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of the Reserve Bank of India Act, 1934 - Maintenance of CRR Please refer to our Circular DBOD. No. Ret. BC.103/12.01.001/ 2008-09 dated January 02, 2009 on the captioned subject. 2. On the basis of the current macroeconomic assessment, as set out in the Third Quarter Review of Monetary Policy 2009-10 issued
جنوری 25, 2010
List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2009-10/293 DBOD. AML.No.13039/14.06.060/2009-10 January 25, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.12841/14.06.060/2009-10 dated January 21, 2010. 2. Please find enclosed a copy of the corrigendum received from
RBI/2009-10/293 DBOD. AML.No.13039/14.06.060/2009-10 January 25, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.12841/14.06.060/2009-10 dated January 21, 2010. 2. Please find enclosed a copy of the corrigendum received from
جنوری 21, 2010
List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2009-10/291 DBOD. AML. No. 12841 /14.06.060/2009-10 January 21, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.11031/14.06.059/2009-10 dated December 21, 2009.@@NBSP@@ We have since received from Government of India (Mi
RBI/2009-10/291 DBOD. AML. No. 12841 /14.06.060/2009-10 January 21, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.11031/14.06.059/2009-10 dated December 21, 2009.@@NBSP@@ We have since received from Government of India (Mi
جنوری 13, 2010
Retail Issue of Subordinated Debt for Raising Tier II Capital
RBI/2009-10/287 DBOD.BP.BC.No. 69 / 21.01.002/ 2009-10 @@NBSP@@January 13, 2010 All Commercial Banks (excluding RRBs ) Dear Sir, Retail Issue of Subordinated Debt for Raising Tier II Capital Please refer to our circular DBOD.No.BP.BC. 38 /21.01.002/2009-10 September 7, 2009 on ‘Issue of Subordinated Debt for Raising Tier II Capital’. 2. Some banks have indicated that they would like to issue subordinated debt to retail investors. With a view to enhancing investor educ
RBI/2009-10/287 DBOD.BP.BC.No. 69 / 21.01.002/ 2009-10 @@NBSP@@January 13, 2010 All Commercial Banks (excluding RRBs ) Dear Sir, Retail Issue of Subordinated Debt for Raising Tier II Capital Please refer to our circular DBOD.No.BP.BC. 38 /21.01.002/2009-10 September 7, 2009 on ‘Issue of Subordinated Debt for Raising Tier II Capital’. 2. Some banks have indicated that they would like to issue subordinated debt to retail investors. With a view to enhancing investor educ
جنوری 12, 2010
Prevention of Money-laundering Rules - Amendment - Obligation of Banks/FIs
RBI/2009-10/285 DBOD. AML.BC. No. 68 /14.01.001/2009-10 January 12,@@NBSP@@ 2010 The Chairmen and Chief Executive Officers (All Scheduled Commercial Banks excluding RRBs) / Financial Institutions/ Local Area Banks Dear Sir, Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients o
RBI/2009-10/285 DBOD. AML.BC. No. 68 /14.01.001/2009-10 January 12,@@NBSP@@ 2010 The Chairmen and Chief Executive Officers (All Scheduled Commercial Banks excluding RRBs) / Financial Institutions/ Local Area Banks Dear Sir, Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients o
جنوری 07, 2010
Disclosure in Balance Sheet - Bancassurance Business
RBI/2009-10/283 DBOD.No.FSD.BC. 67 /24.01.001/2009-10 January 7, 2010 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Disclosure in Balance Sheet – Bancassurance Business In order to increase transparency in the financial statements of banks, Reserve Bank of India has from time to time issued circulars to banks requiring disclosures in the ‘Notes to Accounts’ to their Balance Sheet.@@NBSP@@ These instructions were consolidated in the Master Circular No.DBOD.B
RBI/2009-10/283 DBOD.No.FSD.BC. 67 /24.01.001/2009-10 January 7, 2010 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Disclosure in Balance Sheet – Bancassurance Business In order to increase transparency in the financial statements of banks, Reserve Bank of India has from time to time issued circulars to banks requiring disclosures in the ‘Notes to Accounts’ to their Balance Sheet.@@NBSP@@ These instructions were consolidated in the Master Circular No.DBOD.B
جنوری 05, 2010
Prudential Norms on Creation and Utilisation of Floating Provisions
RBI/2009-2010/282 DBOD.No.FID.FIC.7/01.02.00/2009-10 January 5, 2010 The CEOs of the select All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Norms on Creation and Utilisation of Floating Provisions It has come to our notice that some of All India Financial Institutions (AIFIs) are using floating provisions to make specific provisions to meet the prudential guidelines by writing back the provisions to income ac
RBI/2009-2010/282 DBOD.No.FID.FIC.7/01.02.00/2009-10 January 5, 2010 The CEOs of the select All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Norms on Creation and Utilisation of Floating Provisions It has come to our notice that some of All India Financial Institutions (AIFIs) are using floating provisions to make specific provisions to meet the prudential guidelines by writing back the provisions to income ac
دسمبر 31, 2009
Remuneration payable to the Statutory Central and Branch Auditors of Public Sector Banks from the year 2006-07
RBI/2009-10/281 Ref.DBS.ARS.BC.No.09/ 08.92.001/ 2009-10 @@NBSP@@December 31, 2009 The Chairman & Managing Director, all Nationalised Banks and The Managing Director, Associate Banks of SBI Dear Sir/Madam, Remuneration payable to the Statutory Central and Branch Auditors of Public Sector Banks from the year 2006-07 Please refer to our circular DBS.ARS.No.BC.3/08.92.001/2007-08 dated July 25, 2007 on the captioned subject. 2. The matter regarding assignment of the
RBI/2009-10/281 Ref.DBS.ARS.BC.No.09/ 08.92.001/ 2009-10 @@NBSP@@December 31, 2009 The Chairman & Managing Director, all Nationalised Banks and The Managing Director, Associate Banks of SBI Dear Sir/Madam, Remuneration payable to the Statutory Central and Branch Auditors of Public Sector Banks from the year 2006-07 Please refer to our circular DBS.ARS.No.BC.3/08.92.001/2007-08 dated July 25, 2007 on the captioned subject. 2. The matter regarding assignment of the
دسمبر 31, 2009
UCBs - List of Terrorist Individuals / Organisations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation
RBI/2009-10/280 UBD (PCB) CO.BPD. Cir. No. 40 /14.01.062/2009-10 December 31, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No.32 / 14.01.062 / 2009-10 dated December 17, 2009 on the above subject. We have since received from Government of India (Min
RBI/2009-10/280 UBD (PCB) CO.BPD. Cir. No. 40 /14.01.062/2009-10 December 31, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No.32 / 14.01.062 / 2009-10 dated December 17, 2009 on the above subject. We have since received from Government of India (Min
دسمبر 30, 2009
UCBs - Liquidity Risk Management System in Non Scheduled Banks - Reporting
RBI/2009-10/277 UBD.BPD.(PCB).Cir No. 39 /12.05.001/2009-10 December 30, 2009 The Chief Executive Officers All Non-Scheduled Primary (Urban) Cooperative Banks Dear Sir / Madam UCBs - Liquidity Risk Management System in Non Scheduled Banks – Reporting Please refer to our circular UBD.PCB.Cir No. 12 & 13/12.05.001/2008-09 dated September 17, 2008 prescribing Asset Liability Managerment (ALM) including Liquidity Risk Management guidelines to be followed by Non-Schedu
RBI/2009-10/277 UBD.BPD.(PCB).Cir No. 39 /12.05.001/2009-10 December 30, 2009 The Chief Executive Officers All Non-Scheduled Primary (Urban) Cooperative Banks Dear Sir / Madam UCBs - Liquidity Risk Management System in Non Scheduled Banks – Reporting Please refer to our circular UBD.PCB.Cir No. 12 & 13/12.05.001/2008-09 dated September 17, 2008 prescribing Asset Liability Managerment (ALM) including Liquidity Risk Management guidelines to be followed by Non-Schedu
دسمبر 30, 2009
Eligibility Criteria for Establishment of Branch / Liaison Office in India
RBI/2009-2010/278 A. P. (DIR Series) Circular No. 23 @@NBSP@@December 30, 2009 To All Authorised Dealers Category - I Banks Madam / Sir, Establishment of Branch Office (BO)/Liaison Office (LO) in India by Foreign Entities - Eligibility Criteria and Procedural Guidelines Attention of Authorised Dealer Category - I (AD Category - I) banks is invited to Notification No. FEMA 22/2000-RB dated May 3, 2000 viz. Foreign Exchange Management (Establishment in India of Branch o
RBI/2009-2010/278 A. P. (DIR Series) Circular No. 23 @@NBSP@@December 30, 2009 To All Authorised Dealers Category - I Banks Madam / Sir, Establishment of Branch Office (BO)/Liaison Office (LO) in India by Foreign Entities - Eligibility Criteria and Procedural Guidelines Attention of Authorised Dealer Category - I (AD Category - I) banks is invited to Notification No. FEMA 22/2000-RB dated May 3, 2000 viz. Foreign Exchange Management (Establishment in India of Branch o
دسمبر 30, 2009
Establishment of Branch/Liaison Offices in India by Foreign Entities
