Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,03,569

324,79

291,77

4,17,485

625,60

592,09

48

106,67

37,34

1. Direct Finance

2,02,516

303,85

274,13

4,06,607

435,71

404,90

30

30,58

24,20

2. Indirect Finance

1,053

20,94

17,65

10,878

189,89

187,19

18

76,09

13,13

II.

INDUSTRY

1,30,532

6648,88

5807,98

3,73,382

7073,95

5978,61

15,362

2972,34

1664,96

1. Mining & Quarrying

32

1065,21

934,01

156

207,35

171,29

8

11,44

11,15

2. Food Manufacturing & Processing

664

634,66

516,14

4,024

858,79

633,93

152

393,84

217,77

(a)

Rice Mills, Flour & Dal Mills

221

34,90

28,47

1,667

81,81

60,87

1

1

1

(b)

Sugar

2

1,84

1,18

17

62,50

37,89

-

-

-

(c)

Edible Oils & Vanaspati

123

15,23

18,31

362

35,68

31,85

6

36,06

6,94

(d)

Tea Processing

30

45,26

30,85

435

594,03

441,92

102

309,40

183,42

(e)

Processing of Fruits & Vegetables

2

1,12

2,47

24

5,67

5,17

1

2,00

1,48

(f)

Others

286

536,31

434,86

1,519

79,10

56,22

42

46,37

25,92

3. Beverage & Tobacco

33

346,31

289,19

42

24,41

22,10

25

140,22

31,61

4. Textiles

427

408,69

378,91

27,646

716,98

543,16

141

263,02

125,85

(a)

Cotton Textiles

50

50,68

41,54

366

120,83

113,68

9

9,60

10,50

(b)

Jute Textiles

37

4,59

3,63

215

247,64

134,56

10

23,47

16,71

(c)

Handloom Textiles & Khadi

9

54

60

296

5,81

5,63

-

-

-

(d)

Other Textiles

331

352,88

333,14

26,769

342,70

289,29

122

229,95

98,64

5. Paper, Paper Products & Printing

311

251,11

244,73

2,717

170,49

154,57

59

25,70

24,58

6. Leather & Leather Products

498

143,69

63,64

2,831

285,75

214,08

76

157,78

99,64

7. Rubber & Rubber Products

92

73,17

84,92

683

47,10

43,94

55

61,58

54,71

8. Chemicals & Chemical Products

717

290,66

269,22

11,787

522,19

425,54

228

310,74

211,26

(a)

Heavy Industrial Chemicals

28

53,09

53,63

119

41,89

35,56

49

77,16

47,28

(b)

Fertilisers

10

18,06

15,64

29

63,43

47,01

6

61,51

59,30

(c)

Drugs & Pharmaceuticals

109

43,76

49,77

3,056

97,08

92,23

24

22,24

15,41

(d)

Non-Edible Oils

5

49

33

17

2,56

2,67

3

7

6

(e)

Other Chemicals & Chemical Products

565

175,26

149,85

8,566

317,24

248,07

146

149,76

89,21

9. Petroleum, Coal Products & Nuclear Fuels

96

449,49

349,47

152

733,99

669,60

14

43,58

36,80

10. Manufacture of Cement & Cement Products

57

22,60

17,71

178

77,72

90,05

18

94,77

47,36

11. Basic Metals & Metal Products

885

1109,88

1000,37

17,162

1094,46

950,07

228

473,98

230,26

(a)

Iron & Steel

166

521,31

547,76

659

670,03

592,94

50

152,86

99,54

(b)

Non-Ferrous Metals

39

58,14

31,47

95

110,91

78,84

45

182,33

58,64

(c)

Other Metal Products

680

530,43

421,14

16,408

313,52

278,28

133

138,80

72,08

12. Engineering

879

743,48

653,09

8,318

808,52

704,90

308

382,34

218,83

(a)

Heavy Engineering

64

56,55

58,99

213

285,34

267,64

24

29,96

34,89

(b)

Light Engineering

299

259,79

231,56

4,070

145,67

121,87

119

24,33

15,56

(c)

Electrical Machinery & Goods

450

407,06

338,73

3,791

331,25

271,82

129

270,28

125,60

(d)

Electronic Machinery & Goods

66

20,09

23,81

244

46,27

43,57

36

57,76

42,78

13. Vehicles, Vehicle Parts & Transport Equipments

93

96,81

72,61

786

167,58

125,48

8

2,46

1,94

14. Other Industries

1,25,572

901,22

833,36

2,87,024

840,89

761,34

13,921

416,30

237,31

15. Electricity, Gas & Water

22

92,40

80,11

148

349,27

307,58

28

155,79

93,42

(a)

Electricity Generation & Transmission

18

92,19

79,92

127

301,39

262,08

22

155,34

93,19

(b)

Non-Conventional Energy

2

15

11

6

29

22

-

-

-

(c)

Gas, Steam & Water Supply

2

6

9

15

47,59

45,28

6

45

23

16. Construction

154

19,50

20,48

9,728

168,45

160,99

93

38,80

22,50

III.

