TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS: 2002 AND 2003

FOREIGN BANKS

(Amount in Rs. lakh)

As on March 31

Items

ABN Amro Bank

Abu-dhabi Commercial Bank

American Express Bank

2002

2003

2002

2003

2002

2003

(1)

(2)

(3)

(4)

(5)

(6)

1. Capital

16902

16902

20

20

2541

4777

(2.3)

(1.8)

(0.0)

(0.0)

(0.7)

(1.5)

2. Reserves and Surplus

59842

76736

5905

6225

22920

20520

(8.0)

(8.2)

(3.2)

(3.3)

(6.5)

(6.5)

2.1. Statutory Reserves

12321

15972

987

1066

10176

10176

2.2. Capital Reserves

9

23

12

12

837

837

2.3. Share Premium

-

-

-

-

-

-

2.4. Investments Fluctuations Reserves

3374

6374

250

450

456

456

2.5. Revenue and other Reserves

14049

17668

2558

2561

741

741

2.6. Balance of Profit

30089

36699

2098

2136

10711

8310

3. Deposits

486529

502230

166251

176865

104822

238793

(65.3)

(53.5)

(90.4)

(92.6)

(29.8)

(75.3)

Type-wise

3A.1. Demand deposits

120338

150427

3630

7072

50629

40145

(i) From banks

1385

916

7

67

9360

4791

(ii) From others

118953

149511

3623

7005

41269

35355

3A.2. Savings bank deposits

62184

87617

4013

4464

13893

14435

3A.3. Term deposits

304007

264186

158608

165328

40301

184212

(i) From banks

138181

118231

112638

117528

10

118155

(ii) From others

165826

145955

45970

47800

40290

66057

Location-wise

3B.1. Deposits of branches in India

486529

502230

166251

176865

104822

238793

3B.2. Deposits of branches outside India

-

-

-

-

-

-

4. Borrowings

138909

289050

2441

1000

195119

30000

(18.7)

(30.8)

(1.3)

(0.5)

(55.4)

(9.5)

4.1. Borrowings in India

137363

164203

2441

1000

195119

30000

(i) From Reserve Bank of India

7015

-

-

-

688

-

(ii) From other banks

98335

140964

2441

1000

180491

30000

(iii) From other institutions and agencies

32013

23239

-

-

13940

-

4.2. Borrowings outside India

1546

124847

-

-

-

-

Secured borrowing included in 4.

-

-

-

-

-

-

5. Other liabilities

42534

53519

9263

6797

26519

22997

(5.7)

(5.7)

(5.0)

(3.6)

(7.5)

(7.3)

5.1. Bills Payable

11551

12485

460

590

4503

3278

5.2. Inter-office adjustments

4702

542

60

169

1326

986

5.3. Interest accrued

16281

4566

7731

5326

4407

4505

5.4. Others (including provisions)

10000

35926

1012

713

16283

14228

Total Liabilities

744715

938436

183880

190907

351922

317086

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

ABN Amro Bank

Abu-dhabi Commercial Bank

American Express Bank

2002

2003

2002

2003

2002

2003

(1)

(2)

(3)

(4)

(5)

(6)

1. Cash in hand

2013

3077

90

88

884

1083

(0.3)

(0.3)

(0.0)

(0.0)

(0.3)

(0.3)

2. Balances with RBI

19400

33446

4653

4334

8222

8758

(2.6)

(3.6)

(2.5)

(2.3)

(2.3)

(2.8)

3. Balances with banks in India

4364

2099

7514

4803

5495

18876

(0.6)

(0.2)

(4.1)

(2.5)

(1.6)

(6.0)

4. Money at call and short notice

13484

-

-

-

34107

18250

(1.8)

-

-

-

(9.7)

(5.8)

5. Balances with banks outside India

3989

5118

2091

6257

9949

11237

(0.5)

(0.5)

(1.1)

(3.3)

