Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of outstanding Loans and Advances of Scheduled Commercial Banks
March 2001 | |||||||||
(Amount in Rupees Lakh) |
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CASH CREDIT |
OVERDRAFTS |
DEMAND LOANS |
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INTEREST RATE RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|
standing |
standing |
standing |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
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Less than 6% |
6 |
12,22 |
7,13 |
— |
— |
— |
— |
— |
— |
6% and above but less than 10% |
323 |
205,23 |
99,35 |
444 |
130,30 |
91,00 |
383 |
268,82 |
86,62 |
10% and above but less than 12% |
7,500 |
40549,09 |
33383,79 |
9,405 |
1774,60 |
1178,07 |
11,529 |
7154,02 |
5703,43 |
12% and above but less than 13% |
19,018 |
25720,07 |
21455,31 |
19,321 |
6218,57 |
5112,24 |
13,460 |
12454,47 |
10007,83 |
13% and above but less than 14% |
59,185 |
18588,88 |
12219,76 |
14,721 |
3569,87 |
2351,31 |
12,690 |
9063,67 |
7675,96 |
14% and above but less than 15% |
72,828 |
26771,54 |
19418,36 |
20,605 |
4031,77 |
2529,24 |
13,405 |
8991,21 |
7473,28 |
15% and above but less than 16% |
1,05,199 |
34183,14 |
27579,85 |
29,528 |
7309,26 |
4333,01 |
18,135 |
9356,22 |
7663,62 |
16% and above but less than 17% |
1,30,365 |
29618,20 |
23864,02 |
36,142 |
8201,97 |
4989,50 |
13,584 |
10515,88 |
6628,56 |
17% and above but less than 18% |
33,601 |
9473,30 |
7646,35 |
14,735 |
3025,19 |
2190,89 |
6,598 |
3982,17 |
3294,68 |
18% and above but less than 20% |
25,699 |
6169,19 |
5206,04 |
11,473 |
3500,41 |
2873,36 |
6,238 |
2741,97 |
2351,00 |
20% and above |
7,228 |
3201,42 |
2295,00 |
6,886 |
1982,59 |
1358,96 |
4,014 |
2203,92 |
1401,68 |
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TOTAL LOANS & ADVANCES |
4,60,952 |
194492,29 |
153174,98 |
1,63,260 |
39744,53 |
27007,56 |
1,00,036 |
66732,37 |
52286,65 |
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MEDIUM TERM LOANS |
LONG TERM LOANS |
PACKING CREDIT |
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INTEREST RATE RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|
standing |
standing |
standing |
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10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
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Less than 6% |
241 |
18,14 |
14,36 |
18,725 |
794,52 |
682,81 |
— |
— |
— |
6% and above but less than 10% |
443 |
175,68 |
158,29 |
2,800 |
301,36 |
268,41 |
1,013 |
1678,08 |
1459,11 |
10% and above but less than 12% |
10,341 |
4894,20 |
3765,52 |
1,13,249 |
9166,19 |
7921,36 |
12,238 |
18824,75 |
13788,82 |
12% and above but less than 13% |
16,785 |
8100,36 |
6741,93 |
89,500 |
27888,76 |
23709,03 |
772 |
2120,98 |
1732,47 |
13% and above but less than 14% |
22,820 |
4568,61 |
4011,28 |
1,59,561 |
18617,80 |
15295,33 |
826 |
849,52 |
569,52 |
14% and above but less than 15% |
41,870 |
5658,37 |
4707,08 |
1,41,822 |
17429,91 |
14085,71 |
435 |
550,67 |
446,57 |
15% and above but less than 16% |
50,153 |
9888,20 |
7450,42 |
1,23,125 |
16880,69 |
13227,08 |
593 |
995,78 |
593,87 |
16% and above but less than 17% |
43,470 |
6273,37 |
5120,02 |
1,25,340 |
14928,11 |
12371,32 |
2,663 |
2702,67 |
1789,28 |
17% and above but less than 18% |
20,823 |
2635,96 |
2300,01 |
43,823 |
5664,90 |
4397,68 |
496 |
554,35 |
470,29 |
18% and above but less than 20% |
14,708 |
2175,72 |
1849,27 |
30,336 |
4326,90 |
3284,43 |
210 |
293,96 |
184,65 |
20% and above |
20,706 |
1560,69 |
1371,45 |
8,246 |
1501,46 |
1383,71 |
— |
— |
— |
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TOTAL LOANS & ADVANCES |
2,42,360 |
45949,30 |
37489,61 |
8,56,527 |
117500,60 |
96626,88 |
19,246 |
28570,74 |
21034,58 |
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See Notes on Tables |
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