Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

22,72,491

2060,97

1947,99

10,29,010

1145,65

1061,00

1.

Direct Finance

22,31,224

1889,46

1828,37

10,08,865

1009,74

968,65

2.

Indirect Finance

41,267

171,51

119,61

20,145

135,91

92,35

II.

INDUSTRY

1,04,777

1002,62

805,94

76,856

1344,99

1111,67

1.

Mining & Quarrying

307

20,53

15,09

472

33,48

20,28

2.

Food Manufacturing and Processing

3,333

289,10

234,20

4,490

307,50

221,04

(a)

Rice Mills, Flour and Dal Mills

1,500

44,56

34,62

2,500

171,51

117,62

(b)

Sugar

33

75,90

61,53

47

31,64

20,99

(c)

Edible Oils and Vanaspati

343

9,84

7,80

445

62,01

47,26

(d)

Tea Processing

9

1,95

1,95

3

1

1

(e)

Processing of Fruits & Vegetables

147

86

89

26

1,33

1,23

(f)

Others

1,301

155,99

127,41

1,469

41,00

33,93

3.

Beverage and Tobacco

145

14,03

9,20

133

3,68

3,28

4.

Textiles

868

87,52

68,36

2,397

122,85

105,89

(a)

Cotton Textiles

367

52,27

35,25

695

78,64

67,28

(b)

Jute Textiles

4

2,25

2,37

20

9,36

7,56

(c)

Handloom Textiles & Khadi

171

1,05

92

205

3,07

2,08

(d)

Other Textiles

326

31,95

29,83

1,477

31,78

28,97

5.

Paper, Paper Products and Printing

262

40,65

27,98

574

40,51

36,70

6.

Leather and Leather Products

56

2,09

2,03

110

5,41

4,83

7.

Rubber and Rubber Products

53

2,58

1,87

136

15,91

10,24

8.

Chemicals and Chemical Products

484

154,39

145,85

854

148,07

128,48

(a)

Heavy Industrial Chemicals

37

7,64

8,38

58

13,51

14,51

(b)

Fertilizers

31

43,31

43,90

24

29,90

21,57

(c)

Drugs and Pharmaceuticals

133

60,44

52,59

128

38,31

35,81

(d)

Non-Edible Oils

35

8,27

8,52

65

22,89

19,30

(e)

Other Chemicals & Chemical Products

248

34,73

32,46

579

43,46

37,29

9.

Petroleum, Coal Products & Nuclear Fuels

16

6,59

5,62

51

11,62

11,14

10.

Manufacture of Cement & Cement Products

93

20,43

19,44

170

22,99

19,07

11.

Basic Metals & Metal Products

357

117,69

101,00

829

398,94

369,35

(a)

Iron and Steel

90

92,35

79,69

199

335,12

310,31

(b)

Non-Ferrous Metals

22

15,80

12,87

64

44,22

40,46

(c)

Other Metal Products

245

9,55

8,44

566

19,60

18,58

12.

Engineering

856

112,65

73,30

1,157

71,54

50,41

(a)

Heavy Engineering

137

9,07

7,26

180

20,51

13,35

(b)

Light Engineering

355

21,57

10,52

442

22,72

12,89

(c)

Electrical Machinery & Goods

165

23,22

17,77

339

17,11

14,44

(d)

Electronic Machinery & Goods

199

58,79

37,75

196

11,20

9,74

13.

Vehicles, Vehicle Parts & Transport

Equipments

323

14,44

7,30

500

12,60

7,48

14.

Other Industries

97,467

95,88

82,16

64,667

126,19

106,60

15.

Electricity, Gas & Water

89

22,73

11,40

137

18,21

11,56

(a)

Electricity Generation & Transmission

84

22,67

11,34

124

17,73

11,11

(b)

Non-Conventional Energy

-

-

-

2

7

4

(c)

Gas, Steam & Water Supply

5

7

7

11

42

41

16.

Construction

68

1,32

1,14

179

5,49

5,33

III.

TRANSPORT OPERATORS

20,462

48,91

41,52

21,764

82,64

64,05

IV.

PROFESSIONAL AND OTHER SERVICES

1,04,436

97,55

84,45

66,102

179,34

153,83

V.

PERSONAL LOANS

2,98,451

467,33

394,04

3,19,148

774,94

602,07

1.

Loans for Purchase of Consumer Durables

12,398

14,37

12,44

17,864

24,81

21,85

2.

Loans for Housing

9,411

63,50

55,36

19,127

217,11

160,88

3.

Rest of the Personal Loans

2,76,642

389,46

326,25

2,82,157

533,02

419,34

V I.

TRADE

3,43,018

253,42

209,50

2,28,578

464,09

374,12

1.

Wholesale Trade

12,023

42,88

28,36

10,031

155,63

130,30

2.

Retail Trade

3,30,995

210,54

181,14

2,18,547

308,46

243,81

VII.

FINANCE

305

10,59

9,43

311

31,47

26,47

VIII.

ALL OTHERS

3,42,275

624,45

301,66

2,13,147

594,93

249,64

TOTAL BANK CREDIT

34,86,215

4565,84

3794,52

19,54,916

4618,05

3642,85

OF WHICH :

1. Artisans & Village Industries

65,611

40,98

31,83

32,494

32,92

29,02

2. Other Small Scale Industries

32,452

183,72

159,87

33,956

433,37

338,85

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,18,808

436,70

400,02

10,702

389,16

321,24

1.

