Table No.1.12 - Population Group-Wise Classification of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation March 1997
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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OCCUPATION |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
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1 |
2 |
3 |
4 |
5 |
6 |
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I. AGRICULTURE |
138,26,739 |
10149,94 |
9093,54 |
62,84,274 |
5187,01 |
4751,61 |
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1. |
Direct Finance |
136,74,696 |
10029,40 |
8981,42 |
62,19,303 |
5123,75 |
4693,33 |
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2. |
Indirect Finance |
1,52,043 |
120,55 |
112,12 |
64,971 |
63,25 |
58,28 |
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II. |
INDUSTRY |
19,69,518 |
1245,17 |
1121,52 |
9,16,946 |
769,69 |
716,76 |
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1. |
Food Manufacturing & Processing |
14,627 |
11,84 |
10,53 |
13,672 |
12,00 |
11,07 |
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2. |
Other Industries |
19,54,891 |
1233,33 |
1110,99 |
9,03,274 |
757,69 |
705,68 |
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III. |
TRANSPORT OPERATORS |
4,59,326 |
326,97 |
292,54 |
2,19,573 |
186,24 |
168,00 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
9,28,813 |
595,32 |
526,36 |
5,69,671 |
427,32 |
385,56 |
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V. |
PERSONAL LOANS |
24,97,775 |
2288,18 |
2007,43 |
25,68,001 |
2539,94 |
2276,79 |
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1. |
Loans for Purchase of Consumer Durables |
1,44,263 |
150,03 |
123,12 |
2,28,301 |
261,04 |
214,00 |
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2. |
Loans for Housing |
94,457 |
111,70 |
107,65 |
1,32,502 |
144,03 |
140,64 |
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3. |
Rest of the Personal Loans |
22,59,055 |
2026,45 |
1776,66 |
22,07,198 |
2134,88 |
1922,15 |
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VI. |
TRADE |
45,24,131 |
2974,16 |
2675,77 |
23,39,454 |
1829,88 |
1652,81 |
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1. |
Wholesale Trade |
1,27,794 |
113,30 |
101,05 |
64,985 |
67,25 |
60,67 |
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2. |
Retail Trade |
43,96,337 |
2860,86 |
2574,72 |
22,74,469 |
1762,62 |
1592,13 |
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VII. |
ALL OTHERS |
16,01,164 |
1194,10 |
1126,59 |
14,42,293 |
1314,72 |
1262,20 |
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TOTAL BANK CREDIT |
258,07,466 |
18773,84 |
16843,74 |
143,40,212 |
12254,80 |
11213,73 |
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OF WHICH: 1. Artisans & Village Industries |
13,87,758 |
805,72 |
712,73 |
4,34,605 |
306,10 |
274,50 |
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2. Other Small Scale Industries |
4,92,715 |
373,84 |
348,54 |
4,11,382 |
395,88 |
378,17 |
I. |
AGRICULTURE |
12,03,220 |
1057,66 |
1030,31 |
213,14,233 |
16394,61 |
14875,46 |
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1. Direct Finance |
11,61,734 |
1011,62 |
987,96 |
210,55,733 |
16164,77 |
14662,71 |
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2. Indirect Finance |
41,486 |
46,04 |
42,35 |
2,58,500 |
229,84 |
212,75 |
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II. |
INDUSTRY |
6,15,931 |
665,96 |
685,51 |
35,02,395 |
2680,82 |
2523,79 |
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1. Food Manufacturing & Processing |
6,588 |
7,58 |
7,31 |
34,887 |
31,42 |
28,91 |
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2. Other Industries |
6,09,343 |
658,38 |
678,20 |
34,67,508 |
2649,40 |
2494,88 |
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III. |
TRANSPORT OPERATORS |
1,56,454 |
154,04 |
139,19 |
8,35,353 |
667,25 |
599,73 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
4,54,746 |
393,18 |
367,65 |
19,53,230 |
1415,82 |
1279,56 |
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V. |
PERSONAL LOANS |
43,97,837 |
5221,20 |
4030,76 |
94,63,613 |
10049,32 |
8314,98 |
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1. Loans for Purchase of Consumer Durables |
3,54,308 |
411,91 |
329,82 |
7,26,872 |
822,98 |
666,94 |
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2. Loans for Housing |
2,14,721 |
258,34 |
248,68 |
4,41,680 |
514,07 |
496,97 |
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3. Rest of the Personal Loans |
38,28,808 |
4550,95 |
3452,25 |
82,95,061 |
8712,27 |
7151,07 |
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VI. |
TRADE |
13,36,874 |
1216,64 |
1130,76 |
82,00,459 |
6020,68 |
5459,34 |
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1. Wholesale Trade |
57,718 |
65,98 |
69,07 |
2,50,497 |
246,53 |
230,80 |
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2. Retail Trade |
12,79,156 |
1150,66 |
1061,69 |
79,49,962 |
5774,14 |
5228,54 |
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VII. |
ALL OTHERS |
17,81,277 |
1994,27 |
2004,80 |
48,24,734 |
4503,09 |
4393,60 |
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TOTAL BANK CREDIT |
99,46,339 |
10702,95 |
9388,97 |
500,94,017 |
41731,59 |
37446,45 |
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OF WHICH: 1. Artisans & Village Industries |
1,53,411 |
128,44 |
119,98 |
19,75,774 |
1240,27 |
1107,22 |
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2. Other Small Scale Industries |
3,81,383 |
446,72 |
454,46 |
12,85,480 |
1216,44 |
1181,17 |
See Notes on Tables. |
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