Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,836

95,56

40,03

2,565

33,18

28,20

1. Direct Finance

8,757

38,98

32,09

2,500

27,80

23,02

2. Indirect Finance

79

56,58

7,93

65

5,38

5,18

II.

INDUSTRY

4,900

154,23

119,95

11,200

801,04

651,28

1. Mining & Quarrying

37

5,23

4,25

138

302,42

242,05

2. Food Manufacturing & Processing

122

11,18

5,59

211

27,74

19,21

(a) Rice Mills, Flour & Dal Mills

7

7

5

8

1,12

1,06

(b) Sugar

-

-

-

2

30

28

(c) Edible Oils & Vanaspati

1

8

-

2

90

87

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

5

38

19

9

2,74

1,15

(f) Others

109

10,65

5,35

190

22,68

15,85

3. Beverage & Tobacco

25

1,16

84

71

14,56

12,48

4. Textiles

30

6,16

4,40

92

25,07

23,21

(a) Cotton Textiles

2

5,00

3,99

6

18,09

16,93

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

3

5

4

(d) Other Textiles

28

1,16

41

83

6,93

6,24

5. Paper, Paper Products & Printing

77

2,79

2,92

137

5,73

4,71

6. Leather & Leather Products

2

6

7

20

80

68

7. Rubber & Rubber Products

4

1,09

52

60

3,16

2,73

8. Chemicals & Chemical Products

46

43,90

40,83

265

148,15

108,96

(a) Heavy Industrial Chemicals

2

12

12

3

95

82

(b) Fertilisers

3

38,31

38,28

8

46,00

29,24

(c) Drugs & Pharmaceuticals

7

2,25

1,41

78

67,26

49,98

(d) Non-Edible Oils

-

-

-

4

11

8

(e) Other Chemicals & Chemical Products

34

3,23

1,01

172

33,83

28,84

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

5

33

26

10. Manufacture of Cement & Cement Products

14

15

10

27

5,15

4,96

11. Basic Metals & Metal Products

75

14,17

11,85

496

78,61

70,81

(a) Iron & Steel

17

10,90

10,11

174

67,09

61,34

(b) Non-Ferrous Metals

7

2,08

70

11

3,32

2,66

(c) Other Metal Products

51

1,19

1,04

311

8,20

6,82

12. Engineering

86

10,10

5,83

281

44,36

42,26

(a) Heavy Engineering

6

2,69

2,26

13

4,99

2,03

(b) Light Engineering

35

1,00

76

141

18,01

20,55

(c) Electrical Machinery & Goods

41

3,06

1,93

104

8,78

7,98

(d) Electronic Machinery & Goods

4

3,35

87

23

12,58

11,71

13. Vehicles, Vehicle Parts & Transport Equipments

39

85

60

127

28,98

25,67

14. Other Industries

3,415

48,88

34,11

8,569

78,78

62,64

15. Electricity, Gas & Water

7

26

28

15

2,46

1,86

(a) Electricity Generation & Transmission

-

-

-

8

1,89

1,69

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

7

26

28

7

57

17

16. Construction

921

8,25

7,77

686

34,76

28,79

III.

TRANSPORT OPERATORS

3,493

45,86

30,56

2,296

48,03

36,60

IV.

PROFESSIONAL AND OTHER SERVICES

3,930

37,72

34,88

4,224

174,37

138,37

V.

PERSONAL LOANS

24,942

110,52

96,02

35,020

225,12

193,62

1. Loans for Purchase of Consumer Durables

2,497

8,36

6,23

2,936

11,18

9,28

2. Loans for Housing

3,259

28,93

25,25

6,689

63,47

56,44

3. Rest of the Personal Loans

19,186

73,24

64,54

25,395

150,47

127,89

VI.

TRADE

4,978

26,60

21,08

5,273

116,84

102,18

1. Wholesale Trade

213

3,28

2,92

610

52,08

48,80

2. Retail Trade

4,765

23,32

18,16

4,663

64,77

53,38

VII.

FINANCE

41

1,63

1,64

99

104,73

57,71

VIII.

ALL OTHERS

5,486

31,63

28,29

10,339

83,68

73,87

TOTAL BANK CREDIT

56,606

503,75

372,46

71,016

1586,99

1281,83

OF WHICH: 1. Artisans & Village Industries

1,857

3,13

2,78

3,297

5,42

5,14

2. Other Small Scale Industries

1,448

27,06

18,76

4,400

128,29

105,30

Note : There are no Urban and Metropolitan Centres in Goa.