Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

7,28,917

776,95

667,33

1,38,394

212,65

188,74

1. Direct Finance

7,14,596

726,82

634,25

1,36,507

197,37

175,80

2. Indirect Finance

14,321

50,13

33,08

1,887

15,28

12,94

II.

INDUSTRY

1,30,545

483,58

305,61

33,050

618,68

514,69

1. Mining & Quarrying

30

3,44

1,75

69

34,41

32,24

2. Food Manufacturing & Processing

1,641

36,03

32,33

1,363

102,38

86,24

(a) Rice Mills, Flour & Dal Mills

670

20,95

17,53

684

49,87

40,44

(b) Sugar

4

5,16

5,33

9

29,11

24,25

(c) Edible Oils & Vanaspati

107

3,05

2,89

155

11,77

11,45

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

6

36

30

3

57

43

(f) Others

854

6,51

6,28

512

11,07

9,68

3. Beverage & Tobacco

3

7

7

11

4,22

3,50

4. Textiles

554

19,93

18,04

256

26,79

24,91

(a) Cotton Textiles

44

51

58

36

15,29

14,91

(b) Jute Textiles

1

18

2

7

2,71

2,58

(c) Handloom Textiles & Khadi

112

1,13

98

33

45

46

(d) Other Textiles

397

18,11

16,46

180

8,34

6,97

5. Paper, Paper Products & Printing

141

6,18

6,25

131

45,59

39,22

6. Leather & Leather Products

20

7

9

21

10

13

7. Rubber & Rubber Products

13

14

15

42

2,82

2,56

8. Chemicals & Chemical Products

140

13,04

12,03

145

17,80

17,30

(a) Heavy Industrial Chemicals

2

2,95

3,00

9

2,88

2,87

(b) Fertilisers

3

4,83

3,88

1

4

4

(c) Drugs & Pharmaceuticals

27

61

56

40

1,21

1,14

(d) Non-Edible Oils

2

19

18

3

11

13

(e) Other Chemicals & Chemical Products

106

4,46

4,42

92

13,56

13,12

9. Petroleum, Coal Products & Nuclear Fuels

3

27

28

16

1,40

1,73

10. Manufacture of Cement & Cement Products

141

1,96

1,77

83

46,54

34,63

11. Basic Metals & Metal Products

266

25,33

23,01

294

215,55

170,44

(a) Iron & Steel

26

12,24

11,82

47

162,08

118,24

(b) Non-Ferrous Metals

2

41

43

21

41,42

40,91

(c) Other Metal Products

238

12,67

10,75

226

12,05

11,30

12. Engineering

235

229,87

80,21

189

18,42

15,88

(a) Heavy Engineering

13

227,41

77,78

13

77

73

(b) Light Engineering

81

88

88

134

1,08

1,08

(c) Electrical Machinery & Goods

141

1,57

1,54

35

16,09

13,46

(d) Electronic Machinery & Goods

-

-

-

7

47

61

13. Vehicles, Vehicle Parts & Transport Equipments

173

1,42

1,15

150

12,75

8,58

14. Other Industries

1,26,614

138,82

122,22

30,118

87,02

74,85

15. Electricity, Gas & Water

20

1,41

1,24

6

50

51

(a) Electricity Generation & Transmission

20

1,41

1,24

4

35

31

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

2

15

20

16. Construction

551

5,59

5,01

156

2,37

1,97

III.

TRANSPORT OPERATORS

32,313

139,85

113,71

11,918

65,62

51,49

IV.

PROFESSIONAL AND OTHER SERVICES

72,744

77,64

67,41

18,347

41,53

37,75

V.

PERSONAL LOANS

2,42,087

403,79

344,77

1,20,362

336,70

287,28

1. Loans for Purchase of Consumer Durables

21,397

39,00

30,88

13,940

28,77

23,72

2. Loans for Housing

13,885

82,05

71,06

15,135

111,39

97,91

3. Rest of the Personal Loans

2,06,805

282,74

242,83

91,287

196,54

165,65

VI.

TRADE

3,88,550

448,46

392,05

88,856

262,30

234,85

1. Wholesale Trade

10,779

28,67

25,01

3,474

52,14

47,62

2. Retail Trade

3,77,771

419,79

367,04

85,382

210,16

187,22

VII.

FINANCE

1,232

1,37

94

387

10,28

7,65

VIII.