Direct Finance

2,14,954

366,85

345,05

8,045

155,57

150,02

2.

Indirect Finance

3,854

69,85

54,97

2,657

233,59

171,22

II.

INDUSTRY

34,765

2159,40

1831,98

17,135

3908,91

3235,21

1.

Mining & Quarrying

318

35,30

32,34

172

58,88

34,32

2.

Food Manufacturing and Processing

2,389

307,31

244,77

661

199,29

182,07

(a)

Rice Mills, Flour and Dal Mills

1,051

59,82

45,50

94

9,48

8,71

(b)

Sugar

36

58,24

44,13

15

37,67

35,59

(c)

Edible Oils and Vanaspati

244

88,47

72,22

102

85,79

80,35

(d)

Tea Processing

5

3

2

12

81

89

(e)

Processing of Fruits & Vegetables

19

2,74

2,05

5

1,17

64

(f)

Others

1,034

98,01

80,84

433

64,37

55,90

3.

Beverage and Tobacco

322

199,26

140,74

96

86,02

52,57

4.

Textiles

1,454

173,40

147,01

585

300,82

253,46

(a)

Cotton Textiles

956

147,30

127,60

203

85,54

73,51

(b)

Jute Textiles

36

14,76

10,01

7

5,23

5,79

(c)

Handloom Textiles & Khadi

42

1,56

1,58

15

2,17

1,44

(d)

Other Textiles

420

9,79

7,82

360

207,87

172,72

5.

Paper, Paper Products and Printing

884

79,19

74,29

944

129,54

109,92

6.

Leather and Leather Products

173

8,20

9,69

159

24,40

22,45

7.

Rubber and Rubber Products

194

10,44

10,18

175

30,20

24,21

8.

Chemicals and Chemical Products

1,046

242,04

207,72

1,856

801,25

647,12

(a)

Heavy Industrial Chemicals

111

19,75

18,96

133

19,19

19,08

(b)

Fertilizers

66

63,64

60,40

59

107,91

66,88

(c)

Drugs and Pharmaceuticals

227

89,67

73,52

838

481,44

384,18

(d)

Non-Edible Oils

49

27,18

19,07

19

6,19

4,10

(e)

Other Chemicals & Chemical Products

593

41,81

35,77

807

186,51

172,88

9.

Petroleum, Coal Products & Nuclear Fuels

54

10,09

2,91

41

9,03

7,75

10.

Manufacture of Cement & Cement Products

153

12,76

12,10

222

240,45

201,75

11.

Basic Metals & Metal Products

1,025

342,69

260,75

1,213

404,69

397,80

(a)

Iron and Steel

333

256,47

181,30

432

279,70

284,76

(b)

Non-Ferrous Metals

70

4,58

3,78

71

23,24

20,23

(c)

Other Metal Products

622

81,63

75,67

710

101,75

92,80

12.

Engineering

1,643

325,04

291,64

2,009

652,16

566,14

(a)

Heavy Engineering

172

43,61

37,02

212

115,38

96,48

(b)

Light Engineering

734

63,13

38,69

748

175,70

178,71

(c)

Electrical Machinery & Goods

430

180,37

191,97

450

217,93

163,71

(d)

Electronic Machinery & Goods

307

37,93

23,96

599

143,15

127,24

13.

Vehicles, Vehicle Parts & Transport

Equipments

446

212,50

219,18

322

28,46

21,76

14.

Other Industries

23,904

136,84

120,20

7,891

311,21

271,59

15.

Electricity, Gas & Water

83

15,70

12,43

128

527,88

350,75

(a)

Electricity Generation & Transmission

61

7,97

4,84

99

491,14

314,07

(b)

Non-Conventional Energy

6

7,10

7,09

15

35,75

35,85

(c)

Gas, Steam & Water Supply

16

63

51

14

99

82

16.

Construction

677

48,64

46,02

661

104,64

91,59

III.

TRANSPORT OPERATORS

19,599

91,59

79,05

5,800

34,28

30,40

IV.

PROFESSIONAL AND OTHER SERVICES

45,362

177,06

143,04

14,666

281,59

243,24

V.

PERSONAL LOANS

2,67,981

784,06

697,84

1,47,716

757,86

606,54

1.

Loans for Purchase of Consumer Durables

27,721

37,98

33,63

15,677

21,21

19,27

2.

Loans for Housing

29,727

268,86

244,04

16,459

307,79

210,92

3.

Rest of the Personal Loans

2,10,533

477,22

420,17

1,15,580

428,87

376,34

VI.

TRADE

1,07,448

609,28

492,53

41,208

713,34

602,98

1.

Wholesale Trade

6,849

362,34

278,28

3,699

492,12

439,31

2.

Retail Trade

1,00,599

246,94

214,25

37,509

221,22

163,66

VII.

FINANCE

435

71,76

61,43

1,132

374,61

303,39

VIII.

ALL OTHERS

1,45,160

456,98

384,72

54,386

1476,06

1020,90

TOTAL BANK CREDIT

8,39,558

4786,82

4090,60

2,92,745

7935,81

6363,90

OF WHICH :

1. Artisans & Village Industries

7,371

22,50

18,91

925

9,29

9,89

2. Other Small Scale Industries

20,602

566,04

472,21

10,444

538,20

470,59