Table No. 5.3 - Interest Rate Range-Wise Classification of Loans and Advances of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 2)
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(Amount in Rupees Lakh) |
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LESS THAN 6% |
6% AND ABOVE BUT |
10% AND ABOVE BUT |
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LESS THAN 10% |
LESS THAN 12% |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
OCCUPATION |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||
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|
standing |
|
|
standing |
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|
standing |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
I. |
AGRICULTURE |
11 |
4,27 |
3,82 |
1,615 |
65,10 |
57,51 |
13,182 |
371,18 |
284,07 |
||
1. |
Direct Finance |
- |
- |
- |
857 |
31,23 |
30,66 |
10,780 |
134,02 |
127,13 |
||
2. |
Indirect Finance |
11 |
4,27 |
3,82 |
758 |
33,87 |
26,85 |
2,402 |
237,16 |
156,94 |
||
II. |
INDUSTRY |
83 |
12,84 |
10,49 |
1,532 |
374,64 |
340,69 |
8,157 |
804,62 |
733,48 |
||
1. |
Mining & Quarrying |
- |
- |
- |
13 |
7,93 |
2,63 |
171 |
6,00 |
3,74 |
||
2. |
Food Manufacturing and Processing |
- |
- |
- |
84 |
16,94 |
10,23 |
898 |
67,86 |
53,02 |
||
(a) |
Rice Mills, Flour and Dal Mills |
- |
- |
- |
31 |
1,16 |
1,12 |
342 |
11,42 |
9,54 |
||
(b) |
Sugar |
- |
- |
- |
2 |
2,74 |
2,17 |
15 |
20,84 |
17,33 |
||
(c) |
Edible Oils and Vanaspati |
- |
- |
- |
8 |
41 |
32 |
178 |
4,10 |
3,47 |
||
(d) |
Tea Processing |
- |
- |
- |
2 |
5,21 |
1,56 |
13 |
5,53 |
5,19 |
||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
16 |
2,16 |
2,19 |
13 |
44 |
35 |
||
(f) |
Others |
- |
- |
- |
25 |
5,26 |
2,87 |
337 |
25,53 |
17,13 |
||
3. |
Beverage and Tobacco |
- |
- |
- |
4 |
36 |
12 |
33 |
18,52 |
13,24 |
||
4. |
Textiles |
- |
- |
- |
162 |
102,07 |
94,77 |
886 |
56,67 |
45,64 |
||
(a) |
Cotton Textiles |
- |
- |
- |
39 |
42,87 |
45,35 |
224 |
21,51 |
15,42 |
||
(b) |
Jute Textiles |
- |
- |
- |
1 |
3 |
3 |
36 |
73 |
41 |
||
(c) |
Handloom Textiles & Khadi |
- |
- |
- |
7 |
6 |
5 |
55 |
82 |
66 |
||
(d) |
Other Textiles |
- |
- |
- |
115 |
59,11 |
49,34 |
571 |
33,60 |
29,16 |
||
5. |
Paper, Paper Products and Printing |
- |
- |
- |
27 |
12,68 |
12,62 |
364 |
13,35 |
12,23 |
||
6. |
Leather and Leather Products |
- |
- |
- |
48 |
7,89 |
7,28 |
114 |
11,51 |
11,93 |
||
7. |
Rubber and Rubber Products |
- |
- |
- |
8 |
1,38 |
1,92 |
102 |
14,92 |
9,71 |
||
8. |
Chemicals and Chemical Products |
- |
- |
- |
66 |
87,77 |
82,66 |
499 |
67,94 |
57,28 |
||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
6 |
9,50 |
7,19 |
56 |
29,74 |
24,39 |
||
(b) |
Fertilizers |
- |
- |
- |
3 |
26,52 |
25,06 |
11 |
13,34 |
11,67 |
||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
24 |
9,61 |
9,84 |
99 |
5,91 |
4,39 |
||
(d) |
Non-Edible Oils |
- |
- |
- |
3 |
2,01 |
2,03 |
9 |
52 |
48 |
||
(e) |
