Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,124

7,33

6,08

110

2,70

2,66

1. Direct Finance

1,110

6,75

5,72

109

2,50

2,50

2. Indirect Finance

14

58

36

1

20

17

II.

INDUSTRY

1,423

241,73

202,29

644

88,16

83,14

1. Mining & Quarrying

1

94

1,07

4

77

77

2. Food Manufacturing & Processing

34

2,58

1,42

15

1,99

1,85

(a) Rice Mills, Flour & Dal Mills

17

55

16

5

48

34

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

7

1,72

99

2

1,38

1,37

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

12

8

-

-

-

(f) Others

9

19

19

8

14

13

3. Beverage & Tobacco

6

24,20

18,29

-

-

-

4. Textiles

26

8,08

6,88

32

15,62

16,50

(a) Cotton Textiles

6

1,43

1,27

1

8

9

(b) Jute Textiles

6

5,53

4,80

2

14

58

(c) Handloom Textiles & Khadi

2

9

8

4

35

56

(d) Other Textiles

12

1,03

74

25

15,06

15,27

5. Paper, Paper Products & Printing

7

20

20

26

5,97

1,91

6. Leather & Leather Products

6

98

87

6

2,37

2,22

7. Rubber & Rubber Products

4

21,40

18,21

54

2,96

2,69

8. Chemicals & Chemical Products

30

10,76

9,92

23

10,45

9,74

(a) Heavy Industrial Chemicals

2

7

8

2

26

26

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

3

74

84

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

28

10,69

9,84

18

9,44

8,63

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

2

29

22

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

11. Basic Metals & Metal Products

40

17,92

8,36

43

29,44

30,52

(a) Iron & Steel

12

7,78

4,55

10

22,25

28,65

(b) Non-Ferrous Metals

10

9,47

3,14

-

-

-

(c) Other Metal Products

18

67

67

33

7,19

1,87

12. Engineering

33

9,62

2,02

39

12,38

11,21

(a) Heavy Engineering

7

34

24

2

40

40

(b) Light Engineering

13

3,34

1,14

12

6,56

4,36

(c) Electrical Machinery & Goods

7

27

24

20

3,68

3,74

(d) Electronic Machinery & Goods

6

5,67

40

5

1,74

2,70

13. Vehicles, Vehicle Parts & Transport Equipments

2

6

6

5

1,89

1,58

14. Other Industries

1,211

17,28

8,50

393

3,76

3,65

15. Electricity, Gas & Water

2

120,00

118,71

1

4

4

(a) Electricity Generation & Transmission

2

120,00

118,71

-

-

-

(b) Non-Conventional Energy

-

-

-

1

4

4

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16. Construction

21

7,71

7,77

1

25

26

III.

TRANSPORT OPERATORS

515

3,51

2,55

107

1,16

87

IV.

PROFESSIONAL AND OTHER SERVICES

304

7,18

16,95

85

8,13

6,08

V.

PERSONAL LOANS

8,949

49,82

42,12

4,015

19,71

17,25

1. Loans for Purchase of Consumer Durables

263

1,26

92

57

28

20

2. Loans for Housing

708

8,80

6,30

174

2,08

1,90

3. Rest of the Personal Loans

7,978

39,76

34,91

3,784

17,35

15,14

VI.

TRADE

3,030

90,95

41,01

705

4,38

3,33

1. Wholesale Trade

108

75,13

28,09

122

1,67

1,35

2. Retail Trade

2,922

15,82

12,93

583

2,71

1,98

VII.

FINANCE

23

26,13

18,79

10

4

3

VIII.

ALL OTHERS

1,808

30,02

29,17

761

9,50

7,26

TOTAL BANK CREDIT

17,176

456,67

358,97

6,437

133,78

120,61

OF WHICH: 1. Artisans & Village Industries

518

4,98

3,44

204

34

32

2. Other Small Scale Industries

669

27,80

20,84

307

24,40

17,27

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

8,798

887,48

686,00

1. Direct Finance

-

-

-

8,351

214,92

134,51

2. Indirect Finance

-

-

-

447

672,57

551,49

II.

