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Table 2 : Median Range of Interest Rates on Advances - December 2016
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 9.35 16.90 7.50 16.83 9.25 17.25 9.65 13.50 9.35 13.38 9.70 14.50
Private Sector Banks 9.53 18.50 8.73 18.78 6.25 21.93 10.23 14.72 9.10 12.25 9.20 16.50
Foreign Banks 10.08 13.38 8.20 11.50 8.73 12.50 10.65 12.88 8.70 10.50 9.13 11.88
Table 1 : Range of Interest Rates on Advances - March 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.00 36.60 1.00 31.40 1.00 30.00 5.50 18.20 4.00 16.95 4.90 18.50
Private Sector Banks 2.50 30.00 4.00 46.00 1.50 34.25 5.55 21.00 6.25 20.30 2.70 26.00
Foreign Banks 7.70 42.46 1.40 47.88 1.00 28.00 7.80 42.46 3.47 47.88 2.00 27.00
Table 2 : Median Range of Interest Rates on Advances - September 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 8.40 15.45 7.00 15.00 8.25 16.25 8.85 14.05 8.45 13.25 8.65 14.10
Private Sector Banks 8.55 19.20 7.40 18.75 5.00 22.00 9.63 14.54 8.23 11.50 7.90 15.70
Foreign Banks 9.25 13.50 7.22 11.50 7.87 12.08 10.75 11.95 7.34 9.96 8.35 11.30
Table 1 : Range of Interest Rates on Advances - December 2017
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.00 37.00 2.32 44.75 1.00 30.00 6.00 19.00 2.32 19.00 4.00 18.45
Private Sector Banks 2.50 28.25 4.00 46.00 1.15 34.25 5.55 21.00 5.00 20.60 4.00 26.00
Foreign Banks 7.19 42.46 1.40 47.88 1.00 28.00 7.19 42.46 3.13 47.88 2.50 27.00
Table 2 : Median Range of Interest Rates on Advances - March 2018
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60%  of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 8.10 16.00 7.00 15.40 8.05 16.75 9.15 14.10 8.30 13.20 8.60 14.10
Private Sector Banks 8.05 18.25 7.40 19.13 5.74 22.25 9.00 14.44 8.63 11.75 7.83 16.25
Foreign Banks 8.90 13.20 7.70 11.50 7.86 12.00 9.50 11.00 7.85 10.00 8.13 11.05
Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2018
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.45 37.00 4.00 44.75 1.00 36.95 5.10 18.75 4.00 19.00 4.00 20.25
Private Sector Banks 4.00 30.00 1.00 48.13 0.01 34.25 5.55 30.00 5.95 24.00 4.00 26.00
Foreign Banks 6.95 45.01 1.40 47.88 1.00 27.00 6.95 42.46 4.00 47.88 2.50 27.00
Table 1 : Range of Interest Rates on Advances for the Quarter ended December 2018
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 1.85 39.45 3.15 44.75 1.00 30.00 5.15 19.50 3.15 19.00 4.00 20.25
Private Sector Banks 4.00 30.00 3.90 48.13 2.10 36.68 4.15 30.00 5.09 24.00 4.00 26.00
Foreign Banks 1.40 47.88 3.30 25.00 1.00 27.00 7.63 47.88 3.30 20.75 2.50 27.00
Table 1 : Range of Interest Rates on Advances - March 2018
(Per cent per annum)
Bank Group Interest Rate Range including all
of business contracted at Extreme Rate
Interest Rate Range at which at least
60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 2.00 37.00 2.59 54.90 1.00 24.95 6.00 19.00 2.59 19.00 3.95 16.95
Private Sector Banks 2.65 34.25 3.00 46.00 1.35 34.25 5.55 21.00 5.50 20.00 4.00 26.00
Foreign Banks 7.35 42.46 1.40 47.88 0.80 28.00 7.35 42.46 3.50 47.88 3.00 28.00
Table 1 : Range of Interest Rates on Advances for the Quarter ended March 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 3.00 39.40 4.00 44.75 2.00 30.00 6.00 19.50 4.00 19.00 4.00 17.20
Private Sector Banks 4.00 30.00 2.00 48.13 1.71 39.98 4.15 30.00 4.20 24.00 3.75 26.00
Foreign Banks 7.25 45.20 1.40 47.88 1.00 27.00 7.40 42.46 0.03 47.88 2.50 27.00
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended June 2019
(Per cent per annum)
Bank Group Interest Rate Range including all of business contracted at Extreme Rate Interest Rate Range at which at least 60% of the business has been contracted
Cash Credit Demand Loan Term Loan Cash Credit Demand Loan Term Loan
Min Max Min Max Min Max Min Max Min Max Min Max
Public Sector Banks 7.00 16.25 7.00 15.98 8.15 16.75 8.35 12.95 8.08 13.18 8.60 14.30
Private Sector Banks 8.80 19.00 7.52 19.00 5.62 23.28 9.90 13.65 9.25 12.50 8.58 15.98
Foreign Banks 9.45 13.43 7.79 11.00 8.25 11.93 10.33 12.55 8.07 9.75 8.41 11.35

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