Other Chemicals & Chemical Products |
- |
- |
- |
30 |
40,13 |
38,54 |
324 |
18,42 |
16,34 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
9 |
5,23 |
4,57 |
41 |
1,61 |
95 |
||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
6 |
18 |
8 |
103 |
3,80 |
2,78 |
||
11. |
Basic Metals & Metal Products |
- |
- |
- |
87 |
10,01 |
7,73 |
674 |
124,71 |
118,69 |
||
(a) |
Iron and Steel |
- |
- |
- |
21 |
7,82 |
6,63 |
205 |
107,78 |
102,57 |
||
(b) |
Non-Ferrous Metals |
- |
- |
- |
22 |
48 |
45 |
30 |
1,33 |
1,17 |
||
(c) |
Other Metal Products |
- |
- |
- |
44 |
1,71 |
65 |
439 |
15,60 |
14,95 |
||
12. |
Engineering |
- |
- |
- |
71 |
59,70 |
55,08 |
610 |
89,66 |
83,86 |
||
(a) |
Heavy Engineering |
- |
- |
- |
22 |
56,48 |
53,15 |
83 |
46,58 |
40,34 |
||
(b) |
Light Engineering |
- |
- |
- |
24 |
1,03 |
85 |
259 |
13,89 |
11,59 |
||
(c) |
Electrical Machinery & Goods |
- |
- |
- |
9 |
56 |
52 |
186 |
12,77 |
13,77 |
||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
16 |
1,63 |
57 |
82 |
16,41 |
18,17 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
71 |
96 |
1,09 |
222 |
206,98 |
222,31 |
||
14. |
Other Industries |
67 |
1,05 |
70 |
265 |
31,63 |
26,76 |
2,953 |
57,15 |
50,05 |
||
15. |
Electricity, Gas & Water |
- |
- |
- |
600 |
7,16 |
6,49 |
285 |
49,92 |
38,97 |
||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
599 |
7,15 |
6,49 |
215 |
47,79 |
37,55 |
||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
48 |
1,88 |
1,33 |
||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
1 |
1 |
- |
22 |
25 |
9 |
||
16. |
Construction |
16 |
11,79 |
9,79 |
11 |
22,75 |
26,64 |
202 |
14,05 |
9,09 |
||
III. |
TRANSPORT OPERATORS |
17 |
14 |
10 |
826 |
6,78 |
5,69 |
1,969 |
22,86 |
20,14 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
6 |
47 |
46 |
215 |
36,64 |
28,62 |
2,608 |
91,32 |
77,90 |
||
V. |
PERSONAL LOANS |
2,47,445 |
2650,34 |
2352,43 |
48,414 |
447,09 |
383,55 |
1,26,738 |
1754,88 |
1636,37 |
||
1. |
Loans for Purchase of Consumer Durables |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
2. |
Loans for Housing |
2,39,511 |
2577,84 |
2292,30 |
24,774 |
292,17 |
253,32 |
1,09,208 |
1648,06 |
1547,03 |
||
3. |
Rest of the Personal Loans |
7,934 |
72,50 |
60,13 |
23,640 |
154,92 |
130,22 |
17,530 |
106,83 |
89,35 |
||
VI. |
TRADE |
- |
- |
- |
661 |
121,49 |
96,04 |
3,766 |
91,13 |
72,22 |
||
1. |
Wholesale Trade |
- |
- |
- |
217 |
90,02 |
73,45 |
732 |
33,59 |
26,74 |
||
2. |
Retail Trade |
- |
- |
- |
444 |
31,48 |
22,59 |
3,034 |
57,54 |
45,49 |
||
VII. |
FINANCE |
64 |
10,94 |
8,50 |
486 |
226,05 |
198,26 |
396 |
74,62 |
67,85 |
||
VIII. |
ALL OTHERS |
145 |
147,37 |
105,84 |
751 |
74,90 |
48,74 |
2,817 |
150,27 |
125,31 |
||
TOTAL LOANS AND ADVANCES |
2,47,771 |
2826,38 |
2481,63 |
54,500 |
1352,71 |
1159,10 |
1,59,633 |
3360,89 |
3017,35 |
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OF WHICH : |
1. Artisans & Village Industries |
