Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

NORTHERN REGION

STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

60,550

77,29

64,08

11,956

28,06

23,76

1.

Direct Finance

59,599

75,04

62,25

11,900

27,59

23,28

2.

Indirect Finance

951

2,25

1,83

56

48

48

II.

INDUSTRY

15,934

57,81

51,97

3,684

126,29

112,70

1.

Mining & Quarrying

3

10

6

1

16

13

2.

Food Manufacturing & Processing

210

8,27

7,20

141

23,23

21,41

(a) Rice Mills, Flour & Dal Mills

113

4,90

4,38

81

15,36

13,65

(b) Sugar

-

-

-

1

35

(c) Edible Oils & Vanaspati

40

1,08

1,00

35

6,32

6,64

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

1

2

3

(f) Others

57

2,29

1,81

23

1,18

1,08

3.

Beverage & Tobacco

3

28

28

4

2,12

2,00

4.

Textiles

114

1,00

96

50

35,24

28,83

(a) Cotton Textiles

2

2

2

9

30,63

24,55

(b) Jute Textiles

1

7

6

-

-

-

(c) Handloom Textiles & Khadi

28

9

6

4

7

8

(d) Other Textiles

83

83

82

37

4,54

4,21

5.

Paper, Paper Products & Printing

24

74

72

24

1,99

2,02

6.

Leather & Leather Products

11

27

35

7

22

29

7.

Rubber & Rubber Products

4

16

16

12

63

64

8.

Chemicals & Chemical Products

21

96

95

37

17,12

14,78

(a) Heavy Industrial Chemicals

-

-

-

2

71

57

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

5

16

16

6

97

98

(d) Non-Edible Oils

1

2

2

-

-

-

(e) Other Chemicals & Chemical Products

15

78

77

29

15,44

13,23

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

3

3

10.

Manufacture of Cement & Cement Products

19

1,77

1,70

25

11,17

8,51

11.

Basic Metals & Metal Products

57

1,19

1,05

102

10,05

10,52

(a) Iron & Steel

3

18

16

26

6,08

5,68

(b) Non-Ferrous Metals

2

7

7

1

4

4

(c) Other Metal Products

52

94

82

75

3,93

4,80

12.

Engineering

51

9,00

8,87

52

2,32

1,91

(a) Heavy Engineering

2

1,12

2,01

4

14

13

(b) Light Engineering

15

6,73

5,39

15

44

29

(c) Electrical Machinery & Goods

29

82

75

28

1,47

1,22

(d) Electronic Machinery & Goods

5

33

71

5

27

27

13.

Vehicles, Vehicle Parts & Transport Equipments

81

1,47

1,18

11

32

30

14.

Other Industries

15,302

31,03

27,31

3,183

19,70

18,15

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

34

1,56

1,20

34

2,00

3,18

III.

TRANSPORT OPERATORS

9,053

65,03

48,02

1,638

35,51

26,15

IV.

PROFESSIONAL AND OTHER SERVICES

1,974

8,74

6,05

432

7,70

7,57

V.

PERSONAL LOANS

37,545

102,82

91,71

10,570

45,63

40,10

1.

Loans for Purchase of Consumer Durables

3,332

8,26

6,54

1,452

4,47

3,75

2.

Loans for Housing

3,684

30,43

28,01

1,136

17,66

15,69

3.

Rest of the Personal Loans

30,529

64,14

57,17

7,982

23,49

20,66

VI.

TRADE

37,373

104,24

87,25

9,436

57,12

48,65

1.

Wholesale Trade

2,141

5,18

4,29

299

5,64

5,29

2.

Retail Trade

35,232

99,06

82,96

9,137

51,48

43,35

VII.

FINANCE

116

1,70

1,19

12

86

73

VIII.

ALL OTHERS

5,176

15,14

14,58

1,786

13,34

11,51

TOTAL BANK CREDIT

1,67,721

432,77

364,86

39,514

314,51

271,15

OF WHICH:

1. Artisans & Village Industries

11,558

12,44

10,56

1,610

2,93

2,61

2. Other Small Scale Industries

2,567

21,63

20,47

1,277

60,98

51,88

NORTHERN REGION

STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,717

58,27

52,52

-

-

-

1.

