Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

8,459

24,59

17,84

5,707

22,30

19,11

-

-

-

1. Direct Finance

8,437

23,97

17,65

5,525

19,49

15,94

-

-

-

2. Indirect Finance

22

62

18

182

2,82

3,17

-

-

-

II.

INDUSTRY

4,898

81,46

66,16

7,125

135,54

123,92

3

1,59

1,30

1. Mining & Quarrying

13

1,41

1,00

4

89

74

-

-

-

2. Food Manufacturing & Processing

142

20,89

17,35

217

29,19

25,20

-

-

-

(a)

Rice Mills, Flour & Dal Mills

65

10,28

9,08

117

17,62

14,46

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

26

2,94

2,80

16

1,99

1,94

-

-

-

(d)

Tea Processing

-

-

-

1

4

6

-

-

-

(e)

Processing of Fruits & Vegetables

3

35

27

5

22

20

-

-

-

(f)

Others

48

7,33

5,21

78

9,32

8,55

-

-

-

3. Beverage & Tobacco

3

40

42

3

10

16

-

-

-

4. Textiles

35

4,41

3,17

454

10,50

10,89

-

-

-

(a)

Cotton Textiles

4

2,67

1,93

10

4,22

4,47

-

-

-

(b)

Jute Textiles

1

5

2

2

17

22

-

-

-

(c)

Handloom Textiles & Khadi

1

11

11

13

81

75

-

-

-

(d)

Other Textiles

29

1,58

1,10

429

5,31

5,45

-

-

-

5. Paper, Paper Products & Printing

20

1,43

1,29

136

2,53

2,38

-

-

-

6. Leather & Leather Products

1

6

7

48

32

31

-

-

-

7. Rubber & Rubber Products

8

50

48

27

1,35

1,23

-

-

-

8. Chemicals & Chemical Products

31

3,73

2,69

159

12,30

15,77

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

1

5

-

-

-

-

(b)

Fertilisers

-

-

-

1

4

19

-

-

-

(c)

Drugs & Pharmaceuticals

4

48

39

36

4,89

5,74

-

-

-

(d)

Non-Edible Oils

-

-

-

1

5

2

-

-

-

(e)

Other Chemicals & Chemical Products

27

3,25

2,29

120

7,27

9,82

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

2

8

7

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

7

32

26

54

10,58

7,71

-

-

-

11. Basic Metals & Metal Products

108

13,49

12,01

150

10,21

8,64

-

-

-

(a)

Iron & Steel

24

6,86

6,52

29

6,86

5,60

-

-

-

(b)

Non-Ferrous Metals

1

4

3

3

12

9

-

-

-

(c)

Other Metal Products

83

6,59

5,46

118

3,22

2,94

-

-

-

12. Engineering

58

4,48

4,17

155

4,56

4,09

2

1,57

1,30

(a)

Heavy Engineering

4

51

51

1

15

15

-

-

-

(b)

Light Engineering

13

1,04

98

31

2,05

2,03

2

1,57

1,30

(c)

Electrical Machinery & Goods

30

1,82

1,70

116

2,02

1,59

-

-

-

(d)

Electronic Machinery & Goods

11

1,11

97

7

35

31

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

5

41

31

179

14,22

11,40

-

-

-

14. Other Industries

4,455

29,29

22,42

5,300

29,61

26,84

1

2

-

15. Electricity, Gas & Water

4

34

23

2

12

5

-

-

-

(a)

Electricity Generation & Transmission

3

31

21

1

2

5

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

3

2

1

10

-

-

-

-

16. Construction

6

22

22

237

9,07

8,51

-

-

-

III.

TRANSPORT OPERATORS

2,037

31,25

18,08

2,320

27,98

22,42

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

692

9,20

6,47

14,907

27,81

26,05

3

12

11

V.

PERSONAL LOANS

18,544

82,84

70,17

22,523

104,73

89,93

-

-

-

1. Loans for Purchase of Consumer Durables

1,470

5,36

3,86

5,052

15,59

12,60

-

-

-

2. Loans for Housing

3,254

25,26

23,69

3,934

32,19

28,29

-

-

-

3. Rest of the Personal Loans

13,820

52,22

42,62

13,537

56,95

49,04

-

-

-

VI.

TRADE

8,747

78,30

64,89

9,529

115,16

92,38

225

28

29

1. Wholesale Trade

664

16,16

15,57

817

26,43

22,65

225

28

29

2. Retail Trade

8,083

62,14

49,32

8,712

88,73

69,72

-

-

-

VII.

FINANCE

36

44

32

124

6,48

5,40

-

-

-

VIII. ALL OTHERS

5,798

27,09

28,62

6,861

46,54

43,38

-

-

-

TOTAL BANK CREDIT

49,211

335,17

272,54

69,096

486,55

422,57

231

1,99

1,70

OF WHICH:

1. Artisans & Village Industries

1,578

2,78

2,58

2,169

7,09

6,07

1

2

-

2. Other Small Scale Industries

2,857

60,56

48,59

3,234

66,38

60,62

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

27,925

33,81

28,25

18,903

88,83

78,87

60,994

169,53

144,07

1. Direct Finance

27,281

32,67

27,24

18,400

87,02

77,38

59,643

163,14

138,21

2. Indirect Finance

644

1,14

1,01

503

1,81

1,49

1,351

6,39

5,86

II.

