(Amount in Rs. crore)

Item

2003-04

2004-05

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

21,721.43

22,099.23

377.80

1.74

(100.00)

(100.00)

i)

Interest Income

16,541.52

16,990.13

448.61

2.71

(76.15)

(76.88)

of which:

Interest on Advances

10,180.56

11,194.38

1,013.82

9.96

Income on Investments

5,511.87

4,989.65

-522.22

-9.47

ii)

Other Income

5,179.91

5,109.10

-70.81

-1.37

(23.85)

(23.12)

of which:

Commission and Brokerage

1,865.04

3,072.52

1,207.48

64.74

B.

Expenditure (i+ii+iii)

19,686.42

19,001.67

-684.75

-3.48

(100.00)

(100.00)

i)

Interest Expended

11,547.82

10,600.40

-947.42

-8.20

(58.66)

(55.79)

of which:

Interest on Deposits

6,824.74

6,698.51

-126.23

-1.85

ii)

Provisions and Contingencies

3,097.92

2,337.08

-760.84

-24.56

(15.74)

(12.30)

of which:

Provision for NPAs

1,532.80

279.80

-1,253.00

-81.75

iii)

Operating Expenses

5,040.68

6,064.19

1,023.51

20.30

(25.60)

(31.91)

of which:

Wage Bill

1,178.41

1,483.39

304.98

25.88

C.

Profit

i)

Operating Profit

5,132.93

5,434.64

301.71

5.88

ii)

Net Profit

2,035.01

3,097.56

1,062.55

52.21

D.

Net Interest Income/Margin

4,993.70

6,389.73

1,396.03

27.96

E.

Total Assets

2,46,575.75

2,94,421.45

47,845.70

19.40

Note : Figures in brackets are percentage shares to the respective total.