NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

61,511

51,41

42,86

11,360

20,42

17,03

1.

Direct Finance

60,868

50,02

41,78

11,284

19,94

16,57

2.

Indirect Finance

643

1,39

1,08

76

48

46

II.

INDUSTRY

24,556

49,71

44,64

6,198

82,31

71,41

1.

Mining & Quarrying

12

18

22

9

13

25

2.

Food Manufacturing and Processing

500

11,55

9,74

214

20,95

23,15

(a)

Rice Mills, Flour and Dal Mills

121

4,50

4,12

54

5,04

4,66

(b)

Sugar

—

—

—

2

3

5

(c)

Edible Oils and Vanaspati

158

5,37

4,10

86

12,16

15,68

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

9

16

22

(f)

Others

221

1,67

1,52

63

3,58

2,54

3.

Beverage and Tobacco

1

2

2

20

2,02

86

4.

Textiles

173

1,76

1,25

219

32,16

21,82

(a)

Cotton Textiles

22

13

14

10

26,19

17,26

(b)

Jute Textiles

3

7

6

—

—

—

(c)

Handloom Textiles & Khadi

11

8

6

4

4

7

(d)

Other Textiles

137

1,48

99

205

5,93

4,49

5.

Paper, Paper Products and Printing

54

71

78

34

79

1,02

6.

Leather and Leather Products

11

8

9

17

24

20

7.

Rubber and Rubber Products

10

14

15

20

72

77

8.

Chemicals and Chemical Products

43

2,19

2,26

107

2,97

3,30

(a)

Heavy Industrial Chemicals

—

—

—

2

14

24

(b)

Fertilizers

—

—

—

—

—

—

(c)

Drugs and Pharmaceuticals

4

1,07

1,05

31

61

66

(d)

Non-Edible Oils

4

3

3

—

—

—

(e)

Other Chemicals & Chemical Products

35

1,08

1,18

74

2,22

2,41

9.

Petroleum, Coal Products & Nuclear Fuels

8

16

16

4

4

2

10.

Manufacture of Cement & Cement Products

22

59

73

23

1,12

86

11.

Basic Metals & Metal Products

153

1,70

1,79

184

4,93

4,63

(a)

Iron and Steel

52

71

71

71

2,45

2,34

(b)

Non-Ferrous Metals

3

6

8

4

5

5

(c)

Other Metal Products

98

93

1,01

109

2,43

2,23

12.

Engineering

106

4,01

3,68

75

2,02

2,02

(a)

Heavy Engineering

9

10

18

2

2

1

(b)

Light Engineering

12

2,18

2,15

12

27

31

(c)

Electrical Machinery & Goods

64

1,39

97

39

1,48

1,48

(d)

Electronic Machinery & Goods

21

33

38

22

24

22

13.

Vehicles, Vehicle Parts & Transport Equipments

40

64

58

21

21

18

14.

Other Industries

23,343

22,22

19,45

5,201

13,31

11,64

15.

Electricity, Gas & Water

6

4

4

2

2

3

(a)

Electricity Generation & Transmission

6

4

4

1

2

2

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

1

—

—

16.

Construction

74

3,72

3,71

48

67

66

III.

TRANSPORT OPERATORS

8,520

41,45

33,53

1,766

22,23

18,33

IV.

PROFESSIONAL AND OTHER SERVICES

3,797

7,34

6,56

1,680

6,67

7,06

V.

PERSONAL LOANS

21,888

45,04

40,82

7,576

27,12

23,99

1.

Loans for Purchase of Consumer Durables

984

1,13

87

594

1,27

1,06

2.

Loans for Housing

2,993

14,20

13,19

795

8,34

7,55

3.

Rest of the Personal Loans

17,911

29,71

26,76

6,187

17,51

15,37

V I.

TRADE

33,117

57,62

49,03

8,565

30,59

27,06

1.

Wholesale Trade

1,571

2,90

2,57

327

4,36

4,15

2.

Retail Trade

31,546

54,72

46,46

8,238

26,23

22,91

VII.

FINANCE

16

25

20

28

1,39

1,43

VIII.

ALL OTHERS

8,232

9,91

9,74

2,876

5,50

5,49

TOTAL BANK CREDIT

1,61,637

262,73

227,39

40,049

196,22

171,78

OF WHICH :

1.