RBI/2009-2010/279 A. P. (DIR Series) Circular No.24 December 30, 2009 To All Authorised Dealers Category - I Banks Madam / Sir, Establishment of Branch (BO) / Liaison Offices (LO) in India by Foreign Entities — Delegation of Powers Attention of Authorised Dealer Category – I banks is invited to Notification No. FEMA 22/2000-RB dated May 3, 2000 viz. Foreign Exchange Management (Establishment in India of Branch or Office or other Place of Business) Regulations, 2000 as
RBI/2009-2010/279 A. P. (DIR Series) Circular No.24 December 30, 2009 To All Authorised Dealers Category - I Banks Madam / Sir, Establishment of Branch (BO) / Liaison Offices (LO) in India by Foreign Entities — Delegation of Powers Attention of Authorised Dealer Category – I banks is invited to Notification No. FEMA 22/2000-RB dated May 3, 2000 viz. Foreign Exchange Management (Establishment in India of Branch or Office or other Place of Business) Regulations, 2000 as
دسمبر 23, 2009
Loans extended by banks to MFs and Issue of IPCs
RBI/2009-10/272 DBOD.Dir.BC. 66 /13.03.00/2009-10 December 23, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks' Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No.DBOD.Dir.BC.139/13.03.00/2009-10 dated June 25, 2009 in terms of which the transition period allowed to banks to comply with the requirements contained in our circular No. DBOD.Dir.BC.57/
RBI/2009-10/272 DBOD.Dir.BC. 66 /13.03.00/2009-10 December 23, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks' Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No.DBOD.Dir.BC.139/13.03.00/2009-10 dated June 25, 2009 in terms of which the transition period allowed to banks to comply with the requirements contained in our circular No. DBOD.Dir.BC.57/
دسمبر 23, 2009
UCBs - KYC Guidelines - Accounts of Proprietary Concerns
RBI/2009-10/271 UBD.BPD.CO.NSBI/ 38 /12.03.000/2009-10 December 23, 2009 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Know Your Customer (KYC) Guidelines – Accounts of Proprietary Concern Please refer to the circular UBD.BPD.CO/NSB1/11/12.03.000/2009-10 dated September 29, 2009 on the captioned subject. In partial modification of paragraph 3 (ii) thereof, it is advised that apart from the documents mentioned therein, any cert
RBI/2009-10/271 UBD.BPD.CO.NSBI/ 38 /12.03.000/2009-10 December 23, 2009 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Know Your Customer (KYC) Guidelines – Accounts of Proprietary Concern Please refer to the circular UBD.BPD.CO/NSB1/11/12.03.000/2009-10 dated September 29, 2009 on the captioned subject. In partial modification of paragraph 3 (ii) thereof, it is advised that apart from the documents mentioned therein, any cert
دسمبر 21, 2009
List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida organsaition
RBI/2009-10/268 DBOD. AML. No.11031/14.06.059/2009-10 December 21, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida organsaition Please refer to our circular letter DBOD. AML.No.10250/14.06.058/2009-10 dated December 9, 2009.@@NBSP@@ We have since received from Government of India (Minis
RBI/2009-10/268 DBOD. AML. No.11031/14.06.059/2009-10 December 21, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida organsaition Please refer to our circular letter DBOD. AML.No.10250/14.06.058/2009-10 dated December 9, 2009.@@NBSP@@ We have since received from Government of India (Minis
دسمبر 21, 2009
Settlement of Interest Rate Futures (IRF) - UCBs
RBI/2009-10/267 UBD. BPD. (PCB).Cir. No. 37 / 13.01.000/ 2009-10 December 21, 2009 Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir/ Madam Settlement of Interest Rate Futures (IRF) - UCBs Please refer to circular UBD (PCB) BPD Cir No. 17 /13.01.000/2009-10 dated October 28, 2009 on the introduction of Exchange Traded Interest Rate Futures (IRFs). 2. As regards the settlement mechanism for the IRF contracts, it has been decided that all entitie
RBI/2009-10/267 UBD. BPD. (PCB).Cir. No. 37 / 13.01.000/ 2009-10 December 21, 2009 Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir/ Madam Settlement of Interest Rate Futures (IRF) - UCBs Please refer to circular UBD (PCB) BPD Cir No. 17 /13.01.000/2009-10 dated October 28, 2009 on the introduction of Exchange Traded Interest Rate Futures (IRFs). 2. As regards the settlement mechanism for the IRF contracts, it has been decided that all entitie
دسمبر 17, 2009
UCBs - Investment in Government and other approved Securities
RBI/2009-10/262 UBD (PCB) BPD Cir No. 34/16.26.000/2009-10 December 17, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) Section 24- Investment in Government and other approved securities by Urban Co-operative Banks (UCBs) Please refer to our circulars UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@dated October 22, 2001 and UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09
RBI/2009-10/262 UBD (PCB) BPD Cir No. 34/16.26.000/2009-10 December 17, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) Section 24- Investment in Government and other approved securities by Urban Co-operative Banks (UCBs) Please refer to our circulars UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@dated October 22, 2001 and UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09
دسمبر 17, 2009
UCBs - KYC Norms/AML Standards/Combating Financing of Terrorism CFT
RBI/2009-10/260 UBD (PCB) CO.BPD. Cir. No. 33 /14.01.062/2009-10 December 17, 2009 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD (PCB) CO.BPD.Cir.No.18/14.01.062/2009-10 dated October 28, 2009 on risks arising from the deficiencies in AML / CFT regime of
RBI/2009-10/260 UBD (PCB) CO.BPD. Cir. No. 33 /14.01.062/2009-10 December 17, 2009 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD (PCB) CO.BPD.Cir.No.18/14.01.062/2009-10 dated October 28, 2009 on risks arising from the deficiencies in AML / CFT regime of
دسمبر 17, 2009
UCBs - List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation
RBI/2009-10/259 UBD (PCB) CO.BPD. Cir. No.32 /14.01.062/2009-10 December 17, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals/organizations –under UNSCR 1267 (1999) and 1822 (2008) on Taliban/Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD.Cir.No.31/14.01.062/2009-10 dated December 16, 2009 on the above subject. We have since received from Government of India (Ministry of Ex
RBI/2009-10/259 UBD (PCB) CO.BPD. Cir. No.32 /14.01.062/2009-10 December 17, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals/organizations –under UNSCR 1267 (1999) and 1822 (2008) on Taliban/Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD.Cir.No.31/14.01.062/2009-10 dated December 16, 2009 on the above subject. We have since received from Government of India (Ministry of Ex
دسمبر 16, 2009
UCBs - List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation
RBI/2009-10/258 UBD (PCB) CO.BPD. Cir. No.31/14.01.062/2009-10 December 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals/organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban/Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 15 / 14.01.062 / 2009-10 dated October 22, 2009 on the above subject. We have since received from Government of India (Ministry
RBI/2009-10/258 UBD (PCB) CO.BPD. Cir. No.31/14.01.062/2009-10 December 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals/organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban/Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 15 / 14.01.062 / 2009-10 dated October 22, 2009 on the above subject. We have since received from Government of India (Ministry
دسمبر 16, 2009
UCBs - Prudential Treatment of Different Types of Provisions in respect of Loan Portfolios
RBI/2009-10/256 UBD.BPD(PCB).Cir.No. 30/09.14.000/2009-10@@NBSP@@ December 16, 2009 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam, Prudential Treatment of Different Types of Provisions in respect of Loan Portfolios Please refer to our circular UBD.PCB.Cir.No. 73 / 09.14.000/2008-09 dated June 29, 2009 prescribing guidelines in regard to the prudential treatment of different types of provisions in respect of loan portfolios. It i
RBI/2009-10/256 UBD.BPD(PCB).Cir.No. 30/09.14.000/2009-10@@NBSP@@ December 16, 2009 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam, Prudential Treatment of Different Types of Provisions in respect of Loan Portfolios Please refer to our circular UBD.PCB.Cir.No. 73 / 09.14.000/2008-09 dated June 29, 2009 prescribing guidelines in regard to the prudential treatment of different types of provisions in respect of loan portfolios. It i
دسمبر 09, 2009
List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2009-10/251 DBOD. AML. No.10250 /14.06.058/2009-10 December 9, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD.AML.No.8299/14.06.057/2009-10 dated November 11, 2009.@@NBSP@@ We have since received from Government of India (Minist
RBI/2009-10/251 DBOD. AML. No.10250 /14.06.058/2009-10 December 9, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD.AML.No.8299/14.06.057/2009-10 dated November 11, 2009.@@NBSP@@ We have since received from Government of India (Minist
