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Notifications
اگست 12, 2009
Payment of interest on accounts frozen by banks
RBI/2009-10/119 DBOD.No.Leg.BC.30 /09.07.005/2009-10 August 12, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks Please refer to paragraph 5.8.9 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks have been advised to follow the procedure laid down thereunder in respect of Term Deposit Accounts frozen by the enforcement authorities. 2. In terms o
RBI/2009-10/119 DBOD.No.Leg.BC.30 /09.07.005/2009-10 August 12, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks Please refer to paragraph 5.8.9 of our Master Circular DBOD.No.Leg.BC.9/ 09.07.006/ 2009-10 dated July 1, 2009 on Customer Service, wherein banks have been advised to follow the procedure laid down thereunder in respect of Term Deposit Accounts frozen by the enforcement authorities. 2. In terms o
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اگست 12, 2009
Implementation of the New Capital Adequacy Framework (NCAF)
RBI/2009-10/118 DBOD.No.BP.BC. 29 / 21.06.001 / 2009-10@@NBSP@@ August 12, @@NBSP@@2009 All Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir,@@NBSP@@ Prudential Guidelines on Capital Adequacy and Market Discipline – Implementation of the New Capital Adequacy Framework (NCAF) Please refer to our Master Circular DBOD.No.BP.BC.21 / 21.06.001 / 2009-10 dated July 1, 2009 on the captioned subject. @@NBSP@@ 2.@@NBSP@@ In terms of instructions
RBI/2009-10/118 DBOD.No.BP.BC. 29 / 21.06.001 / 2009-10@@NBSP@@ August 12, @@NBSP@@2009 All Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir,@@NBSP@@ Prudential Guidelines on Capital Adequacy and Market Discipline – Implementation of the New Capital Adequacy Framework (NCAF) Please refer to our Master Circular DBOD.No.BP.BC.21 / 21.06.001 / 2009-10 dated July 1, 2009 on the captioned subject. @@NBSP@@ 2.@@NBSP@@ In terms of instructions
اگست 11, 2009
List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2009-10/117 DBOD. AML. No. 2680 /14.06.051/2009-10 August 11, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our letter DBOD. AML.No.21981/14.06.050/2008-09 dated June 23, 2009. We have since received from the Government of India copy each of the notes
RBI/2009-10/117 DBOD. AML. No. 2680 /14.06.051/2009-10 August 11, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our letter DBOD. AML.No.21981/14.06.050/2008-09 dated June 23, 2009. We have since received from the Government of India copy each of the notes
اگست 05, 2009
Lending under Consortium Arrangements/Multiple Banking Arrangements
RBI/2009-2010/116@@NBSP@@ DBOD.No.FID.FIC.5/01.02.00/2009-10 August 5, 2009 The CEOs of the Select @@NBSP@@All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Lending under Consortium Arrangements/Multiple Banking Arrangements Please find enclosed Circular DBOD.No.BP.BC.46/08.12.001/2008-09 dated September 19, 2008 on the above subject along with subsequent circulars DBOD.No.BP.BC.94/ 08.12.001/2008-09 dated December 08, 20
RBI/2009-2010/116@@NBSP@@ DBOD.No.FID.FIC.5/01.02.00/2009-10 August 5, 2009 The CEOs of the Select @@NBSP@@All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Lending under Consortium Arrangements/Multiple Banking Arrangements Please find enclosed Circular DBOD.No.BP.BC.46/08.12.001/2008-09 dated September 19, 2008 on the above subject along with subsequent circulars DBOD.No.BP.BC.94/ 08.12.001/2008-09 dated December 08, 20
اگست 04, 2009
Inter-Bank Participations - Scheduled Commercial Banks
RBI/2009-10/115 DBOD No.BP.BC. 28 /21.04.141/2009-10 August 4, 2009 The Chairman and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir, Inter-Bank Participations - Scheduled Commercial Banks Please refer to our Circular DBOD No.BP.BC.57/62-88 dated December 31, 1988 on the captioned subject. 2. It has been decided that henceforth, Regional Rural Banks (RRBs) can also issue Inter-Bank Participation Cert
RBI/2009-10/115 DBOD No.BP.BC. 28 /21.04.141/2009-10 August 4, 2009 The Chairman and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir, Inter-Bank Participations - Scheduled Commercial Banks Please refer to our Circular DBOD No.BP.BC.57/62-88 dated December 31, 1988 on the captioned subject. 2. It has been decided that henceforth, Regional Rural Banks (RRBs) can also issue Inter-Bank Participation Cert
اگست 03, 2009
Memorandum of Instructions governing money changing activities
RBI/2009-10/112 A. P. (DIR Series) Circular No.06 A. P. (FL/RL Series) Circular No. 01 August 3, 2009 To, All Authorised Persons in Foreign Exchange Madam / Sir, Memorandum of Instructions governing money changing activities Attention of Authorised Persons is invited to paragraph (C) 4 of Annex-I to the Memorandum of Instructions governing money changing activities, issued vide A. P. (DIR Series) Circular No. 57 [A.P. (FL/RL Series) Circular No. 04] dated March 9, 200
RBI/2009-10/112 A. P. (DIR Series) Circular No.06 A. P. (FL/RL Series) Circular No. 01 August 3, 2009 To, All Authorised Persons in Foreign Exchange Madam / Sir, Memorandum of Instructions governing money changing activities Attention of Authorised Persons is invited to paragraph (C) 4 of Annex-I to the Memorandum of Instructions governing money changing activities, issued vide A. P. (DIR Series) Circular No. 57 [A.P. (FL/RL Series) Circular No. 04] dated March 9, 200
اگست 03, 2009
Inclusion of First Rand Bank Ltd in the Second Schedule to the RBI Act, 1934
RBI/2009-10/111 Ref: DBOD.No. Ret. BC. 27/12.06.125 /2009-10 August 3, 2009 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – First Rand @@NBSP@@Bank Ltd We advise that the name of "First Rand Bank Ltd" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. IBD. No. 20525 /23.13.145/2008-09 dated June 12, 2009, published in the Gazette of India (Part III - S
RBI/2009-10/111 Ref: DBOD.No. Ret. BC. 27/12.06.125 /2009-10 August 3, 2009 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – First Rand @@NBSP@@Bank Ltd We advise that the name of "First Rand Bank Ltd" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. IBD. No. 20525 /23.13.145/2008-09 dated June 12, 2009, published in the Gazette of India (Part III - S
جولائی 28, 2009
First Quarter Review of Statement on Monetary Policy for the Year 2009-10
By Dr. D. Subbarao Governor The global economy is showing incipient signs of stabilisation, albeit not recovery. The pace of decline in economic activity in several major advanced economies has slowed, frozen credit markets have thawed and equity markets have begun to recover. Recent months have witnessed industrial activity reviving in a number of emerging market economies (EMEs) such as China, Korea, Brazil and India. Notwithstanding some positive signs, the path an
By Dr. D. Subbarao Governor The global economy is showing incipient signs of stabilisation, albeit not recovery. The pace of decline in economic activity in several major advanced economies has slowed, frozen credit markets have thawed and equity markets have begun to recover. Recent months have witnessed industrial activity reviving in a number of emerging market economies (EMEs) such as China, Korea, Brazil and India. Notwithstanding some positive signs, the path an
جولائی 22, 2009
Issue of Indian Depository Receipts (IDRs)
RBI/2009-10/106 A.P. (DIR Series) Circular No. 05 July 22, 2009 To All Category – I Authorised Dealer banks Madam / Sir, Issue of Indian Depository Receipts (IDRs) Attention of Authorised Dealer Category-I (AD Category-I) banks is invited to Companies (Issue of Indian Depository Receipts) Rules, 2004 (IDR Rules) notified by the Ministry of Corporate Affairs and subsequent amendments made thereto and Circular No. SEBI / CFD / DIL / DIP / 20 /2006 / 3 / 4 dated April 3,
