Table No. 4.1 - Size of Credit Limit and Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1999
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(Amount in Rupees Lakh) |
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LESS THAN 6% |
6% AND ABOVE BUT |
10% AND ABOVE BUT |
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LESS THAN 10% |
LESS THAN 12% |
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CREDIT LIMIT RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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standing |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
Above Rs.2 Lakh and upto Rs.5 Lakh |
15,810 |
474,74 |
425,79 |
2,738 |
87,25 |
75,34 |
61,929 |
1962,61 |
1815,96 |
Above Rs.5 Lakh and upto Rs.10 Lakh |
1,902 |
125,26 |
118,66 |
1,402 |
115,42 |
90,66 |
3,055 |
215,66 |
180,00 |
Above Rs.10 Lakh and upto Rs.25 Lakh |
528 |
85,44 |
69,20 |
2,087 |
380,17 |
288,73 |
1,365 |
233,37 |
175,20 |
Above Rs.25 Lakh and upto Rs.50 Lakh |
50 |
21,51 |
12,60 |
1,620 |
636,49 |
475,17 |
964 |
361,40 |
264,51 |
Above Rs.50 Lakh and upto Rs.1 Crore |
34 |
27,28 |
17,21 |
1,213 |
941,20 |
720,05 |
623 |
473,72 |
352,77 |
Above Rs.1 Crore and upto Rs.4 Crore |
35 |
67,27 |
48,64 |
1,430 |
3092,49 |
2399,13 |
691 |
1483,88 |
1209,36 |
Above Rs.4 Crore and upto Rs.6 Crore |
1 |
5,75 |
5,75 |
239 |
1195,95 |
927,78 |
159 |
801,05 |
665,09 |
Above Rs.6 Crore and upto Rs.10 Crore |
- |
- |
- |
209 |
1641,64 |
1210,84 |
111 |
888,73 |
683,62 |
Above Rs.10 Crore and upto Rs.25 Crore |
- |
- |
- |
172 |
2657,09 |
1926,79 |
97 |
1611,38 |
1269,51 |
Above Rs.25 Crore |
- |
- |
- |
37 |
2111,90 |
1560,01 |
31 |
2751,30 |
2047,86 |
TOTAL LOANS & ADVANCES |
18,360 |
807,26 |
697,85 |
11,147 |
12859,59 |
9674,50 |
69,025 |
10783,10 |
8663,86 |
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12% AND ABOVE BUT |
13% AND ABOVE BUT |
14% AND ABOVE BUT |
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LESS THAN 13% |
LESS THAN 14% |
LESS THAN 15% |
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CREDIT LIMIT RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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standing |
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10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
Above Rs.2 Lakh and upto Rs.5 Lakh |
25,595 |
753,85 |
604,90 |
70,955 |
2053,09 |
1658,80 |
91,162 |
2806,17 |
2258,60 |
Above Rs.5 Lakh and upto Rs.10 Lakh |
4,335 |
316,86 |
234,11 |
11,523 |
863,14 |
660,75 |
16,779 |
1263,50 |
952,67 |
Above Rs.10 Lakh and upto Rs.25 Lakh |
2,686 |
446,75 |
324,36 |
6,605 |
1088,32 |
782,27 |
9,669 |
1582,38 |
1156,74 |
Above Rs.25 Lakh and upto Rs.50 Lakh |
1,363 |
508,48 |
382,45 |
2,459 |
903,71 |
672,82 |
3,449 |
1283,59 |
975,99 |
Above Rs.50 Lakh and upto Rs.1 Crore |
827 |
627,31 |
461,10 |
1,590 |
1177,85 |
850,78 |
2,123 |
1556,24 |
1176,34 |
Above Rs.1 Crore and upto Rs.4 Crore |
924 |
2000,90 |
1506,23 |
1,567 |
3342,28 |
2476,03 |
1,759 |
3694,98 |
2875,11 |
Above Rs.4 Crore and upto Rs.6 Crore |
198 |
991,46 |
706,27 |
322 |
1605,38 |
1175,12 |
407 |
2042,16 |
1552,08 |
Above Rs.6 Crore and upto Rs.10 Crore |
206 |
1683,71 |
1236,19 |
283 |
2341,45 |
1652,54 |
319 |
2579,39 |
1969,72 |
Above Rs.10 Crore and upto Rs.25 Crore |
194 |
3316,92 |
2487,86 |
261 |
4383,31 |
3295,64 |
280 |
4538,09 |
3633,27 |
Above Rs.25 Crore |
164 |
16902,56 |
14568,46 |
182 |
19321,74 |
17358,60 |
143 |
10527,03 |
8730,05 |
TOTAL LOANS & ADVANCES |
36,492 |
27548,79 |
22511,92 |
95,747 |
37080,28 |
30583,33 |
1,26,090 |
31873,54 |
25280,58 |
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15% AND ABOVE BUT |
