MARCH 1999

(Amount in Rupees Lakh)

17% AND ABOVE BUT

18% AND ABOVE BUT

OCCUPATION

LESS THAN 18%

LESS THAN 20%

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

22,944

1888,98

1532,64

17,146

1534,78

1271,79

1.

Direct Finance

20,703

1189,81

998,03

15,659

1081,64

904,17

2.

Indirect Finance

2,241

699,17

534,61

1,487

453,13

367,62

II.

INDUSTRY

62,599

25462,00

20521,54

49,389

19725,00

16839,56

1.

Mining & Quarrying

1,053

363,83

281,33

833

210,64

188,26

2.

Food Manufacturing & Processing

6,199

2763,88

2151,06

4,391

1800,11

1512,75

(a)

Rice Mills, Flour & Dal Mills

2,613

477,52

364,65

1,719

304,39

233,42

(b)

Sugar

217

759,41

639,00

165

530,10

451,17

(c)

Edible Oils & Vanaspati

902

474,66

346,66

658

348,57

272,03

(d)

Tea Processing

318

234,64

175,45

201

168,27

132,20

(e)

Processing of Fruits & Vegetables

178

60,17

48,70

133

50,64

39,04

(f)

Others

1,971

757,47

576,58

1,515

398,14

384,90

3.

Beverage & Tobacco

490

227,88

188,90

383

225,55

206,32

4.

Textiles

10,054

3836,27

3186,17

8,589

3315,03

2894,72

(a)

Cotton Textiles

3,198

1721,26

1459,25

3,437

1463,65

1233,55

(b)

Jute Textiles

142

103,81

76,32

129

60,47

44,50

(c)

Handloom Textiles & Khadi

403

54,40

47,96

312

66,87

56,99

(d)

Other Textiles

6,311

1956,80

1602,63

4,711

1724,04

1559,67

5.

Paper, Paper Products & Printing

3,295

890,10

702,54

2,716

730,88

650,25

6.

Leather & Leather Products

899

229,76

240,33

666

216,29

221,46

7.

Rubber & Rubber Products

1,107

313,82

267,79

901

355,69

304,45

8.

Chemicals & Chemical Products

7,480

3630,99

2766,76

5,499

2718,17

2310,66

(a)

Heavy Industrial Chemicals

759

428,76

327,44

533

363,47

307,51

(b)

Fertilisers

207

381,69

308,86

140

224,54

176,70

(c)

Drugs & Pharmaceuticals

1,342

921,66

766,11

1,089

764,99

629,72

(d)

Non-Edible Oils

129

52,46

44,54

112

45,41

40,42

(e)

Other Chemicals & Chemical Products

5,043

1846,41

1319,80

3,625

1319,76

1156,32

9.

Petroleum, Coal Products & Nuclear Fuels

501

327,98

245,39

373

200,24

156,39

10.

Manufacture of Cement & Cement Products

649

504,03

452,22

517

317,23

278,52

11.

Basic Metals & Metal Products

6,783

3615,53

3110,97

4,879

2395,27

2116,14

(a)

Iron & Steel

3,016

2358,94

2077,90

2,211

1555,87

1369,21

(b)

Non-Ferrous Metals

501

304,10

247,23

346

214,48

183,33

(c)

Other Metal Products

3,266

952,49

785,83

2,322

624,91

563,61

12.

Engineering

7,530

3620,58

2943,79

5,856

3093,54

2596,74

(a)

Heavy Engineering

1,341

770,44

604,00

1,079

699,77

609,90

(b)

Light Engineering

2,750

837,33

638,06

1,958

698,04

520,59

(c)

Electrical Machinery & Goods

1,977

930,20

769,36

1,601

852,55

736,39

(d)

Electronic Machinery & Goods

1,462

1082,60

932,37

1,218

843,17

729,85

13.

Vehicles, Vehicle Parts & Transport Equipments

2,034

854,95

693,07

1,596

551,76

403,41

14.

