SOUTHERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,97,907

1036,13

901,39

7,78,163

2474,79

2224,12

1.

Direct Finance

2,94,466

934,09

814,48

7,73,262

1791,01

1633,65

2.

Indirect Finance

3,441

102,05

86,91

4,901

683,79

590,47

II.

INDUSTRY

1,94,269

4564,77

3425,72

1,18,009

6006,47

4659,55

1.

Mining & Quarrying

217

159,00

104,13

292

147,04

108,83

2.

Food Manufacturing & Processing

1,320

241,08

202,65

2,567

614,11

470,20

(a)

Rice Mills, Flour & Dal Mills

523

37,14

30,97

859

57,30

42,80

(b)

Sugar

32

74,04

68,76

56

113,48

101,13

(c)

Edible Oils & Vanaspati

229

36,41

27,23

233

26,83

25,64

(d)

Tea Processing

2

11

11

11

5,49

2,01

(e)

Processing of Fruits & Vegetables

20

3,11

3,01

83

34,68

26,37

(f)

Others

514

90,27

72,56

1,325

376,32

272,25

3.

Beverage & Tobacco

61

27,44

23,56

193

161,75

132,54

4.

Textiles

2,088

396,38

313,10

2,568

570,99

423,36

(a)

Cotton Textiles

197

67,67

47,73

267

124,66

98,53

(b)

Jute Textiles

3

15

11

12

3,36

3,30

(c)

Handloom Textiles & Khadi

289

19,22

15,71

126

11,37

10,65

(d)

Other Textiles

1,599

309,34

249,55

2,163

431,60

310,88

5.

Paper, Paper Products & Printing

740

88,87

59,56

1,370

146,08

115,28

6.

Leather & Leather Products

232

87,98

57,32

246

41,44

33,43

7.

Rubber & Rubber Products

248

49,00

30,71

360

84,23

45,53

8.

Chemicals & Chemical Products

1,296

246,12

201,19

1,824

369,13

283,31

(a)

Heavy Industrial Chemicals

40

12,42

9,77

104

17,86

15,29

(b)

Fertilisers

29

43,75

25,87

45

56,65

32,99

(c)

Drugs & Pharmaceuticals

221

87,79

79,37

338

85,03

71,48

(d)

Non-Edible Oils

18

10,44

6,82

19

3,69

2,96

(e)

Other Chemicals & Chemical Products

988

91,73

79,36

1,318

205,89

160,58

9.

Petroleum, Coal Products & Nuclear Fuels

68

19,15

13,89

76

25,14

21,78

10.

Manufacture of Cement & Cement Products

179

18,24

12,09

260

92,51

93,75

11.

Basic Metals & Metal Products

1,914

455,86

344,86

2,217

576,97

473,54

(a)

Iron & Steel

337

300,49

229,90

489

372,50

336,30

(b)

Non-Ferrous Metals

70

23,40

19,77

98

58,77

24,40

(c)

Other Metal Products

1,507

131,97

95,18

1,630

145,69

112,84

12.

Engineering

2,668

1370,73

1125,77

4,123

1800,22

1322,85

(a)

Heavy Engineering

232

307,60

253,87

338

623,31

396,20

(b)

Light Engineering

1,201

495,14

393,72

2,104

467,84

397,42

(c)

Electrical Machinery & Goods

851

198,48

167,21

1,120

184,45

143,05

(d)

Electronic Machinery & Goods

384

369,52

310,97

561

524,63

386,19

13.

Vehicles, Vehicle Parts & Transport Equipments

900

133,00

78,01

1,143

280,59

186,58

14.

Other Industries

1,81,408

971,76

638,19

97,656

676,62

596,08

15.

Electricity, Gas & Water

114

271,50

196,28

119

291,77

246,45

(a)

Electricity Generation & Transmission

69

245,60

186,27

79

288,12

243,51

(b)

Non-Conventional Energy

8

23,99

8,30

15

92

84

(c)

Gas, Steam & Water Supply

37

1,91

1,71

25

2,74

2,10

16.

Construction

816

28,66

24,40

2,995

127,87

106,04

III.

TRANSPORT OPERATORS

10,322

173,36

116,03

37,254

372,78

299,34

IV.

PROFESSIONAL AND OTHER SERVICES

14,712

216,50

153,95

1,02,833

651,06

515,46

V.

PERSONAL LOANS

2,74,166

1202,43

1014,77

5,21,043

1917,20

1706,41

1.

Loans for Purchase of Consumer Durables

38,248

82,56

67,60

45,414

106,96

88,68

2.

Loans for Housing

23,801

496,33

428,72

56,981

660,12

600,46

3.