TRANSPORT OPERATORS

14,710

104,13

108,98

27,653

251,70

210,73

110

24,16

11,36

IV.

PROFESSIONAL AND OTHER SERVICES

17,587

260,18

204,32

70,135

806,64

662,19

1,056

156,33

114,57

V.

PERSONAL LOANS

1,68,010

645,64

548,99

4,49,788

1699,39

1482,66

1,48,784

936,54

539,11

1. Loans for Purchase of Consumer Durables

4,709

9,74

7,37

24,023

53,71

43,76

1,192

16,97

14,93

2. Loans for Housing

41,561

330,67

291,55

1,14,598

747,93

644,56

2,169

75,30

64,58

3. Rest of the Personal Loans

1,21,740

305,23

250,07

3,11,167

897,75

794,34

1,45,423

844,28

459,60

VI.

TRADE

1,22,183

840,22

669,73

2,41,524

2288,24

1872,78

554

165,78

96,49

1. Wholesale Trade

6,840

527,37

400,87

35,006

1259,03

995,90

146

110,03

48,18

2. Retail Trade

1,15,343

312,84

268,86

2,06,518

1029,21

876,89

408

55,75

48,31

VII.

FINANCE

415

40,09

33,92

12,445

471,50

387,63

139

189,40

151,57

VIII. ALL OTHERS

44,740

764,96

717,90

3,25,965

1747,65

1593,93

10,263

204,83

170,29

TOTAL BANK CREDIT

7,01,746

9628,89

8383,59

19,18,377

14964,68

12780,63

1,76,316

4756,06

2785,69

OF WHICH:

1. Artisans & Village Industries

13,011

22,67

20,94

1,11,558

126,90

123,55

1

2

2

2. Other Small Scale Industries

1,01,384

684,99

589,96

1,25,248

1200,14

1059,43

848

64,88

37,41

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   Standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,15,578

166,94

148,30

439

29,75

26,81

9,37,119

1253,74

1096,31

1. Direct Finance

3,14,283

164,44

146,26

428

24,05

21,63

9,23,864

958,62

871,12

2. Indirect Finance

1,295

2,49

2,04

11

5,70

5,18

13,255

295,11

225,19

II.

INDUSTRY

3,39,891

167,67

148,18

4,193

1581,31

1294,27

8,63,360

18444,15

14894,00

1. Mining & Quarrying

-

-

-

15

109,21

107,10

211

1393,22

1223,55

2. Food Manufacturing & Processing

1,106

1,61

1,28

85

183,52

151,85

6,031

2072,42

1520,97

(a)

Rice Mills, Flour & Dal Mills

81

54

41

3

1

1

1,973

117,27

89,78

(b)

Sugar

-

-

-

2

23,00

22,95

21

87,34

62,02

(c)

Edible Oils & Vanaspati

48

24

18

13

10

4

552

87,30

57,34

(d)

Tea Processing

-

-

-

41

154,54

123,84

608

1103,24

780,03

(e)

Processing of Fruits & Vegetables

-

-

-

1

25

25

28

9,04

9,37

(f)

Others

977

83

69

25

5,62

4,75

2,849

668,23

522,44

3. Beverage & Tobacco

-

-

-

7

66,20

65,15

107

577,14

408,05

4. Textiles

273

2,18

1,38

429

231,48

180,85

28,916

1622,36

1230,15

(a)

Cotton Textiles

18

14

9

133

28,04

17,82

576

209,29

183,63

(b)

Jute Textiles

-

-

-

37

72,54

48,66

299

348,25

203,55

(c)

Handloom Textiles & Khadi

10

4

4

5

27

29

320

6,66

6,56

(d)

