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Notifications
ഫെബ്രു 11, 2011
List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/403 DBOD. AML.No. 12705 /14.06.001/2010-11 February 11, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No. 11884 /14.06.001/2010-11@@NBSP@@@@NBSP@@ dated January 31, 2011. We have since received from Govern
RBI/2010-11/403 DBOD. AML.No. 12705 /14.06.001/2010-11 February 11, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No. 11884 /14.06.001/2010-11@@NBSP@@@@NBSP@@ dated January 31, 2011. We have since received from Govern
പിഡിഎഫ് (
ഫെബ്രു 09, 2011
Re-opening of pension option to employees of Public Sector Banks and enhancement in gratuity limits - Prudential Regulatory Treatment
RBI/2010-11/400 DBOD.No. BP.BC.80/ 21.04.018/2010-11 February 9, 2011 All Public Sector Banks Dear Sir, Re-opening of pension option to employees of Public Sector Banks and enhancement in gratuity limits - Prudential Regulatory Treatment Consequent on the re-opening of pension option to employees of Public Sector Banks and enhancement in gratuity limits following the amendment to Payment of Gratuity Act 1972, banks and the Indian Banks’ Association (IBA) have approach
RBI/2010-11/400 DBOD.No. BP.BC.80/ 21.04.018/2010-11 February 9, 2011 All Public Sector Banks Dear Sir, Re-opening of pension option to employees of Public Sector Banks and enhancement in gratuity limits - Prudential Regulatory Treatment Consequent on the re-opening of pension option to employees of Public Sector Banks and enhancement in gratuity limits following the amendment to Payment of Gratuity Act 1972, banks and the Indian Banks’ Association (IBA) have approach
ഫെബ്രു 04, 2011
Recognition of Permanent Diminution in the Value of Investments in Banks' Subsidiaries / Joint Ventures
RBI/2010-11/398 DBOD.FID.FIC.No.11/01.02.00/2010-11 February 01, 2011 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Recognition of Permanent Diminution in the Value of Investments in Banks' Subsidiaries / Joint Ventures In terms of para 14 of Annexure to circular DBS.FID.No.C.9/01.02.00/2000-01 dated November 9, 2000 on ‘Guidelines for Classification and Valuation of investments ', FIs are required
RBI/2010-11/398 DBOD.FID.FIC.No.11/01.02.00/2010-11 February 01, 2011 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Recognition of Permanent Diminution in the Value of Investments in Banks' Subsidiaries / Joint Ventures In terms of para 14 of Annexure to circular DBS.FID.No.C.9/01.02.00/2000-01 dated November 9, 2000 on ‘Guidelines for Classification and Valuation of investments ', FIs are required
ജനു 31, 2011
Recognition of permanent diminution in the value of investments in banks’ subsidiaries/joint ventures
RBI/2010-11/395 DBOD. No. BP.BC.79/21.04.141/2010-11 January 31, 2011 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Recognition of permanent diminution in the value of investments in banks’ subsidiaries/joint ventures In terms of para 15 of Annexure to circular DBOD.No.BP.BC.32/21.04.048/2000-2001 dated October 16, 2000 on ‘Guidelines for Classification and Valuation of investments by B
RBI/2010-11/395 DBOD. No. BP.BC.79/21.04.141/2010-11 January 31, 2011 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Recognition of permanent diminution in the value of investments in banks’ subsidiaries/joint ventures In terms of para 15 of Annexure to circular DBOD.No.BP.BC.32/21.04.048/2000-2001 dated October 16, 2000 on ‘Guidelines for Classification and Valuation of investments by B
ജനു 31, 2011
List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/394 DBOD. AML.No. 11884/14.06.001/2010-11 January 31, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No. 11449/14.06.001/2010-11 dated January 20, 2011. We have since received from Government of India (Mini
RBI/2010-11/394 DBOD. AML.No. 11884/14.06.001/2010-11 January 31, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No. 11449/14.06.001/2010-11 dated January 20, 2011. We have since received from Government of India (Mini
ജനു 27, 2011
Opening of "Small Account"
RBI/2010-11/389 DBOD.AML.No. 77/14.01.001/2010-11 January 27, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Opening of "Small Account" Please find enclosed a copy of the Government of India, Notification No. 14/2010/ F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Proce
RBI/2010-11/389 DBOD.AML.No. 77/14.01.001/2010-11 January 27, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Opening of "Small Account" Please find enclosed a copy of the Government of India, Notification No. 14/2010/ F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Proce
ജനു 27, 2011
Relaxations in Branch Authorisation Policy
RBI/2010-11/ 390 DBOD.No.BL.BC. 78/22.01.001/2010-11 January 27, 2011 7 Magha, 1932 ( Saka) All Scheduled Commercial Banks (excluding RRBs) Madam / Dear Sir, Section 23 of the Banking Regulation Act, 1949 Relaxations in Branch Authorisation Policy In terms of Circular DBOD.No.BL.BC. 65/22.01.001/2009-10 dated December 1, 2009, general permission was granted to domestic scheduled commercial banks (other than RRBs) to open branches in Tier -3 to Tier- 6 centres@@NBSP@@
RBI/2010-11/ 390 DBOD.No.BL.BC. 78/22.01.001/2010-11 January 27, 2011 7 Magha, 1932 ( Saka) All Scheduled Commercial Banks (excluding RRBs) Madam / Dear Sir, Section 23 of the Banking Regulation Act, 1949 Relaxations in Branch Authorisation Policy In terms of Circular DBOD.No.BL.BC. 65/22.01.001/2009-10 dated December 1, 2009, general permission was granted to domestic scheduled commercial banks (other than RRBs) to open branches in Tier -3 to Tier- 6 centres@@NBSP@@
ജനു 25, 2011
Third Quarter Review of Monetary Policy 2010-11
By Dr. D. Subbarao Governor Introduction There have been significant changes in the macroeconomic environment since the Second Quarter Review issued on November 2, 2010. Globally, the recovery in the advanced economies appears to be consolidating and expectations of growth during 2011, particularly in the US, are generally being revised upwards. However, inflationary tendencies are clearly visible. Though still subdued in the advanced economies, inflationary pressures
By Dr. D. Subbarao Governor Introduction There have been significant changes in the macroeconomic environment since the Second Quarter Review issued on November 2, 2010. Globally, the recovery in the advanced economies appears to be consolidating and expectations of growth during 2011, particularly in the US, are generally being revised upwards. However, inflationary tendencies are clearly visible. Though still subdued in the advanced economies, inflationary pressures
ജനു 25, 2011
Shortfall in Maintenance of SLR - Additional Liquidity Support under LAF
RBI/2010-11/387 Ref. DBOD.No.Ret.BC. 76 /12.02.001/2010-11 January 25, 2011 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949 - Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity Support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC.68/12.02.001/2010-11 dated December 16, 2010 wherein it was advised that Scheduled Commercial Banks may avail of the additional li
RBI/2010-11/387 Ref. DBOD.No.Ret.BC. 76 /12.02.001/2010-11 January 25, 2011 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949 - Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity Support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC.68/12.02.001/2010-11 dated December 16, 2010 wherein it was advised that Scheduled Commercial Banks may avail of the additional li
ജനു 25, 2011
Prudential Guidelines on Restructuring of Advances by select All-India Financial Institutions (AIFIs): Credit Support to MFIs
RBI/2010-11/385 DBOD.FID.FIC.No.10@@NBSP@@/01.02.00/2010-11 January 25, 2011 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Guidelines on Restructuring of Advances by select All-India Financial Institutions (AIFIs): Credit Support to MFIs In continuation of our letter DBOD.No.FID.FIC.6 /01.02.00/2010-11 dated October 14, 2010 on the captioned subject, please find enclosed @@NBSP@@DBOD.BP.B
RBI/2010-11/385 DBOD.FID.FIC.No.10@@NBSP@@/01.02.00/2010-11 January 25, 2011 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Guidelines on Restructuring of Advances by select All-India Financial Institutions (AIFIs): Credit Support to MFIs In continuation of our letter DBOD.No.FID.FIC.6 /01.02.00/2010-11 dated October 14, 2010 on the captioned subject, please find enclosed @@NBSP@@DBOD.BP.B
ജനു 20, 2011
List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/380 DBOD. AML.No.11449/14.06.001/2010-11 January 20, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.9636/14.06.081/2010-11 dated December 21, 2010.@@NBSP@@ We have since received from Government of India
RBI/2010-11/380 DBOD. AML.No.11449/14.06.001/2010-11 January 20, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.9636/14.06.081/2010-11 dated December 21, 2010.@@NBSP@@ We have since received from Government of India
ജനു 20, 2011
Regulatory Capital Instruments - Step up option
RBI/2010-11/381 DBOD.BP.BC.No.75/21.06.001/2010-11@@NBSP@@ January 20, 2011 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs) Dear Sir / Madam, Regulatory Capital Instruments – Step up option In terms of extant instructions, banks have been permitted to issue capital instruments with a ‘step-up’ option viz. Innovative Perpetual Debt Instruments (IPDI) and Upper Tier 2 debt capital instruments (vide circula
RBI/2010-11/381 DBOD.BP.BC.No.75/21.06.001/2010-11@@NBSP@@ January 20, 2011 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs) Dear Sir / Madam, Regulatory Capital Instruments – Step up option In terms of extant instructions, banks have been permitted to issue capital instruments with a ‘step-up’ option viz. Innovative Perpetual Debt Instruments (IPDI) and Upper Tier 2 debt capital instruments (vide circula
ജനു 19, 2011
Credit Support to Micro Finance Institutions (MFIs)
RBI/2010-11/376 DBOD.BP.BC.No. 74 /21.04.132/2010-11 January 19, 2011 The Chairman and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir, Credit Support to Micro Finance Institutions (MFIs) The Reserve Bank of India had held discussions with select banks on December 22, 2010 to get an assessment regarding the ground level situation in the microfinance sector in Andhra Pradesh and other States and the n
RBI/2010-11/376 DBOD.BP.BC.No. 74 /21.04.132/2010-11 January 19, 2011 The Chairman and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir, Credit Support to Micro Finance Institutions (MFIs) The Reserve Bank of India had held discussions with select banks on December 22, 2010 to get an assessment regarding the ground level situation in the microfinance sector in Andhra Pradesh and other States and the n
