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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 2 of 2)

 
 
 
 
 
 
 

(Amount in Rupees Lakh)


   

16% AND ABOVE BUT

 

17% AND ABOVE BUT

 

18% AND ABOVE BUT

     

LESS THAN 17%


 

LESS THAN 18%


 

LESS THAN 20%


     

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

   

OCCUPATION

 
 

standing


 
 
 

standing


 
 
 

standing


 
 
 

19


20


21


 

22


23


24


 

25


26


27


I.

AGRICULTURE

39,455

1296,73

1147,22

 

49,791

2520,63

2100,46

 

30,912

1786,02

1560,96

 

1.

Direct Finance

37,410

724,57

629,83

 

45,578

1097,99

961,24

 

28,381

1131,51

1028,67

 

2.

Indirect Finance

2,045

572,16

517,38

 

4,213

1422,64

1139,22

 

2,531

654,51

532,28

               

II.

INDUSTRY

65,062

9434,89

7989,26

 

91,121

18322,34

14967,71

 

99,580

37510,14

29597,90

 

1.

Mining & Quarrying

908

280,25

190,70

 

1,478

243,77

212,76

 

1,696

513,36

391,92

 

2.

Food Manufacturing and Processing

6,471

924,94

757,63

 

8,907

1604,00

1297,71

 

9,498

3115,89

2477,35

   

(a)

Rice Mills, Flour and Dal Mills

2,850

205,93

165,12

 

4,176

314,00

230,62

 

4,260

555,39

411,91

   

(b)

Sugar

151

121,38

90,36

 

205

478,49

409,47

 

336

773,14

638,90

   

(c)

Edible Oils and Vanaspati

1,069

168,03

126,00

 

1,547

283,89

226,62

 

1,342

603,39

485,86

   

(d)

Tea Processing

157

93,45

66,64

 

215

142,24

109,33

 

340

448,06

320,73

   

(e)

Processing of Fruits & Vegetables

141

10,80

8,47

 

161

14,94

13,95

 

269

52,67

44,76

   

(f)

Others

2,103

325,35

301,05

 

2,603

370,44

307,73

 

2,951

683,23

575,19

 

3.

Beverage and Tobacco

448

171,48

125,32

 

609

194,11

132,34

 

854

417,83

334,10

 

4.

Textiles

9,950

1397,00

1180,02

 

11,964

2297,31

1877,99

 

16,023

5510,58

4378,11

   

(a)

Cotton Textiles

2,712

611,80

542,79

 

3,514

1075,56

906,43

 

5,152

2135,27

1731,07

   

(b)

Jute Textiles

127

46,68

34,60

 

167

50,16

36,07

 

170

120,70

88,34

   

(c)

Handloom Textiles & Khadi

896

31,98

25,20

 

1,188

83,84

67,03

 

606

80,92

70,92

   

(d)

Other Textiles

6,215

706,54

577,43

 

7,095

1087,75

868,46

 

10,095

3173,69

2487,78

 

5.

Paper, Paper Products and Printing

3,390

292,74

270,06

 

4,497

589,84

505,01

 

5,748

1103,21

915,53

 

6.

Leather and Leather Products

975

121,02

105,45

 

1,203

112,70

115,83

 

1,485

284,20

286,10

 

7.

Rubber and Rubber Products

1,084

134,39

100,74

 

1,564

219,80

161,04

 

1,974

594,52

520,67

 

8.

Chemicals and Chemical Products

6,813

1521,26

1255,05

 

8,813

2607,53

2165,65

 

12,099

6404,07

4990,91

   

(a)

Heavy Industrial Chemicals

724

262,34

191,67

 

902

448,20

383,72

 

1,506

1293,00

992,01

   

(b)

Fertilizers

251

280,69

250,29

 

298

361,05

287,44

 

389

1028,37

727,19

   

(c)

Drugs and Pharmaceuticals

1,383

425,79

333,04

 

1,641

777,07

654,00

 

2,465

1593,10

1273,37

   

(d)

Non-Edible Oils

171

62,92

57,96

 

191

39,30

31,41

 

215

59,17

47,28

   

(e)

Other Chemicals & Chemical Products

4,284

489,52

422,09

 

5,781

981,91

809,07

 

7,524

2430,44

1951,06

 

9.

