CENTRAL REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

5,25,508

1689,40

1282,10

10,10,926

2348,71

1932,65

1.

Direct Finance

5,21,650

1528,44

1201,03

10,02,580

2100,95

1726,83

2.

Indirect Finance

3,858

160,97

81,07

8,346

247,76

205,83

II.

INDUSTRY

1,23,066

2817,40

2259,42

2,91,909

6556,23

5338,42

1.

Mining & Quarrying

86

233,45

26,10

229

71,52

61,38

2.

Food Manufacturing & Processing

2,371

589,33

557,17

6,388

1403,93

1125,93

(a)

Rice Mills, Flour & Dal Mills

1,363

105,04

77,14

3,087

252,79

178,05

(b)

Sugar

97

350,28

341,51

269

893,08

731,08

(c)

Edible Oils & Vanaspati

300

44,66

32,47

944

91,76

68,90

(d)

Tea Processing

4

37

31

17

15,90

10,12

(e)

Processing of Fruits & Vegetables

7

52

47

59

9,57

8,66

(f)

Others

600

88,45

105,27

2,012

140,82

129,12

3.

Beverage & Tobacco

46

6,45

7,09

142

112,16

84,46

4.

Textiles

2,427

444,61

369,17

8,475

891,07

777,05

(a)

Cotton Textiles

396

52,29

46,39

1,081

222,01

215,73

(b)

Jute Textiles

4

32

7

34

9,74

3,66

(c)

Handloom Textiles & Khadi

398

8,52

7,25

1,045

52,93

46,61

(d)

Other Textiles

1,629

383,47

315,46

6,315

606,39

511,06

5.

Paper, Paper Products & Printing

630

151,93

130,62

2,242

301,95

261,70

6.

Leather & Leather Products

477

61,73

54,22

1,614

257,81

193,91

7.

Rubber & Rubber Products

162

26,82

25,34

756

125,55

115,37

8.

Chemicals & Chemical Products

841

202,35

162,50

3,128

537,01

477,29

(a)

Heavy Industrial Chemicals

45

5,23

4,45

142

82,78

67,95

(b)

Fertilisers

35

58,16

44,99

84

64,36

65,38

(c)

Drugs & Pharmaceuticals

237

42,84

38,30

660

116,49

106,27

(d)

Non-Edible Oils

11

2,79

1,14

46

9,53

7,49

(e)

Other Chemicals & Chemical Products

513

93,33

73,62

2,196

263,85

230,19

9.

Petroleum, Coal Products & Nuclear Fuels

46

21,59

20,86

101

14,49

10,57

10.

Manufacture of Cement & Cement Products

254

15,24

13,03

341

37,41

36,50

11.

Basic Metals & Metal Products

1,171

263,19

212,04

4,281

749,46

571,87

(a)

Iron & Steel

232

107,37

94,61

837

372,00

302,67

(b)

Non-Ferrous Metals

117

29,69

21,39

298

60,83

46,79

(c)

Other Metal Products

822

126,14

96,04

3,146

316,63

222,41

12.

Engineering

1,242

302,02

267,45

3,479

739,07

539,51

(a)

Heavy Engineering

122

43,71

34,96

225

118,36

91,15

(b)

Light Engineering

454

41,14

36,31

1,538

81,43

65,48

(c)

Electrical Machinery & Goods

572

80,95

72,24

1,459

334,96

225,20

(d)

Electronic Machinery & Goods

94

136,21

123,94

257

204,32

157,67

13.

Vehicles, Vehicle Parts & Transport Equipments

520

97,84

78,20

1,272

100,37

85,45

14.

Other Industries

1,12,176

377,65

316,76

2,54,079

1069,41

866,02

15.

Electricity, Gas & Water

172

19,90

16,72

104

75,04

68,01

(a)

Electricity Generation & Transmission

164

16,58

14,81

65

71,00

64,19

(b)

Non-Conventional Energy

-

-

-

7

87

89

(c)

Gas, Steam & Water Supply

8

3,32

1,91

32

3,17

2,93

16.

Construction

445

3,30

2,15

5,278

69,99

63,39

III.

TRANSPORT OPERATORS

8,962

101,67

71,57

41,839

304,74

233,04

IV.

PROFESSIONAL AND OTHER SERVICES

11,418

65,39

48,39

87,559

388,85

326,57

V.

PERSONAL LOANS

2,79,605

949,94

809,24

4,37,886

1826,22

1538,49

1.

Loans for Purchase of Consumer Durables

17,145

50,83

40,46

25,425

76,60

63,17

2.

Loans for Housing

21,969

282,08

248,07

56,890

638,78

542,02

3.

Rest of the Personal Loans

2,40,491

617,03

520,71

3,55,571

1110,84

933,31

VI.