ജനു 19, 2011
Review of Service Charges for Cheque Collection - Local, Outstation and Speed Clearing
RBI/2010-11/377 DPSS.CO.CHD.No. 1671 / 03.06.01 / 2010-11 January 19, 2011 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks includin RRBs / UCBs /State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Review of Service Charges for Cheque Collection – Local, Outstation and Speed Clearing Given the advantages of using electronic modes for initiating payments, especially for large value transactions, Re
RBI/2010-11/377 DPSS.CO.CHD.No. 1671 / 03.06.01 / 2010-11 January 19, 2011 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks includin RRBs / UCBs /State Co-operative Banks / District Central Co-operative Banks Madam / Dear Sir, Review of Service Charges for Cheque Collection – Local, Outstation and Speed Clearing Given the advantages of using electronic modes for initiating payments, especially for large value transactions, Re
ജനു 18, 2011
UCBs - Accounting Procedure for investments - Settlement Date Accounting
RBI/2010-11/373 UBD. (PCB).Cir. No. 34/09.80.00/2010-11 January 18, 2011 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Accounting Procedure for investments – Settlement Date Accounting Please refer to Circulars UBD(PCB)/Cir.49/09.80.00/2004-05 dated June 20, 2005 on ready forward contracts in Government Securities and UBD(PCB) Cir 50/09.80.00/2004-05 on the same date on settlement of transactions in Government Securities. 2. It has b
RBI/2010-11/373 UBD. (PCB).Cir. No. 34/09.80.00/2010-11 January 18, 2011 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Accounting Procedure for investments – Settlement Date Accounting Please refer to Circulars UBD(PCB)/Cir.49/09.80.00/2004-05 dated June 20, 2005 on ready forward contracts in Government Securities and UBD(PCB) Cir 50/09.80.00/2004-05 on the same date on settlement of transactions in Government Securities. 2. It has b
ജനു 14, 2011
End Use of Funds - Monitoring
RBI/2010-11/368 DBS.CO.PPD.BC.No. 5/11.01.005/2010-11 January 14, 2011 The Chairman/Chief Executives Officer All Scheduled Commercial Banks (excluding RRBs) Dear Sir, End Use of Funds - Monitoring The Reserve Bank, as a part of ongoing supervision, had undertaken an assessment of the practices in vogue at certain banks for ensuring the end use of funds. The review revealed that the expected level of due diligence had not been exercised in some cases facilitating diver
RBI/2010-11/368 DBS.CO.PPD.BC.No. 5/11.01.005/2010-11 January 14, 2011 The Chairman/Chief Executives Officer All Scheduled Commercial Banks (excluding RRBs) Dear Sir, End Use of Funds - Monitoring The Reserve Bank, as a part of ongoing supervision, had undertaken an assessment of the practices in vogue at certain banks for ensuring the end use of funds. The review revealed that the expected level of due diligence had not been exercised in some cases facilitating diver
ജനു 12, 2011
Interest Rates on Rupee Export Credit - UCBs
RBI/2010-11/367 UBD.BPD.(PCB) Cir. No 5/13.05.000/2010-11 January 11, 2011 Chief Executive Officer Scheduled Primary (Urban) Co-operative Banks (holding AD Category I licence) Dear Sir / Madam, Interest Rates on Rupee Export Credit - UCBs Please refer to circular UBD.CO.BPD.Cir.No.1/13.05.000/2009-10 dated September 16, 2009 extending the interest subvention on rupee export credit to specified export sectors till March 31, 2010. 2. It has been decided to extend intere
RBI/2010-11/367 UBD.BPD.(PCB) Cir. No 5/13.05.000/2010-11 January 11, 2011 Chief Executive Officer Scheduled Primary (Urban) Co-operative Banks (holding AD Category I licence) Dear Sir / Madam, Interest Rates on Rupee Export Credit - UCBs Please refer to circular UBD.CO.BPD.Cir.No.1/13.05.000/2009-10 dated September 16, 2009 extending the interest subvention on rupee export credit to specified export sectors till March 31, 2010. 2. It has been decided to extend intere
ജനു 11, 2011
Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT)- Standards
RBI/2010-11/365 DBOD. AML.No. 10858/14.01.038/2010-11 January 11, 2011 The Chairmen/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT)- Standards Please refer to our letter DBOD. AML.No.2329 /14.01.037/2009-10 dated August 9, 2010 forwarding the Financial Action Task Force (FATF) Statement identifying a list of @@NBSP@@jurisdicti
RBI/2010-11/365 DBOD. AML.No. 10858/14.01.038/2010-11 January 11, 2011 The Chairmen/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT)- Standards Please refer to our letter DBOD. AML.No.2329 /14.01.037/2009-10 dated August 9, 2010 forwarding the Financial Action Task Force (FATF) Statement identifying a list of @@NBSP@@jurisdicti
ജനു 11, 2011
Anti-Money Laundering /Combating Financing of Terrorism - Standards
RBI/2010-11/364 DBOD. AML. No. 10854/14.01.038/2010-11 January 11, 2011 The Chairmen/CEOs of all Scheduled Commercial Banks(Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter DBOD. AML.No.1930/14.01.036/2009-10 dated August 2, 2010 on risks arising from the deficiencies in AML/CFT regime of Iran, Democratic People's Republic of Korea
RBI/2010-11/364 DBOD. AML. No. 10854/14.01.038/2010-11 January 11, 2011 The Chairmen/CEOs of all Scheduled Commercial Banks(Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter DBOD. AML.No.1930/14.01.036/2009-10 dated August 2, 2010 on risks arising from the deficiencies in AML/CFT regime of Iran, Democratic People's Republic of Korea
ജനു 10, 2011
UCBs - Opening of bank accounts - salaried employees
RBI/2010-11/363 UBD. CO. BPD. No. 35/12.05.001/2010-11 January 10, 2011 The Chief Executive Officers All Primary (urban) Co-operative Banks Dear Sir, Opening of bank accounts - salaried employees Please refer to circular UBD. No. DS. PCB. Cir. 17/13.01.00/2002-03 dated September 18, 2002 and UBD. PCB. Cir. 30/09.161.00/2004-05 dated December 15, 2004 on Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards / Combating of Financing of Terrorism (CFT) / O
RBI/2010-11/363 UBD. CO. BPD. No. 35/12.05.001/2010-11 January 10, 2011 The Chief Executive Officers All Primary (urban) Co-operative Banks Dear Sir, Opening of bank accounts - salaried employees Please refer to circular UBD. No. DS. PCB. Cir. 17/13.01.00/2002-03 dated September 18, 2002 and UBD. PCB. Cir. 30/09.161.00/2004-05 dated December 15, 2004 on Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards / Combating of Financing of Terrorism (CFT) / O
ജനു 06, 2011
Guidelines on the Base Rate
RBI/2010-11/361 DBOD.No.Dir.BC.73/13.03.00/2010-11 January 6, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Guidelines on the Base Rate Please refer to our circular DBOD.No.Dir.BC.88/13.03.00/2009-10 dated April 9, 2010. 2. In partial modification of paragraph 2(iii) of the above mentioned circular, we advise that banks are permitted to change the benchmark and methodology used in the computation of Base Rate for a further period of six months
RBI/2010-11/361 DBOD.No.Dir.BC.73/13.03.00/2010-11 January 6, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Guidelines on the Base Rate Please refer to our circular DBOD.No.Dir.BC.88/13.03.00/2009-10 dated April 9, 2010. 2. In partial modification of paragraph 2(iii) of the above mentioned circular, we advise that banks are permitted to change the benchmark and methodology used in the computation of Base Rate for a further period of six months
ഡിസം 31, 2010
Investment in Non-SLR Securities- Non-Convertible Debentures (NCDs) of maturity up to one year
RBI/2010-11/349 DBOD.BP.BC.No.72/21.04.141/2010-11 December 31, 2010 The Chairmen / Chief Executives of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Investment in Non-SLR Securities- Non-Convertible Debentures (NCDs) of maturity up to one year Please refer to circular DBOD.BP.BC.44/21.04.141/2003-04 dated November 12, 2003 on Prudential Guidelines on Banks’ Investment in Non-SLR Securities which, inter alia, advised the banks that they should not in
RBI/2010-11/349 DBOD.BP.BC.No.72/21.04.141/2010-11 December 31, 2010 The Chairmen / Chief Executives of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Investment in Non-SLR Securities- Non-Convertible Debentures (NCDs) of maturity up to one year Please refer to circular DBOD.BP.BC.44/21.04.141/2003-04 dated November 12, 2003 on Prudential Guidelines on Banks’ Investment in Non-SLR Securities which, inter alia, advised the banks that they should not in
ഡിസം 31, 2010
UCBs - Operation of bank accounts and money mules
RBI/2010-11/350 UBD. BPD. No. 33/12.05.001/2010-11 December 31, 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Operation of bank accounts and money mules Please refer to circular UBD.No. DS. PCB. Cir. 17/13.01.00/2002-03 dated September 18, 2002, UBD PCB. Cir.30/09.161.00/ 2004-05 dated December 15, 2004 and subsequent guidelines on Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/ Combating of Financing of Terro
RBI/2010-11/350 UBD. BPD. No. 33/12.05.001/2010-11 December 31, 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Operation of bank accounts and money mules Please refer to circular UBD.No. DS. PCB. Cir. 17/13.01.00/2002-03 dated September 18, 2002, UBD PCB. Cir.30/09.161.00/ 2004-05 dated December 15, 2004 and subsequent guidelines on Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/ Combating of Financing of Terro
ഡിസം 31, 2010
Security Issues and Risk mitigation measures related to Card Not present transactions
RBI/2010-11/347 DPSS.CO.No.1503/02.14.003/2010-2011 December 31, 2010 To The Chairman and Managing Director/ Chief Executive Officers All scheduled Commercial Banks including RRBs/Urban Co-operative Banks/ State Co-operative Banks/District Central Co-operative Authorised card payment networks Security Issues and Risk mitigation measures related to Card Not present transactions Please refer to our circular RBI/DPSS/No.1501/02.14.003/2008-2009 dated February 18, 2009, w
RBI/2010-11/347 DPSS.CO.No.1503/02.14.003/2010-2011 December 31, 2010 To The Chairman and Managing Director/ Chief Executive Officers All scheduled Commercial Banks including RRBs/Urban Co-operative Banks/ State Co-operative Banks/District Central Co-operative Authorised card payment networks Security Issues and Risk mitigation measures related to Card Not present transactions Please refer to our circular RBI/DPSS/No.1501/02.14.003/2008-2009 dated February 18, 2009, w
ഡിസം 31, 2010
Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) - Parallel Run and Prudential Floor