Petroleum, Coal Products & Nuclear Fuels

515

116,97

94,27

 

711

464,34

417,46

 

771

950,10

697,12

 

10.

Manufacture of Cement & Cement Products

679

169,94

135,14

 

966

346,43

262,32

 

885

1006,25

619,93

 

11.

Basic Metals & Metal Products

6,991

1009,17

943,95

 

9,756

2593,43

2207,58

 

11,441

5856,26

4640,74

   

(a)

Iron and Steel

2,323

572,65

558,84

 

3,326

1954,98

1662,18

 

4,714

4505,83

3521,05

   

(b)

Non-Ferrous Metals

462

60,18

48,64

 

697

163,80

133,99

 

841

389,60

327,12

   

(c)

Other Metal Products

4,206

376,35

336,48

 

5,733

474,64

411,41

 

5,886

960,84

792,56

 

12.

Engineering

8,106

1690,00

1441,01

 

11,734

3733,63

2979,90

 

13,995

6128,59

4890,00

   

(a)

Heavy Engineering

1,316

428,45

425,66

 

1,885

1256,93

1025,84

 

2,438

1873,65

1324,96

   

(b)

Light Engineering

3,436

473,75

408,73

 

4,921

902,22

675,52

 

5,352

1415,82

1170,47

   

(c)

Electrical Machinery & Goods

2,138

444,33

375,71

 

2,892

635,68

519,39

 

3,624

1453,29

1198,61

   

(d)

Electronic Machinery & Goods

1,216

343,46

230,91

 

2,036

938,80

759,15

 

2,581

1385,82

1195,96

 

13.

Vehicles, Vehicle Parts & Transport Equipments

2,135

340,81

290,79

 

3,557

805,37

622,61

 

4,149

1586,71

1059,27

 

14.

Other Industries

13,468

896,92

814,21

 

22,003

1566,97

1346,89

 

14,406

2387,56

1944,08

 

15.

Electricity, Gas & Water

1,253

175,14

125,10

 

1,013

625,38

374,54

 

738

811,23

671,89

   

(a)

Electricity Generation & Transmission

1,178

172,56

122,50

 

894

610,44

362,08

 

557

773,58

638,88

   

(b)

Non-Conventional Energy

23

73

69

 

32

2,39

2,41

 

54

17,26

15,31

   

(c)

Gas, Steam & Water Supply

52

1,85

1,91

 

87

12,55

10,05

 

127

20,39

17,70

 

16.

Construction

1,876

192,87

159,83

 

2,346

317,75

288,08

 

3,818

839,78

780,19

               

III.

TRANSPORT OPERATORS

10,694

339,72

296,08

 

19,673

535,00

432,65

 

32,263

1188,94

975,33

               

IV.

PROFESSIONAL AND OTHER SERVICES

10,172

582,26

496,58

 

21,445

1746,35

1383,50

 

22,133

2217,88

1893,82

               

V.

PERSONAL LOANS

59,481

858,09

782,63

 

2,92,446

3307,20

2530,35

 

1,14,329

1820,43

1543,05

 

1.

Loans for Purchase of Consumer Durables

1,498

10,85

9,24

 

7,056

52,75

45,15

 

8,714

73,35

63,26

 

2.

Loans for Housing

13,347

270,26

247,03

 

45,364

987,47

740,12

 

7,729

353,88

307,27

 

3.

Rest of the Personal Loans

44,636

576,98

526,35

 

2,40,026

2266,98

1745,07

 

97,886

1393,21

1172,52

               

VI.

TRADE

38,455

2702,52

2471,18

 

57,534

9223,39

7819,32

 

47,385

3940,13

3283,62

 

1.

