Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

7,24,940

623,13

547,86

1,65,800

203,27

181,58

1. Direct Finance

7,17,046

577,98

517,50

1,63,971

190,39

169,93

2. Indirect Finance

7,894

45,14

30,37

1,829

12,88

11,65

II.

INDUSTRY

5,46,669

913,20

782,32

1,12,865

660,60

558,45

1. Mining & Quarrying

28

3,03

3,33

27

3,70

3,70

2. Food Manufacturing & Processing

2,886

86,40

80,70

776

132,07

93,63

(a) Rice Mills, Flour & Dal Mills

1,341

21,53

19,22

323

28,89

22,85

(b) Sugar

1

1,80

1,15

6

8,18

5,59

(c) Edible Oils & Vanaspati

161

4,76

4,46

162

6,17

5,83

(d) Tea Processing

55

51,80

48,45

67

79,02

51,65

(e) Processing of Fruits & Vegetables

8

2,57

3,48

4

1,35

68

(f) Others

1,320

3,93

3,94

214

8,45

7,04

3. Beverage & Tobacco

6

3,22

2,81

15

4,04

5,31

4. Textiles

849

23,30

24,03

680

20,81

8,73

(a) Cotton Textiles

67

12,87

13,89

52

79

51

(b) Jute Textiles

7

47

49

7

12,50

1,84

(c) Handloom Textiles & Khadi

136

93

85

72

77

71

(d) Other Textiles

639

9,03

8,81

549

6,75

5,66

5. Paper, Paper Products & Printing

176

10,68

13,71

146

8,07

9,11

6. Leather & Leather Products

95

4,11

3,19

123

5,61

2,11

7. Rubber & Rubber Products

30

2,21

2,33

88

2,12

2,09

8. Chemicals & Chemical Products

329

30,34

28,13

219

74,71

63,29

(a) Heavy Industrial Chemicals

11

1,77

1,76

9

2,63

92

(b) Fertilisers

3

34

27

3

24

22

(c) Drugs & Pharmaceuticals

47

10,45

10,06

31

4,04

3,99

(d) Non-Edible Oils

3

48

57

1

3

2

(e) Other Chemicals & Chemical Products

265

17,31

15,47

175

67,76

58,14

9. Petroleum, Coal Products & Nuclear Fuels

14

83,05

83,81

31

130,88

124,18

10. Manufacture of Cement & Cement Products

45

25,79

7,20

40

4,12

2,99

11. Basic Metals & Metal Products

489

149,77

89,81

354

51,57

34,62

(a) Iron & Steel

45

54,78

42,89

14

38,27

21,28

(b) Non-Ferrous Metals

26

57,88

22,21

5

41

62

(c) Other Metal Products

418

37,11

24,70

335

12,89

12,73

12. Engineering

462

78,62

78,81

343

22,00

20,80

(a) Heavy Engineering

15

34,74

52,17

12

3,49

3,49

(b) Light Engineering

192

9,12

6,63

158

3,08

3,00

(c) Electrical Machinery & Goods

249

34,43

19,68

161

14,56

13,59

(d) Electronic Machinery & Goods

6

33

33

12

88

73

13. Vehicles, Vehicle Parts & Transport Equipments

114

39,87

30,61

121

11,96

8,92

14. Other Industries

5,37,427

361,20

324,27

1,08,650

144,93

137,04

15. Electricity, Gas & Water

26

1,89

1,38

7

36,63

35,06

(a) Electricity Generation & Transmission

18

1,58

1,16

4

36,45

34,93

(b) Non-Conventional Energy

4

14

10

-

-

-

(c) Gas, Steam & Water Supply

4

17

12

3

17

12

16. Construction

3,693

9,74

8,19

1,245

7,40

6,86

III.

TRANSPORT OPERATORS

38,964

77,35

58,16

12,616

58,54

43,09

IV.

PROFESSIONAL AND OTHER SERVICES

66,042

142,29

137,52

20,079

51,34

43,66

V.

PERSONAL LOANS

2,92,915

580,51

509,30

1,24,001

382,36

324,48

1. Loans for Purchase of Consumer Durables

36,448

90,93

76,59

11,307

27,29

23,01

2. Loans for Housing

30,992

160,87

140,80

24,243

169,49

142,97

3. Rest of the Personal Loans

2,25,475

328,71

291,91

88,451

185,58

158,50

VI.

TRADE

3,88,480

424,65

371,93

1,16,987

290,90

256,25

1. Wholesale Trade

10,321

47,38

37,23

4,218

74,21

62,86

2. Retail Trade

3,78,159

377,27

334,70

1,12,769

216,69

193,39

VII.

FINANCE

544

4,04

3,34

201

5,48

5,30

VIII.

ALL OTHERS

2,07,571

325,19

300,20

70,454

201,48

188,48

TOTAL BANK CREDIT

22,66,125

3090,36

2710,63

6,23,003

1853,97

1601,31

OF WHICH: 1. Artisans & Village Industries

3,39,013

176,17

158,95

48,616

35,50

33,73

2. Other Small Scale Industries

1,54,649

211,94

195,59

51,217

152,19

143,64

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

42,824

117,96

105,95

3,555

309,38

260,91

1. Direct Finance

39,767

77,01

69,10

3,080

113,24

114,59

2. Indirect Finance

3,057

40,95

36,85

475

196,14

146,33

II.

