Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

SOUTHERN REGION

STATE : KERALA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,78,392

261,91

243,85

9,44,137

1472,16

1351,88

1.

Direct Finance

1,77,811

252,86

236,31

9,38,302

1425,50

1317,55

2.

Indirect Finance

581

9,05

7,55

5,835

46,66

34,33

II.

INDUSTRY

22,631

213,30

174,35

1,64,222

1895,38

1576,70

1.

Mining & Quarrying

28

3,57

3,09

143

18,97

16,09

2.

Food Manufacturing & Processing

392

48,14

41,16

3,146

331,64

242,12

(a)

Rice Mills, Flour & Dal Mills

131

3,49

2,98

967

41,78

37,98

(b)

Sugar

-

-

-

7

7,57

5,01

(c)

Edible Oils & Vanaspati

120

3,80

2,99

620

30,28

24,90

(d)

Tea Processing

18

14,85

11,21

19

9,04

8,82

(e)

Processing of Fruits & Vegetables

2

10

4

39

3,36

2,71

(f)

Others

121

25,91

23,93

1,494

239,61

162,72

3.

Beverage & Tobacco

10

2,43

2,56

78

14,42

12,53

4.

Textiles

252

8,04

7,19

2,435

131,90

111,43

(a)

Cotton Textiles

38

89

85

204

55,62

47,80

(b)

Jute Textiles

-

-

-

5

1,20

1,43

(c)

Handloom Textiles & Khadi

18

45

34

147

8,32

8,74

(d)

Other Textiles

196

6,70

6,00

2,079

66,75

53,46

5.

Paper, Paper Products & Printing

87

5,67

5,62

1,076

105,03

83,81

6.

Leather & Leather Products

22

17

17

206

4,20

4,27

7.

Rubber & Rubber Products

146

22,87

9,55

1,284

123,27

95,19

8.

Chemicals & Chemical Products

176

10,69

10,13

1,880

197,19

156,55

(a)

Heavy Industrial Chemicals

2

5,03

5,21

33

9,05

7,05

(b)

Fertilisers

-

-

-

30

74,06

45,18

(c)

Drugs & Pharmaceuticals

31

84

64

370

38,86

36,82

(d)

Non-Edible Oils

-

-

-

6

57

69

(e)

Other Chemicals & Chemical Products

143

4,83

4,27

1,441

74,65

66,82

9.

Petroleum, Coal Products & Nuclear Fuels

2

6

6

30

2,82

2,27

10.

Manufacture of Cement & Cement Products

45

2,07

88

345

10,59

7,76

11.

Basic Metals & Metal Products

132

6,77

6,21

1,025

52,03

45,67

(a)

Iron & Steel

2

1,25

1,29

95

24,54

23,06

(b)

Non-Ferrous Metals

1

2,91

2,74

21

1,68

95

(c)

Other Metal Products

129

2,61

2,18

909

25,81

21,66

12.

Engineering

193

13,86

13,55

1,780

209,13

203,46

(a)

Heavy Engineering

3

18

15

30

6,42

5,80

(b)

Light Engineering

91

1,03

86

891

20,53

16,94

(c)

Electrical Machinery & Goods

82

9,77

9,28

711

122,07

128,57

(d)

Electronic Machinery & Goods

17

2,88

3,26

148

60,11

52,14

13.

Vehicles, Vehicle Parts & Transport Equipments

153

2,46

1,89

1,253

22,51

17,48

14.

Other Industries

20,664

66,98

57,67

1,47,604

565,16

487,71

15.

Electricity, Gas & Water

1

67

67

37

5,14

3,68

(a)

Electricity Generation & Transmission

-

-

-

13

3,88

2,70

(b)

Non-Conventional Energy

1

67

67

9

70

53

(c)

Gas, Steam & Water Supply

-

-

-

15

56

46

16.

Construction

328

18,86

13,97

1,900

101,38

86,70

III.

TRANSPORT OPERATORS

5,731

55,08

41,30

40,895

421,29

319,50

IV.

PROFESSIONAL AND OTHER SERVICES

15,013

37,16

29,70

1,00,142

334,84

280,56

V.

PERSONAL LOANS

71,077

224,97

201,63

5,30,802

1966,63

1759,85

1.

Loans for Purchase of Consumer Durables

8,799

16,22

13,75

54,668

108,20

90,03

2.

Loans for Housing

9,870

86,91

77,12

68,864

751,06

669,35

3.

Rest of the Personal Loans

52,408

121,85

110,76

4,07,270

1107,38

1000,47

VI.

TRADE

63,551

183,38

164,10

3,40,910

1593,25

1318,76

1.

Wholesale Trade

402

58,95

55,52

10,181

476,83

344,83

2.

Retail Trade

63,149

124,43

108,58

3,30,729

1116,42

973,93

VII.

