Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

9,47,638

1262,68

1032,35

3,77,223

595,98

473,39

1.

Direct Finance

9,38,440

1237,38

1013,97

3,74,811

574,15

457,19

2.

Indirect Finance

9,198

25,30

18,37

2,412

21,83

16,20

II.

INDUSTRY

1,52,405

709,54

588,16

58,513

1096,27

910,91

1.

Mining & Quarrying

209

32,48

8,50

333

15,74

14,49

2.

Food Manufacturing and Processing

1,971

67,41

59,42

2,794

259,05

209,82

(a)

Rice Mills, Flour and Dal Mills

815

10,71

9,39

1,320

43,40

36,07

(b)

Sugar

8

10,50

10,66

20

11,61

13,14

(c)

Edible Oils and Vanaspati

237

34,56

27,88

472

173,73

148,11

(d)

Tea Processing

1

1

-

5

5

3

(e)

Processing of Fruits & Vegetables

11

55

55

11

1,92

1,90

(f)

Others

899

11,08

10,93

966

28,33

10,56

3.

Beverage and Tobacco

43

23,30

19,58

93

9,79

7,77

4.

Textiles

589

133,52

114,16

964

139,94

119,47

(a)

Cotton Textiles

106

87,98

72,01

194

42,07

37,76

(b)

Jute Textiles

8

28

25

24

31

25

(c)

Handloom Textiles & Khadi

17

10

7

21

23

23

(d)

Other Textiles

458

45,16

41,84

725

97,33

81,24

5.

Paper, Paper Products and Printing

240

31,16

23,25

590

17,95

17,85

6.

Leather and Leather Products

53

3,11

3,00

319

5,26

2,76

7.

Rubber and Rubber Products

33

4,32

4,00

116

6,21

6,37

8.

Chemicals and Chemical Products

361

125,73

117,31

678

76,86

77,26

(a)

Heavy Industrial Chemicals

19

83,11

80,01

68

4,81

3,61

(b)

Fertilizers

31

6,88

6,38

29

8,10

10,51

(c)

Drugs and Pharmaceuticals

55

18,57

12,49

76

2,49

3,22

(d)

Non-Edible Oils

54

64

54

17

92

82

(e)

Other Chemicals & Chemical Products

202

16,53

17,88

488

60,54

59,10

9.

Petroleum, Coal Products & Nuclear Fuels

21

1,68

1,38

72

2,73

2,44

10.

Manufacture of Cement & Cement Products

130

23,58

18,53

259

31,66

24,72

11.

Basic Metals & Metal Products

605

114,00

105,64

967

238,64

191,28

(a)

Iron and Steel

133

67,80

67,04

233

172,51

134,98

(b)

Non-Ferrous Metals

55

39,16

31,14

49

48,69

43,65

(c)

Other Metal Products

417

7,05

7,46

685

17,45

12,65

12.

Engineering

476

12,22

12,74

833

154,64

116,70

(a)

Heavy Engineering

88

2,96

2,28

97

8,46

6,50

(b)

Light Engineering

158

1,66

1,74

313

9,13

8,55

(c)

Electrical Machinery & Goods

164

6,56

7,91

227

108,84

73,49

(d)

Electronic Machinery & Goods

66

1,04

81

196

28,21

28,16

13.

Vehicles, Vehicle Parts & Transport

Equipments

261

25,29

18,86

348

38,94

34,19

14.

Other Industries

1,47,236

92,45

76,44

49,759

91,58

79,09

15.

Electricity, Gas & Water

54

16,06

2,31

41

1,12

1,09

(a)

Electricity Generation & Transmission

45

15,99

2,26

30

60

59

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

9

7

6

11

52

49

16.

Construction

123

3,22

3,03

347

6,15

5,62

III.

TRANSPORT OPERATORS

27,527

81,35

65,96

18,211

89,88

71,81

IV.

PROFESSIONAL AND OTHER SERVICES

82,210

97,26

83,80

47,653

89,99

76,87

V.

PERSONAL LOANS

88,222

169,06

145,25

1,00,907

255,40

215,66

1.

Loans for Purchase of Consumer Durables

6,268

8,54

6,92

7,990

12,15

9,53

2.

Loans for Housing

4,434

24,39

23,17

8,692

57,24

52,74

3.

Rest of the Personal Loans

77,520

136,13

115,16

84,225

186,01

153,39

V I.

TRADE

3,93,317

299,63

248,85

1,80,752

402,20

334,01

1.

Wholesale Trade

6,935

34,51

28,39

7,733

148,60

125,32

2.

Retail Trade

3,86,382

265,11

220,46

1,73,019

253,60

208,69

VII.

FINANCE

54

8,31

8,04

126

8,41

6,07

VIII.

ALL OTHERS

54,229

85,36

76,01

53,461

173,48

142,35

TOTAL BANK CREDIT

17,45,602

2713,18

2248,41

8,36,846

2711,60

2231,07

OF WHICH :

1. Artisans & Village Industries

1,17,035

55,15

43,18

27,130

26,53

20,82

2. Other Small Scale Industries

30,610

96,81

92,37

25,014

240,70

197,06

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

54,815

175,35

140,44

17,285

127,58

97,72

1.