INDUSTRY

-

-

-

1,22,591

33684,13

25660,24

1. Mining & Quarrying

-

-

-

114

206,91

124,52

2. Food Manufacturing & Processing

-

-

-

1,287

2166,08

1778,39

(a) Rice Mills, Flour & Dal Mills

-

-

-

317

1190,40

1063,57

(b) Sugar

-

-

-

49

279,43

219,12

(c) Edible Oils & Vanaspati

-

-

-

111

85,84

69,02

(d) Tea Processing

-

-

-

10

11,26

2,82

(e) Processing of Fruits & Vegetables

-

-

-

21

27,56

31,56

(f) Others

-

-

-

779

571,59

392,29

3. Beverage & Tobacco

-

-

-

120

351,34

304,35

4. Textiles

-

-

-

8,398

3303,35

2512,59

(a) Cotton Textiles

-

-

-

959

716,24

498,37

(b) Jute Textiles

-

-

-

13

19,05

18,06

(c) Handloom Textiles & Khadi

-

-

-

139

12,39

9,77

(d) Other Textiles

-

-

-

7,287

2555,67

1986,40

5. Paper, Paper Products & Printing

-

-

-

2,913

571,65

439,37

6. Leather & Leather Products

-

-

-

1,110

455,39

267,72

7. Rubber & Rubber Products

-

-

-

824

441,15

315,25

8. Chemicals & Chemical Products

-

-

-

4,387

4094,77

3113,17

(a) Heavy Industrial Chemicals

-

-

-

307

291,65

239,11

(b) Fertilisers

-

-

-

116

1341,44

1182,32

(c) Drugs & Pharmaceuticals

-

-

-

730

1502,69

951,55

(d) Non-Edible Oils

-

-

-

32

4,59

4,42

(e) Other Chemicals & Chemical Products

-

-

-

3,202

954,39

735,77

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

869

1932,00

1709,42

10. Manufacture of Cement & Cement Products

-

-

-

160

388,29

245,18

11. Basic Metals & Metal Products

-

-

-

4,144

5488,63

4541,18

(a) Iron & Steel

-

-

-

862

4715,64

3946,48

(b) Non-Ferrous Metals

-

-

-

312

180,32

149,20

(c) Other Metal Products

-

-

-

2,970

592,66

445,49

12. Engineering

-

-

-

8,919

4937,66

3236,05

(a) Heavy Engineering

-

-

-

555

975,98

630,56

(b) Light Engineering

-

-

-

2,877

1131,28

685,77

(c) Electrical Machinery & Goods

-

-

-

3,837

938,50

649,22

(d) Electronic Machinery & Goods

-

-

-

1,650

1891,90

1270,49

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

3,616

2245,69

1546,30

14. Other Industries

-

-

-

82,290

2932,66

2234,27

15. Electricity, Gas & Water

-

-

-

173

2860,37

2138,95

(a) Electricity Generation & Transmission

-

-

-

118

2766,01

2048,15

(b) Non-Conventional Energy

-

-

-

4

27

24

(c) Gas, Steam & Water Supply

-

-

-

51

94,09

90,56

16. Construction

-

-

-

3,267

1308,19

1153,53

III.

TRANSPORT OPERATORS

-

-

-

7,478

507,07

385,42

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

19,373

1901,25

1369,99

V.

PERSONAL LOANS

-

-

-

6,32,196

4388,56

3779,71

1. Loans for Purchase of Consumer Durables

-

-

-

28,147

235,44

202,27

2. Loans for Housing

-

-

-

53,867

1262,50

1143,25

3. Rest of the Personal Loans

-

-

-

5,50,182

2890,62

2434,19

VI.

TRADE

-

-

-

50,112

9252,79

8072,74

1. Wholesale Trade

-

-

-

19,070

8075,26

7189,32

2. Retail Trade

-

-

-

31,042

1177,54

883,43

VII.

FINANCE

-

-

-

2,079

4585,15

3959,90

VIII.

ALL OTHERS

-

-

-

91,181

4353,31

3807,15

TOTAL BANK CREDIT

-

-

-

9,33,808

59559,74

47721,15

OF WHICH: 1. Artisans & Village Industries

-

-

-

11,034

101,89

71,56

2. Other Small Scale Industries

-

-

-

65,158

3152,07

2496,79