Rest of the Personal Loans

2,12,117

623,54

518,46

4,18,648

1150,12

1017,27

VI.

TRADE

96,600

1481,15

725,11

2,02,282

1139,17

921,55

1.

Wholesale Trade

6,829

326,89

258,85

14,834

393,92

288,39

2.

Retail Trade

89,771

1154,26

466,26

1,87,448

745,25

633,16

VII.

FINANCE

844

149,83

138,24

1,189

819,27

680,75

VIII.

ALL OTHERS

82,590

865,64

787,54

2,29,858

1111,84

958,91

TOTAL BANK CREDIT

9,71,410

9689,81

7262,74

19,90,631

14492,59

11966,09

OF WHICH:

1.

Artisans & Village Industries

13,293

60,09

52,41

33,869

70,05

63,83

2.

Other Small Scale Industries

1,48,457

1148,48

921,53

67,417

1141,85

931,98

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

5,27,553

877,86

824,40

1.

Direct Finance

-

-

-

5,13,996

855,08

805,47

2.

Indirect Finance

-

-

-

13,557

22,78

18,93

II.

INDUSTRY

1,055

1635,63

1133,03

35,893

67,37

54,09

1.

Mining & Quarrying

-

-

-

21

1,31

98

2.

Food Manufacturing & Processing

23

46,79

13,77

391

5,60

4,26

(a)

Rice Mills, Flour & Dal Mills

-

-

-

157

1,77

1,41

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

25

84

59

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

5

3,41

2,74

-

-

-

(f)

Others

18

43,37

11,03

209

3,00

2,27

3.

Beverage & Tobacco

9

12,36

6,41

5

19

14

4.

Textiles

43

117,43

73,47

163

1,51

1,30

(a)

Cotton Textiles

12

35,95

16,01

10

19

18

(b)

Jute Textiles

4

22,50

15,80

1

4

4

(c)

Handloom Textiles & Khadi

-

-

-

19

8

7

(d)

Other Textiles

27

58,98

41,67

133

1,19

1,01

5.

Paper, Paper Products & Printing

4

2,88

2,86

49

80

76

6.

Leather & Leather Products

-

-

-

15

19

16

7.

Rubber & Rubber Products

1

1,00

27

6

7

6

8.

Chemicals & Chemical Products

45

144,05

81,66

66

65

55

(a)

Heavy Industrial Chemicals

7

17,14

14,45

-

-

-

(b)

Fertilisers

2

1,48

28

-

-

-

(c)

Drugs & Pharmaceuticals

15

20,58

17,96

18

18

15

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

21

104,85

48,97

48

47

40

9.

Petroleum, Coal Products & Nuclear Fuels

3

1,15

-

1

3

3

10.

Manufacture of Cement & Cement Products

2

13,33

13,34

10

13

12

11.

Basic Metals & Metal Products

12

13,77

8,20

39

41

34

(a)

Iron & Steel

2

4,50

59

-

-

-

(b)

Non-Ferrous Metals

2

16

3

-

-

-

(c)

Other Metal Products

8

9,11

7,58

39

41

34

12.

Engineering

147

559,19

365,49

230

3,62

3,01

(a)

Heavy Engineering

13

70,47

61,88

72

1,95

1,71

(b)

Light Engineering

39

142,96

101,06

115

1,24

92

(c)

Electrical Machinery & Goods

39

112,11

59,22

41

32

28

(d)

Electronic Machinery & Goods

56

233,66

143,32

2

11

10

13.

Vehicles, Vehicle Parts & Transport Equipments

30

91,67

55,53

371

4,34

2,84

14.

Other Industries

726

617,16

503,51

34,424

46,27

37,56

15.

Electricity, Gas & Water

-

-

-

1

4

4

(a)

Electricity Generation & Transmission

-

-

-

1

4

4

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

10

14,85

8,52

101

2,20

1,95

III.

TRANSPORT OPERATORS

5

82

58

10,681

76,71

53,95

IV.

PROFESSIONAL AND OTHER SERVICES

79

80,80

63,61

32,420

47,92

38,56

V.

PERSONAL LOANS

1,26,081

513,07

304,79

1,32,133

203,66

182,62

1.

Loans for Purchase of Consumer Durables

-

-

-

7,170

12,52

10,23

2.

Loans for Housing

226

19,75

19,53

7,651

60,50

55,14

3.

Rest of the Personal Loans

1,25,855

493,33

285,26

1,17,312

130,64

117,26

VI.

TRADE

15

46,97

16,65

1,06,239

168,67

144,20

1.

Wholesale Trade

7

25,76

6,62

6,446

16,29

13,75

2.

