Table No. 4.3 - Interest Rate Range and organisation-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1997
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(Amount in Rupees Lakh) |
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PUBLIC SECTOR |
CO-OPERATIVE SECTOR |
PRIVATE CORPORATE |
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SECTOR |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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INTEREST RATE RANGE |
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standing |
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standing |
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standing |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
Less than 6% |
243 |
175,30 |
128,55 |
696 |
76,49 |
46,55 |
- |
- |
- |
6% and above but less than 10% |
531 |
298,97 |
262,36 |
994 |
85,92 |
71,09 |
190 |
326,21 |
288,87 |
10% and above but less than 12% |
638 |
452,82 |
412,98 |
2,600 |
250,09 |
181,81 |
868 |
395,92 |
322,38 |
12% and above but less than 14% |
2,274 |
3812,35 |
2620,02 |
2,452 |
640,12 |
474,00 |
9,743 |
13394,26 |
10270,14 |
14% and above but less than 15% |
9,851 |
3683,71 |
3125,67 |
6,116 |
339,32 |
272,42 |
9,076 |
3412,25 |
2824,87 |
15% and above but less than 16% |
3,775 |
5922,29 |
5304,06 |
2,326 |
521,12 |
408,89 |
8,312 |
9042,15 |
6662,92 |
16% and above but less than 17% |
2,106 |
3827,89 |
2988,64 |
889 |
383,67 |
339,21 |
10,276 |
9685,67 |
7669,65 |
17% and above but less than 18% |
4,010 |
6936,53 |
5191,79 |
2,247 |
512,69 |
409,46 |
16,959 |
19427,83 |
15347,57 |
18% and above but less than 20% |
2,803 |
5911,68 |
4495,73 |
1,423 |
621,46 |
510,51 |
39,263 |
42139,71 |
34242,70 |
20% and above |
1,201 |
1523,39 |
1303,76 |
615 |
214,94 |
178,75 |
24,487 |
19375,10 |
16739,55 |
Total Loans & Advances |
27,432 |
32544,93 |
25833,55 |
20,358 |
3645,82 |
2892,69 |
1,19,174 |
117199,10 |
94368,64 |
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PRIVATE SECTOR - |
JOINT SECTOR |
INDIVIDUALS |
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OTHERS |
UNDERTAKINGS |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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INTEREST RATE RANGE |
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standing |
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standing |
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standing |
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10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
Less than 6% |
- |
- |
- |
- |
- |
- |
2,46,832 |
2574,58 |
2306,53 |
6% and above but less than 10% |
3,175 |
222,33 |
178,25 |
5 |
46 |
22 |
49,458 |
404,07 |
345,18 |
10% and above but less than 12% |
12,063 |
405,87 |
351,44 |
19 |
3,15 |
1,98 |
1,43,118 |
1849,55 |
1743,71 |
12% and above but less than 14% |
1,09,056 |
8943,01 |
7046,54 |
98 |
33,55 |
27,57 |
4,16,971 |
3594,18 |
3094,69 |
14% and above but less than 15% |
4,77,304 |
7402,50 |
5466,36 |
363 |
39,11 |
22,45 |
16,20,088 |
14199,62 |
12170,32 |
15% and above but less than 16% |
1,77,879 |
5926,37 |
4465,02 |
176 |
41,87 |
33,71 |
5,38,158 |
5079,67 |
4262,76 |
16% and above but less than 17% |
94,420 |
6299,39 |
5308,33 |
194 |
83,01 |
75,71 |
1,39,426 |
2191,01 |
1919,63 |
17% and above but less than 18% |
1,19,258 |
9786,05 |
8234,08 |
203 |
301,13 |
89,20 |
3,48,103 |
9389,44 |
8606,34 |
18% and above but less than 20% |
1,59,471 |
17856,47 |
14875,54 |
315 |
166,31 |
123,80 |
2,97,177 |
5711,90 |
4531,98 |
20% and above |
98,541 |
9028,78 |
7846,06 |
148 |
53,65 |
43,61 |
2,14,502 |
4184,48 |
3584,19 |
Total Loans & Advances |
12,51,167 |
65870,76 |
53771,61 |
1,521 |
722,23 |
418,23 |
40,13,833 |
49178,49 |
42565,31 |
See Notes on Tables. |
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