16% AND ABOVE BUT |
17% AND ABOVE BUT |
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LESS THAN 16% |
LESS THAN 17% |
LESS THAN 18% |
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CREDIT LIMIT RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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standing |
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19 |
20 |
21 |
22 |
23 |
24 |
25 |
26 |
27 |
Above Rs.2 Lakh and upto Rs.5 Lakh |
1,61,173 |
5061,17 |
4340,04 |
1,54,969 |
5130,98 |
4053,88 |
1,12,702 |
3730,52 |
2971,65 |
Above Rs.5 Lakh and upto Rs.10 Lakh |
24,413 |
1833,54 |
1392,76 |
44,481 |
3400,41 |
2662,14 |
33,391 |
2550,65 |
2040,15 |
Above Rs.10 Lakh and upto Rs.25 Lakh |
14,171 |
2358,30 |
1788,06 |
27,413 |
4599,60 |
3587,91 |
21,437 |
3614,02 |
2891,96 |
Above Rs.25 Lakh and upto Rs.50 Lakh |
6,316 |
2339,21 |
1835,00 |
12,352 |
4588,02 |
3643,29 |
9,540 |
3549,84 |
2832,06 |
Above Rs.50 Lakh and upto Rs.1 Crore |
3,512 |
2627,43 |
2064,81 |
7,158 |
5352,75 |
4333,73 |
4,956 |
3695,99 |
3077,72 |
Above Rs.1 Crore and upto Rs.4 Crore |
3,560 |
7337,92 |
5900,38 |
6,185 |
12793,67 |
10397,17 |
4,377 |
8883,56 |
7530,38 |
Above Rs.4 Crore and upto Rs.6 Crore |
656 |
3259,32 |
2589,10 |
973 |
4883,30 |
3832,97 |
558 |
2788,03 |
2256,79 |
Above Rs.6 Crore and upto Rs.10 Crore |
499 |
3999,73 |
3203,32 |
803 |
6443,64 |
4758,12 |
391 |
3098,66 |
2467,10 |
Above Rs.10 Crore and upto Rs.25 Crore |
381 |
6047,32 |
4931,59 |
521 |
8274,08 |
5933,85 |
239 |
3702,73 |
2921,29 |
Above Rs.25 Crore |
146 |
9434,52 |
8463,45 |
198 |
11858,74 |
9342,39 |
95 |
6640,85 |
5035,74 |
TOTAL LOANS & ADVANCES |
2,14,827 |
44298,46 |
36508,50 |
2,55,053 |
67325,19 |
52545,44 |
1,87,686 |
42254,86 |
34024,84 |
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18% AND ABOVE BUT |
20% AND ABOVE |
TOTAL |
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LESS THAN 20% |
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CREDIT LIMIT RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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standing |
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28 |
29 |
30 |
31 |
32 |
33 |
34 |
35 |
36 |
Above Rs.2 Lakh and upto Rs.5 Lakh |
1,01,782 |
3338,08 |
2632,57 |
43,640 |
1420,20 |
1113,79 |
8,42,455 |
26818,68 |
21951,32 |
Above Rs.5 Lakh and upto Rs.10 Lakh |
27,757 |
2127,68 |
1744,21 |
11,995 |
909,47 |
773,00 |
1,81,033 |
13721,60 |
10849,11 |
Above Rs.10 Lakh and upto Rs.25 Lakh |
16,793 |
2829,77 |
2339,69 |
7,218 |
1191,99 |
1068,95 |
1,09,972 |
18410,11 |
14473,06 |
Above Rs.25 Lakh and upto Rs.50 Lakh |
7,531 |
2814,70 |
2364,89 |
3,051 |
1132,56 |
1055,06 |
48,695 |
18139,51 |
14513,84 |
Above Rs.50 Lakh and upto Rs.1 Crore |
4,278 |
3202,69 |
2804,34 |
1,782 |
1329,79 |
1194,27 |
28,096 |
21012,23 |
17053,11 |
Above Rs.1 Crore and upto Rs.4 Crore |
3,831 |
7599,60 |
6628,33 |
1,722 |
3458,22 |
3149,26 |
26,081 |
53754,76 |
44120,00 |
Above Rs.4 Crore and upto Rs.6 Crore |
513 |
2554,68 |
2227,02 |
216 |
1074,02 |
904,83 |
4,242 |
21201,10 |
16842,79 |
Above Rs.6 Crore and upto Rs.10 Crore |
338 |
2703,37 |
2216,20 |
148 |
1196,87 |
989,11 |
3,307 |
26577,18 |
20386,77 |
Above Rs.10 Crore and upto Rs.25 Crore |
213 |
3207,52 |
2422,48 |
95 |
1428,97 |
1160,59 |
2,453 |
39167,41 |
29982,87 |
Above Rs.25 Crore |
55 |
2438,46 |
1976,95 |
28 |
1400,81 |
1247,85 |
1,079 |
83387,92 |
70331,36 |
TOTAL LOANS & ADVANCES |
1,63,091 |
32816,56 |
27356,68 |
69,895 |
14542,89 |
12656,72 |
12,47,413 |
322190,51 |
260504,23 |
See Notes on Tables. |
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