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Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 (Part 5 of 5)

ALL-INDIA


 
 
 
 

(Amount in Rupees Lakh)


       

STATE BANK OF INDIA

NATIONALISED BANKS

       

AND ITS ASSOCIATES


 
       

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

         
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

52,72,225

14926,12

12804,81

84,77,194

23775,27

20316,48

 

1.

Direct Finance

52,10,232

12306,14

10562,64

83,83,258

18462,58

16250,40

 

2.

Indirect Finance

61,993

2619,99

2242,17

93,936

5312,69

4066,07

II.

INDUSTRY

14,78,925

71438,52

58026,31

21,16,403

110237,82

87161,39

 

1.

Mining & Quarrying

1,920

2018,42

1341,01

3,790

1948,55

1517,18

 

2.

Food Manufacturing & Processing

22,689

5712,07

4512,72

39,705

9755,90

7496,40

   

(a)

Rice Mills, Flour & Dal Mills

11,424

1440,02

1107,69

16,970

2529,23

1918,31

   

(b)

Sugar

349

1239,00

1050,27

670

2264,18

1847,64

   

(c)

Edible Oils & Vanaspati

3,814

1356,23

960,01

5,059

1233,51

909,46

   

(d)

Tea Processing

286

386,17

273,21

933

787,50

612,12

   

(e)

Processing of Fruits & Vegetables

219

88,62

79,11

628

353,69

296,62

   

(f)

Others

6,597

1202,03

1042,43

15,445

2587,79

1912,26

 

3.

Beverage & Tobacco

561

684,58

389,73

1,702

1260,77

924,96

 

4.

Textiles

33,223

9828,14

8135,85

76,475

19261,49

14816,92

   

(a)

Cotton Textiles

7,437

3819,51

3174,58

16,744

7499,99

5736,95

   

(b)

Jute Textiles

190

146,51

99,26

372

291,99

176,12

   

(c)

Handloom Textiles & Khadi

4,125

244,37

194,52

6,714

456,57

378,80

   

(d)

Other Textiles

21,471

5617,75

4667,50

52,645

11012,95

8525,05

 

5.

Paper, Paper Products & Printing

8,062

1574,17

1299,09

21,948

3099,62

2469,50

 

6.

Leather & Leather Products

3,649

1103,70

866,27

8,166

1676,72

1346,46

 

7.

Rubber & Rubber Products

3,054

945,56

763,17

6,617

1616,81

1268,87

 

8.

Chemicals & Chemical Products

17,228

9184,90

7395,65

41,901

14416,09

10871,92

   

(a)

Heavy Industrial Chemicals

1,101

1254,42

1000,28

3,254

2641,89

1815,47

   

(b)

Fertilisers

487

1943,76

1630,84

762

1932,85

1574,84

   

(c)

Drugs & Pharmaceuticals

3,590

2132,54

1666,76

7,939

3586,10

2739,48

   

(d)

Non-Edible Oils

293

179,65

144,68

407

299,44

248,65

   

(e)

Other Chemicals & Chemical Products

11,757

3674,53

2953,10

29,539

5955,81

4493,48

 

9.

Petroleum, Coal Products & Nuclear Fuels

972

4001,77

3383,25

1,893

3770,99

3416,44

 

10.

Manufacture of Cement & Cement Products

2,375

1000,61

790,24

3,899

1492,76

1306,32

 

11.

Basic Metals & Metal Products

16,984

9544,57

8126,48

42,938

15519,72

13264,77

   

(a)

Iron & Steel

4,482

6954,60

6076,83

10,600

10646,15

9445,04

   

(b)

Non-Ferrous Metals

1,099

703,98

552,68

2,018

1359,69

1098,98

   

(c)

Other Metal Products

11,403

1885,98

1496,97

30,320

3513,89

2720,75

 

12.

Engineering

22,871

8665,92

7262,68

52,199

12894,36

9691,13

   

(a)

Heavy Engineering

2,501

2234,02

1854,17

4,581

3795,57

2628,14

   

(b)

Light Engineering

10,505

2125,33

1768,39

25,225

2783,56

2114,47

   

(c)

Electrical Machinery & Goods

7,531

2459,58

1934,59

17,593

3598,12

2797,03

   

(d)

Electronic Machinery & Goods

2,334

1846,98

1705,54

4,800

2717,12

2151,49

 

13.

Vehicles, Vehicle Parts & Transport Equipments

10,468

2918,74

2281,32

15,397

4034,11

3059,76

 

14.

Other Industries

13,28,370

10286,22

8378,28

17,56,743

12982,63

10478,24

 

15.

Electricity, Gas & Water

1,645

3385,85

2613,76

1,471

4068,15

3086,38

   

(a)

Electricity Generation & Transmission

1,380

3313,94

2565,75

1,066

3731,04

2827,98

   

(b)

Non-Conventional Energy

47

38,47

23,79

88

26,17

24,74

   

(c)

Gas, Steam & Water Supply

218

33,44

24,22

317

310,94

233,67

 

16.