Artisans & Village Industries

19,544

10,17

8,71

2,974

2,57

2,43

2.

Other Small Scale Industries

3,600

25,19

22,39

2,704

35,60

28,91

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

4,038

27,53

28,77

—

—

—

1.

Direct Finance

3,868

26,87

28,07

—

—

—

2.

Indirect Finance

170

66

70

—

—

—

II.

INDUSTRY

12,972

228,71

211,44

—

—

—

1.

Mining & Quarrying

27

3,02

3,48

—

—

—

2.

Food Manufacturing and Processing

391

35,56

30,76

—

—

—

(a)

Rice Mills, Flour and Dal Mills

109

11,46

8,53

—

—

—

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils and Vanaspati

70

3,42

2,71

—

—

—

(d)

Tea Processing

2

4

7

—

—

—

(e)

Processing of Fruits & Vegetables

8

12

11

—

—

—

(f)

Others

202

20,51

19,34

—

—

—

3.

Beverage and Tobacco

44

22,02

19,91

—

—

—

4.

Textiles

1,596

23,94

21,38

—

—

—

(a)

Cotton Textiles

40

3,18

3,26

—

—

—

(b)

Jute Textiles

3

15

20

—

—

—

(c)

Handloom Textiles & Khadi

44

52

44

—

—

—

(d)

Other Textiles

1,509

20,09

17,48

—

—

—

5.

Paper, Paper Products and Printing

210

5,32

4,75

—

—

—

6.

Leather and Leather Products

235

3,51

3,15

—

—

—

7.

Rubber and Rubber Products

20

92

91

—

—

—

8.

Chemicals and Chemical Products

230

14,63

14,02

—

—

—

(a)

Heavy Industrial Chemicals

14

85

1,03

—

—

—

(b)

Fertilizers

1

17

19

—

—

—

(c)

Drugs and Pharmaceuticals

94

2,99

3,54

—

—

—

(d)

Non-Edible Oils

1

1

1

—

—

—

(e)

Other Chemicals & Chemical Products

120

10,62

9,26

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

68

2,42

2,41

—

—

—

10.

Manufacture of Cement & Cement Products

33

4,79

3,76

—

—

—

11.

Basic Metals & Metal Products

333

31,97

30,51

—

—

—

(a)

Iron and Steel

89

23,11

22,50

—

—

—

(b)

Non-Ferrous Metals

24

60

37

—

—

—

(c)

Other Metal Products

220

8,26

7,64

—

—

—

12.

Engineering

331

9,20

6,77

—

—

—

(a)

Heavy Engineering

8

20

13

—

—

—

(b)

Light Engineering

57

2,67

1,52

—

—

—

(c)

Electrical Machinery & Goods

189

5,18

4,30

—

—

—

(d)

Electronic Machinery & Goods

77

1,15

81

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

109

5,95

5,00

—

—

—

14.

Other Industries

9,193

58,45

56,77

—

—

—

15.

Electricity, Gas & Water

31

78

64

—

—

—

(a)

Electricity Generation & Transmission

25

65

54

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

6

12

10

—

—

—

16.

Construction

121

6,25

7,22

—

—

—

III.

TRANSPORT OPERATORS

3,221

57,11

49,36

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

6,686

24,40

24,44

—

—

—

V.

PERSONAL LOANS

24,936

89,24

82,09

—

—

—

1.

Loans for Purchase of Consumer Durables

2,164

3,13

2,53

—

—

—

2.

Loans for Housing

3,539

36,16

33,25

—

—

—

3.

Rest of the Personal Loans

19,233

49,96

46,31

—

—

—

V I.

TRADE

17,113

356,34

345,62

—

—

—

1.

Wholesale Trade

2,894

279,72

273,68

—

—

—

2.

Retail Trade

14,219

76,62

71,94

—

—

—

VII.

FINANCE

74

5,87

4,77

—

—

—

VIII.

ALL OTHERS

7,232

61,79

55,45

—

—

—

TOTAL BANK CREDIT

76,272

850,99

801,94

—

—

—

OF WHICH :

1.

Artisans & Village Industries

4,158

8,32

7,85

—

—

—

2.

Other Small Scale Industries

5,207

85,24

77,08

—

—

—