RBI/2010-11/348 DBOD.BP.BC.No.71 /21.06.001/2010-11 December 31, 2010 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) - Parallel Run and Prudential Floor Please refer to our circular DBOD.BP.BC.No.87/21.06.001/2009-10 dated April 7, 2010 on the captioned subject and paragraph 4.1.2 of Master Circular No. DBOD.No.BP.BC.1
RBI/2010-11/348 DBOD.BP.BC.No.71 /21.06.001/2010-11 December 31, 2010 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) - Parallel Run and Prudential Floor Please refer to our circular DBOD.BP.BC.No.87/21.06.001/2009-10 dated April 7, 2010 on the captioned subject and paragraph 4.1.2 of Master Circular No. DBOD.No.BP.BC.1
ഡിസം 30, 2010
KYC Norms /AML Standards/Combating Financing of Terrorism/Obligation of banks under PMLA, 2002
RBI/ 2010-11/346 DBOD. AML. BC. No.70/14 .01.001/2010-11 December 30, 2010 The Chairmen/CEOs of all Scheduled Commercial Banks (excluding RRBs) / All India Financial Institutions/Local Area Banks Dear Sir, Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002 Please refer to our Master Circular DBOD.AML.BC.No.2/ 14.01.001 / 2010 -11 dated July 01, 2010 on Know Your Custome
RBI/ 2010-11/346 DBOD. AML. BC. No.70/14 .01.001/2010-11 December 30, 2010 The Chairmen/CEOs of all Scheduled Commercial Banks (excluding RRBs) / All India Financial Institutions/Local Area Banks Dear Sir, Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002 Please refer to our Master Circular DBOD.AML.BC.No.2/ 14.01.001 / 2010 -11 dated July 01, 2010 on Know Your Custome
ഡിസം 28, 2010
UCBs - List of Terrorist Individuals/Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/337 UBD.CO.BPD.(PCB). Cir.No. 31/14.01.062/2010-11 December 28, 2010 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular UBD.CO.BPD.(PCB). Cir.No. 29/14.01.062/2010-11 dated December 13, 2010.@@NBSP@@ We enclose, as detailed below, copies of notification (received from Government
RBI/2010-11/337 UBD.CO.BPD.(PCB). Cir.No. 31/14.01.062/2010-11 December 28, 2010 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular UBD.CO.BPD.(PCB). Cir.No. 29/14.01.062/2010-11 dated December 13, 2010.@@NBSP@@ We enclose, as detailed below, copies of notification (received from Government
ഡിസം 28, 2010
Issuance and operation of Prepaid Payment Instruments in India - Auditor Certificate on the balances in Escrow account
RBI/2010-11/341 DPSS.CO.OSD. No. 1445 /06.12.001/ 2010-2011 December 27, 2010 To All Scheduled Commercial Banks / Authorised Payment System Operators Dear Sir, Issuance and operation of Prepaid Payment Instruments in India – Auditor Certificate on the balances in Escrow account Please refer to Para 7.3. of the policy Guidelines DPSS.CO.PD.No. 1873 /02.14.06/ 2008-09 dated April 27, 2009 for issuance and operation of Prepaid Payment Instruments in India. 2. It is obser
RBI/2010-11/341 DPSS.CO.OSD. No. 1445 /06.12.001/ 2010-2011 December 27, 2010 To All Scheduled Commercial Banks / Authorised Payment System Operators Dear Sir, Issuance and operation of Prepaid Payment Instruments in India – Auditor Certificate on the balances in Escrow account Please refer to Para 7.3. of the policy Guidelines DPSS.CO.PD.No. 1873 /02.14.06/ 2008-09 dated April 27, 2009 for issuance and operation of Prepaid Payment Instruments in India. 2. It is obser
ഡിസം 28, 2010
Directions for submission of system audit reports from CISA qualified Auditor
RBI/2010-11/340 DPSS.CO.OSD. No. 1444 /06.11.001/2010-2011 December 27, 2010 To All Scheduled Commercial Banks / Authorised Payment System Operators Dear Sir, Directions for submission of system audit reports from CISA qualified Auditor Please refer to our circular Ref No. DPSS.1206/ 02.27.005/2009-10 dated 7th December 2009 on the captioned subject. 2.@@NBSP@@@@NBSP@@@@NBSP@@All authorised entities are advised to furnish their respective system audit reports from a C
RBI/2010-11/340 DPSS.CO.OSD. No. 1444 /06.11.001/2010-2011 December 27, 2010 To All Scheduled Commercial Banks / Authorised Payment System Operators Dear Sir, Directions for submission of system audit reports from CISA qualified Auditor Please refer to our circular Ref No. DPSS.1206/ 02.27.005/2009-10 dated 7th December 2009 on the captioned subject. 2.@@NBSP@@@@NBSP@@@@NBSP@@All authorised entities are advised to furnish their respective system audit reports from a C
ഡിസം 28, 2010
Collection of Statistics on pre-paid instruments
RBI/2010-11/342 DPSS.CO.OSD. No. 1381 /06.08.001/ 2010-2011 December 27, 2010 To All entities authorised to issue pre paid payment instruments in India. Dear Sir, Collection of Statistics on pre-paid instruments Please refer to the approval / authorization given / issued to you for issuance and operations of pre paid payment instruments under the Payment and Settlement Systems Act, 2007. 2. Authorized entities have hitherto been submitting information on the volume an
RBI/2010-11/342 DPSS.CO.OSD. No. 1381 /06.08.001/ 2010-2011 December 27, 2010 To All entities authorised to issue pre paid payment instruments in India. Dear Sir, Collection of Statistics on pre-paid instruments Please refer to the approval / authorization given / issued to you for issuance and operations of pre paid payment instruments under the Payment and Settlement Systems Act, 2007. 2. Authorized entities have hitherto been submitting information on the volume an
ഡിസം 28, 2010
Directions for opening and operation of Accounts and settlement of payment for electronic payment transactions involving intermediaries
RBI/2010-11/339 DPSS.CO.OSD. No. 1448/06.08.001/2010-2011 December 28, 2010 To All Scheduled Commercial Banks Dear Sir, Directions for opening and operation of Accounts and settlement of payment for electronic payment transactions involving intermediaries Please refer to our circular Ref no. 1381/06.08.001/2010-11 dated December 20, 2010 on the captioned subject. 2. In continuation of the above directions, please note to forward a covering letter from your bank certif
RBI/2010-11/339 DPSS.CO.OSD. No. 1448/06.08.001/2010-2011 December 28, 2010 To All Scheduled Commercial Banks Dear Sir, Directions for opening and operation of Accounts and settlement of payment for electronic payment transactions involving intermediaries Please refer to our circular Ref no. 1381/06.08.001/2010-11 dated December 20, 2010 on the captioned subject. 2. In continuation of the above directions, please note to forward a covering letter from your bank certif
ഡിസം 24, 2010
Directions for opening and operation of Accounts and settlement of payment for electronic payment transactions involving intermediaries
RBI/2010/11/329 DPSS.CO.OSD. No. 1381/06.08.001/2010-2011 December 20, 2010 To All Scheduled Commercial Banks Dear Sir, Directions for opening and operation of Accounts and settlement of payment for electronic payment transactions involving intermediaries Please refer to our circular Ref no. 1102/02.14.08/2009-10 dated November 24, 2009 on the captioned subject. In this regard you are advised to forward us a complete list of intermediaries accounts maintained with you
RBI/2010/11/329 DPSS.CO.OSD. No. 1381/06.08.001/2010-2011 December 20, 2010 To All Scheduled Commercial Banks Dear Sir, Directions for opening and operation of Accounts and settlement of payment for electronic payment transactions involving intermediaries Please refer to our circular Ref no. 1102/02.14.08/2009-10 dated November 24, 2009 on the captioned subject. In this regard you are advised to forward us a complete list of intermediaries accounts maintained with you
ഡിസം 24, 2010
RTGS System - Use of NEFT Customer Facilitation Centres
RBI/ 2010-11/ 327 DPSS (CO) RTGS No. 1433 / 04.04.002 / 2010-2011 December 24, 2010 Chairman and Managing Director / Chief Executive Officer of all banks participating in RTGS and NEFT Madam / Dear Sir, RTGS System – Use of NEFT Customer Facilitation Centres Please refer to our circular DPSS (CO) EPPD No. 893 / 04.03.02 / 2009-2010 dated November 11, 2009 on the captioned subject. 2. You are aware that there has been a remarkable growth of customer transactions in RTG
RBI/ 2010-11/ 327 DPSS (CO) RTGS No. 1433 / 04.04.002 / 2010-2011 December 24, 2010 Chairman and Managing Director / Chief Executive Officer of all banks participating in RTGS and NEFT Madam / Dear Sir, RTGS System – Use of NEFT Customer Facilitation Centres Please refer to our circular DPSS (CO) EPPD No. 893 / 04.03.02 / 2009-2010 dated November 11, 2009 on the captioned subject. 2. You are aware that there has been a remarkable growth of customer transactions in RTG
ഡിസം 23, 2010
Credit Information Companies (Regulation) Act, 2005 - Grant of 'Certificate of Registration' - for commencing business of Credit Information - High Mark Credit Information Services Private Limited
RBI/2010-11/325 UBD.BPD.(PCB) Cir. No 30/09.11.200/2010-11 December 22, 2010 The Chief Executive Officer, All Primary (Urban) Co-operative Banks. Dear Sir, Credit Information Companies (Regulation) Act, 2005 - Grant of 'Certificate of Registration' - for commencing business of Credit Information - High Mark Credit Information Services Private Limited. Please refer to Circular UBD.CO.BPD.Cir.No. 60/09.11.200/2009-10 dated April 29, 2010 providing details of credit info
RBI/2010-11/325 UBD.BPD.(PCB) Cir. No 30/09.11.200/2010-11 December 22, 2010 The Chief Executive Officer, All Primary (Urban) Co-operative Banks. Dear Sir, Credit Information Companies (Regulation) Act, 2005 - Grant of 'Certificate of Registration' - for commencing business of Credit Information - High Mark Credit Information Services Private Limited. Please refer to Circular UBD.CO.BPD.Cir.No. 60/09.11.200/2009-10 dated April 29, 2010 providing details of credit info
ഡിസം 23, 2010
Housing Loans by Commercial Banks - LTV Ratio, Risk Weight and Provisioning
RBI No.2010-11/324 DBOD.No.BP.BC. 69 /08.12.001/2010-11 December 23, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam, Housing Loans by Commercial Banks – LTV Ratio, Risk Weight and Provisioning Please refer to paragraphs 104 to 106 of the Second Quarter Review of Monetary Policy 2010-11 (extracts enclosed), proposing certain measures in regard to housing loans by commercial bank
RBI No.2010-11/324 DBOD.No.BP.BC. 69 /08.12.001/2010-11 December 23, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam, Housing Loans by Commercial Banks – LTV Ratio, Risk Weight and Provisioning Please refer to paragraphs 104 to 106 of the Second Quarter Review of Monetary Policy 2010-11 (extracts enclosed), proposing certain measures in regard to housing loans by commercial bank
ഡിസം 21, 2010
List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/318 DBOD. AML.No.9636/14.06.081/2010-11 December 21, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.9042/14.06.080/2010-11 dated December 8, 2010. We have since received from Government of India (Ministr