ALL OTHERS

90,040

158,70

143,34

35,419

140,84

129,08

TOTAL BANK CREDIT

16,86,428

2490,35

2035,16

4,46,733

1688,59

1451,54

OF WHICH: 1. Artisans & Village Industries

83,038

72,86

62,83

15,070

20,20

19,62

2. Other Small Scale Industries

36,007

87,09

80,81

13,351

130,32

118,94

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

23,110

91,10

81,95

-

-

-

1. Direct Finance

21,419

67,25

61,18

-

-

-

2. Indirect Finance

1,691

23,85

20,77

-

-

-

II.

INDUSTRY

25,479

849,95

690,78

-

-

-

1. Mining & Quarrying

81

38,57

25,02

-

-

-

2. Food Manufacturing & Processing

444

86,25

76,36

-

-

-

(a) Rice Mills, Flour & Dal Mills

190

26,61

21,46

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

29

14,28

13,48

-

-

-

(d) Tea Processing

1

5,27

5,27

-

-

-

(e) Processing of Fruits & Vegetables

8

3,90

2,77

-

-

-

(f) Others

216

36,20

33,38

-

-

-

3. Beverage & Tobacco

19

4,05

3,71

-

-

-

4. Textiles

168

8,59

9,12

-

-

-

(a) Cotton Textiles

36

3,12

4,02

-

-

-

(b) Jute Textiles

4

3,14

2,82

-

-

-

(c) Handloom Textiles & Khadi

2

9

15

-

-

-

(d) Other Textiles

126

2,24

2,13

-

-

-

5. Paper, Paper Products & Printing

303

9,73

10,07

-

-

-

6. Leather & Leather Products

90

1,77

2,29

-

-

-

7. Rubber & Rubber Products

48

2,07

2,07

-

-

-

8. Chemicals & Chemical Products

360

62,96

50,89

-

-

-

(a) Heavy Industrial Chemicals

27

3,27

3,01

-

-

-

(b) Fertilisers

7

35,12

24,84

-

-

-

(c) Drugs & Pharmaceuticals

102

5,59

4,53

-

-

-

(d) Non-Edible Oils

2

13

8

-

-

-

(e) Other Chemicals & Chemical Products

222

18,84

18,43

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

31

70,17

22,13

-

-

-

10. Manufacture of Cement & Cement Products

107

30,02

25,36

-

-

-

11. Basic Metals & Metal Products

537

243,70

205,44

-

-

-

(a) Iron & Steel

133

197,70

157,78

-

-

-

(b) Non-Ferrous Metals

32

23,95

26,72

-

-

-

(c) Other Metal Products

372

22,04

20,94

-

-

-

12. Engineering

372

44,06

39,18

-

-

-

(a) Heavy Engineering

25

7,38

7,53

-

-

-

(b) Light Engineering

98

10,14

8,58

-

-

-

(c) Electrical Machinery & Goods

196

19,40

15,71

-

-

-

(d) Electronic Machinery & Goods

53

7,14

7,37

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

166

6,15

4,38

-

-

-

14. Other Industries

22,446

209,79

190,91

-

-

-

15. Electricity, Gas & Water

26

11,56

4,45

-

-

-

(a) Electricity Generation & Transmission

19

10,98

3,86

-

-

-

(b) Non-Conventional Energy

2

20

20

-

-

-

(c) Gas, Steam & Water Supply

5

39

39

-

-

-

16. Construction

281

20,52

19,40

-

-

-

III.

TRANSPORT OPERATORS

6,231

59,57

50,68

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

9,484

139,94

130,68

-

-

-

V.

PERSONAL LOANS

1,12,741

492,30

435,96

-

-

-

1. Loans for Purchase of Consumer Durables

12,855

30,21

24,85

-

-

-

2. Loans for Housing

21,418

210,67

190,50

-

-

-

3. Rest of the Personal Loans

78,468

251,42

220,60

-

-

-

VI.

TRADE

30,659

321,15

292,91

-

-

-

1. Wholesale Trade

2,588

110,99

98,87

-

-

-

2. Retail Trade

28,071

210,15

194,03

-

-

-

VII.

FINANCE

232

30,03

27,02

-

-

-

VIII.

ALL OTHERS

33,558

271,78

255,85

-

-

-

TOTAL BANK CREDIT

2,41,494

2255,82

1965,82

-

-

-

OF WHICH: 1. Artisans & Village Industries

10,198

19,14

18,55

-

-

-

2. Other Small Scale Industries

11,331

186,27

175,49

-

-

-