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Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 5 of 5)

ALL INDIA


 


 
 
 
 

(Amount in Rupees Lakh)


       

STATE BANK OF INDIA

 

NATIONALISED BANKS

 

FOREIGN BANKS

       

AND ITS ASSOCIATES


   
   
       

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

     

OCCUPATION

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

         
 

standing


 
 
 

standing


 
 
 

 standing


 
 
 
 

1


2


3


 

4


5


6


 

7


8


9


I.

AGRICULTURE

63,77,250

10644,69

9143,91

 

108,79,723

16902,37

14979,43

 

455

78,61

67,12

 

1.

Direct Finance

63,06,349

8678,20

7523,44

 

107,57,348

13785,11

12653,11

 

405

15,66

13,75

 

2.

Indirect Finance

70,901

1966,49

1620,47

 

1,22,375

3117,27

2326,32

 

50

62,95

53,38

II.

INDUSTRY

12,70,061

47495,56

37851,01

 

17,95,454

74165,75

60471,61

 

11,920

19768,09

14951,63

 

1.

Mining & Quarrying

4,111

943,30

649,63

 

7,247

1327,51

1140,00

 

38

36,45

23,99

 

2.

Food Manufacturing and Processing

40,770

3802,12

3048,22

 

62,002

6622,87

5426,83

 

383

1186,00

911,42

   

(a)

Rice Mills, Flour and Dal Mills

12,377

654,39

531,29

 

19,408

1320,46

1064,14

 

19

44,86

29,48

   

(b)

Sugar

379

625,98

513,14

 

933

1348,12

1173,57

 

11

19,34

17,06

   

(c)

Edible Oils and Vanaspati

5,340

930,69

736,31

 

9,259

1092,98

857,02

 

45

136,15

90,03

   

(d)

Tea Processing

292

319,28

198,63

 

1,181

817,90

649,58

 

116

350,76

262,50

   

(e)

Processing of Fruits & Vegetables

566

42,77

39,11

 

1,280

197,90

151,01

 

6

1,58

42

   

(f)

Others

21,816

1229,01

1029,75

 

29,941

1845,51

1531,51

 

186

633,31

511,93

 

3.

Beverage and Tobacco

1,464

427,07

312,13

 

3,667

1037,60

804,30

 

216

524,42

406,83

 

4.

Textiles

35,282

6299,54

5017,59

 

79,100

13740,02

11132,89

 

1,066

3035,60

2199,12

   

(a)

Cotton Textiles

10,268

2476,68

2051,49

 

18,985

5014,31

4140,57

 

423

1493,07

1098,16

   

(b)

Jute Textiles

578

180,65

149,94

 

866

310,25

248,31

 

31

32,03

24,74

   

(c)

Handloom Textiles & Khadi

3,451

279,44

192,57

 

5,537

367,31

317,97

 

10

1,32

87

   

(d)

Other Textiles

20,985

3362,78

2623,60

 

53,712

8048,15

6426,03

 

602

1509,18

1075,36

 

5.

Paper, Paper Products and Printing

11,531

1068,09

850,13

 

26,321

2345,61

1953,66

 

258

462,59

390,80

 

6.

Leather and Leather Products

4,295

613,39

506,64

 

9,614

1588,79

1346,84

 

144

96,25

62,27

 

7.

Rubber and Rubber Products

4,176

582,00

459,41

 

7,498

1216,68

1027,66

 

153

350,91

269,05

 

8.

Chemicals and Chemical Products

22,351

6384,66

5079,43

 

44,810

10784,95

8462,02

 

1,761

3356,62

2394,17

   

(a)

Heavy Industrial Chemicals

2,041

1165,30

882,32

 

4,717

2072,94

1626,16

 

302

742,82

459,20

   

(b)

Fertilizers

841

1138,72

892,93

 

1,120

1350,37

977,09

 

46

107,75

66,87

   

(c)

Drugs and Pharmaceuticals

4,553

1671,62

1370,00

 

8,519

2889,67

2269,77

 

689

1433,14

1030,53

   

(d)

Non-Edible Oils

536

119,89

105,93

 

958

200,49

164,77

 

14

17,62

17,82

   

(e)

Other Chemicals & Chemical Products

14,380

2289,13

1828,26

 

29,496

4271,49

3424,25

 

710

1055,28

819,74

 

9.

Petroleum, Coal Products & Nuclear Fuels

2,210

1581,11

1371,06

 

3,010

727,72

540,50

 

129

539,26

419,30

 

10.