(2.8)

(3.5)

6. Investments

212929

298498

128272

132734

104440

108739

(28.6)

(31.8)

(69.8)

(69.5)

(29.7)

(34.3)

6.1. Investments in India

212929

298498

128272

132734

104440

108739

(i) Government securities

160219

259349

43972

48343

75675

71347

(ii)Other approved securities

1303

987

634

510

-

-

(iii) Shares

1

11

-

-

141

102

(iv) Debentures and Bonds

51407

38151

83508

83723

26244

36302

(v) Subsidiaries and/or joint ventures

-

-

-

-

-

-

(vi) Others

-

-

158

158

2380

988

6.2. Investments outside India

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

(ii) Subsidiaries and/or joint ventures

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

7. Advances

448665

544709

29913

27370

155786

119009

(60.2)

(58.0)

(16.3)

(14.3)

(44.3)

(37.5)

Type-wise

7A.1. Bills purchased and discounted

105459

97957

9410

8112

8570

5847

7A.2. Cash credits, overdrafts & loans

223219

296331

16898

15107

79673

65594

7A.3. Term loans

119988

150421

3605

4151

67543

47568

Security-wise

7B.1. Secured by tangible assets

310457

334223

21266

19526

62974

30551

7B.2. Covered by Bank/ Government Guarantees

74030

97233

5089

4830

29576

10339

7B.3. Unsecured

64178

113253

3558

3015

63236

78119

Sector-wise

7C. I. Advances in India

448665

544709

29913

27370

155786

119009

(i) Priority sectors

132345

147986

5675

7913

33581

17213

(ii) Public sectors

2532

1036

-

1161

-

-

(iii) Banks

15622

-

5089

4830

521

-

(iv) Others

298167

395687

19149

13467

121685

101796

7C.II. Advances outside India

-

-

-

-

-

-

8. Fixed Assets

8566

8932

872

812

8241

8264

(1.2)

(1.0)

(0.5)

(0.4)

(2.3)

(2.6)

8.1. Premises

3123

2873

617

613

2417

2370

8.2. Fixed assets under construction

-

-

60

-

-

-

8.2. Other Fixed assets

5443

6059

195

199

5824

5894

9. Other Assets

31303

42557

10475

14510

24799

22870

(4.2)

(4.5)

(5.7)

(7.6)

(7.0)

(7.2)

9.1. Inter - office adjustments (net)

314

-

-

-

-

-

9.2. Interest accrued

10357

10417

4804

5221

4361

4303

9.3. Tax paid

2318

3157

5415

8934

8055

5324

9.4. Stationery and Stamps

-

-

-

0

-

-

9.5. Others

18314

28983

256

355

12383

13243

Total Assets

744715

938436

183880

190907

351922

317086

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Antwrep Diamond Bank #

Arab Bangladesh Bank

Bank International Indonesia

2002

2003

2002

2003

2002

2003

(7)

(8)

(9)

(10)

(11)

(12)

1. Capital

11471

3698

3698

7338

7338

(46.3)

(42.0)

(40.0)

(86.5)

(85.9)

2. Reserves and Surplus

89

502

597

81

130

(0.4)

(5.7)

(6.5)

(1.0)

(1.5)

2.1. Statutory Reserves

22

254

316

81

126

2.2. Capital Reserves

-

-

-

-

-

2.3. Share Premium

-

-

-

-

-

2.4. Investments Fluctuations Reserves

-

-

35

-

4

2.5. Revenue and other Reserves

-

-

-

-

0

2.6. Balance of Profit

67

248

246

-

-

3. Deposits

3697

4068

4619

533

894

(14.9)

(46.2)

(50.0)

(6.3)

(10.5)