Direct Finance

2,627

57,53

51,97

-

-

-

2.

Indirect Finance

90

75

55

-

-

-

II.

INDUSTRY

14,629

254,03

237,55

-

-

-

1.

Mining & Quarrying

9

2,97

4,17

-

-

-

2.

Food Manufacturing & Processing

356

44,10

36,48

-

-

-

(a) Rice Mills, Flour & Dal Mills

183

25,37

21,61

-

-

-

(b) Sugar

1

5

-

-

-

-

(c) Edible Oils & Vanaspati

48

4,69

3,72

-

-

-

(d) Tea Processing

1

6

6

-

-

-

(e) Processing of Fruits & Vegetables

5

27

15

-

-

-

(f) Others

118

13,67

10,94

-

-

-

3.

Beverage & Tobacco

11

3,57

3,53

-

-

-

4.

Textiles

713

30,35

29,05

-

-

-

(a) Cotton Textiles

19

4,35

3,72

-

-

-

(b) Jute Textiles

1

5

2

-

-

-

(c) Handloom Textiles & Khadi

54

1,38

1,38

-

-

-

(d) Other Textiles

639

24,57

23,92

-

-

-

5.

Paper, Paper Products & Printing

133

4,78

4,02

-

-

-

6.

Leather & Leather Products

164

3,70

3,57

-

-

-

7.

Rubber & Rubber Products

24

1,33

90

-

-

-

8.

Chemicals & Chemical Products

170

18,40

19,32

-

-

-

(a) Heavy Industrial Chemicals

3

30

18

-

-

-

(b) Fertilisers

1

19

19

-

-

-

(c) Drugs & Pharmaceuticals

61

7,25

7,27

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

105

10,66

11,69

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

27

2,46

2,09

-

-

-

10.

Manufacture of Cement & Cement Products

55

9,92

7,76

-

-

-

11.

Basic Metals & Metal Products

266

28,15

32,75

-

-

-

(a) Iron & Steel

45

13,90

19,16

-

-

-

(b) Non-Ferrous Metals

7

29

34

-

-

-

(c) Other Metal Products

214

13,96

13,25

-

-

-

12.

Engineering

236

10,38

8,59

-

-

-

(a) Heavy Engineering

3

44

16

-

-

-

(b) Light Engineering

55

2,54

2,09

-

-

-

(c) Electrical Machinery & Goods

159

6,21

5,24

-

-

-

(d) Electronic Machinery & Goods

19

1,19

1,10

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

147

11,98

9,81

-

-

-

14.

Other Industries

11,930

75,40

68,52

-

-

-

15.

Electricity, Gas & Water

12

71

53

-

-

-

(a) Electricity Generation & Transmission

8

46

32

-

-

-

(b) Non-Conventional Energy

1

4

4

-

-

-

(c) Gas, Steam & Water Supply

3

21

17

-

-

-

16.

Construction

376

5,84

6,47

-

-

-

III.

TRANSPORT OPERATORS

3,128

68,90

55,53

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

12,616

1156,74

1206,47

-

-

-

V.

PERSONAL LOANS

38,009

171,43

149,64

-

-

-

1.

Loans for Purchase of Consumer Durables

6,802

20,98

17,50

-

-

-

2.

Loans for Housing

4,779

56,41

49,72

-

-

-

3.

Rest of the Personal Loans

26,428

94,04

82,42

-

-

-

VI.

TRADE

17,156

199,55

171,39

-

-

-

1.

Wholesale Trade

1,351

69,53

56,39

-

-

-

2.

Retail Trade

15,805

130,02

115,00

-

-

-

VII.

FINANCE

116

5,73

5,11

-

-

-

VIII.

ALL OTHERS

8,783

107,50

82,89

-

-

-

TOTAL BANK CREDIT

97,154

2022,14

1961,10

-

-

-

OF WHICH:

1. Artisans & Village Industries

4,670

14,93

13,57

-

-

-

2. Other Small Scale Industries

5,144

131,43

118,52

-

-

-