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Table No. 5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 3 of 3)

MARCH 1999


 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


       

ABOVE Rs.4 CRORE AND

ABOVE RS.6 CRORE AND

OCCUPATION

UPTO Rs.6 CRORE


UPTO Rs.10 CRORE


       

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

25


26


27


28


29


30


I.

AGRICULTURE

118

574,40

462,30

100

802,45

590,39

 

1.

Direct Finance

44

215,44

171,13

42

322,49

240,96

 

2.

Indirect Finance

74

358,96

291,17

58

479,97

349,43

II.

INDUSTRY

3,828

19138,71

14472,76

2,946

23492,24

17418,20

 

1.

Mining & Quarrying

59

292,71

218,80

39

313,39

163,51

 

2.

Food Manufacturing & Processing

352

1770,61

1300,54

258

2011,15

1550,90

   

(a)

Rice Mills, Flour & Dal Mills

32

157,36

128,30

33

259,49

171,39

   

(b)

Sugar

87

451,68

381,34

61

474,27

399,31

   

(c)

Edible Oils & Vanaspati

69

339,52

222,01

47

360,13

223,82

   

(d)

Tea Processing

36

176,05

105,38

31

244,00

200,64

   

(e)

Processing of Fruits & Vegetables

8

38,67

33,65

3

24,76

24,29

   

(f)

Others

120

607,33

429,85

83

648,49

531,45

 

3.

Beverage & Tobacco

63

318,17

235,89

43

341,80

257,68

 

4.

Textiles

706

3518,47

2715,66

459

3594,97

2554,85

   

(a)

Cotton Textiles

334

1659,12

1329,86

210

1653,15

1182,54

   

(b)

Jute Textiles

21

106,62

65,20

21

172,05

76,78

   

(c)

Handloom Textiles & Khadi

4

19,84

16,78

6

44,58

34,97

   

(d)

Other Textiles

347

1732,89

1303,82

222

1725,18

1260,56

 

5.

Paper, Paper Products & Printing

90

445,80

369,50

68

540,46

395,18

 

6.

Leather & Leather Products

63

315,17

226,14

28

221,73

169,74

 

7.

Rubber & Rubber Products

61

310,23

257,18

47

379,42

232,19

 

8.

Chemicals & Chemical Products

624

3115,77

2318,55

460

3632,69

2665,53

   

(a)

Heavy Industrial Chemicals

102

507,03

365,14

82

637,41

428,82

   

(b)

Fertilisers

62

309,88

231,43

58

455,76

362,90

   

(c)

Drugs & Pharmaceuticals

207

1041,76

735,95

160

1276,30

943,76

   

(d)

Non-Edible Oils

11

55,25

46,14

7

56,15

38,89

   

(e)

Other Chemicals & Chemical Products

242

1201,85

939,89

153

1207,08

891,16

 

9.

Petroleum, Coal Products & Nuclear Fuels

47

230,34

161,72

54

426,37

317,37

 

10.

Manufacture of Cement & Cement Products

60

298,20

259,63

59

488,35

394,35

 

11.

Basic Metals & Metal Products

418

2090,56

1687,60

328

2634,90

2028,23

   

(a)

Iron & Steel

269

1347,47

1109,96

223

1802,06

1447,56

   

(b)

Non-Ferrous Metals

56

285,69

230,11

34

270,24

182,87

   

(c)

Other Metal Products

93

457,40

347,53

71

562,60

397,81

 

12.

Engineering

575

2881,33

2142,64

489

3949,92

2935,87

   

(a)

Heavy Engineering

135

682,45

509,87

123

1015,04

731,62

   

(b)

Light Engineering

118

593,59

426,76

95

762,07

591,31

   

(c)

Electrical Machinery & Goods

167

824,49

578,83

110

882,79

644,55

   

(d)

Electronic Machinery & Goods

155

780,79

627,18

161

1290,02

968,39

 

13.

Vehicles, Vehicle Parts & Transport Equipments

164

817,43

546,62

116

921,64

690,21

 

14.

Other Industries

374

1875,08

1381,90

353

2822,47

2146,98

 

15.

Electricity, Gas & Water

71

361,89

254,56

80

680,47

498,69

   

(a)

Electricity Generation & Transmission

64

326,57

231,13

75

642,47

472,23

   

(b)

Non-Conventional Energy

4

20,32

15,96

1

9,70

15

   

(c)

Gas, Steam & Water Supply

3

15,00

7,47

4

28,30

26,31

 

16.

Construction

101

496,97

395,83

65

532,51

416,93

III.

TRANSPORT OPERATORS

29

141,38

99,97

30

263,36

191,94

IV.

PROFESSIONAL AND OTHER SERVICES

149

742,24

563,48

124

1034,01

799,58

V.

PERSONAL LOANS

34

169,73

142,43

30

269,24

207,59

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

34

169,73

142,43

30

269,24

207,59

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

423

2114,31

1600,21

358

2825,35

2143,90

 

1.

Wholesale Trade

316

1581,83

1188,46

287

2277,43

1727,76

 

2.

Retail Trade

107

532,48

411,74

71

547,93

416,14

VII.

FINANCE

301

1522,33

1181,85

288

2462,75

1772,23

VIII.


ALL OTHERS


264


1330,05


1082,64


227


1793,45


1384,33


TOTAL BANK CREDIT

5,146

25733,15

19605,64

4,103

32942,86

24508,16

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

 

2.