RBI/2009-10/106 A.P. (DIR Series) Circular No. 05 July 22, 2009 To All Category – I Authorised Dealer banks Madam / Sir, Issue of Indian Depository Receipts (IDRs) Attention of Authorised Dealer Category-I (AD Category-I) banks is invited to Companies (Issue of Indian Depository Receipts) Rules, 2004 (IDR Rules) notified by the Ministry of Corporate Affairs and subsequent amendments made thereto and Circular No. SEBI / CFD / DIL / DIP / 20 /2006 / 3 / 4 dated April 3,
جولائی 21, 2009
Grievance Redressal Mechanism - Display of Contact Details of Officials
RBI /2009-10 / 103DBOD.No.Leg.BC.24 /09.07.005/2009-10 July 21, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006 Please refer to paragraph 16.5 (v) of our Master Circular on Customer Service DBOD. No. Leg.BC.9/09.07.006/2009-10 dated July 1, 2009, wherein banks have been advised to prominently display at the branches, the names o
RBI /2009-10 / 103DBOD.No.Leg.BC.24 /09.07.005/2009-10 July 21, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006 Please refer to paragraph 16.5 (v) of our Master Circular on Customer Service DBOD. No. Leg.BC.9/09.07.006/2009-10 dated July 1, 2009, wherein banks have been advised to prominently display at the branches, the names o
جولائی 07, 2009
Introduction of Advanced Approaches of Basel II Framework in India - Time Schedule
RBI/2009-10/99 DBOD.BP.BC.No. 23 /21.06.001/2009-10 July 7, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Introduction of Advanced Approaches of Basel II Framework in India – Time Schedule Please refer to our circular DBOD.No.BP.BC.90/20.06.001/2006-07 dated April 27, 2007 on the New Capital Adequacy Framework in terms of which foreign banks operating in India and Indian banks h
RBI/2009-10/99 DBOD.BP.BC.No. 23 /21.06.001/2009-10 July 7, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Introduction of Advanced Approaches of Basel II Framework in India – Time Schedule Please refer to our circular DBOD.No.BP.BC.90/20.06.001/2006-07 dated April 27, 2007 on the New Capital Adequacy Framework in terms of which foreign banks operating in India and Indian banks h
جولائی 07, 2009
Revised draft guidelines on Commercial Real Estate (CRE) Exposures
DBOD.BP.No. 502 / 08.12.015/ 2008-09 July 7, 2009 All Commercial Banks (excluding RRBs ) Dear Sir, Revised draft guidelines on Commercial Real Estate (CRE) Exposures Please refer to our circular DBS.CO.PP.BC.21/11.01.005/2004-05 dated June 29, 2005 on the captioned subject. 2. In view of a number of queries received from banks and other quarters as to whether or not certain exposures should be treated as CRE Exposure, as also in the light of switching over to Basel-II
DBOD.BP.No. 502 / 08.12.015/ 2008-09 July 7, 2009 All Commercial Banks (excluding RRBs ) Dear Sir, Revised draft guidelines on Commercial Real Estate (CRE) Exposures Please refer to our circular DBS.CO.PP.BC.21/11.01.005/2004-05 dated June 29, 2005 on the captioned subject. 2. In view of a number of queries received from banks and other quarters as to whether or not certain exposures should be treated as CRE Exposure, as also in the light of switching over to Basel-II
جون 29, 2009
Prudential treatment of different types of Provisions in respect of loan portfolios
RBI/2008-09/514 UBD.PCB.Cir.No. 73@@NBSP@@ /09.14.000/2008-09 June 29, 2009 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam Prudential treatment of different types of Provisions in respect of loan portfolios It has been decided to lay down the following guidelines in regard to the prudential treatment of different types of provisions in respect of loan portfolios.@@NBSP@@ It is clarified that the relative provisions can only be re
RBI/2008-09/514 UBD.PCB.Cir.No. 73@@NBSP@@ /09.14.000/2008-09 June 29, 2009 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam Prudential treatment of different types of Provisions in respect of loan portfolios It has been decided to lay down the following guidelines in regard to the prudential treatment of different types of provisions in respect of loan portfolios.@@NBSP@@ It is clarified that the relative provisions can only be re
جون 26, 2009
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008
RBI / 2008-09/513 UBD.BPD.PCB.Cir.No. 72/13.05.000/2008-09 June 26, 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 We forward herewith a copy of a letter F No. 3/9/2008- AC dated June 12, 2009 received from Government of India, Ministry of Finance, New Delhi on the captioned subject. The contents are self explanatory. 2. You are requested to take necessar
RBI / 2008-09/513 UBD.BPD.PCB.Cir.No. 72/13.05.000/2008-09 June 26, 2009 The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 We forward herewith a copy of a letter F No. 3/9/2008- AC dated June 12, 2009 received from Government of India, Ministry of Finance, New Delhi on the captioned subject. The contents are self explanatory. 2. You are requested to take necessar
جون 25, 2009
Loans extended by banks to MFs and Issue of IPCs
RBI/2008-09/510 DBOD.No.Dir.BC. 139 /13.03.00/2008-2009 June 25, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No.DBOD.Dir.BC.119/13.03.00/2008-2009 dated March 30, 2009 in terms of which the transition period allowed to banks to comply with the requirements contained in our circular No.DBOD.Dir.BC
RBI/2008-09/510 DBOD.No.Dir.BC. 139 /13.03.00/2008-2009 June 25, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No.DBOD.Dir.BC.119/13.03.00/2008-2009 dated March 30, 2009 in terms of which the transition period allowed to banks to comply with the requirements contained in our circular No.DBOD.Dir.BC
جون 25, 2009
Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy
RBI 2008-09/511 DBOD.No.BP.BC.140 /21.04.048/2008-09 June 25, 2009 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars DBOD.No.BP.BC. 26/21.04.048/2008-09 dated July 30, 2008, DBOD.No.BP.BC.78/21.04.048/2008-09 dated November
RBI 2008-09/511 DBOD.No.BP.BC.140 /21.04.048/2008-09 June 25, 2009 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars DBOD.No.BP.BC. 26/21.04.048/2008-09 dated July 30, 2008, DBOD.No.BP.BC.78/21.04.048/2008-09 dated November
جون 24, 2009
Frauds in borrowal accounts having multiple banking arrangements
RBI/2008-09/508 DBS CO.FrMC BC No@@NBSP@@ 8@@NBSP@@ /23.04.001/2008-09 June 24, 2009 The Chairman / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Frauds in borrowal accounts having multiple banking arrangements It has come to our notice that certain unscrupulous borrowers enjoying credit facilities under "multiple banking arrangement" have, after defrauding one of the financing banks, continued to enjoy the facilities with other financi
RBI/2008-09/508 DBS CO.FrMC BC No@@NBSP@@ 8@@NBSP@@ /23.04.001/2008-09 June 24, 2009 The Chairman / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Frauds in borrowal accounts having multiple banking arrangements It has come to our notice that certain unscrupulous borrowers enjoying credit facilities under "multiple banking arrangement" have, after defrauding one of the financing banks, continued to enjoy the facilities with other financi
جون 24, 2009
Access to own credit report
RBI/2008-09/507 DBOD.No.DL.BC. 138/20.16.042/2008-09 June 24, 2009 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) Notified All-India Financial Institutions Dear Sir Access to own credit report Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in the context of Credit Information Companies (Regulation) Act, 2005 to urgently initiate steps to build up database and be in readiness for effective