دسمبر 08, 2009
AIFIs - Provisioning Coverage for Advances
RBI/2009-2010/248 DBOD. No. FID. FIC. 6 / 01.02.00/ 2009-10 December 8, 2009 The CEOs of the Select@@NBSP@@ All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Second Quarter Review of Monetary Policy for the year 2009-10 Provisioning Coverage for Advances Please find enclosed Circular DBOD.No.BP.BC.64/21.04.048/2009-10 dated December 1, 2009 on the above subject. In this connection, it is advised that the above guidelines
RBI/2009-2010/248 DBOD. No. FID. FIC. 6 / 01.02.00/ 2009-10 December 8, 2009 The CEOs of the Select@@NBSP@@ All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Second Quarter Review of Monetary Policy for the year 2009-10 Provisioning Coverage for Advances Please find enclosed Circular DBOD.No.BP.BC.64/21.04.048/2009-10 dated December 1, 2009 on the above subject. In this connection, it is advised that the above guidelines
دسمبر 08, 2009
UCBs - Provisioning Requirement for Standard Assets
RBI/2009-10/249 UBD.BPD(PCB).Cir No. 29 /09.11.600/2009-10 December 8 , 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 - Provisioning Requirement for Standard Assets Please refer to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed). 2. In terms of paragraph 2(a) of our circular UBD.P
RBI/2009-10/249 UBD.BPD(PCB).Cir No. 29 /09.11.600/2009-10 December 8 , 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 - Provisioning Requirement for Standard Assets Please refer to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed). 2. In terms of paragraph 2(a) of our circular UBD.P
دسمبر 03, 2009
UCBs - Marketing/Distribution of Mutual Fund/Insurance Products
RBI/2009-10/245 UBD.No.BPD.PCB.26/09.11.200/2009-10 December 3, 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir / Madam, Marketing/Distribution of Mutual Fund/Insurance Products by Urban Cooperative Banks Please refer to our circulars UBD.No.BPD.PCB.Cir9/09.11.200/2003-04 dated August 18, 2003 and UBD.PCB. Cir.No.42/09.11.200/2006-07 dated May 7, 2007 permitting Urban Cooperative Banks (UCBs) to undertake insurance business as corporate age
RBI/2009-10/245 UBD.No.BPD.PCB.26/09.11.200/2009-10 December 3, 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir / Madam, Marketing/Distribution of Mutual Fund/Insurance Products by Urban Cooperative Banks Please refer to our circulars UBD.No.BPD.PCB.Cir9/09.11.200/2003-04 dated August 18, 2003 and UBD.PCB. Cir.No.42/09.11.200/2006-07 dated May 7, 2007 permitting Urban Cooperative Banks (UCBs) to undertake insurance business as corporate age
دسمبر 03, 2009
Master Circular on Investments by Primary (Urban) Co-operative Banks - Corrigendum
RBI/2009-10/247 UBD.BPD.(PCB).Cir.No.27/16.20.000/2009-10 December 03, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Master Circular on Investments by Primary (Urban) Co-operative Banks – Corrigendum Please refer to our Master Circular UBD (PCB) BPD MC No. 12/16.20.000/2009-10 dated July 01, 2009 on the captioned subject. The instructions contained in paragraph 15.2.3 of the Circular may be omitted as they were inadvertentl
RBI/2009-10/247 UBD.BPD.(PCB).Cir.No.27/16.20.000/2009-10 December 03, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Master Circular on Investments by Primary (Urban) Co-operative Banks – Corrigendum Please refer to our Master Circular UBD (PCB) BPD MC No. 12/16.20.000/2009-10 dated July 01, 2009 on the captioned subject. The instructions contained in paragraph 15.2.3 of the Circular may be omitted as they were inadvertentl
دسمبر 01, 2009
Section 23 of the Banking Regulation Act, 1949 - Relaxations in Branch Authorisation Policy
RBI/2009-10/243 DBOD.No.BL.BC. 65 /22.01.001/2009-10 December 1, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Section 23 of the Banking Regulation Act, 1949 – Relaxations in Branch Authorisation Policy A reference is invited to paragraph 152 of the Second Quarter Review of Monetary Policy for the Year 2009-10 (extracts enclosed – Annex I) regarding the proposals to liberalise the extant Branch Authorization Policy for domestic scheduled commercial ban
RBI/2009-10/243 DBOD.No.BL.BC. 65 /22.01.001/2009-10 December 1, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Section 23 of the Banking Regulation Act, 1949 – Relaxations in Branch Authorisation Policy A reference is invited to paragraph 152 of the Second Quarter Review of Monetary Policy for the Year 2009-10 (extracts enclosed – Annex I) regarding the proposals to liberalise the extant Branch Authorization Policy for domestic scheduled commercial ban
دسمبر 01, 2009
Provisioning Coverage for Advances - Second Quarter Review of Monetary Policy for the Year 2009-10
RBI/2009-10/241 DBOD.No.BP.BC. 64 /21.04.048/2009-10 December 1, 2009 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 –Provisioning Coverage for Advances Please refer to paragraph 159 of the Second Quarter Review of the Monetary Policy for the year 2009-10 issued on October 27, 2009 (copy of the paragraph enclosed). 2. At present, the pr
RBI/2009-10/241 DBOD.No.BP.BC. 64 /21.04.048/2009-10 December 1, 2009 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 –Provisioning Coverage for Advances Please refer to paragraph 159 of the Second Quarter Review of the Monetary Policy for the year 2009-10 issued on October 27, 2009 (copy of the paragraph enclosed). 2. At present, the pr
نومبر 30, 2009
Up-gradation of PDO-NDS application to Windows 2008
RBI/2009-10/237 DIT(CO) Circular NO. 6/09.61.002/2009-10 November 30, 2009 To All NDS Members Dear Sir, Up-gradation of the PDO-NDS application to Windows 2008 As you are aware that the PDO NDS application is presently running on Windows 2000 advanced server with Oracle Version 9i and IBM Websphere MQ series 5.3. 2. It has been decided to upgrade the PDO NDS application to the latest available software versions i.e. Microsoft Windows 2008 Enterprise Edition, Oracle 11
RBI/2009-10/237 DIT(CO) Circular NO. 6/09.61.002/2009-10 November 30, 2009 To All NDS Members Dear Sir, Up-gradation of the PDO-NDS application to Windows 2008 As you are aware that the PDO NDS application is presently running on Windows 2000 advanced server with Oracle Version 9i and IBM Websphere MQ series 5.3. 2. It has been decided to upgrade the PDO NDS application to the latest available software versions i.e. Microsoft Windows 2008 Enterprise Edition, Oracle 11
نومبر 30, 2009
Financial Inclusion by Extension of Banking Services - Use of Business Correspondents (BCs)
RBI/2009-10/238 DBOD.No.BL.BC. 63 /22.01.009/2009-10 November @@NBSP@@@@NBSP@@30, 2009 All Commercial Banks (including RRBs and LABs) Dear Sir Financial Inclusion by Extension of Banking Services – Use of Business Correspondents (BCs) As announced in the Annual Policy Statement for the year 2009-10, a Working Group was constituted by Reserve Bank of India to examine the experience to date of the Business Correspondent (BC) model and suggest measures, to enlarge the ca
RBI/2009-10/238 DBOD.No.BL.BC. 63 /22.01.009/2009-10 November @@NBSP@@@@NBSP@@30, 2009 All Commercial Banks (including RRBs and LABs) Dear Sir Financial Inclusion by Extension of Banking Services – Use of Business Correspondents (BCs) As announced in the Annual Policy Statement for the year 2009-10, a Working Group was constituted by Reserve Bank of India to examine the experience to date of the Business Correspondent (BC) model and suggest measures, to enlarge the ca
نومبر 27, 2009
Augmentation of capital funds by issue of Long Term Deposits
RBI/2009-10/232 UBD.PCB.Cir.No. 24 /09.18.201/2009-10 November 27, 2009 The Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam Augmentation of capital funds by issue of Long Term Deposits Please refer to our circular UBD.PCB.Cir.No.4/09.18.201/2008-09 dated July 15, 2008 prescribing guidelines for issue of Preference shares and Long term Deposits by Urban Cooperative Banks.@@NBSP@@ In this connection, it is advised that the Long Term Deposits r
RBI/2009-10/232 UBD.PCB.Cir.No. 24 /09.18.201/2009-10 November 27, 2009 The Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam Augmentation of capital funds by issue of Long Term Deposits Please refer to our circular UBD.PCB.Cir.No.4/09.18.201/2008-09 dated July 15, 2008 prescribing guidelines for issue of Preference shares and Long term Deposits by Urban Cooperative Banks.@@NBSP@@ In this connection, it is advised that the Long Term Deposits r
نومبر 23, 2009
Up-gradation of RTGS System to Windows 2008
RBI/2009-10/230 DIT (CO) Circular No. 5 /09.63.08/2009-10 November 23, 2009 To All RTGS Members Dear Sir, Up-gradation of RTGS System to Windows 2008 As you are aware that RTGS system is presently running on Windows 2000 advanced server with Oracle version 9i and IBM Websphere MQ series 5.3. 2. It has been decided to upgrade RTGS system to the latest available software versions i.e. Microsoft Windows 2008 Enterprise Edition, Oracle 11g and IBM Websphere MQ series 7.0.
