Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

6,859

11,40

11,89

1,881

2,69

2,94

1. Direct Finance

6,851

11,38

11,87

1,830

2,58

2,81

2. Indirect Finance

8

2

2

51

11

13

II.

INDUSTRY

5,933

14,37

15,21

3,294

11,40

12,42

1. Mining & Quarrying

1

9

9

-

-

-

2. Food Manufacturing & Processing

58

52

52

62

36

39

(a) Rice Mills, Flour & Dal Mills

24

37

37

6

3

3

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

1

1

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

34

15

15

55

32

35

3. Beverage & Tobacco

-

-

-

-

-

-

4. Textiles

160

1,16

1,26

198

96

1,04

(a) Cotton Textiles

9

28

29

16

5

6

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

57

37

38

56

27

28

(d) Other Textiles

94

51

59

126

64

70

5. Paper, Paper Products & Printing

9

4

4

10

4

5

6. Leather & Leather Products

10

6

8

13

7

8

7. Rubber & Rubber Products

-

-

-

-

-

-

8. Chemicals & Chemical Products

4

2

1

6

4

4

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

4

2

1

6

4

4

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

-

-

-

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

2

1

1

2

6

5

11. Basic Metals & Metal Products

15

17

14

26

9

10

(a) Iron & Steel

-

-

-

-

-

-

(b) Non-Ferrous Metals

1

9

5

-

-

-

(c) Other Metal Products

14

8

9

26

9

10

12. Engineering

6

16

17

19

13

13

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

1

4

4

7

5

5

(c) Electrical Machinery & Goods

5

13

13

12

8

7

(d) Electronic Machinery & Goods

-

-

-

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

7

6

6

17

8

9

14. Other Industries

5,614

11,82

12,58

2,556

6,52

7,20

15. Electricity, Gas & Water

-

-

-

1

20

22

(a) Electricity Generation & Transmission

-

-

-

1

20

22

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16. Construction

47

27

25

384

2,84

3,02

III.

TRANSPORT OPERATORS

488

2,04

1,70

157

80

77

IV.

PROFESSIONAL AND OTHER SERVICES

590

2,14

2,52

281

65

77

V.

PERSONAL LOANS

2,079

4,72

4,19

1,327

6,10

5,54

1. Loans for Purchase of Consumer Durables

198

40

37

166

69

47

2. Loans for Housing

221

1,46

1,39

545

2,55

2,41

3. Rest of the Personal Loans

1,660

2,87

2,42

616

2,86

2,66

VI.

TRADE

3,286

11,07

11,28

971

3,94

4,35

1. Wholesale Trade

29

64

48

5

8

42

2. Retail Trade

3,257

10,44

10,80

966

3,86

3,92

VII.

FINANCE

-

-

-

1

3

3

VIII.

ALL OTHERS

2,810

10,96

12,00

3,261

13,79

15,38

TOTAL BANK CREDIT

22,045

56,71

58,78

11,173

39,41

42,19

OF WHICH: 1. Artisans & Village Industries

2,901

5,51

5,49

712

1,55

2,03

2. Other Small Scale Industries

2,595

6,63

7,33

1,466

5,05

5,32

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,027

5,07

4,20

-

-

-

1. Direct Finance

1,847

4,75

3,92

-

-

-

2. Indirect Finance

180

31

28

-

-

-

II.

INDUSTRY

3,547

13,44

13,37

-

-

-

1. Mining & Quarrying

-

-

-

-

-

-

2. Food Manufacturing & Processing

51

62

85

-

-

-

(a) Rice Mills, Flour & Dal Mills

18

9

10

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

9

10

-

-

-

(f) Others

32

45

66

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

4. Textiles

510

1,93

2,29

-

-

-

(a) Cotton Textiles

8

9

9

-

-

-

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

330

1,32

1,63

-

-

-

(d) Other Textiles

172

52

57

-

-

-

5. Paper, Paper Products & Printing

11

12

13

-

-

-

6. Leather & Leather Products

4

2

2

-

-

-

7. Rubber & Rubber Products

1

7

8

-

-

-

8. Chemicals & Chemical Products

14

1,46

1,18

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

5

1,33

1,05

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

9

13

13

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

9

9

7

-

-

-

11. Basic Metals & Metal Products

19

1,35

1,09

-

-

-

(a) Iron & Steel

2

1,04

77

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

17

32

33

-

-

-

12. Engineering

25

33

37

-

-

-

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

2

2

1

-

-

-

(c) Electrical Machinery & Goods

22

26

27

-

-

-

(d) Electronic Machinery & Goods

1

5

9

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

13

6

7

-

-

-

14. Other Industries

2,887

7,36

7,20

-

-

-

15. Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16. Construction

3

5

1

-

-

-

III.

TRANSPORT OPERATORS

896

5,70

4,89

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

520

3,14

3,11

-

-

-

V.

PERSONAL LOANS

4,860

21,16

18,15

-

-

-

1. Loans for Purchase of Consumer Durables

591

2,49

1,84

-

-

-

2. Loans for Housing

716

6,28

5,58

-

-

-

3. Rest of the Personal Loans

3,553

12,40

10,73

-

-

-

VI.

TRADE

2,726

18,32

16,33

-

-

-

1. Wholesale Trade

69

6,49

4,72

-

-

-

2. Retail Trade

2,657

11,83

11,60

-

-

-

VII.

FINANCE

3

26

17

-

-

-

VIII.

ALL OTHERS

2,642

12,41

12,73

-

-

-

TOTAL BANK CREDIT

17,221

79,50

72,95

-

-

-

OF WHICH: 1. Artisans & Village Industries

1,274

2,28

2,27

-

-

-

2. Other Small Scale Industries

1,703

5,42

5,43

-

-

-