RBI/2008-09/507 DBOD.No.DL.BC. 138/20.16.042/2008-09 June 24, 2009 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) Notified All-India Financial Institutions Dear Sir Access to own credit report Please refer to our circular DBOD No.DL.11590/20.16.034/2007-08 dated February 27, 2008 advising banks/FIs in the context of Credit Information Companies (Regulation) Act, 2005 to urgently initiate steps to build up database and be in readiness for effective
جون 23, 2009
List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organsaition
DBOD. AML. No. 21981 /14.06.050/2008- 09 June 23, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organsaition Please refer to our letter DBOD. AML.No.20818/14.06.49/2008-09 dated June 4, 2009.@@NBSP@@ We have since received from the Government of India a copy of the note dated@@NBSP@@
DBOD. AML. No. 21981 /14.06.050/2008- 09 June 23, 2009 The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organsaition Please refer to our letter DBOD. AML.No.20818/14.06.49/2008-09 dated June 4, 2009.@@NBSP@@ We have since received from the Government of India a copy of the note dated@@NBSP@@
جون 16, 2009
UCBs - Appointment of UCBs as agents/sub-agents under MTSS
RBI /2008-09/500 UBD.CO.BPD.PCB.Cir.No.69 /16.12.000/2008-09 June 15, 2009 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme Please refer to our circular UBD.CO.BPD(PCB) No.62/16.12.000/2008-09 dated April 23, 2009 on the captioned subject. It has been decided to amend paragraph 2 of the circular as under: 2. In terms of Para 2(iii) of the circular, where the UCBs
RBI /2008-09/500 UBD.CO.BPD.PCB.Cir.No.69 /16.12.000/2008-09 June 15, 2009 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme Please refer to our circular UBD.CO.BPD(PCB) No.62/16.12.000/2008-09 dated April 23, 2009 on the captioned subject. It has been decided to amend paragraph 2 of the circular as under: 2. In terms of Para 2(iii) of the circular, where the UCBs
جون 16, 2009
UCBs - Credit delivery to Micro and Small Enterprises Sector
RBI/2008-09/501 UBD.BPD.No. 71/09.09.001/2008-09 June 16, 2009 Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam, Credit delivery to the Micro and Small Enterprises Sector In recognition of the problems being faced by the Micro and Small Enterprises (MSE) sector, particularly with respect to rehabilitation of potentially viable sick units, the Reserve Bank had constituted a Working Group under the Chairmanship of Dr. K. C. Chakrabarty, Chairma
RBI/2008-09/501 UBD.BPD.No. 71/09.09.001/2008-09 June 16, 2009 Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam, Credit delivery to the Micro and Small Enterprises Sector In recognition of the problems being faced by the Micro and Small Enterprises (MSE) sector, particularly with respect to rehabilitation of potentially viable sick units, the Reserve Bank had constituted a Working Group under the Chairmanship of Dr. K. C. Chakrabarty, Chairma
جون 15, 2009
Declaration of dividend by UCBs
RBI/2008-09/497 UBD.CO. BPD. (PCB) Cir. No. 70@@NBSP@@ /12.05.001/2008-09 June 15, 2009 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Declaration of dividend by UCBs Please refer to our circular BSD.IP.PCB.16/12.05.03/2003-04 dated September 19, 2003 on the captioned subject advising the criteria for declaration of dividend by UCBs. As per the extant instructions, UCBs classified in grade other than Grade II to IV may declare divid
RBI/2008-09/497 UBD.CO. BPD. (PCB) Cir. No. 70@@NBSP@@ /12.05.001/2008-09 June 15, 2009 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Declaration of dividend by UCBs Please refer to our circular BSD.IP.PCB.16/12.05.03/2003-04 dated September 19, 2003 on the captioned subject advising the criteria for declaration of dividend by UCBs. As per the extant instructions, UCBs classified in grade other than Grade II to IV may declare divid
جون 12, 2009
Relaxations in Branch Authorisation Policy - Off Site ATMs
RBI/2008-09/496 DBOD.No. BL.BC. 137 /22.01.001/2008-09 June 12, 2009 Jyeshtha 21,1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 23 of Banking Regulation Act, 1949 - Relaxations in Branch Authorisation Policy - Off Site ATMs In terms of the extant guidelines as contained in paragraph 1 of the Master Circular DBOD.No. BL.BC.21/22.01.001/2008-09 dated July 1, 2008, banks are required to obtain the prior approval of Reserve Bank of India befo
RBI/2008-09/496 DBOD.No. BL.BC. 137 /22.01.001/2008-09 June 12, 2009 Jyeshtha 21,1931(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 23 of Banking Regulation Act, 1949 - Relaxations in Branch Authorisation Policy - Off Site ATMs In terms of the extant guidelines as contained in paragraph 1 of the Master Circular DBOD.No. BL.BC.21/22.01.001/2008-09 dated July 1, 2008, banks are required to obtain the prior approval of Reserve Bank of India befo
جون 11, 2009
Network based operations - RBI Supported Systems
DIT.CO.(Pol).Cir 1/2942/09.63.26 /2008-09 May 04, 2009 The Chief Executives of all Commercial Banks Dear Sir / Madam, Network based operations – RBI Supported Systems Please refer to the Annual Policy statement of the Governor, Reserve Bank of India, announced on April 21, 2009 ((cf. paragraph 154). The network based communication facilities relating to critical IT based payment and other systems supported by the Reserve Bank, are being improved, based on technologica
DIT.CO.(Pol).Cir 1/2942/09.63.26 /2008-09 May 04, 2009 The Chief Executives of all Commercial Banks Dear Sir / Madam, Network based operations – RBI Supported Systems Please refer to the Annual Policy statement of the Governor, Reserve Bank of India, announced on April 21, 2009 ((cf. paragraph 154). The network based communication facilities relating to critical IT based payment and other systems supported by the Reserve Bank, are being improved, based on technologica
جون 05, 2009
Closure of fraud cases - relaxation in the existing norms
RBI/2008-09/492 DBS. CO. FrMC. BC. No. 7/23.04.001/2008-09 June 05, 2009 Heads of all scheduled commercial banks (excluding RRBs). Dear Sir / Madam, Closure of fraud cases - relaxation in the existing norms Please refer to our Master Circular DBS.FrMC.BC.No 15 / 23.04.001 / 2007-08 dated July 1, 2008 on Frauds – Classification and Reporting. In terms of para 4.1.4 of the above circular, banks can close fraud cases only after: (a) the fraud cases pending with CBI / Pol
RBI/2008-09/492 DBS. CO. FrMC. BC. No. 7/23.04.001/2008-09 June 05, 2009 Heads of all scheduled commercial banks (excluding RRBs). Dear Sir / Madam, Closure of fraud cases - relaxation in the existing norms Please refer to our Master Circular DBS.FrMC.BC.No 15 / 23.04.001 / 2007-08 dated July 1, 2008 on Frauds – Classification and Reporting. In terms of para 4.1.4 of the above circular, banks can close fraud cases only after: (a) the fraud cases pending with CBI / Pol
جون 02, 2009
Foreign Exchange Management (Deposit) (Amendment) Regulations, 2009
Reserve Bank of India Foreign Exchange Department Central Office Mumbai 400 001 Notification No.FEMA.193/2009-RB Date: June 2, 2009 Foreign Exchange Management (Deposit) (Amendment) Regulations, 2009 In exercise of the powers conferred by clause (f) of sub section (3) of section 6 and sub section (2) of section 47 of the Foreign Exchange Management Act, 1999 (42 of 1999), the Reserve Bank of India makes the following amendments in the Foreign Exchange Management (Depo
Reserve Bank of India Foreign Exchange Department Central Office Mumbai 400 001 Notification No.FEMA.193/2009-RB Date: June 2, 2009 Foreign Exchange Management (Deposit) (Amendment) Regulations, 2009 In exercise of the powers conferred by clause (f) of sub section (3) of section 6 and sub section (2) of section 47 of the Foreign Exchange Management Act, 1999 (42 of 1999), the Reserve Bank of India makes the following amendments in the Foreign Exchange Management (Depo
مئی 29, 2009
Issue of Guarantees by banks