TRADE

1,87,699

922,23

763,50

5,01,788

2220,06

1805,56

1.

Wholesale Trade

9,149

310,25

242,69

27,710

641,83

488,55

2.

Retail Trade

1,78,550

611,99

520,81

4,74,078

1578,23

1317,00

VII.

FINANCE

1,027

47,29

42,00

2,120

109,60

92,71

VIII.

ALL OTHERS

1,02,177

719,82

627,39

2,41,937

1887,61

1627,57

TOTAL BANK CREDIT

12,39,462

7313,13

5903,62

26,15,964

15642,03

12895,00

OF WHICH:

1.

Artisans & Village Industries

44,600

78,01

64,58

1,11,593

262,67

222,27

2.

Other Small Scale Industries

57,888

790,38

624,19

1,40,424

1962,02

1578,80

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

1

90

2

11,91,203

1334,32

1069,32

1.

Direct Finance

-

-

-

11,66,708

1308,18

1046,52

2.

Indirect Finance

1

90

2

24,495

26,14

22,80

II.

INDUSTRY

174

404,43

224,78

2,11,371

249,81

208,77

1.

Mining & Quarrying

-

-

-

13

86

94

2.

Food Manufacturing & Processing

7

3,91

3,46

1,260

15,82

12,89

(a)

Rice Mills, Flour & Dal Mills

-

-

-

667

10,64

8,49

(b)

Sugar

-

-

-

4

16

12

(c)

Edible Oils & Vanaspati

1

89

89

228

2,04

1,75

(d)

Tea Processing

-

-

-

1

4

1

(e)

Processing of Fruits & Vegetables

4

2,81

2,36

1

5

3

(f)

Others

2

21

21

359

2,89

2,50

3.

Beverage & Tobacco

1

2,00

1,92

6

20

14

4.

Textiles

18

37,15

24,96

387

2,35

2,06

(a)

Cotton Textiles

4

4,27

3,70

40

20

17

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

46

33

30

(d)

Other Textiles

14

32,88

21,26

301

1,82

1,59

5.

Paper, Paper Products & Printing

3

20

20

52

39

29

6.

Leather & Leather Products

7

5,51

2,77

43

61

67

7.

Rubber & Rubber Products

15

22,30

19,19

22

13

11

8.

Chemicals & Chemical Products

34

91,49

35,76

167

1,89

1,57

(a)

Heavy Industrial Chemicals

6

49,50

17,90

-

-

-

(b)

Fertilisers

5

2,84

2,47

-

-

-

(c)

Drugs & Pharmaceuticals

5

22,49

3,70

20

28

28

(d)

Non-Edible Oils

-

-

-

1

7

2

(e)

Other Chemicals & Chemical Products

18

16,66

11,69

146

1,54

1,28

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

2

6

5

10.

Manufacture of Cement & Cement Products

1

2,61

2,52

44

69

69

11.

Basic Metals & Metal Products

15

33,83

30,30

487

2,54

2,06

(a)

Iron & Steel

7

10,48

6,57

-

-

-

(b)

Non-Ferrous Metals

5

22,28

22,27

3

12

4

(c)

Other Metal Products

3

1,08

1,46

484

2,42

2,02

12.

Engineering

35

113,12

52,54

376

3,91

3,39

(a)

Heavy Engineering

1

24

25

22

57

50

(b)

Light Engineering

11

30,39

10,32

251

2,61

2,31

(c)

Electrical Machinery & Goods

3

1,63

1,62

102

69

57

(d)

Electronic Machinery & Goods

20

80,85

40,34

1

4

1

13.

Vehicles, Vehicle Parts & Transport Equipments

20

53,85

39,33

394

4,80

3,62

14.

Other Industries

17

16,74

11,62

2,08,000

214,01

178,80

15.

Electricity, Gas & Water

1

21,70

23

2

7

4

(a)

Electricity Generation & Transmission

1

21,70

23

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

2

7

4

16.

Construction

-

-

-

116

1,49

1,45

III.

TRANSPORT OPERATORS

-

-

-

78,657

171,19

126,94

IV.

PROFESSIONAL AND OTHER SERVICES

6

12,51

12,53

1,21,952

121,33

100,55

V.

PERSONAL LOANS

2,745

18,86

15,79

1,81,170

307,79

263,17

1.

Loans for Purchase of Consumer Durables

73

2,77

2,58

10,882

17,04

13,01

2.

Loans for Housing

10

1,00

74

35,516

95,70

84,33

3.

Rest of the Personal Loans

2,662

15,08

12,47

1,34,772

195,05

165,83

VI.

TRADE

20

8,17

4,86

4,48,391

472,26

386,25

1.