Direct Finance

53,431

109,28

95,49

16,993

44,50

42,70

2.

Indirect Finance

1,384

66,06

44,95

292

83,08

55,02

II.

INDUSTRY

33,424

1629,07

1373,52

23,749

1301,65

1095,32

1.

Mining & Quarrying

248

25,33

24,57

52

2,00

1,80

2.

Food Manufacturing and Processing

1,433

203,56

200,46

875

251,40

183,37

(a)

Rice Mills, Flour and Dal Mills

626

55,72

91,75

256

18,57

15,13

(b)

Sugar

5

10,36

8,86

6

2,81

3,14

(c)

Edible Oils and Vanaspati

189

116,25

80,57

138

191,29

136,84

(d)

Tea Processing

6

12

12

2

1,60

1,12

(e)

Processing of Fruits & Vegetables

35

4,25

3,04

19

1,69

55

(f)

Others

572

16,86

16,12

454

35,45

26,59

3.

Beverage and Tobacco

103

53,77

46,16

63

14,47

13,93

4.

Textiles

1,496

234,87

191,10

1,153

135,80

118,95

(a)

Cotton Textiles

571

92,08

75,30

195

75,79

66,14

(b)

Jute Textiles

21

3,12

1,69

9

43

22

(c)

Handloom Textiles & Khadi

35

1,07

1,12

15

1,35

2,02

(d)

Other Textiles

869

138,59

112,98

934

58,23

50,56

5.

Paper, Paper Products and Printing

742

16,58

15,00

847

70,22

63,13

6.

Leather and Leather Products

164

6,06

5,83

119

4,29

3,63

7.

Rubber and Rubber Products

125

2,41

2,42

126

15,82

18,44

8.

Chemicals and Chemical Products

1,175

98,07

81,08

1,054

167,87

150,65

(a)

Heavy Industrial Chemicals

242

19,18

16,31

61

14,47

12,09

(b)

Fertilizers

30

16,83

9,44

26

33,95

29,68

(c)

Drugs and Pharmaceuticals

168

32,97

30,71

308

61,68

60,07

(d)

Non-Edible Oils

15

1,69

1,28

11

9,50

6,58

(e)

Other Chemicals & Chemical Products

720

27,40

23,35

648

48,27

42,23

9.

Petroleum, Coal Products & Nuclear Fuels

109

11,65

8,80

50

2,84

2,50

10.

Manufacture of Cement & Cement Products

173

31,81

26,67

61

11,56

10,69

11.

Basic Metals & Metal Products

1,874

475,08

385,16

1,271

251,97

231,87

(a)

Iron and Steel

678

398,10

314,76

449

188,53

177,90

(b)

Non-Ferrous Metals

81

15,85

14,28

33

7,52

4,50

(c)

Other Metal Products

1,115

61,14

56,12

789

55,92

49,47

12.

Engineering

1,144

166,84

139,23

1,198

144,27

100,72

(a)

Heavy Engineering

119

62,41

50,24

143

11,56

8,73

(b)

Light Engineering

383

20,05

20,42

409

31,59

28,76

(c)

Electrical Machinery & Goods

464

74,43

61,45

422

87,04

48,14

(d)

Electronic Machinery & Goods

178

9,96

7,12

224

14,08

15,08

13.

Vehicles, Vehicle Parts & Transport

Equipments

313

44,44

39,47

230

19,55

13,74

14.

Other Industries

23,677

173,24

146,71

16,250

160,15

137,93

15.

Electricity, Gas & Water

124

57,98

33,57

41

10,60

7,97

(a)

Electricity Generation & Transmission

111

57,00

32,67

29

10,14

7,57

(b)

Non-Conventional Energy

1

1

1

7

26

16

(c)

Gas, Steam & Water Supply

12

97

88

5

21

23

16.

Construction

524

27,38

27,30

359

38,81

36,00

III.

TRANSPORT OPERATORS

10,210

63,62

56,45

3,380

79,78

69,55

IV.

PROFESSIONAL AND OTHER SERVICES

25,835

145,70

124,15

17,313

122,33

109,85

V.

PERSONAL LOANS

1,07,962

322,74

282,78

65,469

275,61

242,28

1.

Loans for Purchase of Consumer Durables

9,094

12,70

11,11

3,575

6,46

5,15

2.

Loans for Housing

10,319

98,82

92,17

10,782

101,95

91,75

3.

Rest of the Personal Loans

88,549

211,22

179,50

51,112

167,20

145,38

VI.

TRADE

86,410

359,27

305,43

30,280

400,57

329,31

1.

Wholesale Trade

6,506

152,16

127,50

2,953

284,10

234,98

2.

Retail Trade

79,904

207,10

177,93

27,327

116,47

94,33

VII.

FINANCE

120

29,36

20,31

179

41,55

30,41

VIII.

ALL OTHERS

69,528

661,75

517,00

29,355

372,44

316,37

TOTAL BANK CREDIT

3,88,304

3386,86

2820,10

1,87,010

2721,52

2290,82

OF WHICH :

1. Artisans & Village Industries

5,220

8,87

7,40

1,199

4,62

4,41

2. Other Small Scale Industries

22,238

350,95

305,51

14,683

405,62

338,57