Construction

4,854

583,31

486,80

41,559

2439,16

2146,15

III.

TRANSPORT OPERATORS

1,46,523

2077,99

1547,90

3,59,859

4478,25

3713,07

IV.

PROFESSIONAL AND OTHER SERVICES

1,81,896

1913,10

1533,24

10,00,650

8141,76

6770,49

V.

PERSONAL LOANS

35,17,050

12714,98

10951,60

51,73,772

20982,76

18059,81

 

1.

Loans for Purchase of Consumer Durables

3,63,834

806,03

667,44

3,89,777

986,47

813,93

 

2.

Loans for Housing

3,49,731

4628,58

4082,09

7,20,731

7480,05

6531,00

 

3.

Rest of the Personal Loans

28,03,485

7280,37

6202,07

40,63,264

12516,24

10714,88

VI.

TRADE

18,14,375

18271,54

14599,91

31,05,030

33606,10

28955,17

 

1.

Wholesale Trade

1,22,492

11590,89

9466,18

2,21,456

21972,55

19365,24

 

2.

Retail Trade

16,91,883

6680,64

5133,73

28,83,574

11633,55

9589,93

VII.

FINANCE

22,893

3267,14

2359,22

24,218

9165,90

7077,84

VIII.


ALL OTHERS


9,26,364


6697,63


5721,59


32,02,666


18720,15


16054,72


TOTAL BANK CREDIT

133,60,251

131307,01

107544,59

234,59,792

229108,02

188108,98

OF WHICH:

1.

Artisans & Village Industries

4,14,437

853,82

741,25

6,64,820

1336,63

1169,80

 

2.


Other Small Scale Industries


7,56,513


13270,04


10707,75


10,47,025


20284,51


15991,17



ALL-INDIA


 
 
 
 

(Amount in Rupees Lakh)


       

FOREIGN BANKS


REGIONAL RURAL BANKS


       

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

         
 

standing


 
 

standing


 
 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

141

186,04

153,37

54,64,296

6376,80

5533,79

 

1.

Direct Finance

78

126,50

112,41

53,65,642

6230,92

5411,82

 

2.

Indirect Finance

63

59,55

40,97

98,654

145,89

121,97

II.

INDUSTRY

27,269

29239,65

19908,81

9,69,398

962,17

814,28

 

1.

Mining & Quarrying

23

141,36

56,12

117

7,98

6,27

 

2.

Food Manufacturing & Processing

473

1154,18

700,88

3,608

51,73

41,77

   

(a)

Rice Mills, Flour & Dal Mills

11

7,84

4,67

1,733

26,92

22,07

   

(b)

Sugar

12

71,06

40,74

7

28

21

   

(c)

Edible Oils & Vanaspati

50

181,35

77,14

506

6,41

5,45

   

(d)

Tea Processing

102

360,62

224,56

2

12

7

   

(e)

Processing of Fruits & Vegetables

18

23,62

22,25

12

58

49

   

(f)

Others

280

509,69

331,52

1,348

17,43

13,49

 

3.

Beverage & Tobacco

135

456,87

296,51

19

1,80

1,04

 

4.

Textiles

1,535

2949,80

2073,59

1,377

12,33

10,28

   

(a)

Cotton Textiles

326

1053,90

811,33

143

2,48

1,92

   

(b)

Jute Textiles

18

47,93

35,65

5

20

26

   

(c)

Handloom Textiles & Khadi

8

21

11

138

1,17

1,03

   

(d)

Other Textiles

1,183

1847,77

1226,52

1,091

8,47

7,07

 

5.

Paper, Paper Products & Printing

420

592,41

418,31

405

6,17

5,51

 

6.

Leather & Leather Products

199

125,17

96,13

122

1,16

1,17

 

7.

Rubber & Rubber Products

590

437,12

253,78

76

88

78

 

8.

Chemicals & Chemical Products

1,903

4475,77

3028,05

490

7,47

6,53

   

(a)

Heavy Industrial Chemicals

236

610,72

451,00

-

-

-

   

(b)

Fertilisers

39

220,65

179,40

5

50

44

   

(c)

Drugs & Pharmaceuticals

611

1992,98

1341,86

108

1,60

1,45

   

(d)

Non-Edible Oils

12

2,43

1,55

1

7

2

   

(e)

Other Chemicals & Chemical Products

1,005

1648,99

1054,25

376

5,30

4,61

 

9.

Petroleum, Coal Products & Nuclear Fuels

116

781,01

317,60

8

27

19

 

10.

Manufacture of Cement & Cement Products

134

724,13

532,87

164

3,01

2,75

 

11.