RBI/2008-2009/488 DBOD.No.DIR.BC.136/13.03.00/2008-09 May 29, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Issue of Guarantees by banks It is observed that, of late, certain banks, in terms of paragraph 2.4.2.3 (a) of the @@NBSP@@Master circular RBI/2008-09/79 DBOD.No.Dir.BC.18/13.03.00/2008-09 dated July 1, 2008 (extract attached) , have been issuing guarantees on behalf of corporate entities in respect of non-convertible debentures issued by such e
RBI/2008-2009/488 DBOD.No.DIR.BC.136/13.03.00/2008-09 May 29, 2009 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Issue of Guarantees by banks It is observed that, of late, certain banks, in terms of paragraph 2.4.2.3 (a) of the @@NBSP@@Master circular RBI/2008-09/79 DBOD.No.Dir.BC.18/13.03.00/2008-09 dated July 1, 2008 (extract attached) , have been issuing guarantees on behalf of corporate entities in respect of non-convertible debentures issued by such e
مئی 26, 2009
Capital Adequacy Norms for Banks’ Exposures to Central Counterparties(CCPs)
RBI/2008-09/485 DBOD.BP.BC. No.134/21.06.001/2008-09 May 26, 2009 The Chairman and Managing Directors/ Chief Executive Officers All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Capital Adequacy Norms for Banks’ Exposures to Central Counterparties(CCPs) Please refer to our Master Circular – Prudential Guidelines on Capital Adequacy and Market Discipline – Implementation of New Capital Adequacy Framework No. RBI/ 2008-09 /68.DBOD.No. BP.BC. 11 /21.06.0
RBI/2008-09/485 DBOD.BP.BC. No.134/21.06.001/2008-09 May 26, 2009 The Chairman and Managing Directors/ Chief Executive Officers All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Capital Adequacy Norms for Banks’ Exposures to Central Counterparties(CCPs) Please refer to our Master Circular – Prudential Guidelines on Capital Adequacy and Market Discipline – Implementation of New Capital Adequacy Framework No. RBI/ 2008-09 /68.DBOD.No. BP.BC. 11 /21.06.0
مئی 26, 2009
Relaxation to trade and industry in the state of Jammu and Kashmir
RBI/2008-09/484 DBOD. No. BP. BC. 135 /21.04.012/2008-09 May 26, 2009 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Relaxation to trade and industry in the state of Jammu and Kashmir Please refer to our circular DBOD.No.BP.BC.89/21.04.012/2007-2008 dated June 03, 2008 extending the period of concessions/credit relaxations to borrowers / customers in Jammu and Kashmir up to 31 March 2009. It has been decided that the concession
RBI/2008-09/484 DBOD. No. BP. BC. 135 /21.04.012/2008-09 May 26, 2009 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Relaxation to trade and industry in the state of Jammu and Kashmir Please refer to our circular DBOD.No.BP.BC.89/21.04.012/2007-2008 dated June 03, 2008 extending the period of concessions/credit relaxations to borrowers / customers in Jammu and Kashmir up to 31 March 2009. It has been decided that the concession
مئی 20, 2009
Foreign Exchange Management (Foreign Exchange Derivative Contracts) (Amendment) Regulations, 2009
RESERVE BANK OF INDIA FOREIGN EXCHANGE DEPARTMENT CENTRAL OFFICE MUMBAI Notification@@NBSP@@No.@@NBSP@@FEMA@@NBSP@@191/RB-2009 Dated@@NBSP@@May 20, 2009 Foreign Exchange Management (Foreign Exchange Derivative Contracts) (Amendment) @@NBSP@@Regulations, 2009. In exercise of the powers conferred by clause (h) of sub-section (2) of Section 47 of the Foreign Exchange Management Act, 1999 (42 of 1999),@@NBSP@@ the Reserve Bank@@NBSP@@ hereby makes the following amendments
RESERVE BANK OF INDIA FOREIGN EXCHANGE DEPARTMENT CENTRAL OFFICE MUMBAI Notification@@NBSP@@No.@@NBSP@@FEMA@@NBSP@@191/RB-2009 Dated@@NBSP@@May 20, 2009 Foreign Exchange Management (Foreign Exchange Derivative Contracts) (Amendment) @@NBSP@@Regulations, 2009. In exercise of the powers conferred by clause (h) of sub-section (2) of Section 47 of the Foreign Exchange Management Act, 1999 (42 of 1999),@@NBSP@@ the Reserve Bank@@NBSP@@ hereby makes the following amendments
مئی 11, 2009
Reconciliation of nostro account and treatment of outstanding entries
RBI/2008-09/475 DBOD.BP.BC.No.133/21.04.018/2008-09@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ @@NBSP@@@@NBSP@@May 11, 2009 The Chairmen/Chief Executives All Commercial Banks (exc
RBI/2008-09/475 DBOD.BP.BC.No.133/21.04.018/2008-09@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ @@NBSP@@@@NBSP@@May 11, 2009 The Chairmen/Chief Executives All Commercial Banks (exc
مئی 07, 2009
Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions
RBI/2008-09/471 DBOD.No.FID.FIC 6/01.02.00/2008-09 May 7, 2009 The CEOs of select all-India Terms Lending and Refinancing Institutions (Exim Bank, NABARD, NHB & SIDBI) Dear Sir, Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions In continuation of our circular DBOD.No.FID.FIC.5/01.02.00/2008-09 dated@@NBSP@@ February 26, 2009 on the above subject, please find enclosed a copy of Circular DBOD.No. BP.BC. 121/21.04.132/2008-
RBI/2008-09/471 DBOD.No.FID.FIC 6/01.02.00/2008-09 May 7, 2009 The CEOs of select all-India Terms Lending and Refinancing Institutions (Exim Bank, NABARD, NHB & SIDBI) Dear Sir, Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions In continuation of our circular DBOD.No.FID.FIC.5/01.02.00/2008-09 dated@@NBSP@@ February 26, 2009 on the above subject, please find enclosed a copy of Circular DBOD.No. BP.BC. 121/21.04.132/2008-
مئی 07, 2009
Payment of interest on ACU USD/EUR Accounts
RBI. No. 2008-09 /472 DBOD. No. Dir. BC. 132/13.03.00/2008-09 May 7, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Asian Clearing Union (ACU) @@NBSP@@- Payment of interest on ACU USD/EUR Accounts In terms of our circular DBOD. No. Dir. BC. 58/13.01.09/2000 dated December 19, 2000 banks operating in India have been allowed to pay interest, at their discretion, on ACU Dollar Vostro Accounts. 2.@@NBSP@@ Pursuant to a decision taken by the Board of Directo
RBI. No. 2008-09 /472 DBOD. No. Dir. BC. 132/13.03.00/2008-09 May 7, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Asian Clearing Union (ACU) @@NBSP@@- Payment of interest on ACU USD/EUR Accounts In terms of our circular DBOD. No. Dir. BC. 58/13.01.09/2000 dated December 19, 2000 banks operating in India have been allowed to pay interest, at their discretion, on ACU Dollar Vostro Accounts. 2.@@NBSP@@ Pursuant to a decision taken by the Board of Directo
مئی 06, 2009
UCBs - Extension of Area of Operation - Liberalisation
RBI/2008-09/469 UBD.CO.LS.Cir.No. 66 /07.01.000/2008-09 May 6, 2009 All Primary (Urban) Cooperative Banks Dear Sir/Madam Annual Policy Statement for the year 2009-10- Extension of Area of Operation (AOO)-Liberalisation Please refer to para 163 of the Annual Policy Statement 2009-10 (copy enclosed) in terms of which, it has been decided to permit extension of area of operation to well-functioning Primary (Urban) Cooperative Banks (UCBs) in the States that have signed M
RBI/2008-09/469 UBD.CO.LS.Cir.No. 66 /07.01.000/2008-09 May 6, 2009 All Primary (Urban) Cooperative Banks Dear Sir/Madam Annual Policy Statement for the year 2009-10- Extension of Area of Operation (AOO)-Liberalisation Please refer to para 163 of the Annual Policy Statement 2009-10 (copy enclosed) in terms of which, it has been decided to permit extension of area of operation to well-functioning Primary (Urban) Cooperative Banks (UCBs) in the States that have signed M
اپریل 29, 2009
UCBs - Need for Bank Branches / ATMs to be made accessible to persons with disabilities
RBI/2008-09/464 UBD.CO. BPD. (PCB) Cir. No. 63/9.39.000/2008-09 April 29, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Need for Bank Branches / ATMs to be made accessible to persons with disabilities @@NBSP@@ We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair
RBI/2008-09/464 UBD.CO. BPD. (PCB) Cir. No. 63/9.39.000/2008-09 April 29, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Need for Bank Branches / ATMs to be made accessible to persons with disabilities @@NBSP@@ We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair
اپریل 29, 2009
Rupee Export Credit Interest Rates
RBI/2008-09/466 DBOD.Dir.(Exp).BC.No.131/04.02.001/2008-09 April 29, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Rupee Export Credit Interest Rates Please refer to our circulars DBOD.Dir.(Exp.)No.68/04.02.01/2008-09, DBOD.Dir.(Exp.)No.80/04.02.01/2008-09 and DBOD.Dir. (Exp.) No.88/04.02.01/2008-09 dated October 24, November 15 and November 28, 2008 respectively on the captioned subject. 2. The validity of the interest rates on rupee export credit in
RBI/2008-09/466 DBOD.Dir.(Exp).BC.No.131/04.02.001/2008-09 April 29, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Rupee Export Credit Interest Rates Please refer to our circulars DBOD.Dir.(Exp.)No.68/04.02.01/2008-09, DBOD.Dir.(Exp.)No.80/04.02.01/2008-09 and DBOD.Dir. (Exp.) No.88/04.02.01/2008-09 dated October 24, November 15 and November 28, 2008 respectively on the captioned subject. 2. The validity of the interest rates on rupee export credit in
اپریل 24, 2009
Payment of Interest on Savings Bank Account on a Daily Product Basis
RBI/2008-09/452 DBOD. No. Dir. BC.128/13.03.00/2008-09 April 24, 2009 @@NBSP@@ All Scheduled Commercial Banks(Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Payment of Interest on Savings Bank Account on a Daily Product Basis @@NBSP@@ Please refer to paragraph 88 of the Annual Policy Statement announced by Governor on April 21, 2009 (extract enclosed), in terms of which it has been proposed that payment of interest on savings bank accounts by scheduled commercial banks wo
RBI/2008-09/452 DBOD. No. Dir. BC.128/13.03.00/2008-09 April 24, 2009 @@NBSP@@ All Scheduled Commercial Banks(Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Payment of Interest on Savings Bank Account on a Daily Product Basis @@NBSP@@ Please refer to paragraph 88 of the Annual Policy Statement announced by Governor on April 21, 2009 (extract enclosed), in terms of which it has been proposed that payment of interest on savings bank accounts by scheduled commercial banks wo
اپریل 24, 2009
Financial Inclusion by Extension of Banking Services - Use of Business Facilitators (BFs) and Business Correspondents (BCs)
RBI/2008-2009/455 DBOD.No.BL.BC.129@@NBSP@@ /22.01.009/2008-2009 April 24, 2009 Vaishakha 3, 1931(Saka) All Scheduled Commercial Banks (including RRBs) & Local Area Banks @@NBSP@@ Dear Sir, @@NBSP@@ Financial Inclusion by Extension of Banking Services – Use of Business Facilitators (BFs) and Business Correspondents (BCs) @@NBSP@@ Please refer to paragraph 4 of our circular DBOD.No.BL.BC.74/22.01.009/2007-2008 dated April 24, 2008, on the above subject. 2. In this
RBI/2008-2009/455 DBOD.No.BL.BC.129@@NBSP@@ /22.01.009/2008-2009 April 24, 2009 Vaishakha 3, 1931(Saka) All Scheduled Commercial Banks (including RRBs) & Local Area Banks @@NBSP@@ Dear Sir, @@NBSP@@ Financial Inclusion by Extension of Banking Services – Use of Business Facilitators (BFs) and Business Correspondents (BCs) @@NBSP@@ Please refer to paragraph 4 of our circular DBOD.No.BL.BC.74/22.01.009/2007-2008 dated April 24, 2008, on the above subject. 2. In this
اپریل 23, 2009
Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme
RBI /2008-09/465 UBD.CO.BPD.PCB.Cir.no.62/16.12.000/2008-09 April 23, 2009 The Chief executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme Please refer to our circular UBD(PCB) No.8/16.12.000/2007-08 dated July 17, 2007 on the captioned subject, allowing UCBs holding AD Category I and II licences to act as agents/ sub-agents under the Money Transfer Service Scheme (MTSS). 2. In
RBI /2008-09/465 UBD.CO.BPD.PCB.Cir.no.62/16.12.000/2008-09 April 23, 2009 The Chief executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Appointment of UCBs as agents/ sub-agents under Money Transfer Service Scheme Please refer to our circular UBD(PCB) No.8/16.12.000/2007-08 dated July 17, 2007 on the captioned subject, allowing UCBs holding AD Category I and II licences to act as agents/ sub-agents under the Money Transfer Service Scheme (MTSS). 2. In
اپریل 22, 2009
Extension of Guarantee - Maturity beyond Ten years
RBI/2008-09/448 DBOD.No. BP. BC.127/ 21.04.009/2008-09 April 22, 2009 @@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir, @@NBSP@@ Extension of Guarantee - Maturity beyond Ten years @@NBSP@@ @@NBSP@@ In terms of Paragraph 2.1.3 of our Master Circular RBI/2008-09/79 – DBOD.@@NBSP@@Dir.BC.18/13.03.00/2008-09 dated July 1, 2008 on ‘Guarantees and Co -acceptances’, no bank guarantee should normally have a maturity of more than 10 years. 2. We have
RBI/2008-09/448 DBOD.No. BP. BC.127/ 21.04.009/2008-09 April 22, 2009 @@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir, @@NBSP@@ Extension of Guarantee - Maturity beyond Ten years @@NBSP@@ @@NBSP@@ In terms of Paragraph 2.1.3 of our Master Circular RBI/2008-09/79 – DBOD.@@NBSP@@Dir.BC.18/13.03.00/2008-09 dated July 1, 2008 on ‘Guarantees and Co -acceptances’, no bank guarantee should normally have a maturity of more than 10 years. 2. We have
اپریل 22, 2009
Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks - Compliance Certificate
RBI/2008-09/449 Ref. DBS.CO.PPD.BC. 5 /11.01.005/2008-09 April 22, 2009 @@NBSP@@ The Chairman/Managing Director/Chief Executive Officer All Commercial Banks (Excluding RRBs) @@NBSP@@ Madam / Dear Sir, @@NBSP@@ Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks – Compliance Certificate @@NBSP@@ Please refer to Para 5.9.3 and 5.9.4 of the guidelines issued as Annex to circular DBOD.No.BP.40/21.04.158/2006-07@@NBSP@@dated Novem
RBI/2008-09/449 Ref. DBS.CO.PPD.BC. 5 /11.01.005/2008-09 April 22, 2009 @@NBSP@@ The Chairman/Managing Director/Chief Executive Officer All Commercial Banks (Excluding RRBs) @@NBSP@@ Madam / Dear Sir, @@NBSP@@ Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks – Compliance Certificate @@NBSP@@ Please refer to Para 5.9.3 and 5.9.4 of the guidelines issued as Annex to circular DBOD.No.BP.40/21.04.158/2006-07@@NBSP@@dated Novem
اپریل 21, 2009
Instruments for Augmenting Capital Funds - UCBs
RBI/2008-09/440 UBD.PCB.Cir.No. 61/09.18.201 / 2008-09 April 21, 2009 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Cooperative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Instruments for Augmenting Capital Funds - UCBs Please refer to the guidelines on issue of preference shares enclosed to our circular UBD.PCB.Cir.No.4 / 09.18.201 / 08-09 dated July 15, 2008. 2.@@NBSP@@ It has been decided to partially modify Para (A) 2.7 (b) & (c) and Para (B) 2.8.1
RBI/2008-09/440 UBD.PCB.Cir.No. 61/09.18.201 / 2008-09 April 21, 2009 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Cooperative Banks @@NBSP@@ Dear Sir / Madam @@NBSP@@ Instruments for Augmenting Capital Funds - UCBs Please refer to the guidelines on issue of preference shares enclosed to our circular UBD.PCB.Cir.No.4 / 09.18.201 / 08-09 dated July 15, 2008. 2.@@NBSP@@ It has been decided to partially modify Para (A) 2.7 (b) & (c) and Para (B) 2.8.1
اپریل 21, 2009
Annual Policy Statement for the Year 2009-10
By Dr. D. Subbarao Governor This annual policy statement for 2009-10 is set in the context of exceptionally challenging circumstances in the global economy. The crisis has called into question several fundamental assumptions and beliefs governing economic resilience and financial stability. What started off as turmoil in the financial sector of the advanced economies has snowballed into the deepest and most widespread financial and economic crisis of the last 60 years