RBI/2009-10/230 DIT (CO) Circular No. 5 /09.63.08/2009-10 November 23, 2009 To All RTGS Members Dear Sir, Up-gradation of RTGS System to Windows 2008 As you are aware that RTGS system is presently running on Windows 2000 advanced server with Oracle version 9i and IBM Websphere MQ series 5.3. 2. It has been decided to upgrade RTGS system to the latest available software versions i.e. Microsoft Windows 2008 Enterprise Edition, Oracle 11g and IBM Websphere MQ series 7.0.
نومبر 20, 2009
KYC Norms/AML Standards/Combating of Financing of Terrorism
RBI/2009-10/229 DBOD. AML. No. 8923 /14.01.032 /2009-10 November 20, 2009 The Chairman/ CEOs of all Scheduled Commercial Banks(Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, Know Your Customer (KYC) Norms/ Anti- Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) Please refer to our letter DBOD. AML.No.5852/14.01.029/2008-09 dated October 1, 2009 on risks arising from the deficiencies in AML/CFT regime of Uzbekistan, Iran,
RBI/2009-10/229 DBOD. AML. No. 8923 /14.01.032 /2009-10 November 20, 2009 The Chairman/ CEOs of all Scheduled Commercial Banks(Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, Know Your Customer (KYC) Norms/ Anti- Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) Please refer to our letter DBOD. AML.No.5852/14.01.029/2008-09 dated October 1, 2009 on risks arising from the deficiencies in AML/CFT regime of Uzbekistan, Iran,
نومبر 16, 2009
UCBs - KYC/AML/Combating Financing of Terrorism - Obligation of Banks under PMLA, 2002
RBI/2009-10/224 UBD. CO. BPD. PCB.Cir. No.@@NBSP@@ 23/ 12.05.001 / 2009-10 November 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards / Combating Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act, 2002 – Urban Co-operative Banks Please refer to our circulars UBD.PCB. Cir.30/09.16.100/2004-05 dated December 15, 20
RBI/2009-10/224 UBD. CO. BPD. PCB.Cir. No.@@NBSP@@ 23/ 12.05.001 / 2009-10 November 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards / Combating Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act, 2002 – Urban Co-operative Banks Please refer to our circulars UBD.PCB. Cir.30/09.16.100/2004-05 dated December 15, 20
نومبر 16, 2009
UCBs - Combating Financing of Terrorism
RBI/2009-10/222 UBD. CO. BPD. PCB.Cir. No.21/ 12.05.001/2009-10 November 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Combating Financing of Terrorism – Unlawful Activities (Prevention) Act, 1967 – Obligation of banks – Urban Co-operative Banks Please refer to our circulars UBD.CO.BPD. (PCB) No. 32/09.39.000/2007-08 dated February 25, 2008 on Know Your Customer (KYC) Norms/ Anti-Money Laundering (AML) Standards/Combati
RBI/2009-10/222 UBD. CO. BPD. PCB.Cir. No.21/ 12.05.001/2009-10 November 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Combating Financing of Terrorism – Unlawful Activities (Prevention) Act, 1967 – Obligation of banks – Urban Co-operative Banks Please refer to our circulars UBD.CO.BPD. (PCB) No. 32/09.39.000/2007-08 dated February 25, 2008 on Know Your Customer (KYC) Norms/ Anti-Money Laundering (AML) Standards/Combati
نومبر 16, 2009
UCBs - Embossing Locker Keys with Identification Code of Bank/Branch
RBI/2009-10/223 UBD.CO.BPD. (PCB). Cir. No. 22/12.05.001/2009-10 November 16, 2009 Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir Extension of Safe Deposit Locker/Safe Custody Article Facility and Access to Safe Deposit Lockers/Return of Safe Custody Articles by banks – Urban Co-operative Banks Please refer to paragraph No. 5 of our circular UBD.CO. BPD. No. 47/12.05.001/2006-07 dated June 21, 2007 on the captioned subject wherein banks
RBI/2009-10/223 UBD.CO.BPD. (PCB). Cir. No. 22/12.05.001/2009-10 November 16, 2009 Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir Extension of Safe Deposit Locker/Safe Custody Article Facility and Access to Safe Deposit Lockers/Return of Safe Custody Articles by banks – Urban Co-operative Banks Please refer to paragraph No. 5 of our circular UBD.CO. BPD. No. 47/12.05.001/2006-07 dated June 21, 2007 on the captioned subject wherein banks
نومبر 16, 2009
Marketing/distribution of mutual fund/insurance etc., products by banks
RBI/2009-10/225 DBOD.No.FSD.BC. 60/24.01.001/2009-10 November 16, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Marketing/distribution of mutual fund/insurance etc., products by banks Please refer to our Master Circular on Para-banking activities (Circular No. DBOD. No.FSD.BC 18/ 24.01.001/ 2009-10 dated July 1, 2009). 2.@@NBSP@@ In terms of paragraph 7 thereof, banks have been advised that they can enter into agreements with mutual funds for mar
RBI/2009-10/225 DBOD.No.FSD.BC. 60/24.01.001/2009-10 November 16, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Marketing/distribution of mutual fund/insurance etc., products by banks Please refer to our Master Circular on Para-banking activities (Circular No. DBOD. No.FSD.BC 18/ 24.01.001/ 2009-10 dated July 1, 2009). 2.@@NBSP@@ In terms of paragraph 7 thereof, banks have been advised that they can enter into agreements with mutual funds for mar
نومبر 13, 2009
UCBs - PMLA, 2002 - Obligation of Banks
RBI/2009-10/221 UBD. CO. BPD. PCB.Cir. No. 20/ 12.05.001/2009-10 November 13, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified there under - Urban Co-operative Banks (UCBs) Please refer to our circular UBD.CO. BPD. (PCB) No. 1/12.05.001/2008-09 dated July 02, 2008 on the captioned subject wherein banks have been advised to submit Counterf
RBI/2009-10/221 UBD. CO. BPD. PCB.Cir. No. 20/ 12.05.001/2009-10 November 13, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified there under - Urban Co-operative Banks (UCBs) Please refer to our circular UBD.CO. BPD. (PCB) No. 1/12.05.001/2008-09 dated July 02, 2008 on the captioned subject wherein banks have been advised to submit Counterf
نومبر 11, 2009
List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organsaition
RBI/2009-10/217 DBOD. AML. No. 8299 /14.06.057/2009-10 November 11, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organsaition Please refer to our circular letter DBOD. AML.No.6106/14.06.055/2009-10 dated October 6, 2009.@@NBSP@@ We have since received from Government of India (Minist
RBI/2009-10/217 DBOD. AML. No. 8299 /14.06.057/2009-10 November 11, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organsaition Please refer to our circular letter DBOD. AML.No.6106/14.06.055/2009-10 dated October 6, 2009.@@NBSP@@ We have since received from Government of India (Minist
نومبر 09, 2009
Dealing with incidents of frequent dishonour of cheques
RBI/2009-10/213 @@NBSP@@ DBOD.No.Leg.BC.59 /09.07.005/2009-10 November 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Dishonour of Cheques – Dealing with incidents of frequent dishonour Please refer to paragraph 15.4 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/2009-10 dated July 1, 2009 on Customer Service wherein banks have been advised to take certain steps for dealing with incidents of frequent dishonour of cheques of Rs. 1 crore and above
RBI/2009-10/213 @@NBSP@@ DBOD.No.Leg.BC.59 /09.07.005/2009-10 November 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Dishonour of Cheques – Dealing with incidents of frequent dishonour Please refer to paragraph 15.4 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/2009-10 dated July 1, 2009 on Customer Service wherein banks have been advised to take certain steps for dealing with incidents of frequent dishonour of cheques of Rs. 1 crore and above
نومبر 09, 2009
Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 @@NBSP@@November 9, 2009 Chief Executive Officers ofAll Primary (Urban) Co-operative Banks@@NBSP@@@@NBSP@@Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009@@NBSP@@dated September 01, 2008 on captioned subject.@@NBSP@@ In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit a
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 @@NBSP@@November 9, 2009 Chief Executive Officers ofAll Primary (Urban) Co-operative Banks@@NBSP@@@@NBSP@@Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009@@NBSP@@dated September 01, 2008 on captioned subject.@@NBSP@@ In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit a
نومبر 09, 2009
Scheduled UCBs - Maintenance of CRR on Exempted Categories
RBI/2009-10/210 UBD (PCB) Cir. No.1/12.03.003/2009-10@@NBSP@@ @@NBSP@@November 09, 2009 The Chief Executive Officers All Scheduled Primary (Urban) Co-operative Banks Dear Sir/ Madam, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our circular UBD (PCB) Cir. No. 6/12.03.000/2006-07 dated April 25,, 2007 and the Master Circular UBD.CO.BSD.NSB 1/Ret/MC.No.15/12.03.000/2009-10 dated July 1, 2009 on the captioned subject.. 2. As announced in
