MARCH 1999

(Amount in Rupees Lakh)

Rs.25,000 AND LESS

ABOVE Rs.25,000 AND UPTO

Rs.2 LAKH

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

177,94,494

17595,10

15645,14

18,29,299

13880,82

12161,32

1.

Direct Finance

175,86,075

17385,66

15457,39

17,86,862

13510,84

11832,36

2.

Indirect Finance

2,08,419

209,45

187,75

42,437

369,98

328,95

II.

INDUSTRY

36,18,668

3570,78

3246,54

7,54,417

6011,04

5402,09

1.

Mining & Quarrying

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

2.

Food Manufacturing & Processing

.. ..

.. ..

.. ..

37,926

296,93

266,73

(a)

Rice Mills, Flour & Dal Mills

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b)

Sugar

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c)

Edible Oils & Vanaspati

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(d)

Tea Processing

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(e)

Processing of Fruits & Vegetables

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(f)

Others

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

3.

Beverage & Tobacco

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

4.

Textiles

.. ..

.. ..

.. ..

62,084

531,30

481,51

(a)

Cotton Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b)

Jute Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c)

Handloom Textiles & Khadi

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(d)

Other Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

5.

Paper, Paper Products & Printing

.. ..

.. ..

.. ..

17,144

151,30

136,78

6.

Leather & Leather Products

.. ..

.. ..

.. ..

6,729

51,51

47,39

7.

Rubber & Rubber Products

.. ..

.. ..

.. ..

4,740

47,57

42,41

8.

Chemicals & Chemical Products

.. ..

.. ..

.. ..

22,242

219,78

197,63

(a)

Heavy Industrial Chemicals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b)

Fertilisers

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c)

Drugs & Pharmaceuticals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(d)

Non-Edible Oils

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(e)

Other Chemicals & Chemical Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

9.

Petroleum, Coal Products & Nuclear Fuels

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

10.

Manufacture of Cement & Cement Products

.. ..

.. ..

.. ..

3,503

30,90

27,20

11.

Basic Metals & Metal Products

.. ..

.. ..

.. ..

24,776

228,22

208,76

(a)

Iron & Steel

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b)

Non-Ferrous Metals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c)

Other Metal Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

12.

Engineering

.. ..

.. ..

.. ..

40,587

374,01

335,56

(a)

Heavy Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b)

Light Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c)

Electrical Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(d)

Electronic Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

13.

Vehicles, Vehicle Parts & Transport Equipments

.. ..

.. ..

.. ..

17,987

152,48

130,76

14.

Other Industries

35,91,727

3544,06

3221,96

5,02,521

3797,73

3410,26

15.

Electricity, Gas & Water

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(a)

Electricity Generation & Transmission

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b)

Non-Conventional Energy

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c)

Gas, Steam & Water Supply

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

16.

Construction

26,941

26,71

24,58

14,178

129,32

117,09

III.

TRANSPORT OPERATORS

4,95,158

481,63

414,63

2,52,278

2211,31

1792,61

IV.

PROFESSIONAL AND OTHER SERVICES

13,85,648

1366,86

1187,63

2,48,259

1760,31

1471,63

V.

PERSONAL LOANS

87,88,773

10379,68

8516,12

34,25,604

22835,90

18023,61

1.

Loans for Purchase of Consumer Durables

8,13,623

1098,31

897,86

1,54,431

933,76

806,31

2.

Loans for Housing

4,44,593

510,46

466,12

7,02,483

7329,79

6526,71

3.

Rest of the Personal Loans

75,30,557

8770,90

7152,14

25,68,690

14572,36

10690,60

VI.

TRADE

62,28,751

5874,40

5063,93

9,44,050

6844,39

5966,66

1.

Wholesale Trade

2,57,972

261,53

240,86

85,416

775,28

664,15

2.

Retail Trade

59,70,779

5612,87

4823,06

8,58,634

6069,11

5302,51

VII.

FINANCE

32,276

32,16

29,62

9,583

70,98

60,17

VIII.

ALL OTHERS

44,03,578

4438,93

4181,36

7,85,730

5583,65

5118,50

TOTAL BANK CREDIT

427,47,346

43739,53

38284,97

82,49,220

59198,42

49996,59

OF WHICH:

1.

Artisans & Village Industries

17,54,891

1575,34

1373,75

1,37,128

858,74

771,42

2.

Other Small Scale Industries

14,20,300

1601,54

1471,68

4,37,138

3586,46

3225,87

(Amount in Rupees Lakh)

ABOVE Rs.2 LAKH AND

ABOVE Rs.5 LAKH AND

OCCUPATION

UPTO Rs.5 LAKH

UPTO Rs.10 LAKH

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

9

9

10

11

12

I.

AGRICULTURE

1,36,943

3761,63

3230,97

13,028

963,69

722,13

1.

Direct Finance

1,30,281

3546,35

3058,54

10,601

780,61

582,20

2.

Indirect Finance

6,662

215,27

172,43

2,427

183,07

139,94

II.

INDUSTRY

1,53,385

5324,80

4285,42

74,117

5731,02

4616,53

1.

Mining & Quarrying

2,814

97,61

79,28

1,324

101,79

84,68

2.