By Dr. D. Subbarao Governor This annual policy statement for 2009-10 is set in the context of exceptionally challenging circumstances in the global economy. The crisis has called into question several fundamental assumptions and beliefs governing economic resilience and financial stability. What started off as turmoil in the financial sector of the advanced economies has snowballed into the deepest and most widespread financial and economic crisis of the last 60 years
اپریل 17, 2009
Prudential guidelines on restructuring of advances
RBI/2008-09/435 DBOD.No.BP.BC.No.124/21.04.132/2008-09 April 17, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs & LABs) Dear Sir, Prudential guidelines on restructuring of advances Please refer to our circular DBOD.No.BP.BC.No.37/ 21.04.132/2008-09 dated August 27, 2008 and subsequent circulars on the captioned subject. Queries have been raised whether in terms of the above circulars mere receip
RBI/2008-09/435 DBOD.No.BP.BC.No.124/21.04.132/2008-09 April 17, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs & LABs) Dear Sir, Prudential guidelines on restructuring of advances Please refer to our circular DBOD.No.BP.BC.No.37/ 21.04.132/2008-09 dated August 27, 2008 and subsequent circulars on the captioned subject. Queries have been raised whether in terms of the above circulars mere receip
اپریل 13, 2009
Need for Bank Branches / ATMs to be made accessible to persons with disabilities
RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 @@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir, @@NBSP@@ Need for Bank Branches / ATMs to be made accessible to persons with disabilities @@NBSP@@ We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the heigh
RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 @@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir, @@NBSP@@ Need for Bank Branches / ATMs to be made accessible to persons with disabilities @@NBSP@@ We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the heigh
اپریل 09, 2009
Prudential Guidelines on Restructuring of Advance by Banks
RBI/2008-09/428 DBOD No. BP. BC. 121 /21.04.132/ 2008-09 April 9, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs & LABs) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advance by Banks @@NBSP@@ Please refer to our circular RBI/2008-09/143 DBOD No.BP.BC.No.37/21.04.132/ 2008-09 dated August 27, 2008 on the captioned subject. 2. As mentioned@@NBSP@@ in paragraph 3.4.2 of @@N
RBI/2008-09/428 DBOD No. BP. BC. 121 /21.04.132/ 2008-09 April 9, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs & LABs) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advance by Banks @@NBSP@@ Please refer to our circular RBI/2008-09/143 DBOD No.BP.BC.No.37/21.04.132/ 2008-09 dated August 27, 2008 on the captioned subject. 2. As mentioned@@NBSP@@ in paragraph 3.4.2 of @@N
اپریل 09, 2009
Lending under Consortium Arrangement / Multiple Banking Arrangements
RBI/2008-2009/427 UBD.PCB.No. 59/13.05.000/2008-09 April 9, 2009 Chief Executive Officers of All Primary Urban Co-operative BanksDear Sir /Madam, Lending under Consortium Arrangement / Multiple Banking Arrangements Please refer to our circular UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. The formats for declaration of information by the borrower at the time of applying for a credit facility to a bank (Annex I) and the format for
RBI/2008-2009/427 UBD.PCB.No. 59/13.05.000/2008-09 April 9, 2009 Chief Executive Officers of All Primary Urban Co-operative BanksDear Sir /Madam, Lending under Consortium Arrangement / Multiple Banking Arrangements Please refer to our circular UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. The formats for declaration of information by the borrower at the time of applying for a credit facility to a bank (Annex I) and the format for
اپریل 09, 2009
Prudential treatment in respect of Floating Provisions
RBI/2008-09/429 DBOD.No.BP.BC. 122 /21.04.048/2008-09 April 9, 2009 @@NBSP@@ The Chairman & Managing Directors/ Chief Executive@@NBSP@@ Officers@@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment in respect of Floating@@NBSP@@ Provisions Please refer to our circular DBOD.No.BP.BC.118 /21.04.048/2008-09 dated March 25, 2009 regarding prudential treatment of different types of provisions in respect of loan portfol
RBI/2008-09/429 DBOD.No.BP.BC. 122 /21.04.048/2008-09 April 9, 2009 @@NBSP@@ The Chairman & Managing Directors/ Chief Executive@@NBSP@@ Officers@@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment in respect of Floating@@NBSP@@ Provisions Please refer to our circular DBOD.No.BP.BC.118 /21.04.048/2008-09 dated March 25, 2009 regarding prudential treatment of different types of provisions in respect of loan portfol
اپریل 02, 2009
Guidelines for issuing preference shares as part of regulatory capital
RBI/2008-09/425 DBOD.No.BP.BC. 120 /21.01.002/2008-2009 April 2, 2009 The Chairman and Managing Director/ Chief Executive Officers of Commercial Banks (Excluding Foreign Banks, RRBs and LABs) @@NBSP@@ Dear Sir @@NBSP@@ Guidelines for issuing preference shares as part of regulatory capital @@NBSP@@ Please refer to our circular DBOD.No.BP.BC.42/21.01.002/2007-08 dated October 29, 2007 on the Guidelines for issuing preference shares as part of regulatory capital. 2.It ha
RBI/2008-09/425 DBOD.No.BP.BC. 120 /21.01.002/2008-2009 April 2, 2009 The Chairman and Managing Director/ Chief Executive Officers of Commercial Banks (Excluding Foreign Banks, RRBs and LABs) @@NBSP@@ Dear Sir @@NBSP@@ Guidelines for issuing preference shares as part of regulatory capital @@NBSP@@ Please refer to our circular DBOD.No.BP.BC.42/21.01.002/2007-08 dated October 29, 2007 on the Guidelines for issuing preference shares as part of regulatory capital. 2.It ha
مارچ 31, 2009
UCBs - Submission of certified copies of entries/print out to Courts
RBI/2008-09/423 UBD. CO. BPD. PCB. Cir. No.@@NBSP@@ 57 /12.05.001/2008-09 March 31, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Bankers' Book Evidence Act, 1891 – Submission of certified copies of entries/print out to Courts – @@NBSP@@ In a recent case heard at Court of a Civil Judge in Maharashtra, the Hon'ble Court advised Reserve Bank of India to instruct all the UCBs that whenever they submit
RBI/2008-09/423 UBD. CO. BPD. PCB. Cir. No.@@NBSP@@ 57 /12.05.001/2008-09 March 31, 2009 @@NBSP@@ To Chief Executive Officer All Primary (Urban) Co-operative Banks @@NBSP@@ Dear Sir / Madam, @@NBSP@@ Bankers' Book Evidence Act, 1891 – Submission of certified copies of entries/print out to Courts – @@NBSP@@ In a recent case heard at Court of a Civil Judge in Maharashtra, the Hon'ble Court advised Reserve Bank of India to instruct all the UCBs that whenever they submit
مارچ 30, 2009
Loans extended by Banks to MFs and Issue of IPCs
RBI/2008-09/422 DBOD.No.Dir.BC. 119 /13.03.00/2008-2009 @@NBSP@@ March 30, 2009 @@NBSP@@ All Scheduled Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) @@NBSP@@ Please refer to our circular No.DBOD.Dir.BC.98/13.03.00/2008-2009 dated December 12, 2008, in terms of which the transition period allowed to banks to comply with the requ
RBI/2008-09/422 DBOD.No.Dir.BC. 119 /13.03.00/2008-2009 @@NBSP@@ March 30, 2009 @@NBSP@@ All Scheduled Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) @@NBSP@@ Please refer to our circular No.DBOD.Dir.BC.98/13.03.00/2008-2009 dated December 12, 2008, in terms of which the transition period allowed to banks to comply with the requ
مارچ 09, 2009
UCBs - Guidelines for Relief Measures by Banks to Poultry Units in West Bengal
RBI/ 2008-09/408 UBD.PCB.Cir. No. 55/09.14.000/2008-09 March 9, 2009 The Chief Executive Officer of all Primary (Urban) Co-operative Banks West Bengal Dear Sir/Madam, Guidelines for Relief Measures by Banks to Poultry Units in West Bengal Please refer to our circular UBD.PCB.Cir.No.34/09.14.000/07-08 dated March 3, 2008 wherein certain relief measures were announced for the Poultry Industry. 2. In addition to the above relief measures, it has now been decided by Gover
