Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

9,89,783

1043,69

885,74

2,74,228

480,91

425,69

1.

Direct Finance

9,77,026

1009,15

855,29

2,71,896

450,46

403,39

2.

Indirect Finance

12,757

34,54

30,45

2,332

30,46

22,30

II.

INDUSTRY

2,34,819

1320,06

1122,85

81,570

435,18

386,72

1.

Mining & Quarrying

30

23,08

6,03

88

13,13

7,46

2.

Food Manufacturing & Processing

2,949

100,26

71,48

1,937

70,14

53,90

(a) Rice Mills, Flour & Dal Mills

1,925

15,64

14,42

1,040

26,26

20,95

(b) Sugar

10

50,16

32,99

15

32,47

22,91

(c) Edible Oils & Vanaspati

478

6,06

4,98

342

3,21

2,92

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

25

41

4

18

15

(f) Others

535

28,16

18,68

536

8,01

6,97

3.

Beverage & Tobacco

4

16

10

7

54

42

4.

Textiles

869

10,53

9,59

544

8,91

7,76

(a) Cotton Textiles

30

67

63

51

66

64

(b) Jute Textiles

1

36

3

2

1,67

81

(c) Handloom Textiles & Khadi

173

88

67

34

1,84

1,82

(d) Other Textiles

665

8,63

8,26

457

4,74

4,50

5.

Paper, Paper Products & Printing

97

9,34

10,52

247

4,15

3,82

6.

Leather & Leather Products

205

1,00

1,01

266

4,03

3,50

7.

Rubber & Rubber Products

28

4,94

2,66

46

1,89

1,53

8.

Chemicals & Chemical Products

192

18,18

16,17

307

13,01

11,62

(a) Heavy Industrial Chemicals

18

9,45

7,83

22

1,77

1,69

(b) Fertilisers

2

1,52

1,78

4

56

31

(c) Drugs & Pharmaceuticals

44

54

50

74

3,19

3,01

(d) Non-Edible Oils

3

18

12

8

82

67

(e) Other Chemicals & Chemical Products

125

6,49

5,95

199

6,67

5,93

9.

Petroleum, Coal Products & Nuclear Fuels

23

24,66

4,75

55

11,76

11,50

10.

Manufacture of Cement & Cement Products

71

4,15

4,29

122

7,63

8,38

11.

Basic Metals & Metal Products

395

513,36

478,27

515

34,48

31,39

(a) Iron & Steel

40

504,08

469,91

100

21,98

19,48

(b) Non-Ferrous Metals

7

1,81

1,10

3

9

9

(c) Other Metal Products

348

7,47

7,27

412

12,41

11,82

12.

Engineering

332

95,90

82,87

664

18,37

16,43

(a) Heavy Engineering

17

40,09

34,71

39

3,82

3,48

(b) Light Engineering

176

45,93

39,65

294

10,04

8,99

(c) Electrical Machinery & Goods

134

9,14

7,91

318

3,85

3,58

(d) Electronic Machinery & Goods

5

75

59

13

66

38

13.

Vehicles, Vehicle Parts & Transport Equipments

511

224,03

167,33

612

27,76

23,62

14.

Other Industries

2,28,497

281,06

259,09

75,717

213,11

200,75

15.

Electricity, Gas & Water

10

6,17

5,66

24

2,51

2,07

(a) Electricity Generation & Transmission

5

4,89

4,83

22

2,44

2,04

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

5

1,28

83

2

7

4

16.

Construction

606

3,24

3,03

419

3,77

2,57

III.

TRANSPORT OPERATORS

70,391

196,22

161,60

21,201

118,30

97,01

IV.

PROFESSIONAL AND OTHER SERVICES

73,029

85,05

70,71

19,016

65,37

54,05

V.

PERSONAL LOANS

2,34,268

450,08

379,80

1,49,755

402,34

354,22

1.

Loans for Purchase of Consumer Durables

14,265

29,85

24,94

13,830

33,03

28,87

2.

Loans for Housing

14,049

85,11

76,83

13,411

115,36

104,99

3.

Rest of the Personal Loans

2,05,954

335,12

278,03

1,22,514

253,95

220,36

VI.

TRADE

6,83,668

655,35

569,20

2,49,877

500,69

434,07

1.

Wholesale Trade

10,706

40,72

35,96

6,203

64,11

56,65

2.

Retail Trade

6,72,962

614,63

533,25

2,43,674

436,58

377,41

VII.

FINANCE

1,074

5,27

4,78

381

12,01

7,96

VIII.