Wholesale Trade

11

5,57

4,49

10,588

17,12

13,74

2.

Retail Trade

9

2,59

37

4,37,803

455,14

372,51

VII.

FINANCE

6

11,06

10,40

45

1,65

1,32

VIII.

ALL OTHERS

28

36,65

12,59

51,775

56,58

48,91

TOTAL BANK CREDIT

2,980

492,57

280,98

22,84,564

2714,93

2205,22

OF WHICH:

1.

Artisans & Village Industries

-

-

-

1,64,564

161,08

133,85

2.

Other Small Scale Industries

17

20,36

5,23

39,376

54,67

46,23

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

10,611

27,54

20,31

27,38,249

5400,87

4304,41

1.

Direct Finance

10,014

18,78

15,37

27,00,952

4956,35

3989,74

2.

Indirect Finance

597

8,76

4,94

37,297

444,53

314,66

II.

INDUSTRY

7,878

396,44

325,57

6,34,398

10424,31

8356,96

1.

Mining & Quarrying

3

57

64

331

306,41

89,07

2.

Food Manufacturing & Processing

318

67,43

49,41

10,344

2080,42

1748,85

(a)

Rice Mills, Flour & Dal Mills

204

44,37

30,51

5,321

412,85

294,19

(b)

Sugar

8

2,62

2,08

378

1246,15

1074,79

(c)

Edible Oils & Vanaspati

24

41

35

1,497

139,77

104,37

(d)

Tea Processing

-

-

-

22

16,31

10,44

(e)

Processing of Fruits & Vegetables

20

5,82

4,29

91

18,77

15,80

(f)

Others

62

14,21

12,17

3,035

246,58

249,26

3.

Beverage & Tobacco

5

2,21

1,09

200

123,02

94,69

4.

Textiles

248

61,35

51,57

11,555

1436,53

1224,81

(a)

Cotton Textiles

50

12,91

11,34

1,571

291,69

277,32

(b)

Jute Textiles

-

-

-

38

10,06

3,72

(c)

Handloom Textiles & Khadi

20

41

48

1,509

62,19

54,64

(d)

Other Textiles

178

48,03

39,76

8,437

1072,59

889,12

5.

Paper, Paper Products & Printing

151

17,31

16,00

3,078

471,79

408,81

6.

Leather & Leather Products

48

12,00

8,86

2,189

337,66

260,43

7.

Rubber & Rubber Products

21

2,09

2,09

976

176,90

162,11

8.

Chemicals & Chemical Products

133

43,66

47,83

4,303

876,40

724,95

(a)

Heavy Industrial Chemicals

7

25,35

30,70

200

162,85

121,00

(b)

Fertilisers

2

13

15

126

125,48

113,00

(c)

Drugs & Pharmaceuticals

19

91

89

941

183,02

149,43

(d)

Non-Edible Oils

11

3,85

3,01

69

16,25

11,66

(e)

Other Chemicals & Chemical Products

94

13,42

13,08

2,967

388,80

329,85

9.

Petroleum, Coal Products & Nuclear Fuels

5

35

29

154

36,49

31,78

10.

Manufacture of Cement & Cement Products

17

1,71

1,76

657

57,65

54,50

11.

Basic Metals & Metal Products

147

29,56

22,41

6,101

1078,58

838,68

(a)

Iron & Steel

45

17,30

11,37

1,121

507,15

415,21

(b)

Non-Ferrous Metals

3

98

95

426

113,89

91,44

(c)

Other Metal Products

99

11,28

10,09

4,554

457,54

332,02

12.

Engineering

111

16,79

15,94

5,243

1174,90

878,82

(a)

Heavy Engineering

8

6,60

6,57

378

169,48

133,43

(b)

Light Engineering

31

71

56

2,285

156,29

114,99

(c)

Electrical Machinery & Goods

60

6,86

6,19

2,196

425,09

305,82

(d)

Electronic Machinery & Goods

12

2,62

2,62

384

424,04

324,58

13.

Vehicles, Vehicle Parts & Transport Equipments

81

29,63

26,43

2,287

286,49

233,04

14.

Other Industries

6,542

58,85

52,39

5,80,814

1736,67

1425,59

15.

Electricity, Gas & Water

3

17

20

282

116,87

85,19

(a)

Electricity Generation & Transmission

1

3

5

231

109,31

79,28

(b)

Non-Conventional Energy

-

-

-

7

87

89

(c)

Gas, Steam & Water Supply

2

14

14

44

6,69

5,02

16.

Construction

45

52,75

28,64

5,884

127,53

95,63

III.

TRANSPORT OPERATORS

2,499

11,49

8,02

1,31,957

589,09

439,57

IV.