66 |
60 |
55 |
79 |
70 |
59 |
878 |
9,23 |
8,17 |
||
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2. Other Small Scale Industries |
- |
- |
- |
382 |
60,03 |
54,03 |
3,113 |
105,03 |
86,12 |
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(Amount in Rupees Lakh) |
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12% AND ABOVE BUT |
14% AND ABOVE BUT |
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LESS THAN 14% |
LESS THAN 15% |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||
|
|
standing |
|
|
standing |
|||||
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|
|
10 |
11 |
12 |
13 |
14 |
15 |
||
I. |
AGRICULTURE |
1,02,687 |
1484,84 |
1246,32 |
6,98,392 |
7854,52 |
6280,07 |
|||
1. |
Direct Finance |
99,471 |
965,94 |
802,80 |
6,80,208 |
6607,53 |
5608,19 |
|||
2. |
Indirect Finance |
3,216 |
518,90 |
443,51 |
18,184 |
1247,00 |
671,88 |
|||
II. |
INDUSTRY |
79,975 |
17567,90 |
13321,10 |
3,27,879 |
7550,99 |
6341,34 |
|||
1. |
Mining & Quarrying |
1,350 |
704,23 |
391,27 |
6,741 |
584,22 |
535,76 |
|||
2. |
Food Manufacturing and Processing |
8,299 |
2455,54 |
1838,78 |
37,612 |
530,24 |
423,96 |
|||
(a) |
Rice Mills, Flour and Dal Mills |
3,039 |
409,41 |
326,92 |
15,676 |
211,70 |
154,29 |
|||
(b) |
Sugar |
82 |
20,87 |
16,34 |
230 |
39,35 |
33,47 |
|||
(c) |
Edible Oils and Vanaspati |
1,533 |
716,62 |
540,54 |
7,634 |
86,84 |
74,85 |
|||
(d) |
Tea Processing |
96 |
165,84 |
135,93 |
146 |
5,92 |
5,24 |
|||
(e) |
Processing of Fruits & Vegetables |
180 |
62,13 |
43,07 |
856 |
23,22 |
21,14 |
|||
(f) |
Others |
3,369 |
1080,68 |
775,97 |
13,070 |
163,19 |
134,96 |
|||
3. |
Beverage and Tobacco |
428 |
213,82 |
132,53 |
1,843 |
26,61 |
23,62 |
|||
4. |
Textiles |
13,834 |
4345,53 |
3409,89 |
44,757 |
1254,10 |
955,07 |
|||
(a) |
Cotton Textiles |
3,008 |
1637,17 |
1190,13 |
10,083 |
547,15 |
501,87 |
|||
(b) |
Jute Textiles |
176 |
89,97 |
59,64 |
617 |
27,93 |
22,94 |
|||
(c) |
Handloom Textiles & Khadi |
978 |
97,59 |
79,00 |
4,382 |
54,14 |
46,63 |
|||
(d) |
Other Textiles |
9,672 |
2520,80 |
2081,12 |
29,675 |
624,88 |
383,62 |
|||
5. |
Paper, Paper Products and Printing |
3,391 |
223,03 |
189,91 |
15,099 |
224,56 |
170,91 |
|||
6. |
Leather and Leather Products |
2,175 |
836,20 |
710,78 |
5,315 |
59,40 |
48,60 |
|||
7. |
Rubber and Rubber Products |
826 |
212,36 |
158,33 |
3,417 |
52,81 |
44,16 |
|||
8. |
Chemicals and Chemical Products |
5,272 |
1677,50 |
1162,37 |
18,103 |
617,23 |
523,93 |
|||
(a) |
Heavy Industrial Chemicals |
495 |
322,16 |
225,32 |
1,276 |
63,67 |
54,21 |
|||
(b) |
Fertilizers |
130 |
46,73 |
34,44 |
376 |
117,00 |
105,87 |
|||
(c) |
Drugs and Pharmaceuticals |
1,051 |
636,28 |
446,27 |
3,247 |
152,84 |
124,50 |
|||
(d) |
Non-Edible Oils |
139 |
35,98 |
29,76 |
514 |
18,04 |
15,40 |
|||
(e) |
Other Chemicals & Chemical Products |
3,457 |
636,35 |
426,59 |
12,690 |
265,67 |
223,95 |
|||
9. |
Petroleum, Coal Products & Nuclear Fuels |