Retail Trade

8

21,22

10,03

99,793

152,38

130,45

VII.

FINANCE

16

133,35

71,72

22

28

18

VIII.

ALL OTHERS

3,696

71,30

48,63

99,847

89,00

82,22

TOTAL BANK CREDIT

1,30,947

2481,94

1639,01

9,44,788

1531,46

1380,22

OF WHICH:

1.

Artisans & Village Industries

2

2

2

22,732

29,71

23,61

2.

Other Small Scale Industries

60

76,23

58,22

11,048

18,14

14,93

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

62,252

381,79

360,85

16,65,875

4770,58

4310,77

1.

Direct Finance

61,077

350,91

331,55

16,42,801

3931,08

3585,15

2.

Indirect Finance

1,175

30,88

29,30

23,074

839,50

725,62

II.

INDUSTRY

11,022

1459,97

1258,75

3,60,248

13734,20

10531,13

1.

Mining & Quarrying

85

38,44

36,30

615

345,80

250,24

2.

Food Manufacturing & Processing

603

205,07

173,83

4,904

1112,65

864,71

(a)

Rice Mills, Flour & Dal Mills

200

26,63

21,32

1,739

122,85

96,51

(b)

Sugar

21

12,01

10,01

109

199,54

179,91

(c)

Edible Oils & Vanaspati

68

4,04

3,54

555

68,12

57,00

(d)

Tea Processing

1

3

3

14

5,63

2,16

(e)

Processing of Fruits & Vegetables

15

14,98

10,16

123

56,19

42,28

(f)

Others

298

147,38

128,76

2,364

660,34

486,86

3.

Beverage & Tobacco

61

47,59

44,61

329

249,33

207,25

4.

Textiles

655

148,07

123,09

5,517

1234,38

934,32

(a)

Cotton Textiles

126

18,71

17,08

612

247,18

179,53

(b)

Jute Textiles

2

26

26

22

26,32

19,50

(c)

Handloom Textiles & Khadi

27

8,07

7,54

461

38,74

33,96

(d)

Other Textiles

500

121,03

98,22

4,422

922,14

701,33

5.

Paper, Paper Products & Printing

271

33,14

20,25

2,434

271,77

198,71

6.

Leather & Leather Products

27

6,28

5,79

520

135,89

96,70

7.

Rubber & Rubber Products

63

7,77

5,80

678

142,07

82,37

8.

Chemicals & Chemical Products

363

70,77

61,38

3,594

830,72

628,08

(a)

Heavy Industrial Chemicals

16

4,50

3,29

167

51,92

42,79

(b)

Fertilisers

7

55

68

83

102,43

59,82

(c)

Drugs & Pharmaceuticals

80

34,03

27,96

672

227,60

196,92

(d)

Non-Edible Oils

5

23

24

42

14,36

10,02

(e)

Other Chemicals & Chemical Products

255

31,46

29,21

2,630

434,41

318,53

9.

Petroleum, Coal Products & Nuclear Fuels

12

1,95

76

160

47,42

36,46

10.

Manufacture of Cement & Cement Products

78

25,20

20,82

529

149,42

140,11

11.

Basic Metals & Metal Products

351

119,35

105,29

4,533

1166,35

932,23

(a)

Iron & Steel

140

96,59

84,84

968

774,08

651,63

(b)

Non-Ferrous Metals

14

1,13

96

184

83,47

45,17

(c)

Other Metal Products

197

21,63

19,49

3,381

308,80

235,43

12.

Engineering

770

396,37

358,15

7,938

4130,14

3175,27

(a)

Heavy Engineering

90

32,67

29,30

745

1036,00

742,96

(b)

Light Engineering

309

82,14

78,18

3,768

1189,32

971,31

(c)

Electrical Machinery & Goods

192

76,90

58,77

2,243

572,26

428,53

(d)

Electronic Machinery & Goods

179

204,65

191,90

1,182

1332,56

1032,48

13.

Vehicles, Vehicle Parts & Transport Equipments

281

32,03

29,55

2,725

541,63

352,51

14.

Other Industries

6,919

132,27

114,34

3,21,133

2444,08

1889,69

15.

Electricity, Gas & Water

25

36,40

33,50

259

599,70

476,27

(a)

Electricity Generation & Transmission

8

25,76

25,33

157

559,50

455,15

(b)

Non-Conventional Energy

13

10,33

7,96

36

35,25

17,09

(c)

Gas, Steam & Water Supply

4

31

22

66

4,95

4,03

16.

Construction

458

159,28

125,29

4,380

332,86

266,20

III.

TRANSPORT OPERATORS

6,026

81,59

60,87

64,288

705,27

530,76

IV.