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Table 58 : Indirect Institutional Credit for Agriculture and Allied Activities

(Rupees crore)

Year

Loans Issued       

Loans Outstanding  

Co-operatives

SCBs 

RRBs

REC

Total

Co-operatives 

SCBs 

RRBs   

REC

Total

1
2

3

4
5
6
7
8
9
10
11

1971-72  

325

.

.

36

361

135

172

.

62

369

1972-73  

487

.

.

49

536

141

190

.

112

443

1973-74  

431

.

.

51

481

198

212

.

163

572

1974-75  

512

.

.

78

590

295

280

.

241

816

1975-76  

557

.

.

76

633

237

302

.

316

854

1976-77  

615

.

2

88

705

257

350

.

400

1006

1977-78  

569

.

3

112

684

380

511

.

503

1395

1978-79  

835

.

6

155

.

481

634

.

638

1752

1979-80  

895

.

.

166

.

343

733

13

781

1870

1980-81  

1154

.

.

183

.

638

998

16

932

2584

1981-82  

1497

.

9

192

.

840

1158

21

1089

3109

1982-83  

1956

.

8

252

.

1338

1310

23

1293

3964

1983-84  

2400

.

9

303

.

1700

1392

27

1494

4613

1984-85  

2993

.

8

327

.

2195

1459

30

1675

5359

1985-86  

3744

.

.

355

.

2886

1366

33

1921

6206

1986-87  

1864

.

.

440

.

2132

1424

34

2292

5882

1987-88  

2453

266

11

655

3384

2313

1510

35

2829

6687

1988-89  

1942

194

11

805

2951

2382

1541

44

3458

7424

1989-90  

1688

207

10

713

2618

2230

1429

48

3959

7666

1990-91  

1727

200

9

709

2645

2355

1189

24

4524

8092

1991-92  

2002

198

7

588

2795

2487

1433

39

4875

8834

1992-93  

2073

158

5

474

2709

2591

1552

40

5175

9391

1993-94  

10076

332

0

692

11101

13412

2099

33

5655

21199

1994-95  

12337

583

0

967

13887

16517

2866

33

6192

25607

1995-96  

17371

1036

1

829

19237

17406

3674

35

6629

27744

1996-97  

18927

1271

1

787

20986

19704

4986

49

7151

31890

1997-98  

19972

1904

6

1093

22976

20817

6335

13

7799

34963

1998-99  

20818

1997

8

2203

25026

22022

8117

25

8842

39006

1999-00  

82186

3431

7

3051

88675

67361

12968

29

12189

92547

2000-01  

91337

3967

.

4109

99413

79567

18825

.

14185

112578

2001-02  

84092

7990

.

4722

96803

89092

18238

.

15936

123266

2002-03  

92152

6261

.

6607

105019

92920

23690

.

16506

133116

2003-04  

93566

8936

.

6017

108519

102307

28520

.

18305

149132

2004-05  

114132

21728

.

7441

143301

110132

36071

.

21062

167265

2005-06  

122067

27751

.

7489

157307

119932

57175

.

24564

201671

2006-07  

135740

38766

.

10733

185239

136392

82564

.

31262

250218

2007-08  

145778

.

.

12953

158731

147982

93443

.

38615

280040

2008-09  

.

.

.

17157

.

.

.

.

50653

.

SCBs : Scheduled Commercial Banks.                      RRBs :  Regional Rural Banks.                       REC : Rural Electrification Corporation Ltd.  
Note : 1) Data up to 1990-91 pertain to the period July-June and April-March thereafter. In case of SCBs, data for all the years pertain to July-June period.
2) RRBs came into existence in 1975-76.
3) Since 1999-2000, the data are strictly not comparable with the earlier years as it covers not only PACS but also SCARDBs and PCARDBs, while the earlier period covers PACS only.
4) Data for loans from co-operatives since 1993-94 are not strictly comparable with the earlier period as many defaulters became non-defaulters with the implementation of Agricultural and Rural Debt Relief (ARDR) Scheme resulting in an increase in the assistance from banks; introduction/stabilisation of Lead Bank Returns (LBR); increase in the number of banks as also increase in the awareness and consequent improvement in the data maintenance and reporting system at the field level, resulting in an increase in the amount of loans reported in subsequent years.
5) In respect of loans issued by SCBs, the data from 1991-92 to 2006-07 are disbursements to priority sectors as at end-June.
6) In respect of outstanding loans by SCBs, data from 1991-92 onwards relates to priority sector advances as at end-March.
Also see Notes on Tables.
Source : 1) Reserve Bank of India (in case of SCBs).
2) National Bank for Agriculture and Rural Development (in case of RRBs and co-operatives).
3) Rural Electrification Corporation Ltd. (in case of REC).

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