RBI/2009-10/210 UBD (PCB) Cir. No.1/12.03.003/2009-10@@NBSP@@ @@NBSP@@November 09, 2009 The Chief Executive Officers All Scheduled Primary (Urban) Co-operative Banks Dear Sir/ Madam, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our circular UBD (PCB) Cir. No. 6/12.03.000/2006-07 dated April 25,, 2007 and the Master Circular UBD.CO.BSD.NSB 1/Ret/MC.No.15/12.03.000/2009-10 dated July 1, 2009 on the captioned subject.. 2. As announced in
نومبر 05, 2009
Provisioning Requirement for Standard Assets
RBI 2009-10/209 DBOD.No.BP.BC. 58 /21.04.048/2009-10 November 5, 2009 The Chairman and Managing Director / Chief Executive Officer All Commercial Banks (Excluding RRBs and LABs) Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 – Provisioning Requirement for Standard Assets Please refer to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed). 2.@@NBSP@@ I
RBI 2009-10/209 DBOD.No.BP.BC. 58 /21.04.048/2009-10 November 5, 2009 The Chairman and Managing Director / Chief Executive Officer All Commercial Banks (Excluding RRBs and LABs) Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 – Provisioning Requirement for Standard Assets Please refer to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed). 2.@@NBSP@@ I
نومبر 05, 2009
Maintenance of CRR on Exempted Categories
RBI/2009-10/208 DBOD. No. Ret. BC.57/12.01.001/2009-10 November 05, 2009 All Scheduled Commercial Banks, (Excluding Regional Rural Banks) Dear Sir, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our circular DBOD. No. Ret. BC. 84 /12.01.001/2006-07 dated April 20, 2007 on the captioned subject and the Master Circular DBOD. No. Ret.BC.45/12.01.001/2009-10 dated September 18, 2009 on Cash Reserve Ratio (CRR) and Statutary Liquidity Ratio
RBI/2009-10/208 DBOD. No. Ret. BC.57/12.01.001/2009-10 November 05, 2009 All Scheduled Commercial Banks, (Excluding Regional Rural Banks) Dear Sir, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our circular DBOD. No. Ret. BC. 84 /12.01.001/2006-07 dated April 20, 2007 on the captioned subject and the Master Circular DBOD. No. Ret.BC.45/12.01.001/2009-10 dated September 18, 2009 on Cash Reserve Ratio (CRR) and Statutary Liquidity Ratio
نومبر 05, 2009
Special Term Repo Facility discontinued
RBI/2009-10/207 Ref: DBOD.Ret.BC.No.56/12.02.001/2009-10 November 05, 2009 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR)- Additional Liquidity Support under Liquidity Adjustment Facility (LAF)@@NBSP@@ Please refer to paragraph 2 of our circular DBOD. No. Ret. BC. 74/12.02.001/2008-09 dated November 03, 2008 and RBI Press Release 2008-
RBI/2009-10/207 Ref: DBOD.Ret.BC.No.56/12.02.001/2009-10 November 05, 2009 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR)- Additional Liquidity Support under Liquidity Adjustment Facility (LAF)@@NBSP@@ Please refer to paragraph 2 of our circular DBOD. No. Ret. BC. 74/12.02.001/2008-09 dated November 03, 2008 and RBI Press Release 2008-
اکتوبر 30, 2009
Inoperative Accounts
RBI/2009-10/202 DBOD.Leg. No.BC.@@NBSP@@55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10@@NBSP@@ dated July 1,@@NBSP@@ 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period o
RBI/2009-10/202 DBOD.Leg. No.BC.@@NBSP@@55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10@@NBSP@@ dated July 1,@@NBSP@@ 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period o
اکتوبر 29, 2009
Rupee Export Credit Interest Rates
RBI/2009-10/204 DBOD.Dir.(Exp).BC.No. 54/04.02.001/2009-10 October 29, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Rupee Export Credit Interest Rates Please refer to our circular DBOD.Dir.(Exp).BC.No.131/04.02.01/2008- 09 dated April 29, 2009 on the captioned subject. 2. The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force up to April 30, 2010. In this connection, you may please refer to
RBI/2009-10/204 DBOD.Dir.(Exp).BC.No. 54/04.02.001/2009-10 October 29, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Rupee Export Credit Interest Rates Please refer to our circular DBOD.Dir.(Exp).BC.No.131/04.02.01/2008- 09 dated April 29, 2009 on the captioned subject. 2. The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force up to April 30, 2010. In this connection, you may please refer to
اکتوبر 28, 2009
Guidelines on Exchange Traded Interest Rate Futures (IRFs) - UCBs
RBI/2009-10/196 UBD (PCB) BPD Cir No. 17/13.01.000/2009-10 October 28, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Guidelines on Exchange Traded Interest Rate Futures (IRFs) – UCBs It has been decided to introduce Interest Rate Futures on a notional coupon bearing 10-year Government of India security. In this regard, Reserve Bank of India has issued a direction FMD.MSRG. 1/02.04.003/2009-10 dated August 28, 2009 under section
RBI/2009-10/196 UBD (PCB) BPD Cir No. 17/13.01.000/2009-10 October 28, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Guidelines on Exchange Traded Interest Rate Futures (IRFs) – UCBs It has been decided to introduce Interest Rate Futures on a notional coupon bearing 10-year Government of India security. In this regard, Reserve Bank of India has issued a direction FMD.MSRG. 1/02.04.003/2009-10 dated August 28, 2009 under section
اکتوبر 28, 2009
SLR increased
RBI/2009-10/195 DBOD.Ret.BC. 51/12.02.001/2009-10 October 28, 2009 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. Ret. BC. 73/12.02.001/2008-09 dated November 03, 2008 on the captioned subject. 2.@@NBSP@@ As announced in the Second Quarter Review of Monetary Policy 2009-10 released on October 27, 2009, it
RBI/2009-10/195 DBOD.Ret.BC. 51/12.02.001/2009-10 October 28, 2009 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. Ret. BC. 73/12.02.001/2008-09 dated November 03, 2008 on the captioned subject. 2.@@NBSP@@ As announced in the Second Quarter Review of Monetary Policy 2009-10 released on October 27, 2009, it
اکتوبر 27, 2009
Second Quarter Review of Monetary Policy for the Year 2009-10
By Dr. D. Subbarao Governor The global economy has begun to recover from the deep recession set off by the financial crisis. This recovery is underpinned by output expansion in emerging market economies (EMEs), particularly those in Asia. The pace and shape of recovery, however, remain uncertain. 2.@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ In fact, the global economic outlook presents a mixed picture. On the positive side, world output, as per t
By Dr. D. Subbarao Governor The global economy has begun to recover from the deep recession set off by the financial crisis. This recovery is underpinned by output expansion in emerging market economies (EMEs), particularly those in Asia. The pace and shape of recovery, however, remain uncertain. 2.@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ In fact, the global economic outlook presents a mixed picture. On the positive side, world output, as per t
اکتوبر 26, 2009
UCBs - Finance for Housing Projects -Disclosure of Information on Mortgage of Property
RBI/2009-10/191 UBD.BPD.No.16 / 09.22.010/2009-10 October 26 , 2009 Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam, Finance for Housing Projects – incorporating clause in the terms and conditions to disclose in pamphlets / brochures / advertisements – information regarding mortgage of property to the bank Please refer to para 9 and Annex 1 of our circular UBD.PCB.MC.No. 2 / 09.22.010 / 2009-10 dated July 1, 2009 (Master circular on Housing
RBI/2009-10/191 UBD.BPD.No.16 / 09.22.010/2009-10 October 26 , 2009 Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam, Finance for Housing Projects – incorporating clause in the terms and conditions to disclose in pamphlets / brochures / advertisements – information regarding mortgage of property to the bank Please refer to para 9 and Annex 1 of our circular UBD.PCB.MC.No. 2 / 09.22.010 / 2009-10 dated July 1, 2009 (Master circular on Housing
اکتوبر 26, 2009
UCBs - Rupee Export Credit Interest Rates
RBI/ 2009-10/189 UBD.CO.BPD.Cir. No. 2/13.05.000/2009-10 October 26, 2009 Chief Executive Officer Scheduled Urban Co-operative Banks (holding AD Category I licences) Dear Sir/ Madam, Rupee Export Credit Interest Rates Please refer to our circular UBD.PCB.Cir. No. 3/13.05.000/2008-09 dated June 18, 2009 whereby interest subvention of 2 percentage points were extended w.e.f. June 1, 2009 till September 30, 2009 on pre-shipment and post-shipment rupee export credit exten