Type-wise

3A.1. Demand deposits

3299

2543

2996

266

189

(i) From banks

-

2223

1960

-

-

(ii) From others

3299

320

1036

266

189

3A.2. Savings bank deposits

2

84

76

17

29

3A.3. Term deposits

397

1441

1547

250

676

(i) From banks

-

1342

1428

-

-

(ii) From others

397

99

118

250

676

Location-wise

3B.1. Deposits of branches in India

3697

4068

4619

533

894

3B.2. Deposits of branches outside India

-

-

-

-

-

4. Borrowings

3618

500

200

250

-

(14.6)

(5.7)

(2.2)

(2.9)

-

4.1. Borrowings in India

-

500

200

250

-

(i) From Reserve Bank of India

-

-

-

-

-

(ii) From other banks

-

500

200

-

-

(iii) From other institutions and agencies

-

-

-

250

-

4.2. Borrowings outside India

3618

-

-

-

-

Secured borrowing included in 4.

-

-

-

-

-

5. Other liabilities

5897

42

125

281

183

(23.8)

(0.5)

(1.4)

(3.3)

(2.1)

5.1. Bills Payable

17

-

-

84

53

5.2. Inter-office adjustments

-

-

-

-

-

5.3. Interest accrued

39

13

10

12

4

5.4. Others (including provisions)

5841

29

114

185

126

Total Liabilities

24774

8811

9239

8483

8545

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Antwrep Diamond Bank #

Arab Bangladesh Bank

Bank International Indonesia

2002

2003

2002

2003

2002

2003

(7)

(8)

(9)

(10)

(11)

(12)

1. Cash in hand

0

41

22

16

15

(0.0)

(0.5)

(0.2)

(0.2)

(0.2)

2. Balances with RBI

400

59

58

74

36

(1.6)

(0.7)

(0.6)

(0.9)

(0.4)

3. Balances with banks in India

11

3283

3651

61

72

(0.0)

(37.3)

(39.5)

(0.7)

(0.8)

4. Money at call and short notice

1399

-

-

-

-

(5.6)

-

-

-

-

5. Balances with banks outside India

21

1791

2062

1526

110

(0.1)

(20.3)

(22.3)

(18.0)

(1.3)

6. Investments

4739

613

912

964

1665

(19.1)

(7.0)

(9.9)

(11.4)

(19.5)

6.1. Investments in India

4739

613

912

964

1665

(i) Government securities

4739

593

912

286

1415

(ii)Other approved securities

-

-

-

431

-

(iii) Shares

-

-

-

-

-

(iv) Debentures and Bonds

-

20

-

247

250

(v) Subsidiaries and/or joint ventures

-

-

-

-

-

(vi) Others

-

-

-

-

-

6.2. Investments outside India

-

-

-

-

-

(i) Government securities

-

-

-

-

-

(ii) Subsidiaries and/or joint ventures

-

-

-

-

-

(iii) Others

-

-

-

-

-

7. Advances

17596

2239

1736

855

1831

(71.0)

(25.4)

(18.8)

(10.1)

(21.4)

Type-wise

7A.1. Bills purchased and discounted

-

878

436

3

1213

7A.2. Cash credits, overdrafts & loans

17534

1205

1158

747

618

7A.3. Term loans

62

156

143

105

-

Security-wise

7B.1. Secured by tangible assets

17582

356

376

855

618

7B.2. Covered by Bank/ Government Guarantees

-

1862

1360

-

1213

7B.3. Unsecured

14

21

-

-

0

Sector-wise

7C. I. Advances in India

17596

2240

1736

855

1831

(i) Priority sectors

17528

1497

849

674

313

(ii) Public sectors

-

-

-

-

-

(iii) Banks

-

-

-

-

-

(iv) Others

68

743

888

181

1517

7C.II. Advances outside India

-

-

-

-

-

8. Fixed Assets

361

44

56

880

804

(1.5)

(0.5)

(0.6)

(10.4)

(9.4)