RBI/2010-11/318 DBOD. AML.No.9636/14.06.081/2010-11 December 21, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.9042/14.06.080/2010-11 dated December 8, 2010. We have since received from Government of India (Ministr
ഡിസം 16, 2010
Section 24 of Banking Regulation Act, 1949 - Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) - Additional Liquidity Support under Liquidity Adjustment Facility (LAF)
RBI/2010-11/317 Ref. DBOD.No.Ret.BC.68 /12.02.001/2010-11 December 16, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949 - Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity Support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC.63/12.02.001/2010-11 dated November 30, 2010 wherein it was advised that Scheduled Commercial Banks may avail of the additional li
RBI/2010-11/317 Ref. DBOD.No.Ret.BC.68 /12.02.001/2010-11 December 16, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949 - Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity Support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC.63/12.02.001/2010-11 dated November 30, 2010 wherein it was advised that Scheduled Commercial Banks may avail of the additional li
ഡിസം 16, 2010
Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2010-11/316 DBOD.Ret.BC. 67/12.02.001/2010-11 December 16, 2010 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR). Please refer to our circular DBOD. No. Ret. BC. 51/12.02.001/2009-10 dated October 28, 2009 on the captioned subject. 2. @@NBSP@@As announced in the Mid-Quarter Review of Monetary Policy released on December 16, 2010, it has been dec
RBI/2010-11/316 DBOD.Ret.BC. 67/12.02.001/2010-11 December 16, 2010 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR). Please refer to our circular DBOD. No. Ret. BC. 51/12.02.001/2009-10 dated October 28, 2009 on the captioned subject. 2. @@NBSP@@As announced in the Mid-Quarter Review of Monetary Policy released on December 16, 2010, it has been dec
ഡിസം 15, 2010
Credit to NRE account through RTGS / NEFT / NECS / ECS - Issuance of Foreign Inward Remittance Certificate (FIRC)
RBI/2010-11/315 DPSS (CO) EPPD No. 1309 / 04.03.01 / 2010-11 December 13, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in @@NBSP@@RTGS / NEFT / NECS / ECS Madam / Dear Sir, Credit to NRE account through RTGS / NEFT / NECS / ECS - Issuance of Foreign Inward Remittance Certificate (FIRC) Please refer to our letter DPSS (CO) EPPD No.327/04.03.01/2009-10 dated August 14, 2009 on the subject. We were receiving references f
RBI/2010-11/315 DPSS (CO) EPPD No. 1309 / 04.03.01 / 2010-11 December 13, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in @@NBSP@@RTGS / NEFT / NECS / ECS Madam / Dear Sir, Credit to NRE account through RTGS / NEFT / NECS / ECS - Issuance of Foreign Inward Remittance Certificate (FIRC) Please refer to our letter DPSS (CO) EPPD No.327/04.03.01/2009-10 dated August 14, 2009 on the subject. We were receiving references f
ഡിസം 13, 2010
List of Terrorist Individuals/Organizations - under UNSCR 1267 (1999) and 1822 (2008) on Taliban/ Al-Qaida Organization
RBI/2010-11/310 UBD.CO.BPD.(PCB). Cir.No. 29/14.01.062/2010-11 December 13, 2010 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, List of Terrorist Individuals/Organizations – under UNSCR 1267 (1999) and 1822 (2008) on Taliban/ Al-Qaida Organization Please refer to our circular UBD (PCB) CO.BPD.Cir No. 16/14.01.062/2010-11 dated October 19, 2010 on the above subject. We enclose a copy of note dated December 7, 2010 (received from
RBI/2010-11/310 UBD.CO.BPD.(PCB). Cir.No. 29/14.01.062/2010-11 December 13, 2010 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, List of Terrorist Individuals/Organizations – under UNSCR 1267 (1999) and 1822 (2008) on Taliban/ Al-Qaida Organization Please refer to our circular UBD (PCB) CO.BPD.Cir No. 16/14.01.062/2010-11 dated October 19, 2010 on the above subject. We enclose a copy of note dated December 7, 2010 (received from
ഡിസം 10, 2010
Financial Inclusion by Extension of Banking Services - Use of Business Correspondents / Business Facilitators by Urban Co-operative Banks
RBI/2010-11/308 UBD.BPD. (PCB). Cir. No 28/09.18.300/2010-11 December 10, 2010 The Chief Executive Officers of All Urban Co-operative Banks Dear Sir / Madam Financial Inclusion by Extension of Banking Services – Use of Business Correspondents / Business Facilitators by Urban Co-operative Banks The Reserve Bank had announced in its Second Quarter Review of Monetary Policy 2010-11 that well managed and financially sound Urban Co-operative Banks (UCBs) would be allowed t
RBI/2010-11/308 UBD.BPD. (PCB). Cir. No 28/09.18.300/2010-11 December 10, 2010 The Chief Executive Officers of All Urban Co-operative Banks Dear Sir / Madam Financial Inclusion by Extension of Banking Services – Use of Business Correspondents / Business Facilitators by Urban Co-operative Banks The Reserve Bank had announced in its Second Quarter Review of Monetary Policy 2010-11 that well managed and financially sound Urban Co-operative Banks (UCBs) would be allowed t
ഡിസം 08, 2010
List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/306 DBOD. AML.No. 9042 /14.06.080/2010-11 @@NBSP@@December 8, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.5333/14.06.079/2010-11 dated October 1, 2010. @@NBSP@@We have since received from Government o
RBI/2010-11/306 DBOD. AML.No. 9042 /14.06.080/2010-11 @@NBSP@@December 8, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.5333/14.06.079/2010-11 dated October 1, 2010. @@NBSP@@We have since received from Government o
ഡിസം 07, 2010
Operation of bank accounts and money mules
RBI/2010-11/303 DBOD. AML. BC. No. 65/14 .01.001/2010-11 December 7, 2010 The Chairmen/CEOs of all Scheduled Commercial Banks (excluding RRBs) / All India Financial Institutions/Local Area Banks Dear Sir, Operation of bank accounts & money mules With a view to preventing banks from being used, intentionally or unintentionally, by criminal elements for money laundering or terrorist financing activities Reserve Bank of India has issued guidelines on Know Your Custom
RBI/2010-11/303 DBOD. AML. BC. No. 65/14 .01.001/2010-11 December 7, 2010 The Chairmen/CEOs of all Scheduled Commercial Banks (excluding RRBs) / All India Financial Institutions/Local Area Banks Dear Sir, Operation of bank accounts & money mules With a view to preventing banks from being used, intentionally or unintentionally, by criminal elements for money laundering or terrorist financing activities Reserve Bank of India has issued guidelines on Know Your Custom
ഡിസം 01, 2010
Prudential Guidelines-Investment in Venture Capital Funds (VCFs)
RBI/2010-11/296 DBOD.FID.FIC.No@@NBSP@@ 9/01.02.00/2010-11 December 1, 2010 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Guidelines-Investment in Venture Capital Funds (VCFs) Please find enclosed circular DBOD No. BP .BC.27/21.01.002/2006-2007 dated August 23, 2006 on the above subject. In this connection, it is advised that the above guidelines issued to banks, shall mutatis mutandis ap
RBI/2010-11/296 DBOD.FID.FIC.No@@NBSP@@ 9/01.02.00/2010-11 December 1, 2010 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Guidelines-Investment in Venture Capital Funds (VCFs) Please find enclosed circular DBOD No. BP .BC.27/21.01.002/2006-2007 dated August 23, 2006 on the above subject. In this connection, it is advised that the above guidelines issued to banks, shall mutatis mutandis ap
ഡിസം 01, 2010
Grant of Certificate of Registration - For commencing business of Credit Information - High Mark Credit Information Services Private Limited
RBI/2010-11/294 DBOD No. CID. BC.64/20.16.042/2010-11 December 01, 2010 Chairmen / Managing Directors / CEOs All Scheduled Commercial Banks (excluding RRBs) & All India Financial Institutions Dear Sir, Grant of ‘Certificate of Registration’ – For commencing business of Credit Information – High Mark Credit Information Services Private Limited Please refer to our circulars DBOD No. DL. 15214/20.16.042/2009-10 dated March 04, 2010 and DL.BC.83/20.16.042/2009-10 date
RBI/2010-11/294 DBOD No. CID. BC.64/20.16.042/2010-11 December 01, 2010 Chairmen / Managing Directors / CEOs All Scheduled Commercial Banks (excluding RRBs) & All India Financial Institutions Dear Sir, Grant of ‘Certificate of Registration’ – For commencing business of Credit Information – High Mark Credit Information Services Private Limited Please refer to our circulars DBOD No. DL. 15214/20.16.042/2009-10 dated March 04, 2010 and DL.BC.83/20.16.042/2009-10 date
നവം 30, 2010
Shortfall in Maintenance of SLR - Additional Liquidity Support under LAF
RBI/2010-11/290 Ref. DBOD.No.Ret.BC. 63 /12.02.001/2010-11 November 30, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949 -- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity Support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC. 60/12.02.001/2010-11 dated November 09, 2010 wherein it was advised that Scheduled Commercial Banks may avail of additional liq
RBI/2010-11/290 Ref. DBOD.No.Ret.BC. 63 /12.02.001/2010-11 November 30, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949 -- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity Support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC. 60/12.02.001/2010-11 dated November 09, 2010 wherein it was advised that Scheduled Commercial Banks may avail of additional liq
നവം 29, 2010
Issuance and Operation of Prepaid Payment Instruments
RBI/2010-11/289 DPSS. CO. AD. No. /780/02.27.004/2010-11 November 24, 2010 The Chairmen and Managing Directors /Chief Executive Officers ofAll Scheduled Commercial Banks Madam/ Dear Sir Issuance and Operation of Prepaid Payment Instruments Please refer to our Policy Guidelines for issuance and operation of Prepaid Payment Instruments issued vide our circular DPSS.CO.PD.No.1873 /02.14.06/ 2008-09 dated April 27, 2009 on the above subject. 2. As per paragraph 7.3 of the
RBI/2010-11/289 DPSS. CO. AD. No. /780/02.27.004/2010-11 November 24, 2010 The Chairmen and Managing Directors /Chief Executive Officers ofAll Scheduled Commercial Banks Madam/ Dear Sir Issuance and Operation of Prepaid Payment Instruments Please refer to our Policy Guidelines for issuance and operation of Prepaid Payment Instruments issued vide our circular DPSS.CO.PD.No.1873 /02.14.06/ 2008-09 dated April 27, 2009 on the above subject. 2. As per paragraph 7.3 of the
നവം 25, 2010
Minimum Check to be followed for the Payment Systems operated under the PSS Act, 2007