Other Textiles

245

2,00

1,25

254

130,63

114,08

27,721

1058,17

836,41

5. Paper, Paper Products & Printing

14

9

8

131

14,32

11,40

3,232

461,70

435,36

6. Leather & Leather Products

-

-

-

66

23,51

20,49

3,471

610,72

397,84

7. Rubber & Rubber Products

-

-

-

59

26,45

28,74

889

208,31

212,32

8. Chemicals & Chemical Products

28

36

36

152

63,52

48,66

12,912

1187,48

955,04

(a)

Heavy Industrial Chemicals

-

-

-

5

6,94

5,71

201

179,08

142,19

(b)

Fertilisers

-

-

-

6

8,54

2,89

51

151,53

124,85

(c)

Drugs & Pharmaceuticals

8

4

3

19

4,03

3,06

3,216

167,15

160,51

(d)

Non-Edible Oils

-

-

-

1

15

17

26

3,28

3,23

(e)

Other Chemicals & Chemical Products

20

33

33

121

43,86

36,82

9,418

686,44

524,27

9. Petroleum, Coal Products & Nuclear Fuels

1

8

5

74

88,27

86,93

337

1315,41

1142,86

10. Manufacture of Cement & Cement Products

5

2

3

24

30,24

27,55

282

225,36

182,69

11. Basic Metals & Metal Products

51

58

71

195

128,69

97,96

18,521

2807,60

2279,37

(a)

Iron & Steel

1

3

3

89

48,57

43,76

965

1392,80

1284,03

(b)

Non-Ferrous Metals

-

-

-

12

7,33

4,29

191

358,71

173,24

(c)

Other Metal Products

50

56

68

94

72,78

49,92

17,365

1056,08

822,10

12. Engineering

64

44

39

284

135,66

116,34

9,853

2070,43

1693,54

(a)

Heavy Engineering

-

-

-

26

39,86

34,56

327

411,71

396,08

(b)

Light Engineering

6

3

2

159

47,36

43,33

4,653

477,16

412,33

(c)

Electrical Machinery & Goods

55

26

22

80

42,52

34,06

4,505

1051,36

770,43

(d)

Electronic Machinery & Goods

3

15

14

19

5,93

4,39

368

130,19

114,70

13. Vehicles, Vehicle Parts & Transport Equipments

14

14

12

31

36,79

35,16

932

303,78

235,30

14. Other Industries

3,38,284

159,92

141,98

2,470

250,44

185,45

7,67,271

2568,76

2159,44

15. Electricity, Gas & Water

-

-

-

25

111,29

83,79

223

708,74

564,90

(a)

Electricity Generation & Transmission

-

-

-

24

111,22

83,72

191

660,14

518,90

(b)

Non-Conventional Energy

-

-

-

1

7

7

9

50

40

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

23

48,10

45,59

16. Construction

51

2,26

1,80

146

81,71

46,85

10,172

310,72

252,63

III.

TRANSPORT OPERATORS

29,716

24,82

20,19

272

30,14

25,83

72,461

434,95

377,10

IV.

PROFESSIONAL AND OTHER SERVICES

30,134

18,84

17,45

353

98,85

94,77

1,19,265

1340,85

1093,31

V.

PERSONAL LOANS

1,84,619

322,02

281,63

10,886

113,34

86,24

9,62,087

3716,94

2938,63

1. Loans for Purchase of Consumer Durables

36,992

91,61

78,03

193

65

55

67,109

172,68

144,65

2. Loans for Housing

10,744

68,57

58,74

1,592

47,06

34,63

1,70,664

1269,53

1094,05

3. Rest of the Personal Loans

1,36,883

161,84

144,86

9,101

65,64

51,06

7,24,314

2274,74

1699,93

VI.

TRADE

2,40,988

145,91

134,78

1,593

325,22

232,99

6,06,842

3765,37

3006,77

1. Wholesale Trade

1,231

2,98

2,58

643

246,74

168,94

43,866

2146,16

1616,47

2. Retail Trade

2,39,757

142,92

132,19

950

78,48

64,06

5,62,976

1619,21

1390,31

VII.

FINANCE

2

3

4

378

417,65

317,98

13,379

1118,68

891,14

VIII. ALL OTHERS

40,943

29,06

24,89

3,667

76,92

61,74

4,25,578

2823,43

2568,74

TOTAL BANK CREDIT

11,81,871

875,29

775,46

21,781

2673,19

2140,63

40,00,091

32898,11

26866,00

OF WHICH:

1. Artisans & Village Industries

2,89,312

131,73

116,28

617

2,26

1,45

4,14,499

283,58

262,24

2. Other Small Scale Industries

46,410

27,41

24,80

1,713

97,69

75,07

2,75,603

2075,11

1786,67