Basic Metals & Metal Products

971

1804,47

1224,11

855

8,29

7,38

   

(a)

Iron & Steel

360

1058,75

773,12

6

2,24

2,31

   

(b)

Non-Ferrous Metals

130

281,76

141,57

5

17

9

   

(c)

Other Metal Products

481

463,95

309,42

844

5,87

4,98

 

12.

Engineering

2,706

6986,67

4607,95

1,333

17,73

14,11

   

(a)

Heavy Engineering

380

1771,13

1057,09

196

6,96

4,99

   

(b)

Light Engineering

976

1992,91

1309,16

679

7,47

6,23

   

(c)

Electrical Machinery & Goods

818

1284,45

893,11

446

2,80

2,54

   

(d)

Electronic Machinery & Goods

532

1938,19

1348,60

12

49

34

 

13.

Vehicles, Vehicle Parts & Transport Equipments

555

3007,74

2097,70

1,623

20,89

15,37

 

14.

Other Industries

16,962

4258,30

3239,45

9,58,597

810,87

690,37

 

15.

Electricity, Gas & Water

105

744,30

556,85

9

27

18

   

(a)

Electricity Generation & Transmission

82

684,79

505,33

2

6

4

   

(b)

Non-Conventional Energy

2

5,45

6,13

-

-

-

   

(c)

Gas, Steam & Water Supply

21

54,05

45,39

7

21

14

 

16.

Construction

442

600,34

408,90

595

11,32

10,58

III.

TRANSPORT OPERATORS

602

545,30

348,06

2,73,915

742,46

555,93

IV.

PROFESSIONAL AND OTHER SERVICES

2,946

1309,09

853,87

3,94,523

417,13

351,65

V.

PERSONAL LOANS

17,50,565

9594,39

5559,40

13,03,350

2023,77

1768,85

 

1.

Loans for Purchase of Consumer Durables

8,038

90,73

88,67

1,27,798

213,20

174,87

 

2.

Loans for Housing

9,344

366,53

351,04

1,17,376

464,94

420,20

 

3.

Rest of the Personal Loans

17,33,183

9137,13

5119,69

10,58,176

1345,62

1173,78

VI.

TRADE

3,459

1296,76

819,14

21,57,535

2058,41

1759,79

 

1.

Wholesale Trade

2,010

858,47

524,22

50,904

89,13

76,03

 

2.

Retail Trade

1,449

438,28

294,92

21,06,631

1969,28

1683,77

VII.

FINANCE

798

4098,25

2525,56

345

3,64

2,72

VIII.


ALL OTHERS


51,143


1443,33


1163,40


5,75,049


539,95


491,57


TOTAL BANK CREDIT

18,36,923

47712,80

31331,62

111,38,411

13124,34

11278,59

OF WHICH:

1.

Artisans & Village Industries

1,011

1,61

1,56

7,89,854

624,31

528,74

 

2.


Other Small Scale Industries


933


768,14


579,31


1,53,838


205,78


177,14



ALL-INDIA


 
 
 
 

(Amount in Rupees Lakh)


       

OTHER SCHEDULED

ALL SCHEDULED

       

COMMERCIAL BANKS


COMMERCIAL BANKS


       

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

         
 

standing


 
 

standing


 
 
 
 

13


14


15


16


17


18


I.

AGRICULTURE

5,74,529

2392,16

2080,82

197,88,385

47656,40

40889,26

 

1.

Direct Finance

5,61,195

1773,02

1603,87

195,20,405

38899,16

33941,14

 

2.

Indirect Finance

13,334

619,14

476,95

2,67,980

8757,24

6948,12

II.

INDUSTRY

1,60,334

27159,70

22036,10

47,52,329

239037,86

187946,88

 

1.

Mining & Quarrying

491

461,89

380,24

6,341

4578,20

3300,82

 

2.

Food Manufacturing & Processing

6,325

2144,38

1754,36

72,800

18818,26

14506,13

   

(a)

Rice Mills, Flour & Dal Mills

2,402

416,68

354,28

32,540

4420,68

3407,01

   

(b)

Sugar

105

246,41

235,47

1,143

3820,93

3174,33

   

(c)

Edible Oils & Vanaspati

1,188

352,15

270,85

10,617

3129,66

2222,90

   

(d)

Tea Processing

105

155,85

134,22

1,428

1690,27

1244,17

   

(e)

Processing of Fruits & Vegetables

94

63,17

52,12

971

529,67

450,58

   

(f)

Others

2,431

910,11

707,44

26,101

5227,05

4007,14

 

3.

Beverage & Tobacco

340

294,82

267,41

2,757

2698,84

1879,65

 

4.

