Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 3)
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(Amount in Rupees Lakh) |
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CENTRAL GOVERNMENT |
STATE GOVERNMENT |
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OWNED UNDERTAKINGS |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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1 |
2 |
3 |
4 |
5 |
6 |
|||
I. |
AGRICULTURE |
3,072 |
536,49 |
485,62 |
515 |
184,26 |
138,09 |
|||
1. |
Direct Finance |
2,302 |
37,46 |
31,87 |
98 |
30,22 |
28,64 |
|||
2. |
Indirect Finance |
770 |
499,03 |
453,75 |
417 |
154,04 |
109,45 |
|||
II. |
INDUSTRY |
4,888 |
12477,65 |
9426,62 |
507 |
841,67 |
604,08 |
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1. |
Mining & Quarrying |
341 |
2924,40 |
1830,03 |
26 |
10,15 |
5,51 |
|||
2. |
Food Manufacturing and Processing |
694 |
128,21 |
53,07 |
70 |
8,59 |
7,57 |
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(a) |
Rice Mills, Flour and Dal Mills |
294 |
9,87 |
4,89 |
22 |
13 |
13 |
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(b) |
Sugar |
7 |
12,02 |
10,39 |
3 |
7,67 |
6,65 |
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(c) |
Edible Oils and Vanaspati |
127 |
3,59 |
2,71 |
6 |
3 |
3 |
|||
(d) |
Tea Processing |
8 |
12,06 |
11,92 |
- |
- |
- |
|||
(e) |
Processing of Fruits & Vegetables |
27 |
64 |
54 |
2 |
7 |
5 |
|||
(f) |
Others |
231 |
90,03 |
22,62 |
37 |
70 |
70 |
|||
3. |
Beverage and Tobacco |
22 |
7,59 |
6,43 |
- |
- |
- |
|||
4. |
Textiles |
527 |
231,99 |
221,57 |
57 |
32,03 |
23,41 |
|||
(a) |
Cotton Textiles |
209 |
140,95 |
125,41 |
18 |
30,36 |
22,51 |
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(b) |
Jute Textiles |
10 |
3,21 |
1,99 |
2 |
1 |
- |
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(c) |
Handloom Textiles & Khadi |
43 |
10,98 |
6,84 |
2 |
52 |
1 |
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(d) |
Other Textiles |
265 |
76,84 |
87,33 |
35 |
1,15 |
89 |
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5. |
Paper, Paper Products and Printing |
143 |
31,93 |
8,36 |
12 |
7,12 |
2,65 |
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6. |
Leather and Leather Products |
75 |
5,79 |
5,14 |
8 |
2,62 |
2,58 |
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7. |
Rubber and Rubber Products |
34 |
49,26 |
61,66 |
12 |
10,75 |
9,40 |
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8. |
Chemicals and Chemical Products |
319 |
1225,61 |
947,17 |
36 |
169,14 |
130,10 |
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(a) |
Heavy Industrial Chemicals |
21 |
51,83 |
32,36 |
11 |
115,88 |
82,61 |
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(b) |
Fertilizers |
103 |
721,65 |
458,02 |
10 |
36,38 |
34,40 |
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(c) |
Drugs and Pharmaceuticals |
63 |
142,63 |
146,70 |
3 |
8,92 |
9,01 |
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(d) |
Non-Edible Oils |
6 |
4 |
3 |
- |
- |
- |
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(e) |
Other Chemicals & Chemical Products |
126 |
309,46 |
310,05 |
12 |
7,96 |
4,07 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
121 |
1374,84 |
1228,72 |
1 |
4 |
4 |
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10. |
Manufacture of Cement & Cement Products |
75 |
51,05 |
56,20 |
11 |
3,26 |
43 |
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11. |
Basic Metals & Metal Products |
515 |
2596,55 |
2131,31 |
26 |
20,73 |
17,76 |
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(a) |
Iron and Steel |
333 |
2416,83 |
1997,56 |
12 |
15,74 |
14,19 |
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(b) |
Non-Ferrous Metals |
26 |
43,17 |
30,31 |
3 |
20 |
21 |
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(c) |
Other Metal Products |
156 |
136,55 |
103,45 |
11 |
4,79 |
3,36 |
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12. |
Engineering |
683 |
2187,35 |
1692,65 |
39 |
137,93 |
111,75 |
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(a) |
Heavy Engineering |
257 |
829,07 |
611,26 |
3 |
50,01 |
36,50 |
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(b) |
Light Engineering |
178 |
648,68 |
572,78 |
16 |
65,88 |
60,83 |
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(c) |
Electrical Machinery & Goods |
135 |
456,76 |
269,64 |
11 |
12,20 |
12,18 |
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(d) |