DPSS.CO.No. 1167/06.07.002/2010-2011 25th November, 2010 All the entities authorised under PSS Act, 2007. Dear Sir, Minimum Check to be followed for the Payment Systems operated under the PSS Act, 2007 It has been decided that the operators of the payment system authorised by the Reserve Bank of India should at the minimum observe the following practices A Strong password policy should be implemented with a history of password usage being maintained. Periodical change
DPSS.CO.No. 1167/06.07.002/2010-2011 25th November, 2010 All the entities authorised under PSS Act, 2007. Dear Sir, Minimum Check to be followed for the Payment Systems operated under the PSS Act, 2007 It has been decided that the operators of the payment system authorised by the Reserve Bank of India should at the minimum observe the following practices A Strong password policy should be implemented with a history of password usage being maintained. Periodical change
നവം 18, 2010
Maximum Limit on Unsecured Loans and Advances
RBI/2010-11/284 UBD. BPD. (PCB) Cir. No. 21/13.05.000/2010-11 November 15, 2010 The Chief Executive Officers of All Urban Co-operative Banks Dear Sir/Madam, Maximum Limit on Unsecured Loans and Advances Please refer to our circular UBD BPD (PCB) Cir. No. 51/13.05.000/2002-03 dated April 29, 2003 and circular UBD BPD (PCB) Cir. No. 22/13.05.000/2005-06 dated December 5, 2005. The Reserve Bank had announced in its Second Quarter Review of Monetary Policy 2010-11 enhance
RBI/2010-11/284 UBD. BPD. (PCB) Cir. No. 21/13.05.000/2010-11 November 15, 2010 The Chief Executive Officers of All Urban Co-operative Banks Dear Sir/Madam, Maximum Limit on Unsecured Loans and Advances Please refer to our circular UBD BPD (PCB) Cir. No. 51/13.05.000/2002-03 dated April 29, 2003 and circular UBD BPD (PCB) Cir. No. 22/13.05.000/2005-06 dated December 5, 2005. The Reserve Bank had announced in its Second Quarter Review of Monetary Policy 2010-11 enhance
നവം 16, 2010
Up-gradation of the PDO-NDS application to Windows 2008
RBI/2010-11/282 DIT(CO) No. /09.61.002/2010-11 November 16, 2010 To All NDS Members Dear Sir, Reminder:@@NBSP@@ Up-gradation of the PDO-NDS application to Windows 2008 Kindly refer to our circular DIT(CO) Circular NO. /09.61.002/2009-10 dated November 30, 2009 on up-gradation of PDO-NDS System to Windows 2008 environment wherein the specification for hardware and software required for the up-gradation was given and members were advised to up-grade the system. 2. The n
RBI/2010-11/282 DIT(CO) No. /09.61.002/2010-11 November 16, 2010 To All NDS Members Dear Sir, Reminder:@@NBSP@@ Up-gradation of the PDO-NDS application to Windows 2008 Kindly refer to our circular DIT(CO) Circular NO. /09.61.002/2009-10 dated November 30, 2009 on up-gradation of PDO-NDS System to Windows 2008 environment wherein the specification for hardware and software required for the up-gradation was given and members were advised to up-grade the system. 2. The n
നവം 15, 2010
Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - The Bank of Rajasthan Limited
RBI/2010-11/274 Ref. DBOD.Ret..BC. No. 62/12.06.031/2010-11 November 15, 2010 All Scheduled Commercial Banks Dear Sir, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – The Bank of Rajasthan Limited We advise that the name of “The Bank of Rajasthan Limited” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD.No.PSBD/2866/16.01.056/2010-11 dated August 18, 2010, published in the Gazette of Ind
RBI/2010-11/274 Ref. DBOD.Ret..BC. No. 62/12.06.031/2010-11 November 15, 2010 All Scheduled Commercial Banks Dear Sir, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – The Bank of Rajasthan Limited We advise that the name of “The Bank of Rajasthan Limited” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD.No.PSBD/2866/16.01.056/2010-11 dated August 18, 2010, published in the Gazette of Ind
നവം 12, 2010
Guidelines on Fair Practices Code for Lenders - Disclosing all information relating to processing fees/charges
RBI/2010 -11/272 DBOD. Leg. BC. 61/09.07.005/2010 -11 November 12, 2010 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges Please refer to our Circular DBOD. No. Leg. BC. 86/09.07.005/2008-09 dated November 25, 2008 containing guidelines on the captioned subject wherein banks were advised to ensure that all informatio
RBI/2010 -11/272 DBOD. Leg. BC. 61/09.07.005/2010 -11 November 12, 2010 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders – Disclosing all information relating to processing fees/charges Please refer to our Circular DBOD. No. Leg. BC. 86/09.07.005/2008-09 dated November 25, 2008 containing guidelines on the captioned subject wherein banks were advised to ensure that all informatio
നവം 12, 2010
Electronic Payment Products - Processing Inward Transactions based soley on Account Number Information
RBI/2010-11/271 UBD. BPD (PCB) No. 20 /12.05.001/2010-11 November@@NBSP@@ 12 , @@NBSP@@2010 Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Electronic Payment Products – Processing Inward Transactions based soley on Account Number Information As you are aware, the Reserve Bank of India has introduced various electronic payment products (RTGS, NEFT, NECS and the ECS variants) to facilitate electronic transfer of funds in a secure and ef
RBI/2010-11/271 UBD. BPD (PCB) No. 20 /12.05.001/2010-11 November@@NBSP@@ 12 , @@NBSP@@2010 Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Electronic Payment Products – Processing Inward Transactions based soley on Account Number Information As you are aware, the Reserve Bank of India has introduced various electronic payment products (RTGS, NEFT, NECS and the ECS variants) to facilitate electronic transfer of funds in a secure and ef
നവം 10, 2010
Audit Committee of the Board of Directors - Calendar of Reviews
RBI/2010-11/269 DBS.ARS.BC. No.4/08.91.020/ 2010-11 November 10, 2010 The Chief Executives All Indian Commercial Banks Dear Sir/Madam, Audit Committee of the Board of Directors – Calendar of Reviews As you are aware, the norms regarding the constitution and functions of the Audit Committee of the Board of Directors (ACB), as also reviews to be submitted, had been prescribed vide our circular DoS.No.BC.14/Adm/919/16.13.100/95 dated September 26, 1995. Subsequently, in
RBI/2010-11/269 DBS.ARS.BC. No.4/08.91.020/ 2010-11 November 10, 2010 The Chief Executives All Indian Commercial Banks Dear Sir/Madam, Audit Committee of the Board of Directors – Calendar of Reviews As you are aware, the norms regarding the constitution and functions of the Audit Committee of the Board of Directors (ACB), as also reviews to be submitted, had been prescribed vide our circular DoS.No.BC.14/Adm/919/16.13.100/95 dated September 26, 1995. Subsequently, in
നവം 09, 2010
Shortfall in Maintenance of SLR - Additional Liquidity support under LAF
RBI/2010-11/267 Ref.DBOD.No.Ret.BC.60 /12.02.001/2010-11 November 09, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC. 55/12.02.001/2010-11dated November 01, 2010 on the captioned subject. 2. As stated in the Reserve Bank’s press release issued on No
RBI/2010-11/267 Ref.DBOD.No.Ret.BC.60 /12.02.001/2010-11 November 09, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC. 55/12.02.001/2010-11dated November 01, 2010 on the captioned subject. 2. As stated in the Reserve Bank’s press release issued on No
നവം 04, 2010
Accounting Procedure for Investments - Settlement Date Accounting
RBI/2010-11/264 DBOD No. BP.BC. 58/21.04.141/2010-11 November 4, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Accounting Procedure for Investments – Settlement Date Accounting In terms of paragraph 1.1 (i) (d) of Master Circular No. DBOD. BP. BC.18/21.04.141/2010-11 dated July 1, 2010 on ‘Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks
RBI/2010-11/264 DBOD No. BP.BC. 58/21.04.141/2010-11 November 4, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Accounting Procedure for Investments – Settlement Date Accounting In terms of paragraph 1.1 (i) (d) of Master Circular No. DBOD. BP. BC.18/21.04.141/2010-11 dated July 1, 2010 on ‘Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks
നവം 04, 2010
Guidelines on Banks’ Asset Liability Management Framework - Interest Rate Risk
RBI/2010-11/263 DBOD. No. BP. BC. 59 / 21.04.098/ 2010-11 November 4, 2010 @@NBSP@@The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and LABs) Guidelines on Banks’ Asset Liability Management Framework – Interest Rate Risk Please refer to paragraph 155 of Second Quarter Review of Monetary Policy 2009-10 announced on October 27, 2009 on introduction of Duration Gap Analysis for interest rate risk management.
RBI/2010-11/263 DBOD. No. BP. BC. 59 / 21.04.098/ 2010-11 November 4, 2010 @@NBSP@@The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and LABs) Guidelines on Banks’ Asset Liability Management Framework – Interest Rate Risk Please refer to paragraph 155 of Second Quarter Review of Monetary Policy 2009-10 announced on October 27, 2009 on introduction of Duration Gap Analysis for interest rate risk management.
നവം 04, 2010
Issuance and Operation of pre-paid payment Instruments in India (Reserve Bank) Directions- Additional guidelines
RBI/2010-11/261 DPSS.CO.No. 1041/02.14.006/ 2010-2011 November 04, 2010 To All System Providers, System Participants and any prospective prepaid payment instrument Issuer Madam/ Dear Sir Issuance and Operation of pre-paid payment Instruments in India (Reserve Bank) Directions- Additional guidelines. A reference is invited to the guidelines appended to our circular RBI/2008-09/458- DPSS.CO.PD.No.1873/02.14.06/2008-09 dated April 27, 2009 and subsequent circular RBI/200
RBI/2010-11/261 DPSS.CO.No. 1041/02.14.006/ 2010-2011 November 04, 2010 To All System Providers, System Participants and any prospective prepaid payment instrument Issuer Madam/ Dear Sir Issuance and Operation of pre-paid payment Instruments in India (Reserve Bank) Directions- Additional guidelines. A reference is invited to the guidelines appended to our circular RBI/2008-09/458- DPSS.CO.PD.No.1873/02.14.06/2008-09 dated April 27, 2009 and subsequent circular RBI/200
നവം 04, 2010
Migration of RTGS System to Windows 2008 environment
RBI/2010-11/262 DIT (CO) Circular No.10/09.63.08/2010-11 November 4, 2010 To All RTGS Members Dear Sir, Migration of RTGS System to Windows 2008 environment Please refer to our circular DIT (CO) Circular No. 5/09.63.08/2009-10 dated November 23, 2009 on upgradation of RTGS System to Windows 2008 environment wherein the specification for hardware and software required for the upgradation was given and members were advised to be in readiness with the new system for unde