ALL OTHERS

1,04,607

145,79

121,15

45,808

127,88

114,45

TOTAL BANK CREDIT

23,91,639

3901,52

3315,84

8,41,836

2142,67

1874,16

OF WHICH:

1. Artisans & Village Industries

1,59,041

150,09

134,68

40,512

63,25

59,66

2. Other Small Scale Industries

64,711

196,32

182,28

35,543

203,48

187,16

EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

47,918

188,04

170,60

-

-

-

1.

Direct Finance

46,630

168,26

157,76

-

-

-

2.

Indirect Finance

1,288

19,78

12,84

-

-

-

II.

INDUSTRY

42,375

1805,16

1597,88

-

-

-

1.

Mining & Quarrying

179

136,08

125,28

-

-

-

2.

Food Manufacturing & Processing

1,104

108,17

88,75

-

-

-

(a) Rice Mills, Flour & Dal Mills

478

22,42

16,07

-

-

-

(b) Sugar

4

43,89

32,92

-

-

-

(c) Edible Oils & Vanaspati

212

6,84

6,73

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

6

63

61

-

-

-

(f) Others

404

34,39

32,42

-

-

-

3.

Beverage & Tobacco

18

5,30

5,42

-

-

-

4.

Textiles

1,323

43,68

40,58

-

-

-

(a) Cotton Textiles

153

8,33

7,67

-

-

-

(b) Jute Textiles

14

1,73

1,69

-

-

-

(c) Handloom Textiles & Khadi

151

3,50

3,70

-

-

-

(d) Other Textiles

1,005

30,12

27,52

-

-

-

5.

Paper, Paper Products & Printing

471

16,64

15,48

-

-

-

6.

Leather & Leather Products

173

3,13

3,02

-

-

-

7.

Rubber & Rubber Products

81

7,23

6,10

-

-

-

8.

Chemicals & Chemical Products

719

79,13

62,00

-

-

-

(a) Heavy Industrial Chemicals

22

12,47

8,85

-

-

-

(b) Fertilisers

15

5,98

2,21

-

-

-

(c) Drugs & Pharmaceuticals

233

28,53

26,46

-

-

-

(d) Non-Edible Oils

7

70

60

-

-

-

(e) Other Chemicals & Chemical Products

442

31,43

23,88

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

166

40,81

34,70

-

-

-

10.

Manufacture of Cement & Cement Products

98

91,23

88,46

-

-

-

11.

Basic Metals & Metal Products

1,007

568,04

512,02

-

-

-

(a) Iron & Steel

295

526,16

474,26

-

-

-

(b) Non-Ferrous Metals

33

4,18

3,45

-

-

-

(c) Other Metal Products

679

37,71

34,31

-

-

-

12.

Engineering

969

304,20

277,13

-

-

-

(a) Heavy Engineering

112

238,90

224,45

-

-

-

(b) Light Engineering

347

11,32

9,81

-

-

-

(c) Electrical Machinery & Goods

419

45,16

35,49

-

-

-

(d) Electronic Machinery & Goods

91

8,83

7,37

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

491

116,02

85,29

-

-

-

14.

Other Industries

35,241

228,00

213,49

-

-

-

15.

Electricity, Gas & Water

32

13,39

3,20

-

-

-

(a) Electricity Generation & Transmission

8

12,40

2,53

-

-

-

(b) Non-Conventional Energy

1

4

6

-

-

-

(c) Gas, Steam & Water Supply

23

94

61

-

-

-

16.

Construction

303

44,12

36,98

-

-

-

III.

TRANSPORT OPERATORS

10,449

105,90

89,78

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

11,691

116,22

100,06

-

-

-

V.

PERSONAL LOANS

1,66,479

651,47

576,76

-

-

-

1.

Loans for Purchase of Consumer Durables

21,703

65,32

55,23

-

-

-

2.

Loans for Housing

25,021

246,60

226,77

-

-

-

3.

Rest of the Personal Loans

1,19,755

339,55

294,76

-

-

-

VI.

TRADE

67,887

535,79

485,83

-

-

-

1.

Wholesale Trade

5,024

218,12

190,89

-

-

-

2.

Retail Trade

62,863

317,66

294,94

-

-

-

VII.

FINANCE

491

68,10

65,92

-

-

-

VIII.

ALL OTHERS

46,834

233,50

216,77

-

-

-

TOTAL BANK CREDIT

3,94,124

3704,17

3303,61

-

-

-

OF WHICH:

1. Artisans & Village Industries

13,056

35,92

33,95

-

-

-

2. Other Small Scale Industries

24,946

360,91

323,65

-

-

-