RBI/ 2009-10/189 UBD.CO.BPD.Cir. No. 2/13.05.000/2009-10 October 26, 2009 Chief Executive Officer Scheduled Urban Co-operative Banks (holding AD Category I licences) Dear Sir/ Madam, Rupee Export Credit Interest Rates Please refer to our circular UBD.PCB.Cir. No. 3/13.05.000/2008-09 dated June 18, 2009 whereby interest subvention of 2 percentage points were extended w.e.f. June 1, 2009 till September 30, 2009 on pre-shipment and post-shipment rupee export credit exten
اکتوبر 23, 2009
Amendment of Regulation 5(1)(b) of the Credit Information Companies Regulations, 2006
NOTIFICATION DBOD.DL. BC 49 /20.16.040/ 2009-10 October 23, 2009 Amendment of Regulation 5(1)(b) of the Credit Information Companies Regulations, @@NBSP@@2006 In exercise of the powers conferred by Section 37 of the Credit Information Companies (Regulation) Act, 2005 (hereinafter the Act) the Reserve Bank of India, being satisfied that it is necessary for carrying out the purposes of the Act and expedient in the public interest to do so, hereby modifies the Credit Inf
NOTIFICATION DBOD.DL. BC 49 /20.16.040/ 2009-10 October 23, 2009 Amendment of Regulation 5(1)(b) of the Credit Information Companies Regulations, @@NBSP@@2006 In exercise of the powers conferred by Section 37 of the Credit Information Companies (Regulation) Act, 2005 (hereinafter the Act) the Reserve Bank of India, being satisfied that it is necessary for carrying out the purposes of the Act and expedient in the public interest to do so, hereby modifies the Credit Inf
ستمبر 24, 2009
Prudential Norms on Income Recognition, Asset Classification, and Provisioning pertaining to Advances - Computation of NPA Levels
RBI/2009-10/168 DBOD.No.BP.BC. 46 /21.04.048/2009-10 September 24, 2009 The Chairman and Managing Directors / Chief Executive officers All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir, Prudential Norms on Income Recognition, Asset Classification, and Provisioning pertaining to Advances - Computation of NPA Levels Please refer to paragraphs 3.2, 3.4, and 3.5 of our Master Circular DBOD.No. BP.BC. 17/21.04.048/2009-10@@NBSP@@dated Ju
RBI/2009-10/168 DBOD.No.BP.BC. 46 /21.04.048/2009-10 September 24, 2009 The Chairman and Managing Directors / Chief Executive officers All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir, Prudential Norms on Income Recognition, Asset Classification, and Provisioning pertaining to Advances - Computation of NPA Levels Please refer to paragraphs 3.2, 3.4, and 3.5 of our Master Circular DBOD.No. BP.BC. 17/21.04.048/2009-10@@NBSP@@dated Ju
ستمبر 24, 2009
Exposure to Real Estate Sector- Assessment of Group Risk
RBI/2009-10/167 DBS.CO.No. PP. BC. 8/11.01.005/ 2009-10 @@NBSP@@September 24, 2009 The Chairmen / Chief Executive Officers All Commercial Banks (excluding RRBs) Exposure to Real Estate Sector- Assessment of Group Risk It has been observed that some of the companies operating in the real estate sector have significant exposure in the form of advances, investments, etc. to their subsidiaries and other group or related entities. As a matter of prudence, banks may meticul
RBI/2009-10/167 DBS.CO.No. PP. BC. 8/11.01.005/ 2009-10 @@NBSP@@September 24, 2009 The Chairmen / Chief Executive Officers All Commercial Banks (excluding RRBs) Exposure to Real Estate Sector- Assessment of Group Risk It has been observed that some of the companies operating in the real estate sector have significant exposure in the form of advances, investments, etc. to their subsidiaries and other group or related entities. As a matter of prudence, banks may meticul
ستمبر 18, 2009
Combating financing of terrorism- Unlawful Activities (Prevention) Act, 1967- Obligation of banks
RBI/2009-10/166 DBOD. AML.BC. No. 44 /14.01.001/2009-10 September 17, 2009 The Chairmen and Chief Executive Officers (All Scheduled Commercial Banks excluding RRBs)/Financial Institutions/ Local Area Banks Dear Sir, Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 – Obligation of banks Please refer to Master Circular@@NBSP@@ DBOD. AML. BC. No. 2/14 .01.001/2009-10@@NBSP@@@@NBSP@@dated July 1, 2009 @@NBSP@@on @@NBSP@@Know Your Customer (KYC
RBI/2009-10/166 DBOD. AML.BC. No. 44 /14.01.001/2009-10 September 17, 2009 The Chairmen and Chief Executive Officers (All Scheduled Commercial Banks excluding RRBs)/Financial Institutions/ Local Area Banks Dear Sir, Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 – Obligation of banks Please refer to Master Circular@@NBSP@@ DBOD. AML. BC. No. 2/14 .01.001/2009-10@@NBSP@@@@NBSP@@dated July 1, 2009 @@NBSP@@on @@NBSP@@Know Your Customer (KYC
ستمبر 16, 2009
Fraud Risk Management System in banks - Role of Chairmen / Chief Executive Officers
RBI/2009-10/159 DBS. CO. FrMC. BC. No. 7 /23.04.001/2009-10 September 16, 2009 The Chairman / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Fraud Risk Management System in banks – Role of Chairmen / Chief Executive Officers As you are aware, the incidence of frauds in the banks has been showing an increasing trend over the recent years, both in terms of number of frauds and the amounts involved. It has been observed that the tre
RBI/2009-10/159 DBS. CO. FrMC. BC. No. 7 /23.04.001/2009-10 September 16, 2009 The Chairman / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Fraud Risk Management System in banks – Role of Chairmen / Chief Executive Officers As you are aware, the incidence of frauds in the banks has been showing an increasing trend over the recent years, both in terms of number of frauds and the amounts involved. It has been observed that the tre
ستمبر 16, 2009
Rupee Export Credit Interest Rates
RBI/2009-10/157 Ref.: UBD.CO.BPD.Cir. No. 1/13.05.000/2009-10 September 16, 2009 Chief Executive Officer Scheduled Urban Co-operative Banks (holding AD Category I licences) Dear Sir/ Madam, Rupee Export Credit Interest Rates Please refer to our circular UBD.PCB.Cir. No. 3/13.05.000/2008-09 dated June 18, 2009 on the captioned subject regarding extension of interest subvention of 2 percentage points w.e.f. June 1, 2009 till September 30, 2009 on rupee export credit ext
RBI/2009-10/157 Ref.: UBD.CO.BPD.Cir. No. 1/13.05.000/2009-10 September 16, 2009 Chief Executive Officer Scheduled Urban Co-operative Banks (holding AD Category I licences) Dear Sir/ Madam, Rupee Export Credit Interest Rates Please refer to our circular UBD.PCB.Cir. No. 3/13.05.000/2008-09 dated June 18, 2009 on the captioned subject regarding extension of interest subvention of 2 percentage points w.e.f. June 1, 2009 till September 30, 2009 on rupee export credit ext
ستمبر 16, 2009
Adherence to KYC/AML guidelines while opening and conduct of the accounts of Multi Level Marketing firms
RBI/2009-10/158 UBD. CO. BPD. PCB.Cir. No.9/12.05.001 / 2009-10 September 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Adherence to KYC/AML guidelines while opening and conduct of the accounts of Multi Level Marketing firms It has come to our notice that certain firms posing as Multi Level Marketing (MLM) agencies for consumer goods and services have been actually mobilizing large amounts of deposits from the public wi
RBI/2009-10/158 UBD. CO. BPD. PCB.Cir. No.9/12.05.001 / 2009-10 September 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Adherence to KYC/AML guidelines while opening and conduct of the accounts of Multi Level Marketing firms It has come to our notice that certain firms posing as Multi Level Marketing (MLM) agencies for consumer goods and services have been actually mobilizing large amounts of deposits from the public wi
ستمبر 11, 2009
Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002
RBI/2009-10/152 DBOD. AML.BC. No.43 /14.01.001/2009-10 September 11, 2009 The Chairmen and Chief Executive Officers All Scheduled Commercial Banks excluding@@NBSP@@ RRBs/ Financial institutions/ Local Area Banks Dear Sir, Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002. Please refer to the Master Circular DBOD.AML.BC. No.2/14.01.001/ 2009-10 dated July 01, 2009 on Kno
RBI/2009-10/152 DBOD. AML.BC. No.43 /14.01.001/2009-10 September 11, 2009 The Chairmen and Chief Executive Officers All Scheduled Commercial Banks excluding@@NBSP@@ RRBs/ Financial institutions/ Local Area Banks Dear Sir, Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002. Please refer to the Master Circular DBOD.AML.BC. No.2/14.01.001/ 2009-10 dated July 01, 2009 on Kno
ستمبر 09, 2009
Guidelines on Classification of Exposures as Commercial Real Estate (CRE) Exposures