Wholesale Trade

12,508

2144,79

1966,77

 

16,258

8267,48

7052,73

 

21,479

2294,66

1911,13

 

2.

Retail Trade

25,947

557,73

504,42

 

41,276

955,91

766,59

 

25,906

1645,47

1372,49

               

VII.

FINANCE

1,262

849,17

652,38

 

2,563

1285,11

991,72

 

3,160

2339,14

2000,19

               

VIII.


ALL OTHERS


2,977


1663,48


1342,85


 

27,442


6237,43


4660,84


 

5,434


2780,49


2445,87


TOTAL LOANS AND ADVANCES

2,27,558

17726,86

15178,18

 

5,62,015

43177,45

34886,56

 

3,55,196

53583,17

43300,74

OF WHICH :

1. Artisans & Village Industries

1,935

43,39

34,66

 

2,805

75,87

57,20

 

1,352

80,07

67,22

 
 

2. Other Small Scale Industries


42,786


2564,47


2295,85


 

56,039


4191,32


3527,00


 

65,551


7150,66


6028,19




 
 
 
 
 

(Amount in Rupees Lakh)


     

20% AND ABOVE


 

TOTAL


     

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts

Limit

Out-

 

Accounts

Limit

Out-

   

OCCUPATION

 
 

standing


 
 
 

standing


 
 
 

28


29


30


 

31


32


33


I.

AGRICULTURE

10,784

1026,78

864,93

 

10,46,758

17369,61

14551,98

 

1.

Direct Finance

9,656

431,13

388,13

 

10,12,436

12164,70

10521,39

 

2.

Indirect Finance

1,128

595,65

476,80

 

34,322

5204,91

4030,59

           

II.

INDUSTRY

84,327

29458,00

25279,87

 

8,06,057

123719,69

101206,74

 

1.

Mining & Quarrying

945

193,32

166,07

 

11,818

2130,54

1680,92

 

2.

Food Manufacturing and Processing

6,454

2513,12

2155,94

 

85,258

11285,54

9225,04

   

(a)

Rice Mills, Flour and Dal Mills

2,424

310,57

291,78

 

34,687

1969,82

1611,92

   

(b)

Sugar

244

576,88

529,71

 

1,414

2092,26

1776,92

   

(c)

Edible Oils and Vanaspati

1,068

431,99

333,96

 

15,999

2170,79

1713,92

   

(d)

Tea Processing

421

401,08

330,66

 

1,522

1351,78

1022,92

   

(e)

Processing of Fruits & Vegetables

153

30,75

25,02

 

1,991

203,89

171,78

   

(f)

Others

2,144

761,85

644,82

 

29,645

3496,99

2927,58

 

3.

Beverage and Tobacco

908

643,95

542,50

 

5,734

1781,11

1377,09

 

4.

Textiles

15,098

4167,46

3696,57

 

1,20,994

19894,79

16394,62

   

(a)

Cotton Textiles

5,499

1998,03

1776,45

 

33,307

8210,54

6876,13

   

(b)

Jute Textiles

119

34,68

28,83

 

1,472

453,40

370,82

   

(c)

Handloom Textiles & Khadi

437

54,15

42,95

 

9,309

553,66

446,19

   

(d)

Other Textiles

9,043

2080,60

1848,35

 

76,906

10677,19

8701,47

 

5.

Paper, Paper Products and Printing

4,316

927,36

805,74

 

39,983

3693,10

3127,97

 

6.

Leather and Leather Products

1,184

234,60

210,69

 

13,315

1717,94

1528,26

 

7.

Rubber and Rubber Products

1,520

535,07

466,47

 

11,822

1870,20

1583,37

 

8.

Chemicals and Chemical Products

9,825

4508,75

3715,84

 

67,466

18088,17

14390,15

   

(a)

Heavy Industrial Chemicals

1,133

750,22

582,84

 

6,471

3351,46

2538,14

   

(b)

Fertilizers

306

581,04

390,97

 

1,903

2482,12

1857,49

   

(c)

Drugs and Pharmaceuticals

2,079

1422,42

1200,19

 

13,047

5149,98

4147,73

   

(d)

Non-Edible Oils

208

65,06

65,62

 

1,577

315,26

268,56

   

(e)

Other Chemicals & Chemical Products

6,099

1690,01

1476,22

 

44,468

6789,35

5578,23

 

9.

