NORTH-EASTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,956

6,25

5,62

8,822

16,03

15,99

1.

Direct Finance

3,956

6,25

5,62

8,467

15,36

15,46

2.

Indirect Finance

-

-

-

355

67

53

II.

INDUSTRY

5,408

16,92

16,98

14,497

41,62

44,31

1.

Mining & Quarrying

-

-

-

1

9

9

2.

Food Manufacturing & Processing

38

78

50

117

1,90

1,81

(a)

Rice Mills, Flour & Dal Mills

15

36

20

29

44

44

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

1

7

7

2

46

50

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

2

7

7

1

9

10

(f)

Others

20

28

16

85

92

78

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

100

72

77

783

3,90

4,28

(a)

Cotton Textiles

1

24

25

36

24

26

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

82

34

36

405

2,17

2,39

(d)

Other Textiles

17

15

15

342

1,49

1,63

5.

Paper, Paper Products & Printing

11

12

14

8

10

12

6.

Leather & Leather Products

5

4

5

11

7

8

7.

Rubber & Rubber Products

-

-

-

1

8

8

8.

Chemicals & Chemical Products

2

5

5

12

74

91

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

8

66

82

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

2

5

5

4

8

9

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

3

5

2

6

2

3

11.

Basic Metals & Metal Products

14

1,07

80

60

66

67

(a)

Iron & Steel

1

1,00

73

1

5

4

(b)

Non-Ferrous Metals

-

-

-

1

9

5

(c)

Other Metal Products

13

7

7

58

52

58

12.

Engineering

15

36

35

29

43

42

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

9

10

10

(c)

Electrical Machinery & Goods

12

20

19

19

30

30

(d)

Electronic Machinery & Goods

3

16

16

1

3

2

13.

Vehicles, Vehicle Parts & Transport Equipments

5

33

18

12

9

11

14.

Other Industries

5,215

13,40

14,13

13,015

29,89

31,94

15.

Electricity, Gas & Water

-

-

-

2

24

25

(a)

Electricity Generation & Transmission

-

-

-

2

24

25

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

440

3,40

3,53

III.

TRANSPORT OPERATORS

85

1,68

1,46

282

4,93

4,69

IV.

PROFESSIONAL AND OTHER SERVICES

222

61

53

1,509

5,49

5,73

V.

PERSONAL LOANS

4,577

11,13

9,73

2,843

13,13

11,57

1.

Loans for Purchase of Consumer Durables

245

61

42

361

94

75

2.

Loans for Housing

268

3,06

2,84

451

4,48

4,11

3.

Rest of the Personal Loans

4,064

7,46

6,47

2,031

7,71

6,71

VI.

TRADE

1,949

9,84

9,83

2,706

18,24

17,27

1.

Wholesale Trade

14

41

38

114

1,95

1,72

2.

Retail Trade

1,935

9,43

9,45

2,592

16,29

15,55

VII.

FINANCE

-

-

-

11

46

24

VIII.

ALL OTHERS

530

7,63

4,26

14,132

34,36

36,66

TOTAL BANK CREDIT

16,727

54,05

48,41

44,802

134,26

136,45

OF WHICH:

1.

Artisans & Village Industries

2,440

6,15

6,40

6,119

14,24

14,99

2.

Other Small Scale Industries

2,998

8,93

9,43

5,405

14,28

15,44

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

2,015

1,94

1,82

1.

Direct Finance

-

-

-

2,015

1,94

1,82

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

861

94

93

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

9

4

4

(a)

Rice Mills, Flour & Dal Mills

-

-

-

2

1

1

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

7

3

3

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

8

3

3

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

7

3

3

(d)

Other Textiles

-

-

-

1

-

-

5.

Paper, Paper Products & Printing

-

-

-

3

3

2

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

1

1

1

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

1

1

1

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

-

-

-

839

81

84

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

1

2

-

III.

TRANSPORT OPERATORS

-

-

-

212

1,34

1,06

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

29

17

20

V.

PERSONAL LOANS

-

-

-

584

86

78

1.

Loans for Purchase of Consumer Durables

-

-

-

1

-

-

2.

Loans for Housing

-

-

-

39

10

6

3.

Rest of the Personal Loans

-

-

-

544

76

72

VI.

TRADE

-

-

-

1,733

1,89

1,65

1.

Wholesale Trade

-

-

-

-

-

-

2.

Retail Trade

-

-

-

1,733

1,89

1,65

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

108

8

8

TOTAL BANK CREDIT

-

-

-

5,542

7,22

6,52

OF WHICH:

1.

Artisans & Village Industries

-

-

-

603

38

41

2.

Other Small Scale Industries

-

-

-

237

42

42

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

14,793

24,22

23,44

1.

Direct Finance

-

-

-

14,438

23,55

22,90

2.

Indirect Finance

-

-

-

355

67

53

II.

INDUSTRY

-

-

-

20,766

59,48

62,22

1.

Mining & Quarrying

-

-

-

1

9

9

2.

Food Manufacturing & Processing

-

-

-

164

2,72

2,36

(a)

Rice Mills, Flour & Dal Mills

-

-

-

46

80

65

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

3

53

57

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

3

16

17

(f)

Others

-

-

-

112

1,24

97

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

891

4,66

5,08

(a)

Cotton Textiles

-

-

-

37

48

51

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

494

2,54

2,78

(d)

Other Textiles

-

-

-

360

1,64

1,78

5.

Paper, Paper Products & Printing

-

-

-

22

25

28

6.

Leather & Leather Products

-

-

-

16

11

13

7.

Rubber & Rubber Products

-

-

-

1

8

8

8.

Chemicals & Chemical Products

-

-

-

14

79

96

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

8

66

82

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

6

13

14

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

9

7

5

11.

Basic Metals & Metal Products

-

-

-

74

1,73

1,47

(a)

Iron & Steel

-

-

-

2

1,05

77

(b)

Non-Ferrous Metals

-

-

-

1

9

5

(c)

Other Metal Products

-

-

-

71

60

65

12.

Engineering

-

-

-

45

80

78

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

9

10

10

(c)

Electrical Machinery & Goods

-

-

-

32

51

50

(d)

Electronic Machinery & Goods

-

-

-

4

19

18

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

17

41

29

14.

Other Industries

-

-

-

19,069

44,10

46,90

15.

Electricity, Gas & Water

-

-

-

2

24

25

(a)

Electricity Generation & Transmission

-

-

-

2

24

25

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

441

3,42

3,54

III.

TRANSPORT OPERATORS

-

-

-

579

7,95

7,21

IV.