Electronic Machinery & Goods |
113 |
252,84 |
238,97 |
9 |
9,85 |
2,24 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
205 |
315,74 |
188,60 |
37 |
40 |
27 |
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14. |
Other Industries |
987 |
487,91 |
401,93 |
80 |
28,51 |
30,78 |
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15. |
Electricity, Gas & Water |
58 |
718,17 |
485,08 |
72 |
370,47 |
220,12 |
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(a) |
Electricity Generation & Transmission |
52 |
716,91 |
483,97 |
72 |
370,47 |
220,12 |
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(b) |
Non-Conventional Energy |
1 |
1 |
- |
- |
- |
- |
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(c) |
Gas, Steam & Water Supply |
5 |
1,24 |
1,11 |
- |
- |
- |
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16. |
Construction |
89 |
141,29 |
108,69 |
20 |
39,92 |
41,71 |
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III. |
TRANSPORT OPERATORS |
910 |
135,09 |
121,07 |
41 |
16,22 |
15,71 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
648 |
170,49 |
47,65 |
62 |
6,85 |
5,17 |
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V. |
PERSONAL LOANS |
13 |
4,80 |
5,96 |
- |
- |
- |
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1. |
Loans for Purchase of Consumer Durables |
- |
- |
- |
- |
- |
- |
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2. |
Loans for Housing |
- |
- |
- |
- |
- |
- |
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3. |
Rest of the Personal Loans |
13 |
4,80 |
5,96 |
- |
- |
- |
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VI. |
TRADE |
4,848 |
8178,48 |
7257,38 |
163 |
485,39 |
460,44 |
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1. |
Wholesale Trade |
708 |
8076,99 |
7192,41 |
28 |
471,63 |
453,17 |
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2. |
Retail Trade |
4,140 |
101,49 |
64,98 |
135 |
13,76 |
7,28 |
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VII. |
FINANCE |
3,299 |
1512,01 |
1152,45 |
47 |
114,54 |
95,57 |
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VIII. |
ALL OTHERS |
255 |
1556,39 |
1237,43 |
96 |
156,97 |
130,34 |
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TOTAL BANK CREDIT |
17,933 |
24571,42 |
19734,19 |
1,431 |
1805,90 |
1449,41 |
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OF WHICH : |
1. Artisans & Village Industries |
144 |
2,27 |
2,64 |
22 |
16 |
14 |
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2. Other Small Scale Industries |
1,310 |
87,08 |
68,98 |
89 |
5,20 |
5,40 |
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(Amount in Rupees Lakh) |
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STATE GOVERNMENT |
QUASI GOVERNMENT BODIES |
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OWNED UNDERTAKINGS |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||
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|
standing |
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|
standing |
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7 |
8 |
9 |
10 |
11 |
12 |
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I. |
AGRICULTURE |
1,247 |
774,55 |
556,47 |
2,321 |
1101,60 |
739,61 |
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1. |
Direct Finance |
151 |
153,45 |
131,52 |
160 |
100,15 |
90,64 |
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2. |
Indirect Finance |
1,096 |
621,10 |
424,96 |
2,161 |
1001,45 |
648,97 |
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II. |
INDUSTRY |
2,859 |
1973,36 |
1619,88 |
807 |
1446,98 |
1034,46 |
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1. |
Mining & Quarrying |
109 |
112,51 |
94,94 |
104 |
49,18 |
37,86 |
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2. |
Food Manufacturing and Processing |
178 |
172,23 |
149,34 |
58 |
10,82 |
9,62 |
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(a) |
Rice Mills, Flour and Dal Mills |
37 |
2,20 |
1,14 |
24 |
1,76 |
1,61 |
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(b) |
Sugar |
66 |
86,74 |
75,98 |
2 |
28 |
31 |
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(c) |
Edible Oils and Vanaspati |
11 |
9,04 |
9,71 |
9 |
4,64 |
4,87 |
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(d) |
Tea Processing |
12 |
9,93 |
8,80 |
- |
- |
- |
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(e) |
Processing of Fruits & Vegetables |
9 |
3,92 |
3,74 |
- |
- |
- |
|||
(f) |
Others |