RBI/ 2008-09/408 UBD.PCB.Cir. No. 55/09.14.000/2008-09 March 9, 2009 The Chief Executive Officer of all Primary (Urban) Co-operative Banks West Bengal Dear Sir/Madam, Guidelines for Relief Measures by Banks to Poultry Units in West Bengal Please refer to our circular UBD.PCB.Cir.No.34/09.14.000/07-08 dated March 3, 2008 wherein certain relief measures were announced for the Poultry Industry. 2. In addition to the above relief measures, it has now been decided by Gover
مارچ 05, 2009
Tender for purchase of “6.30 percent Government Stock, 2023” for an aggregate amount of Rs. 1000 crore under OMO Auction to be held on March 5, 2009
Annexure I For office use only Regn no. The Regional Director, Reserve Bank of India, Public Debt Office, Fort, Mumbai - 400 001. Dear Sir, Tender for purchase of “6.30 percent Government Stock, 2023” for an aggregate amount of Rs. 1000 crore under OMO Auction to be held on March 5, 2009. Pursuant to Reserve Bank of India press release dated March 4, 2009, I/we, the undersigned hereby offer for sale “6.30 percent Government Stock, 2023”, at the auction to be held by y
Annexure I For office use only Regn no. The Regional Director, Reserve Bank of India, Public Debt Office, Fort, Mumbai - 400 001. Dear Sir, Tender for purchase of “6.30 percent Government Stock, 2023” for an aggregate amount of Rs. 1000 crore under OMO Auction to be held on March 5, 2009. Pursuant to Reserve Bank of India press release dated March 4, 2009, I/we, the undersigned hereby offer for sale “6.30 percent Government Stock, 2023”, at the auction to be held by y
مارچ 05, 2009
Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Last date for Repayment of First Instalment by Farmers extended
RBI 2008-09/401 DBOD.No.BP.BC. 112 /21.04.048/2008-09 March 5, 2009 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Union Budget 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circular DBOD.No.BP.BC.26/21.04.048/2008-09 dated July 30 2008, and DBOD.No.BP.BC.78/21.04.04
RBI 2008-09/401 DBOD.No.BP.BC. 112 /21.04.048/2008-09 March 5, 2009 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Union Budget 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circular DBOD.No.BP.BC.26/21.04.048/2008-09 dated July 30 2008, and DBOD.No.BP.BC.78/21.04.04
فروری 12, 2009
UCBs - Lending under Consortium Arrangement/Multiple Banking Arrangements
RBI/2008-2009/382 UBD.PCB.No. 49 @@NBSP@@/13.05.000/2008-09 February 12 , 2009 The Chief Executive Officers of All Primary Urban Co-operative Banks (As per List) @@NBSP@@ @@NBSP@@Dear Sir / Madam, @@NBSP@@ Lending under Consortium Arrangement / Multiple Banking Arrangements @@NBSP@@ Please refer to our circular RBI/2008-09/354/UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. In terms of Paragraph 2(iii) of the above circular, in orde
RBI/2008-2009/382 UBD.PCB.No. 49 @@NBSP@@/13.05.000/2008-09 February 12 , 2009 The Chief Executive Officers of All Primary Urban Co-operative Banks (As per List) @@NBSP@@ @@NBSP@@Dear Sir / Madam, @@NBSP@@ Lending under Consortium Arrangement / Multiple Banking Arrangements @@NBSP@@ Please refer to our circular RBI/2008-09/354/UBD.PCB.No.36/13.05.000/2008-09 dated January 21, 2009 on the captioned subject. 2. In terms of Paragraph 2(iii) of the above circular, in orde
فروری 10, 2009
Lending under Consortium Arrangement / Multiple Banking Arrangements
RBI/2008-2009/379 @@NBSP@@ DBOD.No. BP.BC.110/08.12.001/2008-09 February 10, 2009 @@NBSP@@ The Chairman & Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and LABs) @@NBSP@@ Dear Sir, @@NBSP@@ Lending under Consortium Arrangement / Multiple Banking Arrangements @@NBSP@@ Please refer to Paragraph 2(iii) of our circular RBI/2008-09/183/DBOD.No.BP.BC.46 /08.12 .001/2008-09@@NBSP@@dated September 19, 2008 on the captioned
RBI/2008-2009/379 @@NBSP@@ DBOD.No. BP.BC.110/08.12.001/2008-09 February 10, 2009 @@NBSP@@ The Chairman & Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and LABs) @@NBSP@@ Dear Sir, @@NBSP@@ Lending under Consortium Arrangement / Multiple Banking Arrangements @@NBSP@@ Please refer to Paragraph 2(iii) of our circular RBI/2008-09/183/DBOD.No.BP.BC.46 /08.12 .001/2008-09@@NBSP@@dated September 19, 2008 on the captioned
فروری 05, 2009
Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934-American Express Banking Corp.
RBI/2008-09/375 DBOD. Ret. BC.@@NBSP@@ 108 /12.01.001/2008-09 February 05, 2009 @@NBSP@@ All Scheduled Commercial Banks @@NBSP@@ @@NBSP@@ Dear Sir, @@NBSP@@ @@NBSP@@ Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934-American Express Banking Corp. @@NBSP@@ We advise that the name of “American Express Banking Corp.” has been included in the Second Schedule to the Reserve Bank of India Act,1934 by notification DBOD IBD.No.8739/23.03.018/2008-09 date
RBI/2008-09/375 DBOD. Ret. BC.@@NBSP@@ 108 /12.01.001/2008-09 February 05, 2009 @@NBSP@@ All Scheduled Commercial Banks @@NBSP@@ @@NBSP@@ Dear Sir, @@NBSP@@ @@NBSP@@ Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934-American Express Banking Corp. @@NBSP@@ We advise that the name of “American Express Banking Corp.” has been included in the Second Schedule to the Reserve Bank of India Act,1934 by notification DBOD IBD.No.8739/23.03.018/2008-09 date
فروری 05, 2009
Introduction of Advanced Approaches of Basel II Framework in India -Draft Time Schedule
RBI/2008-09/376 DBOD.BP.BC.No.109/21.06.001/2008-09 February 5, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Introduction of Advanced Approaches of Basel II Framework in India – Draft Time Schedule Please refer to our circular DBOD.No.BP.BC.90/20.06.001/2006-07 dated April 27, 2007 on the New Capital Adequacy Framework in terms of which the foreign banks operating in India and
RBI/2008-09/376 DBOD.BP.BC.No.109/21.06.001/2008-09 February 5, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Introduction of Advanced Approaches of Basel II Framework in India – Draft Time Schedule Please refer to our circular DBOD.No.BP.BC.90/20.06.001/2006-07 dated April 27, 2007 on the New Capital Adequacy Framework in terms of which the foreign banks operating in India and
فروری 05, 2009
Interest Rates on Export Credit in Foreign Currency
RBI/2008-09/374 @@NBSP@@ DBOD.DIR.(Exp).No.107/04.02.001/2008-09 February 5, 2009 @@NBSP@@ All Commercial Banks @@NBSP@@ Dear Sir/Madam, @@NBSP@@ Interest Rates on Export Credit in Foreign Currency @@NBSP@@ Please refer to our circular DBOD.DIR.(Exp).No.78/04.02.01/2005-06 dated April 18,2006 as also paragraph 7 of master circular on Rupee / Foreign Currency Export Credit dated July 1, 2008 relating to export credit in foreign currency. 2. It has been decided in consu
RBI/2008-09/374 @@NBSP@@ DBOD.DIR.(Exp).No.107/04.02.001/2008-09 February 5, 2009 @@NBSP@@ All Commercial Banks @@NBSP@@ Dear Sir/Madam, @@NBSP@@ Interest Rates on Export Credit in Foreign Currency @@NBSP@@ Please refer to our circular DBOD.DIR.(Exp).No.78/04.02.01/2005-06 dated April 18,2006 as also paragraph 7 of master circular on Rupee / Foreign Currency Export Credit dated July 1, 2008 relating to export credit in foreign currency. 2. It has been decided in consu
فروری 03, 2009
Foreign Exchange Management (Acquisition and Transfer of Immovable Property in India) (Amendment) Regulations, 2009
Notification No. FEMA 186 / 2009 - RB February 3, 2009 Foreign Exchange Management (Acquisition and Transfer of Immovable Property in India) @@NBSP@@(Amendment) Regulations, 2009 In exercise of the powers conferred by clause (1) of sub-section (3) of Section 6, and sub section (2) of Section 47 of the Foreign Exchange Management Act, 1999 (42 of 1999), the Reserve Bank of India hereby makes the following amendments in the Foreign Exchange Management (Acquisition and T