Food Manufacturing & Processing

11,949

429,07

340,42

7,279

578,20

453,71

(a)

Rice Mills, Flour & Dal Mills

5,196

191,77

149,70

3,665

296,19

225,01

(b)

Sugar

164

5,89

4,90

134

10,56

8,78

(c)

Edible Oils & Vanaspati

1,760

61,98

50,12

922

73,06

55,24

(d)

Tea Processing

238

8,41

5,93

163

12,66

10,26

(e)

Processing of Fruits & Vegetables

373

13,04

10,10

179

13,60

10,84

(f)

Others

4,218

147,99

119,67

2,216

172,13

143,57

3.

Beverage & Tobacco

839

29,56

22,72

490

38,69

28,59

4.

Textiles

24,760

879,57

715,33

13,044

1021,39

828,34

(a)

Cotton Textiles

7,521

268,43

218,70

4,084

321,60

266,81

(b)

Jute Textiles

233

8,46

7,26

140

11,08

8,72

(c)

Handloom Textiles & Khadi

1,923

68,02

55,65

729

56,40

44,75

(d)

Other Textiles

15,083

534,66

433,73

8,091

632,31

508,06

5.

Paper, Paper Products & Printing

7,669

266,64

215,00

3,856

291,68

236,50

6.

Leather & Leather Products

2,060

71,46

61,10

1,303

100,90

83,74

7.

Rubber & Rubber Products

2,788

98,19

78,19

1,452

111,39

92,66

8.

Chemicals & Chemical Products

15,781

556,06

454,53

9,025

696,72

560,14

(a)

Heavy Industrial Chemicals

1,401

49,58

40,72

948

72,94

61,04

(b)

Fertilisers

298

10,47

9,28

161

12,77

10,67

(c)

Drugs & Pharmaceuticals

2,622

91,86

75,73

1,620

126,26

103,70

(d)

Non-Edible Oils

258

9,43

7,84

155

12,42

10,37

(e)

Other Chemicals & Chemical Products

11,202

394,71

320,97

6,141

472,33

374,35

9.

Petroleum, Coal Products & Nuclear Fuels

1,181

42,00

32,66

606

47,55

36,94

10.

Manufacture of Cement & Cement Products

1,281

44,95

36,07

678

52,89

43,41

11.

Basic Metals & Metal Products

15,950

555,54

440,41

8,176

629,46

504,11

(a)

Iron & Steel

5,275

184,20

149,50

3,010

234,23

188,73

(b)

Non-Ferrous Metals

1,227

42,72

33,69

721

56,03

45,62

(c)

Other Metal Products

9,448

328,61

257,22

4,445

339,20

269,76

12.

Engineering

18,480

634,00

503,07

8,868

678,30

543,00

(a)

Heavy Engineering

2,918

99,62

80,05

1,483

115,27

93,55

(b)

Light Engineering

7,456

253,90

199,66

3,268

247,09

197,03

(c)

Electrical Machinery & Goods

5,004

173,44

137,49

2,606

199,82

159,57

(d)

Electronic Machinery & Goods

3,102

107,05

85,88

1,511

116,12

92,86

13.

Vehicles, Vehicle Parts & Transport Equipments

6,130

204,74

161,79

2,110

160,58

126,95

14.

Other Industries

34,663

1170,78

944,51

12,666

967,99

784,05

15.

Electricity, Gas & Water

999

32,93

25,09

445

34,30

25,47

(a)

Electricity Generation & Transmission

661

21,45

16,12

304

23,37

16,44

(b)

Non-Conventional Energy

56

1,98

1,75

32

2,44

2,15

(c)

Gas, Steam & Water Supply

282

9,51

7,22

109

8,49

6,87

16.

Construction

6,041

211,69

175,24

2,795

219,18

184,24

III.

TRANSPORT OPERATORS

72,631

2317,34

1620,65

7,339

496,97

377,85

IV.

PROFESSIONAL AND OTHER SERVICES

28,959

958,63

738,14

10,062

758,52

576,10

V.

PERSONAL LOANS

3,15,232

9784,49

8354,44

28,451

2060,05

1631,64

1.

Loans for Purchase of Consumer Durables

7,146

212,04

165,81

615

44,54

36,45

2.

Loans for Housing

1,15,608

3636,25

3268,61

9,272

658,95

571,58

3.

Rest of the Personal Loans

1,92,478

5936,19

4920,02

18,564

1356,56

1023,61

VI.

TRADE

1,23,398

4279,15

3452,63

39,763

3094,46

2479,44

1.

Wholesale Trade

43,330

1552,10

1216,97

19,535

1541,54

1224,29

2.

Retail Trade

80,068

2727,05

2235,65

20,228

1552,91

1255,15

VII.

FINANCE

3,490

119,94

91,14

1,564

124,40

85,24

VIII.

ALL OTHERS

24,460

824,05

654,49

17,700

1343,91

1043,65

TOTAL BANK CREDIT

8,58,498

27370,03

22427,88

1,92,024

14573,01

11532,58

OF WHICH:

1.

Artisans & Village Industries

3,265

110,38

85,26

1,266

97,46

75,96

2.

Other Small Scale Industries

77,021

2715,57

2169,91

39,117

3027,47

2423,79

.. .. indicates break-up not available separately.