Textiles

17,001

5135,75

4110,55

1,29,611

37187,51

29147,20

   

(a)

Cotton Textiles

7,083

2500,95

2054,41

31,733

14876,83

11779,19

   

(b)

Jute Textiles

167

127,94

69,94

752

614,56

381,23

   

(c)

Handloom Textiles & Khadi

574

54,48

42,82

11,559

756,79

617,27

   

(d)

Other Textiles

9,177

2452,39

1943,39

85,567

20939,32

16369,51

 

5.

Paper, Paper Products & Printing

3,794

686,57

576,17

34,629

5958,95

4768,59

 

6.

Leather & Leather Products

1,221

276,37

221,88

13,357

3183,13

2531,92

 

7.

Rubber & Rubber Products

1,279

360,99

270,69

11,616

3361,35

2557,29

 

8.

Chemicals & Chemical Products

6,045

3026,36

2427,11

67,567

31110,59

23729,26

   

(a)

Heavy Industrial Chemicals

536

449,06

347,65

5,127

4956,08

3614,39

   

(b)

Fertilisers

105

308,28

244,17

1,398

4406,04

3629,69

   

(c)

Drugs & Pharmaceuticals

1,304

784,42

676,31

13,552

8497,63

6425,86

   

(d)

Non-Edible Oils

71

23,76

23,24

784

505,36

418,14

   

(e)

Other Chemicals & Chemical Products

4,029

1460,85

1135,74

46,706

12745,48

9641,17

 

9.

Petroleum, Coal Products & Nuclear Fuels

358

590,09

479,07

3,347

9144,12

7596,56

 

10.

Manufacture of Cement & Cement Products

647

412,53

384,68

7,219

3633,05

3016,86

 

11.

Basic Metals & Metal Products

4,676

2364,63

2026,72

66,424

29241,68

24649,45

   

(a)

Iron & Steel

1,905

1712,43

1482,97

17,353

20374,17

17780,27

   

(b)

Non-Ferrous Metals

348

145,73

126,07

3,600

2491,34

1919,39

   

(c)

Other Metal Products

2,423

506,47

417,68

45,471

6376,17

4949,80

 

12.

Engineering

7,671

2635,92

2213,28

86,780

31200,60

23789,15

   

(a)

Heavy Engineering

852

511,55

424,84

8,510

8319,23

5969,22

   

(b)

Light Engineering

2,989

510,84

432,72

40,374

7420,11

5630,96

   

(c)

Electrical Machinery & Goods

2,723

795,16

640,93

29,111

8140,11

6268,20

   

(d)

Electronic Machinery & Goods

1,107

818,37

714,79

8,785

7321,14

5920,77

 

13.

Vehicles, Vehicle Parts & Transport Equipments

3,143

608,90

459,32

31,186

10590,37

7913,47

 

14.

Other Industries

99,789

5354,06

4106,55

41,60,461

33692,08

26892,89

 

15.

Electricity, Gas & Water

231

688,24

554,39

3,461

8886,80

6811,56

   

(a)

Electricity Generation & Transmission

140

616,79

493,85

2,670

8346,62

6392,94

   

(b)

Non-Conventional Energy

35

58,84

49,21

172

128,92

103,86

   

(c)

Gas, Steam & Water Supply

56

12,61

11,33

619

411,26

314,76

 

16.

Construction

7,323

2118,20

1803,67

54,773

5752,34

4856,10

III.

TRANSPORT OPERATORS

49,652

1212,62

908,42

8,30,551

9056,62

7073,39

IV.

PROFESSIONAL AND OTHER SERVICES

1,04,150

3401,72

3036,22

16,84,165

15182,81

12545,47

V.

PERSONAL LOANS

8,26,065

3708,51

3249,80

125,70,802

49024,41

39589,46

 

1.

Loans for Purchase of Consumer Durables

86,368

192,22

161,51

9,75,815

2288,65

1906,43

 

2.

Loans for Housing

77,967

1136,65

992,39

12,75,149

14076,76

12376,73

 

3.

Rest of the Personal Loans

6,61,730

2379,64

2095,89

103,19,838

32659,00

25306,30

VI.

TRADE

2,92,944

7544,84

6146,96

73,73,343

62777,64

52280,98

 

1.

Wholesale Trade

32,538

4466,31

3579,94

4,29,400

38977,36

33011,61

 

2.

Retail Trade

2,60,406

3078,53

2567,02

69,43,943

23800,28

19269,38

VII.

FINANCE

5,135

5333,15

3848,14

53,389

21868,08

15813,48

VIII.


ALL OTHERS


4,97,270


3446,50


2854,81


52,52,492


30847,56


26286,10


TOTAL BANK CREDIT

25,10,079

54199,20

44161,26

523,05,456

475451,38

382425,03

OF WHICH:

1.

Artisans & Village Industries

27,592

91,93

77,39

18,97,714

2908,30

2518,74

 

2.


Other Small Scale Industries


76,934


5075,38


4001,18


20,35,243


39603,84


31456,54


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