Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

SOUTHERN REGION

STATE : PONDICHERRY

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

13,098

19,59

18,64

7,018

12,00

11,08

1.

Direct Finance

13,095

19,03

18,15

6,969

11,42

10,53

2.

Indirect Finance

3

57

50

49

57

56

II.

INDUSTRY

588

23,40

17,07

3,240

41,58

21,77

1.

Mining & Quarrying

1

7

1

-

-

-

2.

Food Manufacturing & Processing

8

28

29

96

3,89

2,88

(a) Rice Mills, Flour & Dal Mills

7

21

15

86

3,55

2,54

(b) Sugar

-

-

-

1

5

5

(c) Edible Oils & Vanaspati

-

-

-

4

18

19

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

1

8

14

5

11

10

3.

Beverage & Tobacco

2

12

10

4

11

8

4.

Textiles

4

37

36

12

2,61

2,39

(a) Cotton Textiles

1

6

3

2,54

2,35

(b) Jute Textiles

1

30

35

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

3

1

2

(d) Other Textiles

2

1

1

6

5

2

5.

Paper, Paper Products & Printing

8

44

13

10

1,12

75

6.

Leather & Leather Products

1

5

4,98

4,98

7.

Rubber & Rubber Products

5

23

5

2

4

2

8.

Chemicals & Chemical Products

48

8,42

4,62

14

2,25

2,11

(a) Heavy Industrial Chemicals

1

5

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

4

5,12

2,68

4

64

61

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

43

3,25

1,93

10

1,61

1,50

9.

Petroleum, Coal Products & Nuclear Fuels

1

15

30

-

-

-

10.

Manufacture of Cement & Cement Products

1

1

1

1

3

3

11.

Basic Metals & Metal Products

9

30

28

5

17

17

(a) Iron & Steel

1

12

12

-

-

-

(b) Non-Ferrous Metals

1

6

4

-

-

-

(c) Other Metal Products

7

12

13

5

17

17

12.

Engineering

7

9,36

8,32

91

3,98

2,82

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

1

-

-

4

1,34

27

(c) Electrical Machinery & Goods

5

9,30

8,30

87

2,64

2,55

(d) Electronic Machinery & Goods

1

6

1

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

2

6

6

3

46

45

14.

Other Industries

489

3,48

2,46

2,981

21,77

4,95

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

2

11

11

16

18

14

III.

TRANSPORT OPERATORS

23

43

34

292

1,70

1,28

IV.

PROFESSIONAL AND OTHER SERVICES

493

92

82

590

6,45

6,06

V.

PERSONAL LOANS

11,112

17,50

15,74

8,792

21,00

19,17

1.

Loans for Purchase of Consumer Durables

591

90

86

586

84

79

2.

Loans for Housing

246

2,41

2,37

552

5,42

4,97

3.

Rest of the Personal Loans

10,275

14,19

12,51

7,654

14,74

13,41

VI.

TRADE

1,160

7,04

6,40

3,216

14,69

12,97

1.

Wholesale Trade

5

32

29

759

5,62

4,95

2.

Retail Trade

1,155

6,72

6,11

2,457

9,07

8,02

VII.

FINANCE

-

-

-

33

81

76

VIII.

ALL OTHERS

1,124

2,28

1,90

2,397

6,24

5,38

TOTAL BANK CREDIT

27,598

71,16

60,91

25,578

104,46

78,45

OF WHICH:

1. Artisans & Village Industries

214

35

31

269

27

23

2. Other Small Scale Industries

289

5,68

4,15

750

7,29

5,77

SOUTHERN REGION

STATE : PONDICHERRY

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

8,405

19,46

18,33

-

-

-

1.

Direct Finance

8,380

18,03

16,96

-

-

-

2.

Indirect Finance

25

1,42

1,37

-

-

-

II.

INDUSTRY

2,675

208,93

155,63

-

-

-

1.

Mining & Quarrying

1

2

2

-

-

-

2.

Food Manufacturing & Processing

100

32,85

21,94

-

-

-

(a) Rice Mills, Flour & Dal Mills

15

1,94

1,38

-

-

-

(b) Sugar

4

25,78

16,54

-

-

-

(c) Edible Oils & Vanaspati

20

2,86

1,38

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

61

2,26

2,65

-

-

-

3.

Beverage & Tobacco

9

52

21

-

-

-

4.

Textiles

64

45,38

29,16

-

-

-

(a) Cotton Textiles

34

34,03

20,11

-

-

-

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

1

2

1

-

-

-

(d) Other Textiles

29

11,33

9,04

-

-

-

5.

Paper, Paper Products & Printing

106

16,57

14,73

-

-

-

6.

Leather & Leather Products

24

2,24

2,07

-

-

-

7.

Rubber & Rubber Products

22

3,27

2,11

-

-

-

8.

Chemicals & Chemical Products

170

41,90

35,19

-

-

-

(a) Heavy Industrial Chemicals

13

13,50

13,18

-

-

-

(b) Fertilisers

2

16

15

-

-

-

(c) Drugs & Pharmaceuticals

19

70

60

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

136

27,54

21,26

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

3

26

18

-

-

-

10.

Manufacture of Cement & Cement Products

3

5

4

-

-

-

11.

Basic Metals & Metal Products

87

10,08

7,67

-

-

-

(a) Iron & Steel

7

1,63

95

-

-

-

(b) Non-Ferrous Metals

2

4,08

3,96

-

-

-

(c) Other Metal Products

78

4,37

2,76

-

-

-

12.

Engineering

131

32,31

24,62

-

-

-

(a) Heavy Engineering

6

98

31

-

-

-

(b) Light Engineering

29

4,52

2,95

-

-

-

(c) Electrical Machinery & Goods

46

3,02

2,70

-

-

-

(d) Electronic Machinery & Goods

50

23,80

18,65

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

40

1,15

83

-

-

-

14.

Other Industries

1,812

13,70

9,94

-

-

-

15.

Electricity, Gas & Water

2

83

82

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

1

80

80

-

-

-

(c) Gas, Steam & Water Supply

1

3

2

-

-

-

16.

Construction

101

7,81

6,10

-

-

-

III.

TRANSPORT OPERATORS

374

3,60

2,94

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,140

12,61

10,95

-

-

-

V.

PERSONAL LOANS

13,748

75,60

66,32

-

-

-

1.

Loans for Purchase of Consumer Durables

2,089

4,14

3,67

-

-

-

2.

Loans for Housing

1,104

33,33

28,53

-

-

-

3.

Rest of the Personal Loans

10,555

38,13

34,12

-

-

-

VI.

TRADE

3,890

59,23

47,30

-

-

-

1.

Wholesale Trade

198

21,14

14,74

-

-

-

2.

Retail Trade

3,692

38,09

32,56

-

-

-

VII.

FINANCE

8

14

12

-

-

-

VIII.

ALL OTHERS

11,481

35,91

31,79

-

-

-

TOTAL BANK CREDIT

41,721

415,48

333,38

-

-

-

OF WHICH:

1. Artisans & Village Industries

377

1,52

1,34

-

-

-

2. Other Small Scale Industries

1,764

51,08

39,73

-

-

-