Petroleum, Coal Products & Nuclear Fuels

563

475,92

372,13

 

5,211

2656,83

2166,01

 

10.

Manufacture of Cement & Cement Products

804

425,86

374,59

 

8,321

2296,00

1704,98

 

11.

Basic Metals & Metal Products

8,552

3753,07

3184,82

 

78,764

15986,43

13229,09

   

(a)

Iron and Steel

3,950

2497,61

2155,60

 

24,822

11253,40

9306,78

   

(b)

Non-Ferrous Metals

655

264,44

226,79

 

5,554

1090,34

902,90

   

(c)

Other Metal Products

3,947

991,01

802,43

 

48,388

3642,69

3019,41

 

12.

Engineering

10,708

5362,27

4721,83

 

90,978

20137,61

16491,85

   

(a)

Heavy Engineering

1,810

1280,65

1044,57

 

13,316

5922,97

4577,58

   

(b)

Light Engineering

3,891

1183,50

997,41

 

39,427

4764,14

3913,34

   

(c)

Electrical Machinery & Goods

2,819

1299,38

1171,71

 

22,412

4669,16

3922,88

   

(d)

Electronic Machinery & Goods

2,188

1598,75

1508,15

 

15,823

4781,35

4078,05

 

13.

Vehicles, Vehicle Parts & Transport Equipments

3,222

1231,37

970,42

 

28,991

4977,92

3717,10

 

14.

Other Industries

14,161

2218,16

1889,52

 

2,01,975

10683,65

9069,19

 

15.

Electricity, Gas & Water

546

804,56

651,36

 

10,994

2890,05

2210,72

   

(a)

Electricity Generation & Transmission

355

685,88

542,52

 

9,731

2687,11

2029,20

   

(b)

Non-Conventional Energy

51

52,51

45,39

 

343

84,82

75,00

   

(c)

Gas, Steam & Water Supply

140

66,17

63,45

 

920

118,12

106,53

 

16.

Construction

5,521

1463,15

1355,37

 

24,433

3629,81

3310,38

           

III.

TRANSPORT OPERATORS

17,074

700,02

574,41

 

2,48,615

4818,26

3960,00

           

IV.

PROFESSIONAL AND OTHER SERVICES

12,724

1611,80

1358,58

 

1,87,295

8669,43

7197,17

           

V.

PERSONAL LOANS

96,001

1647,07

1404,37

 

17,27,626

18759,75

16177,89

 

1.

Loans for Purchase of Consumer Durables

4,979

58,59

53,26

 

28,938

247,22

216,84

 

2.

Loans for Housing

3,331

119,57

100,18

 

5,54,678

7601,82

6697,25

 

3.

Rest of the Personal Loans

87,691

1468,91

1250,92

 

11,44,010

10910,70

9263,80

           

VI.

TRADE

52,122

3805,47

3149,76

 

5,92,560

29943,60

25242,85

 

1.

Wholesale Trade

23,623

2237,29

1839,37

 

1,48,095

21649,23

18281,92

 

2.

Retail Trade

28,499

1568,17

1310,40

 

4,44,465

8294,36

6960,93

           

VII.

FINANCE

5,421

3875,34

3179,56

 

21,532

10862,66

8859,31

           

VIII.


ALL OTHERS


5,249


2524,51


2204,97


 

54,500


19022,35


15590,80


TOTAL LOANS AND ADVANCES

2,83,702

44648,99

38016,45

 

46,84,943

233165,35

  192786,75

OF WHICH :

1. Artisans & Village Industries

760

31,26

27,48

 

45,140

497,53

430,41

 
 

2. Other Small Scale Industries


50,161


5949,56


4957,03


 

4,86,467


29993,03


24565,78


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