RBI/2010-11/262 DIT (CO) Circular No.10/09.63.08/2010-11 November 4, 2010 To All RTGS Members Dear Sir, Migration of RTGS System to Windows 2008 environment Please refer to our circular DIT (CO) Circular No. 5/09.63.08/2009-10 dated November 23, 2009 on upgradation of RTGS System to Windows 2008 environment wherein the specification for hardware and software required for the upgradation was given and members were advised to be in readiness with the new system for unde
നവം 03, 2010
Prudential Norms for Off Balance Sheet Exposure-Bilateral netting of counterparty credit exposures
RBI/2010-11/258 DBOD.FID.FIC.No 8 /01.02.00 /2010-11 November 2 , 2010 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Norms for Off Balance Sheet Exposure-Bilateral netting of counterparty credit exposures Please@@NBSP@@ find @@NBSP@@enclosed @@NBSP@@circular@@NBSP@@ DBOD@@NBSP@@ No. BP .BC .48 / 21.06.001 / @@NBSP@@2010-11@@NBSP@@dated @@NBSP@@October 1, 2010 on the above subject. In this
RBI/2010-11/258 DBOD.FID.FIC.No 8 /01.02.00 /2010-11 November 2 , 2010 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Norms for Off Balance Sheet Exposure-Bilateral netting of counterparty credit exposures Please@@NBSP@@ find @@NBSP@@enclosed @@NBSP@@circular@@NBSP@@ DBOD@@NBSP@@ No. BP .BC .48 / 21.06.001 / @@NBSP@@2010-11@@NBSP@@dated @@NBSP@@October 1, 2010 on the above subject. In this
നവം 03, 2010
State Bank of Indore excluded from the Second Schedule to the RBI Act, 1934
RBI/2010-11/260 DBOD. Ret. BC. No. 57/12.06.004/2010-11 November 03, 2010 All Scheduled Commercial Banks Dear Sir, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – State Bank of Indore. We advise that the name of “State Bank of Indore” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. No. Ret. BC. 37/12.06.004/2010-11 dated August 27, 2010, published in Gazette of India (Part III – Sectio
RBI/2010-11/260 DBOD. Ret. BC. No. 57/12.06.004/2010-11 November 03, 2010 All Scheduled Commercial Banks Dear Sir, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – State Bank of Indore. We advise that the name of “State Bank of Indore” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. No. Ret. BC. 37/12.06.004/2010-11 dated August 27, 2010, published in Gazette of India (Part III – Sectio
നവം 02, 2010
Second Quarter Review of Monetary Policy 2010-11
By Dr. D. Subbarao Governor Introduction This Second Quarter Review is set in the context of a mixed backdrop of persistent sluggishness in advanced economies and positive signals from emerging market economies (EMEs). While recovery in advanced economies has slowed in the second half of 2010, EMEs continue to show strong growth. The fragile and uneven nature of the recovery and large unemployment in advanced economies raise concerns about the sustainability of the gl
By Dr. D. Subbarao Governor Introduction This Second Quarter Review is set in the context of a mixed backdrop of persistent sluggishness in advanced economies and positive signals from emerging market economies (EMEs). While recovery in advanced economies has slowed in the second half of 2010, EMEs continue to show strong growth. The fragile and uneven nature of the recovery and large unemployment in advanced economies raise concerns about the sustainability of the gl
നവം 01, 2010
Sale of Investments held under Held to Maturity (HTM) category
RBI/2010-11/254 DBOD. No. BP.BC. 56/21.04.141/2010-11 November 1, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Sale of Investments held under Held to Maturity (HTM) category In terms of our circular No. DBOD.BP.BC. 34/21.04.141/2010-11 dated August 6, 2010 on the captioned subject it was decided that if the value of sales and transfers of securities to/from HTM category exceeds 5
RBI/2010-11/254 DBOD. No. BP.BC. 56/21.04.141/2010-11 November 1, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Sale of Investments held under Held to Maturity (HTM) category In terms of our circular No. DBOD.BP.BC. 34/21.04.141/2010-11 dated August 6, 2010 on the captioned subject it was decided that if the value of sales and transfers of securities to/from HTM category exceeds 5
നവം 01, 2010
Shortfall in Maintenance of SLR - Additional Liquidity support under LAF
RBI/2010-11/252 Ref.DBOD.No.Ret.BC.55 /12.02.001/2010-11 November 1, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD.No.Ret.BC. 54/12.02.001/2010-11 dated October 29, 2010 on the captioned subject. 2. As stated in the Reserve Bank’s press release issued on Octobe
RBI/2010-11/252 Ref.DBOD.No.Ret.BC.55 /12.02.001/2010-11 November 1, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD.No.Ret.BC. 54/12.02.001/2010-11 dated October 29, 2010 on the captioned subject. 2. As stated in the Reserve Bank’s press release issued on Octobe
ഒക്ടോ 29, 2010
Shortfall in Maintenance of SLR - Additional Liquidity support under LAF
RBI/2010-11/251 Ref.DBOD.No.Ret.BC. 54/12.02.001/2010-11 October 29, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF) As stated in the Reserve Bank’s press release issued today, in order to provide liquidity comfort arising out of frictional liquidity pressure, a special 2-day repo auction under t
RBI/2010-11/251 Ref.DBOD.No.Ret.BC. 54/12.02.001/2010-11 October 29, 2010 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF) As stated in the Reserve Bank’s press release issued today, in order to provide liquidity comfort arising out of frictional liquidity pressure, a special 2-day repo auction under t
ഒക്ടോ 28, 2010
Issue of Irrevocable Payment Commitments
RBI/2010-11/249 DBOD.Dir.BC.52 /13.03.00/2010-11 October 28, 2010 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Banks' Exposure to Capital Market - Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No. DBOD.Dir.BC.46/13.03.00/2010-11 dated September 30, 2010 in terms of which certain risk mitigation measures were prescribed in the context of banks issuing IPCs to various Stock Exchanges on behalf of Mutual Funds and FIIs,
RBI/2010-11/249 DBOD.Dir.BC.52 /13.03.00/2010-11 October 28, 2010 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Banks' Exposure to Capital Market - Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No. DBOD.Dir.BC.46/13.03.00/2010-11 dated September 30, 2010 in terms of which certain risk mitigation measures were prescribed in the context of banks issuing IPCs to various Stock Exchanges on behalf of Mutual Funds and FIIs,
ഒക്ടോ 28, 2010
Banks permitted to Participate in Currency Options on Recognized Stock/New Exchanges
RBI/2010-11/248 DBOD.No.BP.BC.51 / 21.06.101 / 2010-11 October 28, 2010 The Chairman and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs) Dear Sir, Introduction of Exchange Traded Currency Options – Permitting Banks to Participate in Currency Options on Recognized Stock / New Exchanges Please refer to RBI/2010-11/147 A.P. (DIR Series) Circular No. 05 dated July 30, 2010 containing guidelines on Trading of Curren
RBI/2010-11/248 DBOD.No.BP.BC.51 / 21.06.101 / 2010-11 October 28, 2010 The Chairman and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs) Dear Sir, Introduction of Exchange Traded Currency Options – Permitting Banks to Participate in Currency Options on Recognized Stock / New Exchanges Please refer to RBI/2010-11/147 A.P. (DIR Series) Circular No. 05 dated July 30, 2010 containing guidelines on Trading of Curren
ഒക്ടോ 28, 2010
Prudential Norms on Investment in Zero Coupon Bonds
RBI/2010-11/247 DBOD.FID.FIC.No@@NBSP@@ 7/01.02.00 /2010-11 October 28, 2010 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Norms on Investment in Zero Coupon Bonds Please@@NBSP@@ find @@NBSP@@enclosed @@NBSP@@circular@@NBSP@@ DBOD@@NBSP@@ No. BP .BC .44@@NBSP@@ / 21.04.141 / @@NBSP@@2010-11@@NBSP@@dated September 29, 2010 on the above subject. In this connection, it is advised that the ab
RBI/2010-11/247 DBOD.FID.FIC.No@@NBSP@@ 7/01.02.00 /2010-11 October 28, 2010 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Norms on Investment in Zero Coupon Bonds Please@@NBSP@@ find @@NBSP@@enclosed @@NBSP@@circular@@NBSP@@ DBOD@@NBSP@@ No. BP .BC .44@@NBSP@@ / 21.04.141 / @@NBSP@@2010-11@@NBSP@@dated September 29, 2010 on the above subject. In this connection, it is advised that the ab
ഒക്ടോ 26, 2010
UCBs - KYC Norms /AML Standards/Combating Financing of Terrorism
RBI/2010-11/246 UBD.BPD. (PCB).Cir. No.17/14.01.062/2010-11 October 25, 2010 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD.BPD.(PCB) Cir.No.7/14.01.062/2010-11 dated August@@NBSP@@ 12, 2010.@@NBSP@@ As part of its ongoing review of compliance with the AM
RBI/2010-11/246 UBD.BPD. (PCB).Cir. No.17/14.01.062/2010-11 October 25, 2010 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD.BPD.(PCB) Cir.No.7/14.01.062/2010-11 dated August@@NBSP@@ 12, 2010.@@NBSP@@ As part of its ongoing review of compliance with the AM
ഒക്ടോ 26, 2010
UCBs - Furnishing Remitter Details in Pass Book/Pass Sheet/Account Statement for Credits received by Customers through NEFT/NECS/ECS
RBI/2010-11/244 UBD. CO. BPD (PCB) No. 18 /12.05.001/2010-11 October @@NBSP@@26, 2010 Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Furnishing Remitter Details in Pass Book / Pass Sheet / Account Statement for Credits received by Customers through NEFT / NECS / ECS The Reserve Bank has been receiving several complaints about incomplete details about the remitter (or beneficiary) and / or the source of credit (or debit) in the pass bo
RBI/2010-11/244 UBD. CO. BPD (PCB) No. 18 /12.05.001/2010-11 October @@NBSP@@26, 2010 Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Furnishing Remitter Details in Pass Book / Pass Sheet / Account Statement for Credits received by Customers through NEFT / NECS / ECS The Reserve Bank has been receiving several complaints about incomplete details about the remitter (or beneficiary) and / or the source of credit (or debit) in the pass bo
ഒക്ടോ 26, 2010
Opening of bank accounts - salaried employees
RBI/ 2010-11/245 DBOD. AML. BC. No. 50/14.01.001/2010-11 October 26, 2010 The Chairmen/CEOs of all Scheduled Commercial Banks (excluding RRBs) / All India Financial Institutions Dear Sir, Opening of bank accounts - salaried employees Please refer to our Master Circular on Know Your Customer (KYC) norms /Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002 issued to banks vide DBOD.AML.BC.No.2/14.01.001/20
RBI/ 2010-11/245 DBOD. AML. BC. No. 50/14.01.001/2010-11 October 26, 2010 The Chairmen/CEOs of all Scheduled Commercial Banks (excluding RRBs) / All India Financial Institutions Dear Sir, Opening of bank accounts - salaried employees Please refer to our Master Circular on Know Your Customer (KYC) norms /Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002 issued to banks vide DBOD.AML.BC.No.2/14.01.001/20
ഒക്ടോ 25, 2010
Credit/Debit Card transactions- Security Issues and Risk mitigation measures for Card Not Present Transactions.