RBI/2009-10/151 DBOD.BP.BC.No.@@NBSP@@ 42 /08.12.015/ 2009-10 September 9, 2009 All Commercial Banks (excluding RRBs ) Dear Sir, Guidelines on Classification of Exposures as Commercial Real Estate (CRE) Exposures Please refer to our circular DBS.CO.PP.BC.21/11.01.005/2004-05 dated June 29, 2005 on the captioned subject, inter alia, defining CRE Exposures. 2. In view of a number of queries received from banks and other quarters as to whether or not certain exposures sh
RBI/2009-10/151 DBOD.BP.BC.No.@@NBSP@@ 42 /08.12.015/ 2009-10 September 9, 2009 All Commercial Banks (excluding RRBs ) Dear Sir, Guidelines on Classification of Exposures as Commercial Real Estate (CRE) Exposures Please refer to our circular DBS.CO.PP.BC.21/11.01.005/2004-05 dated June 29, 2005 on the captioned subject, inter alia, defining CRE Exposures. 2. In view of a number of queries received from banks and other quarters as to whether or not certain exposures sh
ستمبر 08, 2009
Maintenance of SLR
RBI/2009-10/150 Ref. DBOD No. Ret. BC. 41/12.02.001/2009-10 September 08, 2009 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. Ret. BC. 62/12.02.001/2007-08 dated February 13, 2008 forwarding the notification DBOD. No. Ret. BC. 61/12.02.001/2007-08 dated February 13, 2008, on the captioned subject. 2. In p
RBI/2009-10/150 Ref. DBOD No. Ret. BC. 41/12.02.001/2009-10 September 08, 2009 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. Ret. BC. 62/12.02.001/2007-08 dated February 13, 2008 forwarding the notification DBOD. No. Ret. BC. 61/12.02.001/2007-08 dated February 13, 2008, on the captioned subject. 2. In p
ستمبر 07, 2009
Gold Card Scheme for Exporters
RBI/2009-10/149 DBOD.No. Dir (Exp). BC. 39/04.02.001/2009-10 September 7 , 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam, Gold Card Scheme for Exporters Please refer to our Circulars IECD.No.12/04.02.02/Gold Card/2003-04 dated May 18, 2004 and DBOD.Dir.(Exp)No.73/04.02.02/ Gold Card/2004-05 dated March 04, 2005 on Gold Card Scheme for exporters. In view of the difficulties faced by exporters on account of weakening of external demand and in reali
RBI/2009-10/149 DBOD.No. Dir (Exp). BC. 39/04.02.001/2009-10 September 7 , 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam, Gold Card Scheme for Exporters Please refer to our Circulars IECD.No.12/04.02.02/Gold Card/2003-04 dated May 18, 2004 and DBOD.Dir.(Exp)No.73/04.02.02/ Gold Card/2004-05 dated March 04, 2005 on Gold Card Scheme for exporters. In view of the difficulties faced by exporters on account of weakening of external demand and in reali
ستمبر 07, 2009
Issue of Subordinated Debt for Raising Tier II Capital
RBI/2009-10/147 DBOD.No.BP.BC. 38 /21.01.002/2009-10 September 7, 2009 All commercial banks (excluding RRBs) Dear Sir, Issue of Subordinated Debt for Raising Tier II Capital Please refer to our circulars DBOD.No.BP.BC.5/21.01.002/99 dated February 8, 1999 on the issue of Subordinated Debt for raising Tier II Capital, Annex-5 of the Master Circular DBOD. No. BP.BC.6/21.01.002/2009-10 dated July 1, 2009 on Prudential Norms on Capital Adequacy-Basel I Framework and Annex
RBI/2009-10/147 DBOD.No.BP.BC. 38 /21.01.002/2009-10 September 7, 2009 All commercial banks (excluding RRBs) Dear Sir, Issue of Subordinated Debt for Raising Tier II Capital Please refer to our circulars DBOD.No.BP.BC.5/21.01.002/99 dated February 8, 1999 on the issue of Subordinated Debt for raising Tier II Capital, Annex-5 of the Master Circular DBOD. No. BP.BC.6/21.01.002/2009-10 dated July 1, 2009 on Prudential Norms on Capital Adequacy-Basel I Framework and Annex
ستمبر 03, 2009
UCBs - Last Date for OTS Scheme (under Agricultural Debt Waiver and Debt Relief Scheme, 2008) extended
RBI / 2009-10/145 UBD.BPD.PCB.Cir.No 8@@NBSP@@/13.05.006/2009-10 September 3, 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Budget Announcement 2009-10-Extension of last date under One Time Settlement Scheme (Under Agricultural Debt Waiver and Debt Relief Scheme, 2008) upto Decmber 31, 2009 Please refer to para 6 and 7.3 of the Agricultural Debt Waiver and Debt Relief Scheme, 2008 forwarded vide our circular UBD.PCB. Cir. No.
RBI / 2009-10/145 UBD.BPD.PCB.Cir.No 8@@NBSP@@/13.05.006/2009-10 September 3, 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Budget Announcement 2009-10-Extension of last date under One Time Settlement Scheme (Under Agricultural Debt Waiver and Debt Relief Scheme, 2008) upto Decmber 31, 2009 Please refer to para 6 and 7.3 of the Agricultural Debt Waiver and Debt Relief Scheme, 2008 forwarded vide our circular UBD.PCB. Cir. No.
ستمبر 02, 2009
Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999
RBI /2009-10/142DBOD.No.Leg.BC. 37 /09.07.005/2009-10 @@NBSP@@September 2, 2009 All Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to paragraph 11 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein
RBI /2009-10/142DBOD.No.Leg.BC. 37 /09.07.005/2009-10 @@NBSP@@September 2, 2009 All Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Display of information regarding Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 Please refer to paragraph 11 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein
ستمبر 01, 2009
Cash Management Bills eligible as SLR Securities
RBI/2009-10/139 Ref: DBOD.No.Ret.BC.36/12.02.001/2009-10 September 01, 2009 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to the Reserve Bank Press Release: 2009-2010/227 dated August 10, 2009 on the issuance of Government of India Cash Management Bills. We advise that the proposed cash management bill will be treated as Government of
RBI/2009-10/139 Ref: DBOD.No.Ret.BC.36/12.02.001/2009-10 September 01, 2009 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to the Reserve Bank Press Release: 2009-2010/227 dated August 10, 2009 on the issuance of Government of India Cash Management Bills. We advise that the proposed cash management bill will be treated as Government of
ستمبر 01, 2009
Payment of interest on Savings Bank Account on a Daily Product Basis - UCBs
RBI/2009-10/140 UBD (PCB) BPD Cir No. 7 /13.01.000/2009-10 September 01, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Payment of interest on Savings Bank Account on a Daily Product Basis – UCBs. Please refer to the Directive UBD.DC.102/V.1-86/87@@NBSP@@dated June 25, 1987 in terms of which UCBs were instructed that interest on savings deposits should be calculated on the minimum balance to the credit of the deposit account duri
RBI/2009-10/140 UBD (PCB) BPD Cir No. 7 /13.01.000/2009-10 September 01, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Payment of interest on Savings Bank Account on a Daily Product Basis – UCBs. Please refer to the Directive UBD.DC.102/V.1-86/87@@NBSP@@dated June 25, 1987 in terms of which UCBs were instructed that interest on savings deposits should be calculated on the minimum balance to the credit of the deposit account duri
اگست 31, 2009
UCBs - Forms of Business in which Banking Companies may Engage
RBI/2009-10/138 UBD.CO.BSD. (SCB). No.5/12.09.009/2009-10 August 31, 2009 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir, Section 6 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) – Forms of Business in which banking companies may engage A reference is invited to Section 6 (1)(f) of the Banking Regulation Act (B.R. Act), 1949 (AACS), in terms of which banks may also engage in managing, selling and realizing an
RBI/2009-10/138 UBD.CO.BSD. (SCB). No.5/12.09.009/2009-10 August 31, 2009 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir, Section 6 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) – Forms of Business in which banking companies may engage A reference is invited to Section 6 (1)(f) of the Banking Regulation Act (B.R. Act), 1949 (AACS), in terms of which banks may also engage in managing, selling and realizing an
اگست 31, 2009
Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms
RBI/2009-10/137 DBOD.No.BP.BC. 35/21.04.048/2009-10 August 31, 2009 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars DBOD.No.BP.BC. 26/21.04.048/2008-09@@NBSP@@dated July 30, 2008, DBOD.No.BP.B
RBI/2009-10/137 DBOD.No.BP.BC. 35/21.04.048/2009-10 August 31, 2009 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars DBOD.No.BP.BC. 26/21.04.048/2008-09@@NBSP@@dated July 30, 2008, DBOD.No.BP.B
اگست 28, 2009
Guidelines on Exchange Traded Interest Rate Derivatives
RBI/2009-10/135 DBOD.BP.BC. No.34 /21.04.157/2009-10 August 28, 2009 The Chairmen/ Chief Executive Officers All Commercial Banks (excluding RRBs and LABs) Dear Sir, Guidelines on Exchange Traded Interest Rate Derivatives Please refer to our circular DBOD.BP.BC.No.56/21.04.157/2008-09 dated October 13, 2008 permitting banks to take trading positions also in Interest Rate Futures (IRFs). 2. In this connection, it is clarified that banks are not allowed to undertake tran
