Regulating Commercial Banking

RBI/2013-14/64 DBOD.No.Ret.BC. 19/12.01.001/2013-14 July 01, 2013 Ashadha 10, 1935 (Saka) All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Master Circular - Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) Please refer to the Master Circular RBI/2012-13/76 DBOD.No.Ret.BC.22/12.01.001/2012-13 dated July 02, 2012 updating instructions/guidelines issued to the Scheduled Commercial Banks (SCBs) on CRR/SLR till June 30, 2012. The Master

RBI/2013-14/63 DBOD No. CID.BC. 3 /20.16.003/2013-14 July 1, 2013 i) All scheduled commercial banks (excluding RRBs and LABs) and ii) All India Notified Financial Institutions Dear Sir, Master Circular on Wilful Defaulters As you are aware, the Reserve Bank of India has, from time to time, issued a number of circulars to banks and financial institutions (FIs) containing instructions on matters relating to wilful defaulters. In order to enable the banks/FIs to have all

RBI/2013-14/57 DBOD.BP.BC.No.6/21.04.172/2013-14 July 1, 2013 Chairman and Managing Directors / Chief Executives of All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs) Please refer to our Master Circular DBOD.BP.BC.No.27/ 21.04.172/2012-13 dated July 2, 2012 on the captioned subject. The Master Circular has been suitably updated by incorporating instructions issued up to June 30, 2013 and

RBI/2013-14/114 DBOD No.Rajbhasha BC 20/06.11.04/2013-14 July 1, 2013 Ashadha 10, 1935 (S) Chairman & Managing Director All Public Sector Banks Dear Sir, Master Circular - Use of Hindi in Banks Please refer to the Master Circular DBOD No. Rajbhasha.BC. 25/ 06.11.04/ 2012-13 dated July 2, 2012 on the captioned subject. The Master Circular has been suitably updated by incorporating instructions issued up to June 30, 2013 and has also been placed on the RBI web-site

RBI/2013-14/58 DBOD.BP.BC No. 7/21.04.018/2013-14 July 1, 2013 The Chairmen/Chief Executives of All Commercial Banks (excluding RRBs) Dear Sir, Master Circular - Disclosure in Financial Statements - Notes to Accounts Please refer to the Master Circular DBOD.BP.BC.No.14/21.04.018/2012-13 dated July2,2012 consolidating all operative instructions issued to banks till June 30, 2012 on matters relating to disclosures in the ‘Notes to Accounts’ to the Financial Statements.

RBI/2013-14/95 RPCD. No. PLFS. BC 6/05.04.02/2013-14 July 1, 2013 The Chairman/Managing Director/Chief Executive Officer All scheduled commercial banks (excluding Regional Rural Banks) Madam / Dear Sir, MASTER CIRCULAR - GUIDELINES FOR RELIEF MEASURES BY BANKS IN AREAS AFFECTED BY NATURAL CALAMITIES Please refer to our Master Circular RPCD.No.PLFS.BC.3/05.04.02/2012-13 dated July 2, 2012, incorporating guidelines issued to banks in regard to matters relating to relief

RBI/2013-14/75 DBOD.No.Dir.BC.10/13.03.00/2013-14 July 1, 2013 Ashadha 10, 1935 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular on Interest Rates on Rupee Deposits held in Domestic, Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts Please refer to the Master Circular DBOD No.Dir.BC.1/13.03.00/2012-13 dated July 2, 2012 consolidating the instructions/ guidelines issued to banks till June 30, 2012 relating to

RBI/2013-14/62 DBOD.No.BP.BC.1/21.04.048/2013-14 July 1, 2013 All Commercial Banks (excluding RRBs) Dear Sir Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances Please refer to the Master Circular No. DBOD.No.BP.BC.9/21.04.048/2012-13 dated July 2, 2012 consolidating instructions / guidelines issued to banks till June 30, 2012 on matters relating to prudential norms on income recognition, asset classif

RBI/2013-14/66 DBOD. No.Dir.BC.12/13.03.00/2013-14 July 1, 2013 10 Ashadha 1935 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular - Guarantees and Co-acceptances Please refer to the Master Circular DBOD.No.Dir.BC.2/13.03.00/2012-13 dated July 2, 2012 consolidating the instructions / guidelines issued to banks till June 30, 2012, relating to Guarantees and Co-acceptances. The Master Circular has been suitably updated by incorporati

RBI/2013-14/68 DBOD.No.Dir.BC.13/13.03.00/2013-14 July 1, 2013 Ashadha 10, 1935 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular – Exposure Norms Please refer to the Master Circular DBOD No. Dir. BC.3/13.03.00/2012-13 dated July 2, 2012 consolidating the instructions / guidelines issued to banks till June 30, 2012 relating to Exposure Norms. The Master Circular has been suitably updated by incorporating the instructions issued up