Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   Standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,22,200

646,46

580,92

4,28,917

896,44

772,11

-

-

-

1. Direct Finance

3,20,243

606,26

554,35

4,27,232

748,12

690,23

-

-

-

2. Indirect Finance

1,957

40,20

26,57

1,685

148,33

81,88

-

-

-

II.

INDUSTRY

1,20,037

1968,17

1706,11

83,469

1984,68

1412,93

21

58,63

41,12

1. Mining & Quarrying

91

198,15

124,29

40

6,78

6,21

-

-

-

2. Food Manufacturing & Processing

1,713

328,74

304,04

2,005

430,32

336,57

10

23,43

20,24

(a)

Rice Mills, Flour & Dal Mills

577

20,54

18,54

476

14,99

12,96

-

-

-

(b)

Sugar

3

1,50

1,18

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

200

15,78

13,43

438

23,75

19,80

-

-

-

(d)

Tea Processing

25

47,69

37,74

51

69,40

61,10

5

5,86

2,94

(e)

Processing of Fruits & Vegetables

18

2,02

1,70

30

9,50

4,44

-

-

-

(f)

Others

890

241,20

231,45

1,010

312,68

238,28

5

17,57

17,29

3. Beverage & Tobacco

27

4,54

3,40

34

8,05

5,60

-

-

-

4. Textiles

1,867

121,24

105,36

1,682

184,33

140,10

5

9,92

3,86

(a)

Cotton Textiles

69

27,11

24,74

177

83,42

63,92

5

9,92

3,86

(b)

Jute Textiles

4

20

20

3

16

18

-

-

-

(c)

Handloom Textiles & Khadi

202

3,81

2,91

83

9,99

8,27

-

-

-

(d)

Other Textiles

1,592

90,12

77,50

1,419

90,76

67,73

-

-

-

5. Paper, Paper Products & Printing

1,005

94,53

66,49

805

47,50

42,52

-

-

-

6. Leather & Leather Products

255

3,72

3,93

150

3,14

2,71

-

-

-

7. Rubber & Rubber Products

970

135,91

139,75

947

115,07

87,89

1

21,81

12,70

8. Chemicals & Chemical Products

1,502

226,92

210,94

1,562

205,21

155,45

2

96

96

(a)

Heavy Industrial Chemicals

20

8,42

8,34

25

9,57

10,62

1

96

96

(b)

Fertilisers

32

93,20

83,41

11

106,62

62,26

-

-

-

(c)

Drugs & Pharmaceuticals

426

16,25

13,72

403

23,60

23,14

-

-

-

(d)

Non-Edible Oils

11

8,34

9,58

7

81

78

-

-

-

(e)

Other Chemicals & Chemical Products

1,013

100,71

95,89

1,116

64,61

58,66

1

-

-

9. Petroleum, Coal Products & Nuclear Fuels

31

16,48

6,67

16

305,53

4,31

-

-

-

10. Manufacture of Cement & Cement Products

202

6,48

4,23

188

4,02

2,66

-

-

-

11. Basic Metals & Metal Products

647

48,78

45,02

1,199

40,69

33,44

-

-

-

(a)

Iron & Steel

42

14,92

16,82

63

12,74

11,07

-

-

-

(b)

Non-Ferrous Metals

17

1,84

1,09

12

5,41

1,56

-

-

-

(c)

Other Metal Products

588

32,02

27,11

1,124

22,53

20,81

-

-

-

12. Engineering

1,275

288,89

267,29

1,713

169,55

170,02

3

2,51

3,36

(a)

Heavy Engineering

33

23,56

24,49

37

6,43

6,48

-

-

-

(b)

Light Engineering

594

22,02

13,68

759

16,59

14,42

1

45

25

(c)

Electrical Machinery & Goods

525

146,63

139,48

770

92,80

86,05

-

-

-

(d)

Electronic Machinery & Goods

123

96,68

89,65

147

53,73

63,08

2

2,06

3,11

13. Vehicles, Vehicle Parts & Transport Equipments

1,158

13,99

12,86

663

23,83

21,39

-

-

-

14. Other Industries

1,08,949

423,32

375,84

71,650

341,20

307,57

-

-

-

15. Electricity, Gas & Water

25

35,29

18,47

36

71,45

68,53

-

-

-

(a)

Electricity Generation & Transmission

5

32,84

16,17

22

69,95

67,06

-

-

-

(b)

Non-Conventional Energy

14

2,17

1,96

2

60

60

-

-

-

(c)

Gas, Steam & Water Supply

6

28

34

12

90

87

-

-

-

16. Construction

320

21,20

17,53

779

28,02

27,95

-

-

-

III.