FINANCE

184

1,22

91

4,415

49,45

41,59

VIII. ALL OTHERS

52,704

200,16

152,44

4,40,326

1002,85

897,64

TOTAL BANK CREDIT

4,09,283

1177,18

1008,28

25,65,849

8735,84

7546,47

OF WHICH:

1. Artisans & Village Industries

8,889

13,60

11,95

53,358

101,71

88,87

2. Other Small Scale Industries

10,668

74,93

62,10

88,838

785,12

641,09

SOUTHERN REGION

STATE : KERALA

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

57,002

305,07

250,60

-

-

-

1.

Direct Finance

55,621

186,27

170,84

-

-

-

2.

Indirect Finance

1,381

118,79

79,76

-

-

-

II.

INDUSTRY

36,388

2597,64

2119,16

-

-

-

1.

Mining & Quarrying

31

4,26

3,77

-

-

-

2.

Food Manufacturing & Processing

1,441

905,93

687,53

-

-

-

(a) Rice Mills, Flour & Dal Mills

136

26,25

21,28

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

107

28,18

22,12

-

-

-

(d) Tea Processing

50

98,14

84,56

-

-

-

(e) Processing of Fruits & Vegetables

19

14,67

11,32

-

-

-

(f) Others

1,129

738,70

548,26

-

-

-

3.

Beverage & Tobacco

42

11,57

14,65

-

-

-

4.

Textiles

1,112

205,59

175,85

-

-

-

(a) Cotton Textiles

137

87,70

80,62

-

-

-

(b) Jute Textiles

3

57

57

-

-

-

(c) Handloom Textiles & Khadi

27

2,99

2,57

-

-

-

(d) Other Textiles

945

114,33

92,10

-

-

-

5.

Paper, Paper Products & Printing

676

76,82

62,96

-

-

-

6.

Leather & Leather Products

141

8,91

6,26

-

-

-

7.

Rubber & Rubber Products

529

152,19

93,94

-

-

-

8.

Chemicals & Chemical Products

904

248,30

211,71

-

-

-

(a) Heavy Industrial Chemicals

44

24,73

25,34

-

-

-

(b) Fertilisers

19

88,83

59,50

-

-

-

(c) Drugs & Pharmaceuticals

173

38,06

31,37

-

-

-

(d) Non-Edible Oils

11

8,72

9,99

-

-

-

(e) Other Chemicals & Chemical Products

657

87,96

85,51

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

22

20,16

10,95

-

-

-

10.

Manufacture of Cement & Cement Products

56

18,74

14,94

-

-

-

11.

Basic Metals & Metal Products

676

65,59

60,47

-

-

-

(a) Iron & Steel

82

33,16

33,62

-

-

-

(b) Non-Ferrous Metals

27

2,59

1,71

-

-

-

(c) Other Metal Products

567

29,84

25,14

-

-

-

12.

Engineering

1,251

367,48

325,58

-

-

-

(a) Heavy Engineering

58

37,74

26,68

-

-

-

(b) Light Engineering

407

23,49

22,02

-

-

-

(c) Electrical Machinery & Goods

589

212,95

174,32

-

-

-

(d) Electronic Machinery & Goods

197

93,30

102,55

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

430

20,08

18,22

-

-

-

14.

Other Industries

28,168

314,28

273,63

-

-

-

15.

Electricity, Gas & Water

24

52,69

50,12

-

-

-

(a) Electricity Generation & Transmission

14

51,42

48,89

-

-

-

(b) Non-Conventional Energy

1

45

44

-

-

-

(c) Gas, Steam & Water Supply

9

81

79

-

-

-

16.

Construction

885

125,04

108,58

-

-

-

III.

TRANSPORT OPERATORS

7,188

87,32

68,83

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

19,415

352,27

289,25

-

-

-

V.

PERSONAL LOANS

1,99,651

945,39

824,78

-

-

-

1.

Loans for Purchase of Consumer Durables

25,269

62,91

53,13

-

-

-

2.

Loans for Housing

31,013

340,74

290,10

-

-

-

3.

Rest of the Personal Loans

1,43,369

541,74

481,56

-

-

-

VI.

TRADE

57,738

1333,62

1115,64

-

-

-

1.

Wholesale Trade

6,739

751,56

631,93

-

-

-

2.

Retail Trade

50,999

582,06

483,72

-

-

-

VII.

FINANCE

546

121,84

102,83

-

-

-

VIII.

ALL OTHERS

1,04,855

594,00

524,34

-

-

-

TOTAL BANK CREDIT

4,82,783

6337,15

5295,43

-

-

-

OF WHICH:

1. Artisans & Village Industries

6,498

25,13

23,61

-

-

-

2. Other Small Scale Industries

20,404

736,47

563,10

-

-

-