Manufacture of Cement & Cement Products

2,879

1145,97

742,51

 

4,889

876,49

740,70

 

96

283,96

184,55

 

11.

Basic Metals & Metal Products

26,464

7381,72

5923,50

 

52,383

8765,33

7213,82

 

640

1602,06

1258,02

   

(a)

Iron and Steel

8,092

5677,95

4486,83

 

16,928

5611,97

4746,80

 

350

1041,74

823,13

   

(b)

Non-Ferrous Metals

1,712

459,72

384,17

 

3,738

654,58

516,13

 

93

182,17

157,25

   

(c)

Other Metal Products

16,660

1244,05

1052,50

 

31,717

2498,78

1950,88

 

197

378,14

277,64

 

12.

Engineering

31,492

7977,95

6437,09

 

60,180

11303,58

9066,99

 

1,935

4282,46

3323,52

   

(a)

Heavy Engineering

5,353

2477,99

1844,46

 

8,065

3416,10

2638,85

 

503

1225,98

857,67

   

(b)

Light Engineering

14,024

1827,45

1422,29

 

26,206

2515,44

2105,20

 

603

927,79

722,24

   

(c)

Electrical Machinery & Goods

7,112

1809,74

1507,33

 

15,496

2930,93

2370,43

 

408

1027,23

791,91

   

(d)

Electronic Machinery & Goods

5,003

1862,77

1663,02

 

10,413

2441,12

1952,50

 

421

1101,47

951,69

 

13.

Vehicles, Vehicle Parts & Transport

                     
   

Equipments

8,775

2063,23

1487,88

 

18,402

2568,58

1979,48

 

439

1082,05

723,21

 

14.

Other Industries

10,63,492

5591,33

4787,62

 

13,96,817

8000,75

6772,56

 

4,310

1906,71

1547,87

 

15.

Electricity, Gas & Water

6,985

980,61

619,60

 

3,951

1546,95

1258,45

 

101

400,66

309,54

   

(a)

Electricity Generation & Transmission

6,735

956,84

596,30

 

3,057

1463,13

1180,42

 

71

365,58

284,33

   

(b)

Non-Conventional Energy

58

5,75

5,47

 

262

30,37

32,36

 

6

25,45

19,67

   

(c)

Gas, Steam & Water Supply

192

18,03

17,83

 

632

53,45

45,67

 

24

9,64

5,54

 

16.

Construction

3,784

653,48

558,57

 

15,563

1712,32

1604,89

 

251

622,08

528,00

III.

TRANSPORT OPERATORS

2,32,013

1485,65

1175,26

 

4,75,968

2776,12

2380,95

 

155

98,60

73,82

IV.

PROFESSIONAL AND OTHER SERVICES

2,13,015

1781,87

1459,12

 

15,52,820

6419,36

5589,20

 

1,181

1055,05

677,54

V.

PERSONAL LOANS

31,19,929

8305,04

7044,82

 

38,64,409

13247,30

11822,40

 

11,89,002

3062,07

2025,87

 

1.

Loans for Purchase of Consumer Durables

2,31,240

355,58

302,56

 

2,56,088

351,61

298,27

 

14,876

52,66

52,04

 

2.

Loans for Housing

2,51,875

2679,00

2260,23

 

4,76,762

4469,76

4036,64

 

4,447

223,39

214,22

 

3.

Rest of the Personal Loans

26,36,814

5270,45

4482,04

 

31,31,559

8425,92

7487,49

 

11,69,679

2786,03

1759,61

VI.

TRADE

22,63,874

10951,70

8808,86

 

40,59,126

23610,51

20350,85

 

3,092

1303,99

961,58

 

1.

Wholesale Trade

1,15,113

6994,15

5448,35

 

1,84,102

16608,72

14268,17

 

919

1190,29

878,81

 

2.

Retail Trade

21,48,761

3957,55

3360,51

 

38,75,024

7001,80

6082,68

 

2,173

113,70

82,77

VII.

FINANCE

3,189

1798,00

1382,61

 

13,132

4933,55

4093,53

 

689

2095,93

1695,03

VIII.


ALL OTHERS


7,20,182


9583,48


7365,01


 

30,98,430


11703,67


10338,20


 

25,745


2785,76


2484,15


TOTAL BANK CREDIT

141,99,513

92045,98

74230,62

 

257,39,062

153758,63

130026,15

 

12,32,239

30248,10

22936,73

OF WHICH :

1.

Artisans & Village Industries

4,58,292

465,23

404,07

 

6,70,422

676,70

624,12

 

1,022

2,13

2,43

 

2.