Other Small Scale Industries


400


1993,56


1438,13


260


2039,31


1541,65



 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


       

ABOVE Rs.10 CRORE AND

ABOVE Rs.25 CRORE

OCCUPATION

UPTO Rs.25 CRORE


 
       

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

31


32


33


34


35


36


I.

AGRICULTURE

62

951,89

748,11

34

3253,10

2759,85

 

1.

Direct Finance

18

283,62

235,73

5

260,00

214,02

 

2.

Indirect Finance

44

668,28

512,38

29

2993,10

2545,83

II.

INDUSTRY

2,254

35411,81

26612,04

837

52421,04

41913,57

 

1.

Mining & Quarrying

41

705,29

541,38

23

1899,69

1255,47

 

2.

Food Manufacturing & Processing

210

3218,59

2424,54

49

2029,22

1519,59

   

(a)

Rice Mills, Flour & Dal Mills

27

431,80

393,02

10

447,80

346,26

   

(b)

Sugar

84

1341,76

1125,48

22

840,96

668,40

   

(c)

Edible Oils & Vanaspati

36

514,78

328,02

5

210,08

107,39

   

(d)

Tea Processing

18

282,49

182,84

3

113,93

93,04

   

(e)

Processing of Fruits & Vegetables

2

21,98

12,70

2

147,86

147,90

   

(f)

Others

43

625,78

382,47

7

268,59

156,61

 

3.

Beverage & Tobacco

27

449,85

290,87

7

493,23

208,56

 

4.

Textiles

290

4524,65

3295,32

83

4906,48

4148,00

   

(a)

Cotton Textiles

137

2173,13

1515,24

29

1538,65

1370,84

   

(b)

Jute Textiles

4

49,60

26,39

-

-

-

   

(c)

Handloom Textiles & Khadi

2

40,16

29,98

-

-

-

   

(d)

Other Textiles

147

2261,76

1723,70

54

3367,83

2777,16

 

5.

Paper, Paper Products & Printing

46

655,98

459,89

12

548,23

433,82

 

6.

Leather & Leather Products

25

367,00

285,02

3

164,94

80,98

 

7.

Rubber & Rubber Products

35

586,05

408,60

8

321,09

219,39

 

8.

Chemicals & Chemical Products

369

5605,92

4281,56

107

4872,42

3666,31

   

(a)

Heavy Industrial Chemicals

68

1029,09

740,76

15

734,86

566,05

   

(b)

Fertilisers

65

1064,11

880,85

39

1878,88

1589,62

   

(c)

Drugs & Pharmaceuticals

111

1671,46

1227,10

20

713,24

445,46

   

(d)

Non-Edible Oils

3

43,79

40,85

3

109,50

95,40

   

(e)

Other Chemicals & Chemical Products

122

1797,47

1392,00

30

1435,93

969,77

 

9.

Petroleum, Coal Products & Nuclear Fuels

68

1186,16

877,38

59

6328,66

5503,03

 

10.

Manufacture of Cement & Cement Products

46

722,69

595,97

14

785,59

668,40

 

11.

Basic Metals & Metal Products

261

4157,00

3408,86

119

9095,08

8213,78

   

(a)

Iron & Steel

190

3078,32

2678,42

101

8149,66

7438,68

   

(b)

Non-Ferrous Metals

22

327,42

179,26

10

576,55

493,64

   

(c)

Other Metal Products

49

751,26

551,18

8

368,87

281,46

 

12.

Engineering

333

5185,16

3699,92

124

5712,72

4193,20

   

(a)

Heavy Engineering

99

1572,20

1047,25

46

2118,14

1466,38

   

(b)

Light Engineering

63

1040,14

667,32

31

1489,44

1116,36

   

(c)

Electrical Machinery & Goods

93

1472,49

1128,47

21

1056,20

735,29

   

(d)

Electronic Machinery & Goods

78

1100,33

856,88

26

1048,94

875,18

 

13.

Vehicles, Vehicle Parts & Transport Equipments

111

1813,17

1341,05

53

3454,92

2650,38

 

14.

Other Industries

252

3942,18

2768,38

88

5545,01

4321,08

 

15.

Electricity, Gas & Water

85

1429,57

1200,90

68

5344,37

4093,20

   

(a)

Electricity Generation & Transmission

81

1374,61

1152,32

64

5123,90

3928,16

   

(b)

Non-Conventional Energy

3

38,65

32,76

.. ..

.. ..

.. ..

   

(c)

Gas, Steam & Water Supply

1

16,32

15,82

4

220,47

165,03

 

16.

Construction

55

862,54

732,40

20

919,41

738,38

III.

TRANSPORT OPERATORS

20

330,01

257,57

25

1629,58

1421,45

IV.

PROFESSIONAL AND OTHER SERVICES

78

1245,14

1028,37

22

2291,48

2181,32

V.

PERSONAL LOANS

14

265,18

206,46

3

139,91

129,91

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

14

265,18

206,46

3

139,91

129,91

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

166

2671,35

1882,49

96

19434,61

17785,16

 

1.

Wholesale Trade

140

2208,72

1543,50

88

18585,93

17521,78

 

2.

Retail Trade

26

462,63

339,00

8

848,68

263,38

VII.

FINANCE

256

4390,95

3037,95

140

8423,48

5897,51

VIII.


ALL OTHERS


108


1717,17


1400,62


67


4698,68


4123,20


TOTAL BANK CREDIT

2,958

46983,49

35173,61

1,224

92291,87

76211,96

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

 

2.


Other Small Scale Industries


95


1151,54


903,96


-


-


-


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