377 |
145,77 |
120,28 |
1,588 |
535,24 |
548,27 |
|||
10. |
Manufacture of Cement & Cement Products |
721 |
123,65 |
101,62 |
3,585 |
245,10 |
222,68 |
|||
11. |
Basic Metals & Metal Products |
6,645 |
1709,95 |
1312,40 |
26,933 |
570,18 |
486,31 |
|||
(a) |
Iron and Steel |
1,744 |
1260,87 |
963,03 |
6,548 |
268,18 |
231,09 |
|||
(b) |
Non-Ferrous Metals |
483 |
74,98 |
64,09 |
1,565 |
51,25 |
43,37 |
|||
(c) |
Other Metal Products |
4,418 |
374,11 |
285,27 |
18,820 |
250,75 |
211,85 |
|||
12. |
Engineering |
7,112 |
1411,70 |
1010,07 |
31,202 |
673,56 |
553,05 |
|||
(a) |
Heavy Engineering |
936 |
530,80 |
363,20 |
3,208 |
159,82 |
130,37 |
|||
(b) |
Light Engineering |
3,449 |
306,16 |
198,47 |
13,636 |
206,28 |
178,79 |
|||
(c) |
Electrical Machinery & Goods |
1,687 |
405,40 |
321,62 |
7,879 |
200,00 |
154,11 |
|||
(d) |
Electronic Machinery & Goods |
1,040 |
169,34 |
126,78 |
6,479 |
107,46 |
89,79 |
|||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
2,297 |
495,64 |
396,46 |
11,048 |
561,48 |
455,41 |
|||
14. |
Other Industries |
24,459 |
2121,74 |
1748,16 |
1,11,332 |
1240,86 |
1039,05 |
|||
15. |
Electricity, Gas & Water |
1,174 |
644,28 |
448,71 |
3,488 |
174,25 |
126,18 |
|||
(a) |
Electricity Generation & Transmission |
1,054 |
635,88 |
441,98 |
3,010 |
167,44 |
120,38 |
|||
(b) |
Non-Conventional Energy |
31 |
4,37 |
4,33 |
128 |
1,79 |
1,70 |
|||
(c) |
Gas, Steam & Water Supply |
89 |
4,04 |
2,40 |
350 |
5,02 |
4,10 |
|||
16. |
Construction |
1,615 |
246,95 |
189,54 |
5,816 |
201,15 |
184,39 |
|||
III. |
TRANSPORT OPERATORS |
23,174 |
289,80 |
262,52 |
1,31,917 |
1357,20 |
1112,00 |
|||
IV. |
PROFESSIONAL AND OTHER SERVICES |
16,778 |
452,66 |
335,19 |
1,19,078 |
1357,24 |
1125,41 |
|||
V. |
PERSONAL LOANS |
2,42,232 |
2096,03 |
1796,57 |
4,18,733 |
3638,66 |
3119,46 |
|||
1. |
Loans for Purchase of Consumer Durables |
2,074 |
14,24 |
12,66 |
6,177 |
51,08 |
43,50 |
|||
2. |
Loans for Housing |
24,051 |
480,11 |
420,59 |
92,762 |
1067,32 |
928,71 |
|||
3. |
Rest of the Personal Loans |
2,16,107 |
1601,68 |
1363,32 |
3,19,794 |
2520,26 |
2147,26 |
|||
VI. |
TRADE |
58,758 |
4533,36 |
3425,59 |
3,85,417 |
5126,19 |
4287,61 |
|||
1. |
Wholesale Trade |
12,712 |
3291,36 |
2424,50 |
46,808 |
2099,24 |
1797,78 |
|||
2. |
Retail Trade |
46,046 |
1242,00 |
1001,09 |
3,38,609 |
3026,95 |
2489,83 |
|||
VII. |
FINANCE |
1,776 |
1161,63 |
970,40 |
4,031 |
807,17 |
632,86 |
|||
VIII. |
ALL OTHERS |
17,025 |
2853,99 |
2189,36 |
38,225 |
1393,61 |
990,93 |
|||
TOTAL BANK CREDIT |
5,42,405 |
30440,20 |
23547,05 |
21,23,672 |
29085,58 |
23889,69 |
||||
OF WHICH : |
1. Artisans & Village Industries |
8,453 |
81,69 |
72,99 |
45,102 |
312,93 |
273,31 |
|||
|
2. Other Small Scale Industries |
38,195 |
3524,90 |
2822,33 |
1,57,227 |
1960,64 |
1665,60 |
See Notes on Tables. |
See errata in respect of Volume 25, March 1996 at the end. |
கடைசியாக புதுப்பிக்கப்பட்ட பக்கம்: