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Table No.1.10 - Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks
According to Occupation

 
 
 
 

(Amount in Rupees Lakh)


     

RURAL


SEMI-URBAN


     

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

156,23,187

16795,03

14890,80

71,00,478

9582,49

8451,69

 

1.

Direct Finance

154,41,065

15577,41

13873,90

70,08,713

8597,40

7665,48

 

2.

Indirect Finance

1,82,122

1217,62

1016,91

91,765

985,09

786,20

II.

INDUSTRY

24,41,465

12452,79

10632,22

11,55,614

15577,70

13104,80

 

1.

Mining & Quarrying

3,367

195,10

132,08

4,161

402,62

318,53

 

2.

Manufacturing & Processing

24,31,721

11899,64

10213,56

11,42,386

14752,44

12448,36

 

3.

Electricity, Gas & Water

3,112

250,53

193,12

2,675

167,90

111,35

 

4.

Construction

3,265

107,53

93,46

6,392

254,74

226,56

III.

TRANSPORT OPERATORS

5,61,138

1455,83

1194,24

3,06,931

1615,14

1297,75

IV.

PROFESSIONAL AND OTHER SERVICES

11,24,051

1075,62

946,30

6,94,465

1501,89

1291,19

V.

PERSONAL LOANS

22,01,236

4035,95

3528,64

24,96,085

6141,39

5369,86

 

1.

Loans for Purchase of Consumer Durables

1,12,326

148,64

125,92

1,94,126

281,36

238,70

 

2.

Loans for Housing

1,42,748

942,72

811,85

2,20,272

1784,56

1565,77

 

3.

Rest of the Personal Loans

19,46,162

2944,58

2590,87

20,81,687

4075,47

3565,39

VI.

TRADE

49,86,004

5841,79

5350,12

26,40,370

5648,92

4795,05

 

1.

Wholesale Trade

1,15,319

2223,34

2131,31

98,035

1691,28

1369,87

 

2.

Retail Trade

48,70,685

3618,45

3218,81

25,42,335

3957,64

3425,18

VII.

FINANCE

2,120

162,57

137,18

3,299

449,73

324,44

VIII.


ALL OTHERS


18,55,807


2573,09


1934,01


15,09,936


2855,56


2255,73


TOTAL BANK CREDIT

287,95,008

44392,66

38613,51

159,07,178

43372,81

36890,50

OF WHICH:

1.

Artisans & Village Industries

16,68,176

876,38

784,08

5,05,993

449,03

399,80

 

2.


Other Small Scale Industries


6,38,490


2890,25


2548,53


5,16,019


5450,26


4630,72


 
 
 
 
 
     

URBAN


METROPOLITAN


     

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

12,89,475

3173,08

2736,56

1,75,433

3365,79

2729,90

 

1.

Direct Finance

12,57,866

2211,91

2024,07

1,60,800

1077,39

992,69

 

2.

Indirect Finance

31,609

961,18

712,49

14,633

2288,40

1737,22

II.

INDUSTRY

6,68,482

27350,37

22783,74

3,57,490

96898,46

75738,76

 

1.

Mining & Quarrying

2,903

390,80

308,62

2,025

1483,25

1183,69

 

2.

Manufacturing & Processing

6,57,486

26217,89

21864,20

3,42,624

90016,94

69967,65

 

3.

Electricity, Gas & Water

1,440

294,85

196,90

4,116

2409,29

1870,26

 

4.

Construction

6,653

446,84

414,02

8,725

2988,98

2717,16

III.

TRANSPORT OPERATORS

1,70,040

1110,40

947,20

65,556

1361,31

1138,29

IV.

PROFESSIONAL AND OTHER SERVICES

4,23,955

1927,70

1612,43

1,93,191

6283,10

5194,49

V.

PERSONAL LOANS

21,35,593

6634,09

5910,45

29,36,744

10914,38

8819,73

 

1.

Loans for Purchase of Consumer Durables

2,12,971

317,00

283,91

1,82,034

272,83

232,85

 

2.

Loans for Housing

2,44,283

2318,32

2108,17

2,12,553

3010,08

2627,81

 

3.

Rest of the Personal Loans

16,78,339

3998,77

3518,37

25,42,157

7631,47

5959,07

VI.

TRADE

11,89,101

7576,00

5995,90

4,30,955

23067,49

19201,48

 

1.

Wholesale Trade

77,107

4360,11

3204,59

71,006

19416,66

16171,48

 

2.

Retail Trade

11,11,994

3215,89

2791,31

3,59,949

3650,84

3030,00

VII.

FINANCE

5,036

732,39

586,57

11,589

9711,40

7964,47

VIII.


ALL OTHERS


11,52,871


4411,19


3824,45


7,64,732


16296,73


14003,67


TOTAL BANK CREDIT

70,34,553

52915,22

44397,31

49,35,690

167898,66

134790,79

OF WHICH:

1.

Artisans & Village Industries

1,46,991

238,63

213,30

20,432

122,60

106,47

 

2.


Other Small Scale Industries


3,90,769


8519,72


7192,92


2,06,776


14436,70


11450,52


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