RBI/2009-10/135 DBOD.BP.BC. No.34 /21.04.157/2009-10 August 28, 2009 The Chairmen/ Chief Executive Officers All Commercial Banks (excluding RRBs and LABs) Dear Sir, Guidelines on Exchange Traded Interest Rate Derivatives Please refer to our circular DBOD.BP.BC.No.56/21.04.157/2008-09 dated October 13, 2008 permitting banks to take trading positions also in Interest Rate Futures (IRFs). 2. In this connection, it is clarified that banks are not allowed to undertake tran
اگست 27, 2009
Prudential Treatment in respect of Floating Provisions
RBI/2009-10/132 DBOD.No.BP.BC. 33/21.04.048/2009-10 August 27, 2009 The Chairman and Managing Directors / Chief Executive Officers All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir, Prudential Treatment in respect of Floating Provisions Please refer to paragraph (iv) of our circular DBOD.No.BP.BC. 118/21.04.048/2008-09 dated March 25, 2009 and also, our circular DBOD.No.BP.BC.122/21.04.048/2008-09 dated April 9, 2009, in terms of wh
RBI/2009-10/132 DBOD.No.BP.BC. 33/21.04.048/2009-10 August 27, 2009 The Chairman and Managing Directors / Chief Executive Officers All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir, Prudential Treatment in respect of Floating Provisions Please refer to paragraph (iv) of our circular DBOD.No.BP.BC. 118/21.04.048/2008-09 dated March 25, 2009 and also, our circular DBOD.No.BP.BC.122/21.04.048/2008-09 dated April 9, 2009, in terms of wh
اگست 27, 2009
Finance for Housing Projects -Disclosure of Information on Mortgage of Property
RBI/2009-10/131 DBOD.No. Dir (Hsg). BC.31/ 08.12.001/2009-10 August@@NBSP@@ 27, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam, Finance for Housing Projects – Incorporating clause in the terms and conditions to disclose in pamphlets/brochures/advertisements information regarding mortgage of property to the bank Please refer to para 3.3 of our Master Circular on Housing Finance DBOD.No.Dir. (HSG).BC.08/08.12.01/2009-10 dated July 1, 2009 wherein ba
RBI/2009-10/131 DBOD.No. Dir (Hsg). BC.31/ 08.12.001/2009-10 August@@NBSP@@ 27, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam, Finance for Housing Projects – Incorporating clause in the terms and conditions to disclose in pamphlets/brochures/advertisements information regarding mortgage of property to the bank Please refer to para 3.3 of our Master Circular on Housing Finance DBOD.No.Dir. (HSG).BC.08/08.12.01/2009-10 dated July 1, 2009 wherein ba
اگست 27, 2009
Collection of account payee cheque - Prohibition on crediting proceeds to third party account
RBI/2009-10/130 DBOD.BP.BC No. 32 / 21.01.001/ 2009-10 August 27, 2009 The Chairmen/Chief Executives of all Commercial Banks (excluding RRBs) Dear Sir, Collection of account payee cheque – Prohibition on crediting proceeds to third party account Please refer to our circular DBOD.BP.BCNo.56/21.01.001/2005-06@@NBSP@@ dated January 23, 2006 in terms of which banks are prohibited from crediting 'account payee' cheque to the account of any person other than the payee named
RBI/2009-10/130 DBOD.BP.BC No. 32 / 21.01.001/ 2009-10 August 27, 2009 The Chairmen/Chief Executives of all Commercial Banks (excluding RRBs) Dear Sir, Collection of account payee cheque – Prohibition on crediting proceeds to third party account Please refer to our circular DBOD.BP.BCNo.56/21.01.001/2005-06@@NBSP@@ dated January 23, 2006 in terms of which banks are prohibited from crediting 'account payee' cheque to the account of any person other than the payee named
اگست 21, 2009
Revised Scheme for Non-competitive Bidding Facility in the Auctions of State Government Securities (Annex - II of the General Notification)
I. Objective With a view to encouraging wider participation and retail holding of Government securities, it is proposed to allow participation of eligible individuals and institutions on “non-competitive” basis in the auctions of State Government securities. Accordingly, non-competitive bids up to 10 percent of the notified amount will be accepted in the auctions of State Government securities. The reserved amount will be within the notified amount. II. Eligibility Pa
I. Objective With a view to encouraging wider participation and retail holding of Government securities, it is proposed to allow participation of eligible individuals and institutions on “non-competitive” basis in the auctions of State Government securities. Accordingly, non-competitive bids up to 10 percent of the notified amount will be accepted in the auctions of State Government securities. The reserved amount will be within the notified amount. II. Eligibility Pa
اگست 20, 2009
Payment of interest on accounts frozen by UCBs
RBI/2009-10/126@@NBSP@@ UBD (PCB) BPD Cir No. 4 /13.01.000/2009-10 August 20, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Payment of interest on accounts frozen by UCBs @@NBSP@@ Please refer to paragraph 2 of our circular UBD (PCB) BPD Cir No@@NBSP@@21 /13.01.000/2008-09 dated October 1, 2008 on payment of interest on accounts frozen by UCBs, wherein banks have been advised to follow certain procedure in the case of Term Depos
RBI/2009-10/126@@NBSP@@ UBD (PCB) BPD Cir No. 4 /13.01.000/2009-10 August 20, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Payment of interest on accounts frozen by UCBs @@NBSP@@ Please refer to paragraph 2 of our circular UBD (PCB) BPD Cir No@@NBSP@@21 /13.01.000/2008-09 dated October 1, 2008 on payment of interest on accounts frozen by UCBs, wherein banks have been advised to follow certain procedure in the case of Term Depos
اگست 18, 2009
Exim Bank's Line of Credit to the Government of Lao People's Democratic Republic
RBI/2009-10/125 A.P. (DIR Series) Circular No.07 August 18, 2009 To All Category - I Authorised Dealer Banks Madam / Sir, Exim Bank's Line of Credit of USD 17.34 million to @@NBSP@@the Government of Lao@@NBSP@@ People's Democratic Republic Export-Import Bank of India (Exim Bank) has concluded an Agreement dated February 20, 2009 @@NBSP@@with @@NBSP@@the Government of Lao@@NBSP@@ People's Democratic Republic making available to the latter, a Line of Credit (LOC) of USD
RBI/2009-10/125 A.P. (DIR Series) Circular No.07 August 18, 2009 To All Category - I Authorised Dealer Banks Madam / Sir, Exim Bank's Line of Credit of USD 17.34 million to @@NBSP@@the Government of Lao@@NBSP@@ People's Democratic Republic Export-Import Bank of India (Exim Bank) has concluded an Agreement dated February 20, 2009 @@NBSP@@with @@NBSP@@the Government of Lao@@NBSP@@ People's Democratic Republic making available to the latter, a Line of Credit (LOC) of USD
اگست 17, 2009
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008
RBI/2009-10/124 UBD.BPD.PCB.Cir.No. 3 /13.05.006/2009-10 August 17 , 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 Please refer to para 10 of the Agricultural Debt Waiver and Debt Relief Scheme, 2008 forwarded vide our circular UBD.PCB. Cir. No. 43/13.05.000/07-08 dated May 23, 2008 on the captioned subject wherein it is indicated that every lending inst
RBI/2009-10/124 UBD.BPD.PCB.Cir.No. 3 /13.05.006/2009-10 August 17 , 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 Please refer to para 10 of the Agricultural Debt Waiver and Debt Relief Scheme, 2008 forwarded vide our circular UBD.PCB. Cir. No. 43/13.05.000/07-08 dated May 23, 2008 on the captioned subject wherein it is indicated that every lending inst
اگست 14, 2009
Rupee Export Credit - Interest Rate Subvention
RBI/2009-10/121 DBS.CO.IPC.BC.3/12.01.001/2009-10 @@NBSP@@@@NBSP@@ August 14, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Rupee Export Credit - Interest Rate Subvention@@NBSP@@ As you are aware, the scheme of providing interest rate subvention to all scheduled commercial banks in respect of rupee export credit to specified categories of exports was formulated by Government of India and the operative instructions in this regard have been issu
RBI/2009-10/121 DBS.CO.IPC.BC.3/12.01.001/2009-10 @@NBSP@@@@NBSP@@ August 14, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Rupee Export Credit - Interest Rate Subvention@@NBSP@@ As you are aware, the scheme of providing interest rate subvention to all scheduled commercial banks in respect of rupee export credit to specified categories of exports was formulated by Government of India and the operative instructions in this regard have been issu
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صفحے پر آخری اپ ڈیٹ: جون 05, 2025