Notification No. FEMA 186 / 2009 - RB February 3, 2009 Foreign Exchange Management (Acquisition and Transfer of Immovable Property in India) @@NBSP@@(Amendment) Regulations, 2009 In exercise of the powers conferred by clause (1) of sub-section (3) of Section 6, and sub section (2) of Section 47 of the Foreign Exchange Management Act, 1999 (42 of 1999), the Reserve Bank of India hereby makes the following amendments in the Foreign Exchange Management (Acquisition and T
جولائی 01, 2008
Master Circular - Use of Hindi in banks
RBI/ 2008-09/74 DBOD No. Rajbhasha@@NBSP@@ BC.13@@NBSP@@ /06.11.04/2008-09 July 1, 2008 10th Ashadha 1930 (S) Chairman & Managing Director All Public Sector Banks Dear Sir, Master Circular - Use of Hindi in banks Please refer to our Master Circular DBOD No.Rajbhasha.BC.5/ 06.11.04/ 2007-08 dated July 2, 2007 on the captioned subject. The Master Circular has been suitably updated by incorporating instructions issued up to June 30, 2008 and has also@@NBSP@@ been pla
RBI/ 2008-09/74 DBOD No. Rajbhasha@@NBSP@@ BC.13@@NBSP@@ /06.11.04/2008-09 July 1, 2008 10th Ashadha 1930 (S) Chairman & Managing Director All Public Sector Banks Dear Sir, Master Circular - Use of Hindi in banks Please refer to our Master Circular DBOD No.Rajbhasha.BC.5/ 06.11.04/ 2007-08 dated July 2, 2007 on the captioned subject. The Master Circular has been suitably updated by incorporating instructions issued up to June 30, 2008 and has also@@NBSP@@ been pla
دسمبر 03, 2004
Bank’s lending to Primary Dealers - Netting Concept for Reserve requirements
RBI/2004-05/291DBOD.No.Ret.BC.59/12.01.001/2004-05 December 3, 2004 All Scheduled Commercial Banks (Excluding Regional Rural Banks & Local Area Banks) Dear Sir Bank’s lending to Primary Dealers - Netting Concept for Reserve requirements Please refer to our circular letter DBOD.No.Ret.BC.6/12.01.001/2003-04 dated July 23, 2003 advising banks that they can derive the benefit of netting of assets and liabilities in respect of their dealing with Standard Chartered - U
RBI/2004-05/291DBOD.No.Ret.BC.59/12.01.001/2004-05 December 3, 2004 All Scheduled Commercial Banks (Excluding Regional Rural Banks & Local Area Banks) Dear Sir Bank’s lending to Primary Dealers - Netting Concept for Reserve requirements Please refer to our circular letter DBOD.No.Ret.BC.6/12.01.001/2003-04 dated July 23, 2003 advising banks that they can derive the benefit of netting of assets and liabilities in respect of their dealing with Standard Chartered - U
اکتوبر 08, 2002
Interest Rate on FCNR(B) Deposits
Reserve Bank of IndiaCentral OfficeDepartment of Banking Operations and DevelopmentCentre - 1, World Trade CentreCuffe Parade, Colaba, Mumbai - 400 005October 8, 2002Ref. DBOD No. Dir. BC. 31/13.03.00/2002-03All Scheduled Commercial Banks(excluding RRBs & LABs)Dear Sir,Interest Rate on FCNR(B) DepositsPlease refer to our circular DBOD No. Dir. BC. 98/13.03.00/01-02 dated 29 April 2002 advising therein that in respect of FCNR(B) deposits for a maturity of 1-3 years
Reserve Bank of IndiaCentral OfficeDepartment of Banking Operations and DevelopmentCentre - 1, World Trade CentreCuffe Parade, Colaba, Mumbai - 400 005October 8, 2002Ref. DBOD No. Dir. BC. 31/13.03.00/2002-03All Scheduled Commercial Banks(excluding RRBs & LABs)Dear Sir,Interest Rate on FCNR(B) DepositsPlease refer to our circular DBOD No. Dir. BC. 98/13.03.00/01-02 dated 29 April 2002 advising therein that in respect of FCNR(B) deposits for a maturity of 1-3 years
جون 25, 1999
Gold Loan against Bank Guarantee/Letter of Credit issued by other banks
RESERVE BANK OF INDIA CENTRAL OFFICE DEPARTMENT OF BANKING OPERATIONS & DEVELOPMENT CENTRE ·1. WORLD TRADE CENTRE. CUFFE PARADE COLABA MUMBAI- 400 005 Ref. : DBOD No.........IBS .3161 /23.67.001.98-99 June 25, 1999 All the banks authorised to import Gold / Silver / Platinum Dear Sir, Gold Loan against Bank Guarantee/Letterof Credit issued by other banks In terms of our circular No.DBOD.IBS.1519/23.67.001/98-99 dated 31st December 1998, authorized banks have been p
RESERVE BANK OF INDIA CENTRAL OFFICE DEPARTMENT OF BANKING OPERATIONS & DEVELOPMENT CENTRE ·1. WORLD TRADE CENTRE. CUFFE PARADE COLABA MUMBAI- 400 005 Ref. : DBOD No.........IBS .3161 /23.67.001.98-99 June 25, 1999 All the banks authorised to import Gold / Silver / Platinum Dear Sir, Gold Loan against Bank Guarantee/Letterof Credit issued by other banks In terms of our circular No.DBOD.IBS.1519/23.67.001/98-99 dated 31st December 1998, authorized banks have been p
دسمبر 31, 1998
Gold Loan
DBOD.No.IBS.1519/23.67.001/98-99 December 31, 1998 All the nominated banks authorised to import Gold / Silver / Platinum Dear Sir, Gold Loan Please refer to circular A.D.(G.P. Series) Circular No.7 dated March 6, 1998 permitting the nominated agencies / banks to import gold on loan basis for a maximum period of 180 days. With a view to mobilising and recycling the gold stocks available in the country, the banks were also recently advised to formulate the Gold Deposit
DBOD.No.IBS.1519/23.67.001/98-99 December 31, 1998 All the nominated banks authorised to import Gold / Silver / Platinum Dear Sir, Gold Loan Please refer to circular A.D.(G.P. Series) Circular No.7 dated March 6, 1998 permitting the nominated agencies / banks to import gold on loan basis for a maximum period of 180 days. With a view to mobilising and recycling the gold stocks available in the country, the banks were also recently advised to formulate the Gold Deposit
ستمبر 08, 1989
Opening of Bank Accounts in the Names of Minors with Mothers as Guardians
DBOD.No.Leg.BC.19/C.90(H)-89 September 8, 1989 The Chairmen & Managing Directors of all Commercial Banks Opening of Bank Accounts in the Names of Minors with Mothers as Guardians Please refer to our circular DBOD.No.Leg.BC.158/C.90(H)-76 dated 29 December, 1976, inter alia, advising banks to allow opening of minors’ accounts (fixed and savings only) with mothers as guardians. We have now examined a request to extend the facility of allowing opening of minors' acco
DBOD.No.Leg.BC.19/C.90(H)-89 September 8, 1989 The Chairmen & Managing Directors of all Commercial Banks Opening of Bank Accounts in the Names of Minors with Mothers as Guardians Please refer to our circular DBOD.No.Leg.BC.158/C.90(H)-76 dated 29 December, 1976, inter alia, advising banks to allow opening of minors’ accounts (fixed and savings only) with mothers as guardians. We have now examined a request to extend the facility of allowing opening of minors' acco
دسمبر 29, 1976
Opening of Bank Accounts in the Names of Minors with Mothers as Guardians
DBOD.No.Leg.BC.158/C.90(H)-76 29 December, 1976 All Commercial Banks Dear Sirs, Opening of Bank Accounts in the Names of Minors with Mothers as Guardians It has been brought to our notice that considerable difficulty is being experienced by women customers in opening bank accounts in the names of minors, with mothers as their guardians. Presumably, the banks are reluctant to accept the mother as a guardian of a minor, while father is alive in view of section 6 of the
DBOD.No.Leg.BC.158/C.90(H)-76 29 December, 1976 All Commercial Banks Dear Sirs, Opening of Bank Accounts in the Names of Minors with Mothers as Guardians It has been brought to our notice that considerable difficulty is being experienced by women customers in opening bank accounts in the names of minors, with mothers as their guardians. Presumably, the banks are reluctant to accept the mother as a guardian of a minor, while father is alive in view of section 6 of the
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صفحے پر آخری اپ ڈیٹ: جون 05, 2025