INDUSTRY

4,088

4,49

3,77

13,541

257,28

250,81

29,655

480,36

445,96

1. Mining & Quarrying

-

-

-

15

4,59

7,14

32

6,88

8,89

2. Food Manufacturing & Processing

85

38

33

435

38,01

34,65

879

88,47

77,53

(a)

Rice Mills, Flour & Dal Mills

51

32

28

152

25,58

22,59

385

53,80

46,41

(b)

Sugar

-

-

-

1

35

-

1

35

-

(c)

Edible Oils & Vanaspati

1

1

-

96

6,66

7,16

139

11,59

11,90

(d)

Tea Processing

-

-

-

-

-

-

1

4

6

(e)

Processing of Fruits & Vegetables

-

-

-

2

5

4

10

62

51

(f)

Others

33

5

4

184

5,38

4,86

343

22,08

18,66

3. Beverage & Tobacco

-

-

-

18

9,63

9,77

24

10,13

10,35

4. Textiles

3

2

2

641

65,38

58,66

1,133

80,31

72,73

(a)

Cotton Textiles

1

1

1

15

31,83

25,89

30

38,72

32,30

(b)

Jute Textiles

-

-

-

-

-

-

3

22

24

(c)

Handloom Textiles & Khadi

-

-

-

56

51

33

70

1,43

1,19

(d)

Other Textiles

2

1

1

570

33,05

32,43

1,030

39,94

38,99

5. Paper, Paper Products & Printing

-

-

-

143

5,60

4,50

299

9,56

8,16

6. Leather & Leather Products

-

-

-

150

5,01

4,87

199

5,39

5,24

7. Rubber & Rubber Products

1

-

-

24

67

78

60

2,53

2,50

8. Chemicals & Chemical Products

-

-

-

185

25,55

22,44

375

41,58

40,90

(a)

Heavy Industrial Chemicals

-

-

-

1

38

24

2

43

24

(b)

Fertilisers

-

-

-

-

-

-

1

4

19

(c)

Drugs & Pharmaceuticals

-

-

-

103

6,51

5,98

143

11,87

12,11

(d)

Non-Edible Oils

-

-

-

-

-

-

1

5

2

(e)

Other Chemicals & Chemical Products

-

-

-

81

18,67

16,22

228

29,19

28,33

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

3

3

3

11

10

10. Manufacture of Cement & Cement Products

-

-

-

57

6,65

7,22

118

17,55

15,19

11. Basic Metals & Metal Products

3

3

1

242

19,17

28,12

503

42,91

48,78

(a)

Iron & Steel

-

-

-

29

12,16

19,48

82

25,89

31,60

(b)

Non-Ferrous Metals

-

-

-

6

27

31

10

43

43

(c)

Other Metal Products

3

3

1

207

6,75

8,32

411

16,59

16,74

12. Engineering

68

43

35

178

5,85

4,88

461

16,90

14,79

(a)

Heavy Engineering

5

11

12

7

58

28

17

1,35

1,06

(b)

Light Engineering

62

31

23

39

84

64

147

5,81

5,18

(c)

Electrical Machinery & Goods

1

1

1

114

3,24

2,85

261

7,09

6,16

(d)

Electronic Machinery & Goods

-

-

-

18

1,20

1,11

36

2,66

2,39

13. Vehicles, Vehicle Parts & Transport Equipments

38

46

34

182

13,80

13,31

404

28,89

25,35

14. Other Industries

3,890

3,17

2,72

11,116

51,01

46,70

24,762

113,09

98,68

15. Electricity, Gas & Water

-

-

-

9

77

55

15

1,23

83

(a)

Electricity Generation & Transmission

-

-

-

4

15

13

8

48

40

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

5

62

42

7

75

44

16. Construction

-

-

-

145

5,55

7,20

388

14,84

15,94

III.

TRANSPORT OPERATORS

5,582

23,31

16,76

4,881

90,95

68,51

14,820

173,48

125,76

IV.

PROFESSIONAL AND OTHER SERVICES

452

36

32

2,641

927,32

1048,51

18,695

964,81

1081,45

V.

PERSONAL LOANS

12,410

25,44

23,35

54,820

199,10

174,06

1,08,297

412,11

357,51

1. Loans for Purchase of Consumer Durables

1,272

2,21

1,70

10,529

38,55

32,14

18,323

61,71

50,30

2. Loans for Housing

2,039

7,73

6,97

7,731

66,66

57,31

16,958

131,84

116,26

3. Rest of the Personal Loans

9,099

15,50

14,68

36,560

93,89

84,62

73,016

218,56

190,96

VI.

TRADE

10,523

21,62

18,57

21,324

222,19

182,98

50,348

437,55

359,11

1. Wholesale Trade

1,308

1,31

1,09

1,609

59,41

48,94

4,623

103,60

88,54

2. Retail Trade

9,215

20,31

17,48

19,715

162,78

134,04

45,725

333,95

270,57

VII.

FINANCE

-

-

-

103

7,13

7,31

263

14,05

13,04

VIII.ALL OTHERS

1,709

2,16

2,19

3,406

80,67

57,94

17,774

156,46

132,13

TOTAL BANK CREDIT

62,689

111,19

93,21

1,19,619

1873,47

1869,01

3,00,846

2808,36

2659,03

OF WHICH:

1. Artisans & Village Industries

3,648

2,64

2,32

3,773

12,07

10,22

11,169

24,59

21,20

2. Other Small Scale Industries

249

64

49

6,761

110,21

101,92

13,101

237,78

211,62