Other Small Scale Industries


6,24,662


8773,91


7389,90


 

8,65,686


19234,15


15815,58


 

769


702,61


559,15



ALL INDIA


 
 
 
 
 

(Amount in Rupees Lakh)


       

REGIONAL RURAL BANKS

 

OTHER SCHEDULED

 

ALL SCHEDULED

           

COMMERCIAL BANKS


 

COMMERCIAL BANKS


       

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

     

OCCUPATION

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

         
 

standing


 
 
 

standing


 
 
 

 standing


 
 
 
 

10


11


12


 

13


14


15


 

16


17


18


I.

AGRICULTURE

64,37,169

4103,00

3568,48

 

4,93,976

1187,72

1050,00

 

241,88,573

32916,39

28808,96

 

1.

Direct Finance

63,21,011

3986,78

3470,36

 

4,83,331

998,36

895,47

 

238,68,444

27464,11

24556,13

 

2.

Indirect Finance

1,16,158

116,22

98,12

 

10,645

189,36

154,53

 

3,20,129

5452,29

4252,82

II.

INDUSTRY

14,20,338

692,08

609,99

 

1,25,278

10157,85

8375,29

 

46,23,051

152279,32

 122259,52

 

1.

Mining & Quarrying

256

4,97

4,75

 

804

159,52

124,55

 

12,456

2471,75

1942,92

 

2.

Food Manufacturing and Processing

11,965

30,66

26,56

 

6,937

963,28

740,67

 

1,22,057

12604,93

10153,71

   

(a)

Rice Mills, Flour and Dal Mills

967

11,95

9,72

 

2,258

129,60

105,10

 

35,029

2161,26

1739,74

   

(b)

Sugar

29

30

29

 

115

142,33

106,72

 

1,467

2136,07

1810,78

   

(c)

Edible Oils and Vanaspati

360

3,18

2,89

 

1,299

193,85

156,19

 

16,303

2356,84

1842,44

   

(d)

Tea Processing

2

1

-

 

58

23,71

19,48

 

1,649

1511,66

1130,19

   

(e)

Processing of Fruits & Vegetables

134

68

64

 

103

11,30

10,04

 

2,089

254,24

201,21

   

(f)

Others

10,473

14,54

13,02

 

3,104

462,49

343,15

 

65,520

4184,86

3429,35

 

3.

Beverage and Tobacco

65

39

33

 

633

130,67

115,01

 

6,045

2120,16

1638,60

 

4.

Textiles

900

5,39

4,95

 

16,453

2758,36

2140,84

 

1,32,801

25838,91

20495,39

   

(a)

Cotton Textiles

142

1,32

1,19

 

6,663

1337,48

1063,32

 

36,481

10322,86

8354,72

   

(b)

Jute Textiles

19

10

9

 

74

34,98

27,53

 

1,568

558,00

450,62

   

(c)

Handloom Textiles & Khadi

173

80

77

 

439

34,16

21,02

 

9,610

683,02

533,19

   

(d)

Other Textiles

566

3,17

2,91

 

9,277

1351,74

1028,97

 

85,142

14275,02

11156,86

 

5.

Paper, Paper Products and Printing

188

1,67

1,55

 

3,729

312,15

257,77

 

42,027

4190,11

3453,91

 

6.

Leather and Leather Products

104

73

67

 

1,090

164,58

134,91

 

15,247

2463,74

2051,32

 

7.

Rubber and Rubber Products

56

49

45

 

1,186

146,81

123,59

 

13,069

2296,88

1880,16

 

8.

Chemicals and Chemical Products

292

2,37

2,12

 

5,067

1016,35

872,69

 

74,281

21544,96

16810,44

   

(a)

Heavy Industrial Chemicals

7

7

6

 

431

148,26

116,77

 

7,498

4129,40

3084,51

   

(b)

Fertilizers

18

25

20

 

74

80,90

74,42

 

2,099

2678,00

2011,50

   

(c)

Drugs and Pharmaceuticals

52

38

35

 

1,015

288,65

258,34

 

14,828

6283,45

4928,98

   

(d)

Non-Edible Oils

34

17

17

 

109

11,62

10,22

 

1,651

349,77

298,91

   

(e)

Other Chemicals & Chemical Products

181

1,50

1,34

 

3,438

486,93

412,94

 

48,205

8104,33

6486,53

 

9.

Petroleum, Coal Products & Nuclear Fuels

22

18

19

 

252

83,24

58,48

 

5,623

2931,51

2389,53

 

10.

Manufacture of Cement & Cement Products

71

84

85

 

675

110,15

98,17

 

8,610

2417,42

1766,78

 

11.