Other Industries

11,261

2560,05

2007,33

8,474

2212,28

1860,74

15.

Electricity, Gas & Water

799

876,55

579,52

303

423,93

278,51

(a)

Electricity Generation & Transmission

681

850,25

560,76

180

378,51

243,83

(b)

Non-Conventional Energy

22

3,23

2,77

32

23,23

18,28

(c)

Gas, Steam & Water Supply

96

23,07

15,98

91

22,18

16,40

16.

Construction

2,465

845,80

704,38

3,413

958,40

860,24

III.

TRANSPORT OPERATORS

13,487

749,83

530,36

18,309

1046,36

776,89

IV.

PROFESSIONAL AND OTHER SERVICES

9,108

1628,32

1308,48

8,900

1693,88

1411,17

V.

PERSONAL LOANS

29,840

1469,01

1190,13

27,199

1332,80

1065,26

1.

Loans for Purchase of Consumer Durables

1,701

54,48

43,65

1,215

38,32

29,88

2.

Loans for Housing

4,175

327,76

279,57

3,712

277,72

232,14

3.

Rest of the Personal Loans

23,964

1086,76

866,91

22,272

1016,76

803,24

VI.

TRADE

37,877

6674,94

5462,12

31,938

3488,36

2863,06

1.

Wholesale Trade

15,421

4299,48

3772,11

13,009

1821,68

1462,12

2.

Retail Trade

22,456

2375,47

1690,02

18,929

1666,67

1400,94

VII.

FINANCE

1,536

1757,42

1302,93

2,337

2262,24

1699,58

VIII.

ALL OTHERS

10,295

2624,36

2176,65

7,873

1733,15

1429,38

TOTAL BANK CREDIT

1,87,686

42254,86

34024,84

1,63,091

32816,56

27356,68

OF WHICH:

1.

Artisans & Village Industries

1,003

80,86

63,49

496

41,64

33,41

2.

Other Small Scale Industries

30,726

5118,40

4116,78

21,880

3578,82

2981,76

(Amount in Rupees Lakh)

OCCUPATION

20% AND ABOVE

TOTAL

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

2,655

290,66

254,61

1,64,577

16169,88

13077,77

1.

Direct Finance

2,258

177,75

166,86

1,47,468

8002,65

6651,38

2.

Indirect Finance

397

112,91

87,75

17,109

8167,22

6426,39

II.

INDUSTRY

19,692

8596,14

7699,73

3,36,982

192286,32

155094,12

1.

Mining & Quarrying

243

129,68

121,47

5,694

3790,34

2828,54

2.

Food Manufacturing & Processing

1,579

825,88

779,87

33,393

16388,11

12781,27

(a)

Rice Mills, Flour & Dal Mills

561

110,12

110,27

15,392

3667,45

2825,42

(b)

Sugar

60

176,33

170,77

1,116

3791,61

3145,44

(c)

Edible Oils & Vanaspati

267

134,15

112,75

4,644

2705,45

1941,31

(d)

Tea Processing

58

52,85

48,23

1,355

1514,30

1129,94

(e)

Processing of Fruits & Vegetables

67

185,54

173,96

838

456,67

400,01

(f)

Others

566

166,89

163,90

10,048

4252,62

3339,16

3.

Beverage & Tobacco

236

159,45

149,40

2,555

2374,87

1764,42

4.

Textiles

3,319

1229,46

1133,93

57,239

28364,33

23376,58

(a)

Cotton Textiles

1,277

645,24

612,93

19,386

11958,64

9802,17

(b)

Jute Textiles

44

24,25

18,78

635

430,20

306,33

(c)

Handloom Textiles & Khadi

127

13,77

10,37

3,403

572,60

488,94

(d)

Other Textiles

1,871

546,20

491,85

33,815

15402,89

12779,14

5.

Paper, Paper Products & Printing

1,008

333,52

261,78

16,256

5367,11

4349,60

6.

Leather & Leather Products

330

105,87

93,15

5,115

1987,73

1777,21

7.