RBI/2010-2011/243 RBI / DPSS No.914/02.14.003/2010-2011 October 25, 2010 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs /Urban Co-operative Banks / State Co-operative Banks /.District Central Co-operative BanksAuthorised card payment networks Madam / Dear Sir Credit/Debit Card transactions- Security Issues and Risk mitigation measures for Card Not Present Transactions. We had vide our circular RBI/2008-2009/
RBI/2010-2011/243 RBI / DPSS No.914/02.14.003/2010-2011 October 25, 2010 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs /Urban Co-operative Banks / State Co-operative Banks /.District Central Co-operative BanksAuthorised card payment networks Madam / Dear Sir Credit/Debit Card transactions- Security Issues and Risk mitigation measures for Card Not Present Transactions. We had vide our circular RBI/2008-2009/
ഒക്ടോ 15, 2010
Guidelines on Trading of Currency Options on Recognised Stock / New Exchanges - Participation of UCBs
RBI/2010-11/236 UBD.BPD.(PCB). Cir. No@@NBSP@@ 4 /16.12.000/2010-11 October 11, 2010 The Chief Executive Officer, All AD Category – I Primary (Urban) Cooperative Banks. Dear Sir, Guidelines on Trading of Currency Options on Recognised Stock / New Exchanges – Participation of UCBs Reserve Bank of India has issued Guidelines on Trading of Currency Options on Recognised Stock / New Exchanges vide A.P (DIR Series) Circular No.05 dated July 30, 2010 (copy enclosed).@@NBSP@
RBI/2010-11/236 UBD.BPD.(PCB). Cir. No@@NBSP@@ 4 /16.12.000/2010-11 October 11, 2010 The Chief Executive Officer, All AD Category – I Primary (Urban) Cooperative Banks. Dear Sir, Guidelines on Trading of Currency Options on Recognised Stock / New Exchanges – Participation of UCBs Reserve Bank of India has issued Guidelines on Trading of Currency Options on Recognised Stock / New Exchanges vide A.P (DIR Series) Circular No.05 dated July 30, 2010 (copy enclosed).@@NBSP@
ഒക്ടോ 14, 2010
Prudential Guidelines on Restructuring of Advances by select All-India Financial Institutions (AIFIs)
RBI/2010-11/234 DBOD.FID.FIC.No.6@@NBSP@@/01.02.00 /2010-11 October 14, 2010 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Guidelines on Restructuring of Advances by select All-India Financial Institutions (AIFIs) In continuation of our letter DBOD.No.FID.FIC.5 /01.02.00/2008-09 dated February 26, 2009 on the captioned subject, please find enclosed Circular DBOD No.BP.No. 49/ 21.04.132/20
RBI/2010-11/234 DBOD.FID.FIC.No.6@@NBSP@@/01.02.00 /2010-11 October 14, 2010 The CEOs of select All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Guidelines on Restructuring of Advances by select All-India Financial Institutions (AIFIs) In continuation of our letter DBOD.No.FID.FIC.5 /01.02.00/2008-09 dated February 26, 2009 on the captioned subject, please find enclosed Circular DBOD No.BP.No. 49/ 21.04.132/20
ഒക്ടോ 14, 2010
Electronic payment products - Processing inward transactions based solely on account number information
RBI/2010-11/235 DPSS (CO) EPPD No. / 863 / 04.03.01 / 2010-11 October 14, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in RTGS / NEFT / NECS / ECS Madam / Dear Sir, Electronic payment products - Processing inward transactions based solely on account number information As you are aware, the Reserve Bank of India has introduced various electronic payment products (RTGS, NEFT, NECS and the ECS variants) to facilitate ele
RBI/2010-11/235 DPSS (CO) EPPD No. / 863 / 04.03.01 / 2010-11 October 14, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in RTGS / NEFT / NECS / ECS Madam / Dear Sir, Electronic payment products - Processing inward transactions based solely on account number information As you are aware, the Reserve Bank of India has introduced various electronic payment products (RTGS, NEFT, NECS and the ECS variants) to facilitate ele
ഒക്ടോ 08, 2010
Furnishing remitter details in pass book / pass sheet / account statement for credits received by customers through NEFT / NECS / ECS
RBI/2010-11/230 DPSS (CO) EPPD No.788/04.03.01/2010-11 October 8, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in NEFT / NECS / ECS Madam / Dear Sir, Furnishing remitter details in pass book / pass sheet / account statement for credits received by customers through NEFT / NECS / ECS The volumes handled by the retail electronic payment products viz. National Electronic Funds Transfer (NEFT), National Electronic Clearin
RBI/2010-11/230 DPSS (CO) EPPD No.788/04.03.01/2010-11 October 8, 2010 The Chairman and Managing Director / Chief Executive Officer of member banks participating in NEFT / NECS / ECS Madam / Dear Sir, Furnishing remitter details in pass book / pass sheet / account statement for credits received by customers through NEFT / NECS / ECS The volumes handled by the retail electronic payment products viz. National Electronic Funds Transfer (NEFT), National Electronic Clearin
ഒക്ടോ 07, 2010
Prudential Guidelines on Restructuring of Advances by Banks
RBI/2010-11/228 DBOD.BP.No. 49/21.04.132/2010-11 October 7, 2010 The Chairmen and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Prudential Guidelines on Restructuring of Advances by Banks Please refer to our Master Circular DBOD. No. BP. BC.21/21.04.048/2010-11@@NBSP@@dated July 1, 2010 on 'Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances'. 2.@@NBSP@@ In te
RBI/2010-11/228 DBOD.BP.No. 49/21.04.132/2010-11 October 7, 2010 The Chairmen and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Prudential Guidelines on Restructuring of Advances by Banks Please refer to our Master Circular DBOD. No. BP. BC.21/21.04.048/2010-11@@NBSP@@dated July 1, 2010 on 'Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances'. 2.@@NBSP@@ In te
ഒക്ടോ 04, 2010
List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation - UCBs
RBI/2010-11/227 UBD. BPD. (PCB).Cir. No.14 /14.01.062/2010-11@@NBSP@@ September 30, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation@@NBSP@@ - UCBs Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 13/ 14.01.062 / 2010-11 dated September 27, 2010 on the above subject. We have since received from Go
RBI/2010-11/227 UBD. BPD. (PCB).Cir. No.14 /14.01.062/2010-11@@NBSP@@ September 30, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation@@NBSP@@ - UCBs Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 13/ 14.01.062 / 2010-11 dated September 27, 2010 on the above subject. We have since received from Go
ഒക്ടോ 01, 2010
List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/225 DBOD. AML.No. 5333 /14.06.079/2010-11 October 1, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.4154/14.06.078/2010-11 dated September 13, 2010.@@NBSP@@ We have since received from Government of Indi
RBI/2010-11/225 DBOD. AML.No. 5333 /14.06.079/2010-11 October 1, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.4154/14.06.078/2010-11 dated September 13, 2010.@@NBSP@@ We have since received from Government of Indi
ഒക്ടോ 01, 2010
Prudential Norms for Off-Balance Sheet Exposures of Banks - Bilateral netting of counterparty credit exposures
RBI/2010-11/223 DBOD.No.BP.BC.48 / 21.06.001/2010-11 October 1, 2010 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms for Off-Balance Sheet Exposures of Banks – Bilateral netting of counterparty credit exposures As you@@NBSP@@ are aware, @@NBSP@@in terms of@@NBSP@@ our extant instructions issued@@NBSP@@ vide our Master Circular – ‘Prudential Guidelines on Capital Adequacy and Market Discipline -@@NBSP@@@@N
RBI/2010-11/223 DBOD.No.BP.BC.48 / 21.06.001/2010-11 October 1, 2010 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms for Off-Balance Sheet Exposures of Banks – Bilateral netting of counterparty credit exposures As you@@NBSP@@ are aware, @@NBSP@@in terms of@@NBSP@@ our extant instructions issued@@NBSP@@ vide our Master Circular – ‘Prudential Guidelines on Capital Adequacy and Market Discipline -@@NBSP@@@@N
ഒക്ടോ 01, 2010
Collection of third party account payee cheques - Prohibition on crediting proceeds to third party accounts
RBI/2010-11/ 222 DBOD.BP.BC.No.47/ 21.01.001/2010-11@@NBSP@@ October 1,@@NBSP@@2010 The Chairmen/Chief Executives of All Scheduled Commercial Banks (excluding RRBs & LABs) Dear Sir Collection of third party account payee cheques – Prohibition on crediting proceeds to third party accounts Please refer to our circular DBOD.BP.BC.No.32/21.01.001/2009-10 dated August 27, 2009 on the captioned subject, in which it has been stated that the practice of collection of cheq
RBI/2010-11/ 222 DBOD.BP.BC.No.47/ 21.01.001/2010-11@@NBSP@@ October 1,@@NBSP@@2010 The Chairmen/Chief Executives of All Scheduled Commercial Banks (excluding RRBs & LABs) Dear Sir Collection of third party account payee cheques – Prohibition on crediting proceeds to third party accounts Please refer to our circular DBOD.BP.BC.No.32/21.01.001/2009-10 dated August 27, 2009 on the captioned subject, in which it has been stated that the practice of collection of cheq
സെപ്റ്റം 30, 2010
Banks' Exposure to Capital Market - Issue of Irrevocable Payment Commitments (IPCs)
RBI/2010-11/220 DBOD.Dir.BC.46@@NBSP@@ /13.03.00/2010-11 September 30, 2010 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Banks' Exposure to Capital Market - Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No. DBOD.Dir.BC.32/13.03.00/2010-11 dated July 30, 2010 in terms of which the transition period allowed to banks to comply with the requirements contained in our circular No. DBOD.Dir.BC.57/13.03.00/2007-08 dated Decem
RBI/2010-11/220 DBOD.Dir.BC.46@@NBSP@@ /13.03.00/2010-11 September 30, 2010 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Banks' Exposure to Capital Market - Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No. DBOD.Dir.BC.32/13.03.00/2010-11 dated July 30, 2010 in terms of which the transition period allowed to banks to comply with the requirements contained in our circular No. DBOD.Dir.BC.57/13.03.00/2007-08 dated Decem
സെപ്റ്റം 30, 2010
Display at ATM Sites - Procedure for lodging of ATM related Complaints
RBI/2010-2011/221 UBD.BPD(PCB) Cir.No. 15/09.18.300/2010-11 September 30, 2010 Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Display at ATM Sites – Procedure for lodging of ATM related Complaints Please refer to Circular DPSS.CO.PD. No.52/02.10.02/2010-11 dated July 6, 2010 on the captioned subject in terms of which banks were advised to submit to Department of Payment and Settlement System (DPSS), Central Office, Reserve Bank of India, Mu
RBI/2010-2011/221 UBD.BPD(PCB) Cir.No. 15/09.18.300/2010-11 September 30, 2010 Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Display at ATM Sites – Procedure for lodging of ATM related Complaints Please refer to Circular DPSS.CO.PD. No.52/02.10.02/2010-11 dated July 6, 2010 on the captioned subject in terms of which banks were advised to submit to Department of Payment and Settlement System (DPSS), Central Office, Reserve Bank of India, Mu
സെപ്റ്റം 29, 2010
Prudential norms on Investment in Zero Coupon Bonds
RBI/2010-11/219 DBOD No. BP.BC. 44 / 21.04.141/ 2010-11 September 29, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Prudential norms on Investment in Zero Coupon Bonds It has come to our notice that banks are investing in long term Zero Coupon Bonds (ZCBs) issued by corporates including those issued by Non-Banking Financial Companies (NBFCs). In the case of ZCBs the issuers are not
RBI/2010-11/219 DBOD No. BP.BC. 44 / 21.04.141/ 2010-11 September 29, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Prudential norms on Investment in Zero Coupon Bonds It has come to our notice that banks are investing in long term Zero Coupon Bonds (ZCBs) issued by corporates including those issued by Non-Banking Financial Companies (NBFCs). In the case of ZCBs the issuers are not
സെപ്റ്റം 29, 2010
Settlement and Default Handling Procedures in Multilateral and Deferred Net Settlement Systems under the PSS Act, 2007
RBI/2010-11/218 DPSS.CO.CHD.No.695/03.01.03/2010-2011 September 29, 2010 The Chairman and Managing Director / Chief Executive Officer Banks and Authorised Payment Systems Madam / Dear Sir Directive on Settlement and Default Handling Procedures in Multilateral and Deferred Net Settlement Systems under the Payment and Settlement Systems Act, 2007 A firm legal basis provides certainty and predictability which is important for the smooth functioning of payment systems. Th