TRANSPORT OPERATORS

18,598

193,58

141,11

18,031

138,13

116,24

2

1,25

-

IV.

PROFESSIONAL AND OTHER SERVICES

15,657

214,93

167,71

64,727

312,60

267,18

4

2,66

2,32

V.

PERSONAL LOANS

3,22,787

1426,12

1222,67

2,50,842

1123,20

1016,20

1,825

31,01

26,33

1. Loans for Purchase of Consumer Durables

40,252

104,09

84,77

29,337

79,94

67,33

-

-

-

2. Loans for Housing

79,913

645,75

563,35

62,209

473,40

419,07

12

46

45

3. Rest of the Personal Loans

2,02,622

676,28

574,55

1,59,296

569,86

529,80

1,813

30,56

25,88

VI.

TRADE

1,06,256

1056,96

973,63

1,02,053

927,29

809,15

21

17,52

15,96

1. Wholesale Trade

8,946

524,25

493,71

5,905

414,54

354,38

2

14,91

13,58

2. Retail Trade

97,310

532,71

479,93

96,148

512,76

454,77

19

2,61

2,38

VII.

FINANCE

3,068

50,52

47,32

1,093

89,52

73,26

4

3,81

2,87

VIII. ALL OTHERS

1,02,197

636,39

583,01

1,30,457

795,30

697,24

1,211

44,18

30,44

TOTAL BANK CREDIT

10,10,800

6193,12

5422,47

10,79,589

6267,17

5164,30

3,088

159,06

119,04

OF WHICH:

1. Artisans & Village Industries

35,586

60,62

55,84

34,495

59,38

57,48

-

-

-

2. Other Small Scale Industries

56,660

531,17

471,20

34,052

492,28

390,37

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   Standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,67,396

377,01

371,25

1,11,758

438,48

401,54

12,30,271

2358,40

2125,82

1. Direct Finance

3,66,600

375,80

370,21

1,10,642

389,71

361,72

12,24,717

2119,88

1976,51

2. Indirect Finance

796

1,22

1,04

1,116

48,77

39,82

5,554

238,52

149,31

II.

INDUSTRY

28,664

47,18

42,87

67,849

1536,28

1243,08

3,00,040

5594,93

4446,11

1. Mining & Quarrying

13

60

58

65

9,87

7,02

209

215,41

138,11

2. Food Manufacturing & Processing

1,097

5,53

4,97

2,879

459,07

325,35

7,704

1247,08

991,17

(a)

Rice Mills, Flour & Dal Mills

227

1,37

1,22

818

34,60

29,83

2,098

71,51

62,55

(b)

Sugar

-

-

-

3

23

22

6

1,73

1,40

(c)

Edible Oils & Vanaspati

131

1,05

88

818

40,68

37,85

1,587

81,25

71,95

(d)

Tea Processing

-

-

-

30

19,02

18,07

111

141,97

119,85

(e)

Processing of Fruits & Vegetables

-

-

-

13

1,41

1,01

61

12,94

7,15

(f)

Others

739

3,11

2,87

1,197

363,13

238,37

3,841

937,68

728,27

3. Beverage & Tobacco

2

6

6

69

15,62

21,76

132

28,28

30,82

4. Textiles

393

2,45

2,12

2,063

155,19

132,86

6,010

473,13

384,30

(a)

Cotton Textiles

63

56

51

343

64,58

57,23

657

185,59

150,26

(b)

Jute Textiles

-

-

-

5

1,00

1,59

12

1,36

1,98

(c)

Handloom Textiles & Khadi

10

6

7

110

2,19

2,01

405

16,05

13,26

(d)

Other Textiles

320

1,83

1,55

1,605

87,41

72,03

4,936

270,12

218,81

5. Paper, Paper Products & Printing

93

69

64

785

59,68

48,71

2,688

202,41

158,36

6. Leather & Leather Products

49

21

20

146

11,58

6,88

600

18,65

13,71

7. Rubber & Rubber Products

59

36

32

905

110,39

68,29

2,882

383,54

308,94

8. Chemicals & Chemical Products

109

72

70

1,019

54,84

47,69

4,194

488,66

415,73

(a)