Rubber & Rubber Products

401

148,82

110,21

5,989

2768,44

2129,61

8.

Chemicals & Chemical Products

2,015

820,31

693,23

38,890

25980,92

20377,44

(a)

Heavy Industrial Chemicals

235

147,79

121,73

3,930

4093,15

3160,66

(b)

Fertilisers

35

25,65

16,99

1,225

4202,85

3454,06

(c)

Drugs & Pharmaceuticals

477

282,04

245,66

7,732

6485,73

5084,50

(d)

Non-Edible Oils

43

32,28

35,27

720

427,11

361,09

(e)

Other Chemicals & Chemical Products

1,225

332,55

273,58

25,283

10772,09

8317,13

9.

Petroleum, Coal Products & Nuclear Fuels

131

344,65

333,34

2,919

8583,71

7286,64

10.

Manufacture of Cement & Cement Products

203

127,75

142,43

3,542

3394,51

2856,58

11.

Basic Metals & Metal Products

1,755

956,37

851,99

36,354

24645,97

21460,29

(a)

Iron & Steel

746

661,77

560,48

14,667

17750,90

15873,71

(b)

Non-Ferrous Metals

168

72,19

72,75

2,911

1894,46

1512,09

(c)

Other Metal Products

841

222,42

218,76

18,776

5000,61

4074,49

12.

Engineering

2,243

1231,47

1119,56

40,295

26180,54

20509,73

(a)

Heavy Engineering

305

233,62

203,87

7,288

6817,49

5124,17

(b)

Light Engineering

758

273,58

225,51

14,370

6420,24

4941,33

(c)

Electrical Machinery & Goods

627

350,46

348,03

11,066

6625,06

5246,22

(d)

Electronic Machinery & Goods

553

373,80

342,15

7,571

6317,75

5198,02

13.

Vehicles, Vehicle Parts & Transport Equipments

424

318,36

281,48

11,511

9041,26

6999,12

14.

Other Industries

3,838

861,53

679,53

60,707

19741,55

15649,26

15.

Electricity, Gas & Water

97

185,48

182,66

3,275

8317,25

6454,10

(a)

Electricity Generation & Transmission

51

154,03

152,55

2,525

7827,27

6077,55

(b)

Non-Conventional Energy

13

28,45

28,12

149

92,82

74,55

(c)

Gas, Steam & Water Supply

33

3,01

1,99

601

397,16

301,99

16.

Construction

1,870

817,54

765,71

13,248

5359,66

4493,72

III.

TRANSPORT OPERATORS

4,031

265,75

219,13

82,333

5946,19

4664,47

IV.

PROFESSIONAL AND OTHER SERVICES

4,080

860,84

748,88

49,041

11436,92

9446,95

V.

PERSONAL LOANS

20,617

900,44

677,05

3,55,874

15750,97

13002,99

1.

Loans for Purchase of Consumer Durables

673

26,22

22,01

7,761

256,58

202,26

2.

Loans for Housing

935

58,91

50,41

1,28,073

6236,51

5383,90

3.

Rest of the Personal Loans

19,009

815,31

604,63

2,20,040

9257,88

7416,83

VI.

TRADE

13,584

1644,38

1443,56

1,88,566

41037,65

34761,61

1.

Wholesale Trade

5,385

866,47

756,83

76,128

30086,39

26255,52

2.

Retail Trade

8,199

777,91

686,74

1,12,438

10951,27

8506,09

VII.

FINANCE

1,358

1184,39

892,51

11,129

21444,77

15483,28

VIII.

ALL OTHERS

3,878

800,28

721,24

58,911

18117,80

14973,04

TOTAL BANK CREDIT

69,895

14542,89

12656,72

12,47,413

322190,51

260504,23

OF WHICH:

1.

Artisans & Village Industries

137

10,32

7,75

5,680

472,70

372,07

2.

Other Small Scale Industries

7,404

1314,11

1116,95

1,59,707

28597,82

23020,06

See Notes on Tables.