43 |
60,40 |
49,97 |
23 |
4,14 |
2,83 |
|||
3. |
Beverage and Tobacco |
2 |
14 |
44 |
1 |
21 |
1 |
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4. |
Textiles |
265 |
149,92 |
127,46 |
68 |
12,26 |
11,54 |
|||
(a) |
Cotton Textiles |
73 |
79,54 |
64,77 |
15 |
4,53 |
4,72 |
|||
(b) |
Jute Textiles |
13 |
4,58 |
5,24 |
- |
- |
- |
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(c) |
Handloom Textiles & Khadi |
48 |
23,25 |
21,12 |
36 |
5,23 |
4,04 |
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(d) |
Other Textiles |
131 |
42,55 |
36,32 |
17 |
2,50 |
2,79 |
|||
5. |
Paper, Paper Products and Printing |
51 |
48,30 |
35,63 |
7 |
18,04 |
20,01 |
|||
6. |
Leather and Leather Products |
8 |
4,71 |
69 |
7 |
5 |
3 |
|||
7. |
Rubber and Rubber Products |
31 |
16,47 |
12,42 |
3 |
8 |
7 |
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8. |
Chemicals and Chemical Products |
250 |
304,91 |
216,84 |
20 |
175,83 |
36,42 |
|||
(a) |
Heavy Industrial Chemicals |
55 |
28,72 |
25,64 |
1 |
4 |
4 |
|||
(b) |
Fertilizers |
38 |
214,76 |
146,95 |
14 |
171,95 |
35,61 |
|||
(c) |
Drugs and Pharmaceuticals |
96 |
18,55 |
12,40 |
- |
- |
- |
|||
(d) |
Non-Edible Oils |
5 |
62 |
57 |
- |
- |
- |
|||
(e) |
Other Chemicals & Chemical Products |
56 |
42,25 |
31,28 |
5 |
3,83 |
77 |
|||
9. |
Petroleum, Coal Products & Nuclear Fuels |
146 |
4,47 |
3,29 |
2 |
55 |
55 |
|||
10. |
Manufacture of Cement & Cement Products |
52 |
66,59 |
54,38 |
3 |
58 |
61 |
|||
11. |
Basic Metals & Metal Products |
152 |
79,06 |
65,03 |
7 |
70 |
71 |
|||
(a) |
Iron and Steel |
87 |
74,99 |
61,72 |
3 |
43 |
44 |
|||
(b) |
Non-Ferrous Metals |
4 |
51 |
9 |
- |
- |
- |
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(c) |
Other Metal Products |
61 |
3,56 |
3,22 |
4 |
27 |
26 |
|||
12. |
Engineering |
390 |
464,74 |
416,45 |
16 |
22,50 |
14,66 |
|||
(a) |
Heavy Engineering |
99 |
12,85 |
12,96 |
3 |
25 |
31 |
|||
(b) |
Light Engineering |
76 |
44,90 |
49,84 |
3 |
9 |
8 |
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(c) |
Electrical Machinery & Goods |
99 |
206,69 |
161,60 |
1 |
3,88 |
3,93 |
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(d) |
Electronic Machinery & Goods |
116 |
200,30 |
192,05 |
9 |
18,27 |
10,33 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
98 |
20,23 |
11,19 |
8 |
191,82 |
206,22 |
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14. |
Other Industries |
963 |
132,45 |
104,78 |
72 |
28,83 |
27,20 |
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15. |
Electricity, Gas & Water |
136 |
348,37 |
293,49 |
400 |
874,37 |
622,08 |
|||
(a) |
Electricity Generation & Transmission |
127 |
340,31 |
289,48 |
399 |
874,20 |
622,06 |
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(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
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(c) |
Gas, Steam & Water Supply |
9 |
8,06 |
4,01 |
1 |
18 |
2 |
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16. |
Construction |
28 |
48,27 |
33,52 |
31 |
61,17 |
46,90 |
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III. |
TRANSPORT OPERATORS |
161 |
147,63 |
128,20 |
63 |
17,36 |
12,33 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
86 |
30,23 |
27,05 |
239 |
100,01 |
84,34 |
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V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
|||
1. |
Loans for Purchase of Consumer Durables |
- |
- |
- |
- |
- |
- |
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2. |
Loans for Housing |
- |
- |
- |
- |
- |
- |
|||
3. |
Rest of the Personal Loans |
- |
- |
- |
- |
- |
- |
|||
VI. |
TRADE |
350 |
761,85 |
623,74 |
228 |
71,93 |
62,48 |
|||
1. |
Wholesale Trade |
141 |
748,65 |
615,11 |
77 |
64,23 |
58,07 |
|||
2. |
Retail Trade |
209 |
13,21 |
8,62 |
151 |
7,70 |
4,41 |
|||
VII. |
FINANCE |
324 |
734,37 |
581,79 |
62 |
148,57 |
154,14 |
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VIII. |
ALL OTHERS |
358 |
383,45 |
272,71 |
500 |
768,75 |
587,97 |
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TOTAL BANK CREDIT |
5,385 |
4805,45 |
3809,84 |
4,220 |
3655,20 |
2675,33 |
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OF WHICH : |
1. Artisans & Village Industries |
189 |
3,70 |
3,28 |
100 |
99 |
93 |
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2. Other Small Scale Industries |
268 |
96,55 |
72,04 |
102 |
6,91 |
6,56 |
See Notes on Tables. |
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