8.1. Premises

-

-

-

849

793

8.2. Fixed assets under construction

-

-

-

-

-

8.2. Other Fixed assets

361

44

56

31

11

9. Other Assets

247

740

742

4107

4011

(1.0)

(8.4)

(8.0)

(48.4)

(46.9)

9.1. Inter - office adjustments (net)

-

-

-

-

-

9.2. Interest accrued

142

112

81

32

26

9.3. Tax paid

12

16

36

157

122

9.4. Stationery and Stamps

-

1

1

-

-

9.5. Others

93

611

624

3918

3862

Total Assets

24774

8810

9239

8483

8545

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Bank Muscat International

Bank of America

Bank of Bahrain & Kuwait

2002

2003

2002

2003

2002

2003

(13)

(14)

(15)

(16)

(17)

(18)

1. Capital

4400

4400

20

20

5840

5840

(20.4)

(17.3)

(0.0)

(0.0)

(8.5)

(8.5)

2. Reserves and Surplus

257

237

60838

63579

2929

3292

(1.2)

(0.9)

(11.8)

(12.9)

(4.2)

(4.8)

2.1. Statutory Reserves

70

79

22414

24544

987

1169

2.2. Capital Reserves

-

-

31107

31107

37

37

2.3. Share Premium

-

-

-

-

-

-

2.4. Investments Fluctuations Reserves

14

22

503

1003

167

379

2.5. Revenue and other Reserves

0

135

6814

6925

471

1270

2.6. Balance of Profit

173

-

-

-

1267

436

3. Deposits

16068

20274

190554

154498

44765

47620

(74.5)

(79.6)

(36.9)

(31.4)

(64.8)

(68.9)

Type-wise

3A.1. Demand deposits

284

360

55851

62994

1483

2209

(i) From banks

30

2

1774

1786

30

35

(ii) From others

254

358

54078

61208

1453

2174

3A.2. Savings bank deposits

556

681

9601

11021

1635

1764

3A.3. Term deposits

15229

19234

125102

80484

41647

43647

(i) From banks

8984

8398

-

-

9826

9706

(ii) From others

6245

10836

125102

80484

31821

33941

Location-wise

3B.1. Deposits of branches in India

16068

20274

190554

154498

44765

47620

3B.2. Deposits of branches outside India

-

-

-

-

-

-

4. Borrowings

400

-

233347

253103

13760

10287

(1.9)

-

(45.2)

(51.5)

(19.9)

(14.9)

4.1. Borrowings in India

400

-

195173

186182

13760

7200

(i) From Reserve Bank of India

-

-

4400

1000

460

-

(ii) From other banks

400

-

178845

136186

13300

7200

(iii) From other institutions and agencies

-

-

11928

48997

-

-

4.2. Borrowings outside India

-

-

38174

66921

-

3087

Secured borrowing included in 4.

-

-

-

-

-

-

5. Other liabilities

445

565

31600

20097

1759

2067

(2.1)

(2.2)

(6.1)

(4.1)

(2.5)

(3.0)

5.1. Bills Payable

84

119

3548

4833

88

224

5.2. Inter-office adjustments

-

-

5084

-

1

-

5.3. Interest accrued

107

124

3398

2293

741

638

5.4. Others (including provisions)

254

322

19570

12971

929

1205

Total Liabilities

21571

25476

516359

491298

69053

69105

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Bank of Ceylon

Bank of Nova Scotia

Bank of Tokyo Mitsubishi

2002

2003

2002

2003

2002

2003

(19)

(20)

(21)

(22)

(23)

(24)

1. Capital

3809

3809

13513

13513

9978

9978

(22.6)

(21.3)

(4.6)

(5.8)

(7.8)

(9.3)

2. Reserves and Surplus

1316

1356

8623

11816

11264

23100

(7.8)

(7.6)

(3.0)

(5.1)

(8.8)

(21.5)

2.1. Statutory Reserves

409

423

2565

3022

7123

7873

2.2. Capital Reserves

-

-

-