Heavy Industrial Chemicals

-

-

-

17

1,97

2,03

63

20,92

21,94

(b)

Fertilisers

-

-

-

11

1,12

68

54

200,95

146,34

(c)

Drugs & Pharmaceuticals

20

18

17

287

21,48

20,18

1,136

61,50

57,21

(d)

Non-Edible Oils

-

-

-

7

42

46

25

9,57

10,81

(e)

Other Chemicals & Chemical Products

89

54

53

697

29,85

24,35

2,916

195,72

179,43

9. Petroleum, Coal Products & Nuclear Fuels

3

13

12

24

4,88

7,00

74

327,02

18,11

10. Manufacture of Cement & Cement Products

57

29

26

248

16,18

16,24

695

26,97

23,38

11. Basic Metals & Metal Products

166

1,13

95

921

26,75

22,96

2,933

117,34

102,38

(a)

Iron & Steel

-

-

-

51

12,64

11,75

156

40,30

39,64

(b)

Non-Ferrous Metals

-

-

-

3

14

11

32

7,39

2,76

(c)

Other Metal Products

166

1,13

95

867

13,97

11,10

2,745

69,65

59,98

12. Engineering

152

1,02

80

1,252

60,33

63,80

4,395

522,30

505,28

(a)

Heavy Engineering

3

18

8

29

3,25

2,54

102

33,41

33,58

(b)

Light Engineering

48

26

22

599

11,34

7,85

2,001

50,65

36,41

(c)

Electrical Machinery & Goods

99

55

46

516

33,97

41,78

1,910

273,94

267,77

(d)

Electronic Machinery & Goods

2

5

5

108

11,78

11,63

382

164,30

167,51

13. Vehicles, Vehicle Parts & Transport Equipments

67

51

44

622

23,84

20,81

2,510

62,17

55,50

14. Other Industries

26,230

30,73

28,31

54,181

320,41

270,24

2,61,010

1115,65

981,96

15. Electricity, Gas & Water

-

-

-

16

11,78

11,66

77

118,52

98,66

(a)

Electricity Generation & Transmission

-

-

-

4

10,21

10,22

31

113,00

93,45

(b)

Non-Conventional Energy

-

-

-

1

1,07

94

17

3,84

3,50

(c)

Gas, Steam & Water Supply

-

-

-

11

50

50

29

1,68

1,71

16. Construction

174

2,74

2,40

2,654

195,86

171,80

3,927

247,81

219,68

III.

TRANSPORT OPERATORS

2,728

23,96

17,77

18,927

210,02

149,91

58,286

566,94

425,03

IV.

PROFESSIONAL AND OTHER SERVICES

26,516

34,62

31,53

35,204

326,10

288,90

1,42,108

890,91

757,63

V.

PERSONAL LOANS

40,727

90,02

81,99

3,48,634

1333,59

1185,85

9,64,815

4003,94

3533,04

1. Loans for Purchase of Consumer Durables

3,954

6,30

5,76

13,150

34,27

26,29

86,693

224,59

184,14

2. Loans for Housing

4,231

33,86

29,30

66,286

543,74

469,64

2,12,651

1697,21

1481,80

3. Rest of the Personal Loans

32,542

49,87

46,94

2,69,198

755,58

689,92

6,65,471

2082,15

1867,10

VI.

TRADE

1,65,349

206,94

196,40

73,686

1188,14

914,98

4,47,365

3396,85

2910,12

1. Wholesale Trade

144

99

94

5,123

434,16

309,11

20,120

1388,84

1171,72

2. Retail Trade

1,65,205

205,95

195,46

68,563

753,98

605,87

4,27,245

2008,01

1738,40

VII.

FINANCE

3

21

2

919

46,33

36,71

5,087

190,39

160,18

VIII. ALL OTHERS

17,345

21,98

18,79

1,49,487

642,60

594,06

4,00,697

2140,45

1923,54

TOTAL BANK CREDIT

6,48,728

801,92

760,61

8,06,464

5721,55

4815,04

35,48,669

19142,82

16281,46

OF WHICH:

1. Artisans & Village Industries

17,469

15,12

14,06

25,947

49,45

46,28

1,13,497

184,57

173,66

2. Other Small Scale Industries

7,469

15,22

13,82

27,584

582,66

429,22

1,25,765

1621,33

1304,61