INDUSTRY

56,373

1260,68

1096,82

1,47,453

15609,66

12456,40

1. Mining & Quarrying

33

6,01

5,19

123

1380,49

1211,32

2. Food Manufacturing & Processing

638

97,78

67,82

1,731

1756,18

1278,81

(a) Rice Mills, Flour & Dal Mills

188

22,18

17,46

121

44,66

30,25

(b) Sugar

2

24

25

12

77,12

55,03

(c) Edible Oils & Vanaspati

85

11,31

10,66

144

65,06

36,39

(d) Tea Processing

35

29,30

18,12

451

943,12

661,81

(e) Processing of Fruits & Vegetables

2

19

19

14

4,93

5,03

(f) Others

326

34,56

21,15

989

621,29

490,31

3. Beverage & Tobacco

1

3

5

85

569,86

399,88

4. Textiles

862

55,52

35,14

26,525

1522,72

1162,25

(a) Cotton Textiles

67

5,35

5,42

390

190,27

163,81

(b) Jute Textiles

27

32,98

15,95

258

302,29

185,27

(c) Handloom Textiles & Khadi

95

63

63

17

4,32

4,38

(d) Other Textiles

673

16,55

13,14

25,860

1025,83

808,79

5. Paper, Paper Products & Printing

394

10,60

14,00

2,516

432,35

398,54

6. Leather & Leather Products

141

2,81

2,48

3,112

598,19

390,07

7. Rubber & Rubber Products

144

6,18

6,30

627

197,80

201,60

8. Chemicals & Chemical Products

636

58,24

55,22

11,728

1024,19

808,41

(a) Heavy Industrial Chemicals

17

11,56

12,35

164

163,11

127,17

(b) Fertilisers

-

-

-

45

150,96

124,35

(c) Drugs & Pharmaceuticals

137

8,42

9,81

3,001

144,24

136,65

(d) Non-Edible Oils

5

24

55

17

2,53

2,08

(e) Other Chemicals & Chemical Products

477

38,03

32,51

8,501

563,34

418,15

9. Petroleum, Coal Products & Nuclear Fuels

24

245,24

210,01

268

856,24

724,85

10. Manufacture of Cement & Cement Products

57

10,22

9,50

140

185,22

163,01

11. Basic Metals & Metal Products

1,248

163,28

154,91

16,430

2442,98

2000,03

(a) Iron & Steel

203

63,69

63,36

703

1236,07

1156,50

(b) Non-Ferrous Metals

15

10,08

10,14

145

290,34

140,26

(c) Other Metal Products

1,030

89,51

81,40

15,582

916,57

703,27

12. Engineering

1,597

200,27

191,38

7,451

1769,54

1402,55

(a) Heavy Engineering

35

24,68

22,31

265

348,80

318,11

(b) Light Engineering

957

29,25

24,28

3,346

435,72

378,42

(c) Electrical Machinery & Goods

580

144,41

142,79

3,515

857,97

594,36

(d) Electronic Machinery & Goods

25

1,94

1,99

325

127,05

111,65

13. Vehicles, Vehicle Parts & Transport Equipments

134

30,14

28,93

563

221,80

166,83

14. Other Industries

49,487

339,61

284,26

71,707

1723,03

1413,86

15. Electricity, Gas & Water

10

15,92

15,07

180

654,31

513,40

(a) Electricity Generation & Transmission

6

15,66

14,92

163

606,46

467,89

(b) Non-Conventional Energy

1

5

2

4

31

28

(c) Gas, Steam & Water Supply

3

21

12

13

47,54

45,23

16. Construction

967

18,82

16,57

4,267

274,76

221,00

III.

TRANSPORT OPERATORS

9,289

61,41

45,90

11,592

237,65

229,94

IV.

PROFESSIONAL AND OTHER SERVICES

12,124

61,39

52,37

21,020

1085,84

859,76

V.

PERSONAL LOANS

1,40,250

563,93

479,33

4,04,921

2190,14

1625,52

1. Loans for Purchase of Consumer Durables

6,976

16,78

14,07

12,378

37,68

30,97

2. Loans for Housing

37,291

274,84

235,96

78,138

664,33

574,32

3. Rest of the Personal Loans

95,983

272,31

229,29

3,14,405

1488,13

1020,23

VI.

TRADE

47,168

360,50

305,88

54,207

2689,31

2072,71

1. Wholesale Trade

4,201

132,56

115,00

25,126

1892,00

1401,39

2. Retail Trade

42,967

227,94

190,89

29,081

797,31

671,32

VII.

FINANCE

318

12,04

9,67

12,316

1097,11

872,83

VIII.ALL OTHERS

48,352

246,07

220,18

99,201

2050,69

1859,88

TOTAL BANK CREDIT

3,56,698

2683,99

2316,11

7,54,265

25269,79

20237,95

OF WHICH: 1. Artisans & Village Industries

14,624

24,25

22,03

12,246

47,67

47,53

2. Other Small Scale Industries

32,790

360,86

323,99

36,947

1350,12

1123,45