RBI/2010-11/218 DPSS.CO.CHD.No.695/03.01.03/2010-2011 September 29, 2010 The Chairman and Managing Director / Chief Executive Officer Banks and Authorised Payment Systems Madam / Dear Sir Directive on Settlement and Default Handling Procedures in Multilateral and Deferred Net Settlement Systems under the Payment and Settlement Systems Act, 2007 A firm legal basis provides certainty and predictability which is important for the smooth functioning of payment systems. Th
സെപ്റ്റം 28, 2010
Financial Inclusion by Extension of Banking Services - Use of Business Correspondents (BCs)
RBI/2010-11/217 DBOD.No.BL.BC.43 /22.01.009/2010-11 September 28, 2010 All Commercial Banks (including RRBs and LABs) Dear Sir, Financial Inclusion by Extension of Banking Services – Use of Business Correspondents (BCs) As announced in the Annual Policy Statement for the year 2010-11, a discussion paper on engagement of ‘for profit’ companies as BCs was placed on RBI website on August 2, 2010. @@NBSP@@Taking into consideration the pros and cons and based on the feedba
RBI/2010-11/217 DBOD.No.BL.BC.43 /22.01.009/2010-11 September 28, 2010 All Commercial Banks (including RRBs and LABs) Dear Sir, Financial Inclusion by Extension of Banking Services – Use of Business Correspondents (BCs) As announced in the Annual Policy Statement for the year 2010-11, a discussion paper on engagement of ‘for profit’ companies as BCs was placed on RBI website on August 2, 2010. @@NBSP@@Taking into consideration the pros and cons and based on the feedba
സെപ്റ്റം 27, 2010
Bank loans for financing promoters contribution
RBI/2010-11/214 DBOD.No.BP.BC.42 /21.04.141/2010-11 @@NBSP@@September 27, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks)@@NBSP@@@@NBSP@@ Dear Sir/Madam, Bank loans for financing promoters contribution In terms of para 8 of Master Circular No. DBOD.Dir.BC.90/13.07.05/98 dated August 28, 1998 on ‘Bank Finance against Shares and Debentures’, promoters’ contribution towards the equity capital of
RBI/2010-11/214 DBOD.No.BP.BC.42 /21.04.141/2010-11 @@NBSP@@September 27, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (excluding Regional Rural Banks)@@NBSP@@@@NBSP@@ Dear Sir/Madam, Bank loans for financing promoters contribution In terms of para 8 of Master Circular No. DBOD.Dir.BC.90/13.07.05/98 dated August 28, 1998 on ‘Bank Finance against Shares and Debentures’, promoters’ contribution towards the equity capital of
സെപ്റ്റം 27, 2010
List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation - UCBs
RBI/2010-11/215 UBD. BPD. (PCB).Cir. No. 13 /14.01.062/2010-11 September 27, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation - UCBs Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 8/ 14.01.062 / 2010-11 dated August 13, 2010 on the above subject. We have since received from Government of India (
RBI/2010-11/215 UBD. BPD. (PCB).Cir. No. 13 /14.01.062/2010-11 September 27, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation - UCBs Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 8/ 14.01.062 / 2010-11 dated August 13, 2010 on the above subject. We have since received from Government of India (
സെപ്റ്റം 24, 2010
Dispute Resolution Mechanism under the Payment and Settlement Systems Act, 2007
RBI/2010-11/213 DPSS.CO.CHD.No.654/ 03.01.03 / 2010-2011 September 24, 2010 The Chairman and Managing Director / Chief Executive Officer System Providers and System Participants of All Authorised Payment Systems Madam / Dear Sir Dispute Resolution Mechanism under the Payment and Settlement Systems Act, 2007 References are being received from system providers and system participants of payment systems seeking clarity, scope and uniformity while dealing with clearing an
RBI/2010-11/213 DPSS.CO.CHD.No.654/ 03.01.03 / 2010-2011 September 24, 2010 The Chairman and Managing Director / Chief Executive Officer System Providers and System Participants of All Authorised Payment Systems Madam / Dear Sir Dispute Resolution Mechanism under the Payment and Settlement Systems Act, 2007 References are being received from system providers and system participants of payment systems seeking clarity, scope and uniformity while dealing with clearing an
സെപ്റ്റം 21, 2010
Items excluded from Capital Market Exposure
RBI/2010-11/208 DBOD. No. Dir. BC. 41 /13.03.00/2010-11 September@@NBSP@@ 21, 2010 All Scheduled Commercial Banks (excluding@@NBSP@@ RRBs) Dear Sir, Items excluded from Capital Market Exposure Please refer to para 2.3.4(i) of our Master Circular DBOD. No. Dir.BC14/13.03.00/2010-11 dated July 1, 2010 on Exposure Norms in terms of which banks' investments in own subsidiaries, joint ventures, sponsored Regional Rural Banks (RRBs) and investments in shares and convertible
RBI/2010-11/208 DBOD. No. Dir. BC. 41 /13.03.00/2010-11 September@@NBSP@@ 21, 2010 All Scheduled Commercial Banks (excluding@@NBSP@@ RRBs) Dear Sir, Items excluded from Capital Market Exposure Please refer to para 2.3.4(i) of our Master Circular DBOD. No. Dir.BC14/13.03.00/2010-11 dated July 1, 2010 on Exposure Norms in terms of which banks' investments in own subsidiaries, joint ventures, sponsored Regional Rural Banks (RRBs) and investments in shares and convertible
സെപ്റ്റം 17, 2010
In-bound Cross Border Money Transfer Service-Exclusivity Arrangements
RBI/2010-11/206 DPSS.CO.PD. 591/02.27.001/2010-2011 September 17, 2010 All Authorised In-bound Money Transfer Service providers Madam / Dear Sir In-bound Cross Border Money Transfer Service– Exclusivity Arrangements It has come to our notice that, certain Overseas Entities who are authorized by the Reserve Bank of India, under the Payment and Settlement System Act, 2007, to operate in-bound cross border money transfer services through agents appointed in India, have b
RBI/2010-11/206 DPSS.CO.PD. 591/02.27.001/2010-2011 September 17, 2010 All Authorised In-bound Money Transfer Service providers Madam / Dear Sir In-bound Cross Border Money Transfer Service– Exclusivity Arrangements It has come to our notice that, certain Overseas Entities who are authorized by the Reserve Bank of India, under the Payment and Settlement System Act, 2007, to operate in-bound cross border money transfer services through agents appointed in India, have b
സെപ്റ്റം 15, 2010
UCBs - Prevention of Money-laundering Second Amendment Rules, 2010- Obligation of banks
RBI/ 2010-11/201 UBD.BPD. (PCB). Cir.No 12/12.05.001/2010-2011 September@@NBSP@@ 15,@@NBSP@@ 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients of the Banking Companies, Financial Institutions
RBI/ 2010-11/201 UBD.BPD. (PCB). Cir.No 12/12.05.001/2010-2011 September@@NBSP@@ 15,@@NBSP@@ 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients of the Banking Companies, Financial Institutions
സെപ്റ്റം 13, 2010
List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/197 DBOD. AML. No. 4154 /14.06.078/2010-11 September 13, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.3549/14.06.077/2010-11 dated September 1, 2010.@@NBSP@@ We have since received from Government of
RBI/2010-11/197 DBOD. AML. No. 4154 /14.06.078/2010-11 September 13, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.3549/14.06.077/2010-11 dated September 1, 2010.@@NBSP@@ We have since received from Government of
സെപ്റ്റം 02, 2010
List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010/11/189 DBOD. AML. No.3549 /14.06.077/2010-11 September 1, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.2121/14.06.076/2010-11 dated August 4, 2010.@@NBSP@@ We have since received from Government of India
RBI/2010/11/189 DBOD. AML. No.3549 /14.06.077/2010-11 September 1, 2010 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML.No.2121/14.06.076/2010-11 dated August 4, 2010.@@NBSP@@ We have since received from Government of India
സെപ്റ്റം 01, 2010
KYC Guidelines - Accounts of Proprietary Concerns
RBI/2010 -11/187 DBOD. AML.BC. No. 38 /14.01.001/2010 -11 August 31, 2010 The Chairmen and Chief Executive Officers All Scheduled Commercial Banks excluding@@NBSP@@ RRBs/ All India Financial institutions/ Local Area Banks Dear Sir, Know Your Customer (KYC) guidelines – accounts of proprietary concerns Please refer to our circular DBOD.AML.BC.No. 80/14.01.001/2009-10 dated March 26, 2010 advising banks to lay down criteria in their@@NBSP@@ customer identification proce
RBI/2010 -11/187 DBOD. AML.BC. No. 38 /14.01.001/2010 -11 August 31, 2010 The Chairmen and Chief Executive Officers All Scheduled Commercial Banks excluding@@NBSP@@ RRBs/ All India Financial institutions/ Local Area Banks Dear Sir, Know Your Customer (KYC) guidelines – accounts of proprietary concerns Please refer to our circular DBOD.AML.BC.No. 80/14.01.001/2009-10 dated March 26, 2010 advising banks to lay down criteria in their@@NBSP@@ customer identification proce
ഓഗ 25, 2010
KYC Norms / Anti-Money Launderin Standards / Combating Financing of Terrorism / Obligation of Banks under Prevention of Money Laundering Act (PMLA), 2002
RBI/2010-11/180 UBD.BPD. (PCB). No. 11/12.05.001/2010-11 August 25, 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Know Your Customer (KYC) norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under Prevention of Money Laundering Act (PMLA), 2002. Please refer to circular UBD. PCB. Cir. 30 / 09.161.00 / 2004-05 dated@@NBSP@@@@NBSP@@ December 15, 2004 on KYC guidelines / AML
RBI/2010-11/180 UBD.BPD. (PCB). No. 11/12.05.001/2010-11 August 25, 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Know Your Customer (KYC) norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under Prevention of Money Laundering Act (PMLA), 2002. Please refer to circular UBD. PCB. Cir. 30 / 09.161.00 / 2004-05 dated@@NBSP@@@@NBSP@@ December 15, 2004 on KYC guidelines / AML
ഓഗ 23, 2010
UCBs - KYC Norms/AML Standards/Combating Financing of Terrorism /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002
RBI/2010-11/176 UBD.BPD. (PCB). No.9 /12.05.001/2010-11 August 23, 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002. Please refer to circular UBD. PCB. Cir. 30 / 09.161.00 / 2004-05 dated@@NBSP@@@@NBSP@@ December 15, 2004 on Know Your Customer (KYC) g
RBI/2010-11/176 UBD.BPD. (PCB). No.9 /12.05.001/2010-11 August 23, 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002. Please refer to circular UBD. PCB. Cir. 30 / 09.161.00 / 2004-05 dated@@NBSP@@@@NBSP@@ December 15, 2004 on Know Your Customer (KYC) g
ഓഗ 23, 2010
UCBs - KYC Norms/AML Standards/Combating Financing of Terrorism /Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002
RBI/2010-11/177 UBD.BPD. (PCB). No.10/12.05.001/2010-11 August 23, 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under Prevention of Money Laundering Act (PMLA), 2002. In terms of the KYC guidelines issued vide UBD. PCB.Cir. No. 30 / 09.161.00/2004-05 dated December 15, 2004, banks were advised to
RBI/2010-11/177 UBD.BPD. (PCB). No.10/12.05.001/2010-11 August 23, 2010 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) / Obligation of Banks under Prevention of Money Laundering Act (PMLA), 2002. In terms of the KYC guidelines issued vide UBD. PCB.Cir. No. 30 / 09.161.00/2004-05 dated December 15, 2004, banks were advised to
ഓഗ 18, 2010
Sale of Investments held under Held to Maturity Category
RBI/2010-11/172 DBOD.FID.FIC.5/01.02.00/2010-11 August 18, 2010 The CEOs of the All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir Sale of Investments held under Held to Maturity (HTM) category In terms of our Master Circular No.DBOD.FID.FIC.3/01.02.00/2010-11 dated July 1, 2010 on 'Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by FIs', securities acquired by FIs with the intention to
RBI/2010-11/172 DBOD.FID.FIC.5/01.02.00/2010-11 August 18, 2010 The CEOs of the All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir Sale of Investments held under Held to Maturity (HTM) category In terms of our Master Circular No.DBOD.FID.FIC.3/01.02.00/2010-11 dated July 1, 2010 on 'Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by FIs', securities acquired by FIs with the intention to
ഓഗ 17, 2010
AD I Category UCBs - KYC Norms / AML Standards / Combating of Financing of Terrorism
RBI/2010-11/171 UBD.BPD. (PCB).Cir. No. 7 /14.01.062/2010-11 August 12, 2010 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD.BPD.(PCB) Cir.No.53/14.01.062/2009-10 dated April 1, 2010 on risks arising from the deficiencies in AML / CFT regime of Iran,Uzbeki
RBI/2010-11/171 UBD.BPD. (PCB).Cir. No. 7 /14.01.062/2010-11 August 12, 2010 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD.BPD.(PCB) Cir.No.53/14.01.062/2009-10 dated April 1, 2010 on risks arising from the deficiencies in AML / CFT regime of Iran,Uzbeki
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