Basic Metals & Metal Products

706

4,38

4,41

 

4,801

907,77

792,07

 

84,994

18661,26

15191,82

   

(a)

Iron and Steel

71

52

49

 

2,013

610,29

544,06

 

27,454

12942,47

10601,31

   

(b)

Non-Ferrous Metals

324

1,46

1,45

 

344

74,43

62,54

 

6,211

1372,35

1121,54

   

(c)

Other Metal Products

311

2,41

2,47

 

2,444

223,05

185,48

 

51,329

4346,43

3468,98

 

12.

Engineering

604

6,15

5,59

 

6,008

1037,22

868,16

 

1,00,219

24607,35

19701,34

   

(a)

Heavy Engineering

205

2,91

2,60

 

982

203,88

176,84

 

15,108

7326,85

5520,41

   

(b)

Light Engineering

187

1,88

1,58

 

1,935

253,21

208,19

 

42,955

5525,76

4459,49

   

(c)

Electrical Machinery & Goods

112

74

87

 

1,702

311,53

260,60

 

24,830

6080,17

4931,14

   

(d)

Electronic Machinery & Goods

100

62

55

 

1,389

268,60

222,53

 

17,326

5674,58

4790,30

 

13.

Vehicles, Vehicle Parts & Transport

                     
   

Equipments

853

10,37

8,85

 

2,268

213,52

183,67

 

30,737

5937,75

4383,09

 

14.

Other Industries

14,03,968

619,76

544,55

 

69,920

1153,40

925,08

 

39,38,507

17271,94

14577,67

 

15.

Electricity, Gas & Water

30

27

23

 

276

194,08

183,80

 

11,343

3122,57

2371,63

   

(a)

Electricity Generation & Transmission

22

15

15

 

142

97,75

92,13

 

10,027

2883,45

2153,34

   

(b)

Non-Conventional Energy

2

4

3

 

43

52,30

48,56

 

371

113,90

106,09

   

(c)

Gas, Steam & Water Supply

6

7

5

 

91

44,03

43,11

 

945

125,22

112,20

 

16.

Construction

258

3,46

3,93

 

5,179

806,75

755,81

 

25,035

3798,09

3451,20

III.

TRANSPORT OPERATORS

3,35,547

392,46

344,02

 

59,982

789,84

603,44

 

11,03,665

5542,67

4577,48

IV.

PROFESSIONAL AND OTHER SERVICES

5,49,104

297,13

266,68

 

1,19,542

1234,91

1051,87

 

24,35,662

10788,32

9044,41

V.

PERSONAL LOANS

7,90,344

893,25

773,32

 

8,05,974

2218,14

1962,26

 

97,69,658

27725,80

23628,68

 

1.

Loans for Purchase of Consumer Durables

62,913

72,17

63,50

 

1,36,340

187,80

165,02

 

7,01,457

1019,83

881,38

 

2.

Loans for Housing

35,928

199,73

182,42

 

50,844

483,80

420,09

 

8,19,856

8055,67

7113,60

 

3.

Rest of the Personal Loans

6,91,503

621,35

527,40

 

6,18,790

1546,54

1377,16

 

82,48,345

18650,29

15633,69

VI.

TRADE

26,74,334

1459,79

1324,25

 

2,46,004

4808,21

3897,01

 

92,46,430

42134,20

35342,54

 

1.

Wholesale Trade

27,725

35,42

30,41

 

33,608

2862,82

2251,52

 

3,61,467

27691,39

22877,25

 

2.

Retail Trade

26,46,609

1424,37

1293,84

 

2,12,396

1945,38

1645,49

 

88,84,963

14442,81

12465,29

VII.

FINANCE

79

3,11

2,48

 

4,955

2225,50

1839,02

 

22,044

11056,08

9012,67

VIII.


ALL OTHERS


8,47,668


501,98


454,93


 

5,91,321


1561,68


1375,58


 

52,83,346


26136,57


22017,86


TOTAL BANK CREDIT

130,54,583

8342,80

7344,14

 

24,47,032

24183,84

20154,47

 

566,72,429

308579,35

254692,11

OF WHICH :

1.

Artisans & Village Industries

11,87,881

503,16

439,86

 

23,975

39,43

33,16

 

23,41,592

1686,65

1503,64

 

2.

Other Small Scale Industries

2,03,434

136,42

122,03

 

57,503

2449,83

1936,04

 

17,52,054

31296,93

25822,70

 

 


Industries


 


 


 


 

 


 


 


 

 


 


 


RbiTtsCommonUtility

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