(Per cent of gross advances)

Year (End-March)

Urban Co-operative Banks (UCBs)

Rural Co-operative Banks

Short-term Structure

Long-term Structure

StCBs

DCCBs

PACS

SCARDBs

PCARDBs

1

2

3

4

5

6

7

1994-95  

13.9

.

.

33.9

.

.

1995-96  

13.0

.

.

34.7

.

.

1996-97  

13.2

.

.

34.9

.

.

1997-98  

11.7

12.5

17.8

35.3

18.6

16.5

1998-99  

11.7

12.6

17.8

35.0

19.2

16.1

1999-00  

12.2

10.7

17.2

35.4

18.7

20.0

2000-01  

16.1

13.0

17.9

34.9

20.5

24.3

2001-02  

21.9

13.4

19.9

32.5

18.5

30.2

2002-03  

19.0

18.2

21.2

37.9

20.9

33.8

2003-04  

22.7

18.7

24.0

36.8

26.7

35.8

2004-05  

23.2

16.3

19.9

33.6

31.3

31.9

2005-06  

18.9

16.8

19.7

30.4

32.7

35.6

2006-07  

18.3

14.2

18.5

26.9

30.3

35.4

2007-08  

16.4

12.7

18.7

.

23.0

43.3

StCBs   State Co-operative Banks
DCCBs   District  Central Co-operative Banks
PACS    Primary Agricultural Credit Societies
SCARDBs State Co-operative Agriculture and Rural Development Banks
PCARDBs  Primary Co-operative Agriculture and Rural Development Banks
Note : 1) Data for 2007-08 are provisional.
2) Data on short-term structure NPAs of PACS represents percentage of overdues to demand.
3) Prudential norms were made applicable to the UCBs since 1992-93, the StCBs and DCCBs since 1996-97 and SCARDBs and   PCARDBs since 1997-98.
Source : Reserve Bank for UCBs and NABARD for Rural Co-operative Banks (excluding PACS for which the source is NAFSCOB).