Regulating Commercial Banking

RBI/2014-15/189 DBOD.CID.BC.34 /20.16.042/2014-15 August 22 , 2014 All Commercial Banks (excluding RRBs) All India Notified Financial Institutions and All Credit Information Companies Dear Sir / Madam Grant of ‘Certificate of Registration’ – For carrying on the business of Credit Information – CRIF High Mark Credit Information Services Private Limited Please refer to our circular DBOD.No.CID.BC.64/20.16.042/2010-11 dated December 1, 2010 regarding grant of ‘Certificat

RBI/2014-15/185 UBD.CO.LS (PCB) Cir.No.8 /07.01.000/2014-15 August 20, 2014 Chief Executive Officers of all Primary (Urban) Co-operative Banks Madam / Dear Sir Clarifications on review of norms for opening of onsite/off-site ATMs by Urban Co-operative Banks Please refer to our circular UBD.CO.LS.(PCB).Cir.No.1/07.01.000/2014-15 dated July 2, 2014 permitting CBS-enabled Urban Co-operative Banks (UCBs) having a minimum assessed networth (ANW) of ` 50 crore satisfying th

RBI/2014-15/180 DBOD.No.BP.BC.32/21.04.012/2014-15 August 14, 2014 The Chairmen & Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/ Madam, Relaxation to Trade and Industry in the State of Jammu & Kashmir Please refer to our circular DBOD.No.BP.BC.50/21.04.012/2012-13 dated October 23, 2012 extending the period of concessions/ credit relaxations to borrowers / customers in Jammu & Kashm

RBI/2014-15/176 DBOD.AML.No.2476/14.06.001/2014-15 August 14, 2014 The Chairpersons/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 10917/14.06.001/2013-14 dated December 4, 2013 on the captioned subject releasing 24th to 30th

RBI/2014-15/175 DBOD. AML. No. 2472/14.06.001/2014-15 August 14, 2014 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circular DBOD. AML. No. 1416 /14.06.001/2013-14 dated July 26, 2013 on the captioned subject. We have since received from Government of India, Min

RBI/2014-15/182 DBOD.No.BP.BC.33/21.04.048/2014-15 August 14, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation Please refer to circulars DBOD.No.BP.BC.85/21.04.048/2009-10 dated March 31, 2010 and DBOD.BP.BC.No.99/21.04.132/2012-

RBI/2014-15/167 DBOD.BP.BC.No. 31/21.04.132/2014-15 August 7, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Refinancing of Project loans Please refer to our circular DBOD.BP.BC.No.24/21.04.132/2014-15 dated July 15, 2014 on ‘Flexible Structuring of Long Term Project Loans to Infrastructure and Core Industries’, which enables banks to flexibly structure new long term project loans to infrastructure and core industries. 2. However, with regard to existi

RBI/2014-15/163 DBOD.No.BP.BC.30 /21.04.141/2014-15 August 5, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Monetary Policy Statement 2014-15 – SLR Holdings under Held to Maturity Category Please refer to paragraph 11 of the Third Bi-Monthly Monetary Policy Statement, 2014-15 (extract enclosed) announced on August 5, 2014 relating to banks’ total holdings of SLR securities in the held to maturity (HTM) category. 2. In terms of our circular No. DBOD.BP

RBI/2014-15/162 UBD.BPD.(PCB).Cir.No. 7/16.26.000/2014-15 August 5, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 (AACS) – Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular UBD.BPD.(PCB).Cir. No. 68/16.26.000/2013-14 dated June 5, 2014 on the captioned subject. 2. As announced in the Third Bi-Monthly Monetary Policy Statement 2014-15 by Reserve Bank o

RBI/2014-15/161 DBOD.Ret.BC.29/12.02.001/2014-15 August 05, 2014 All Scheduled Commercial Banks and Local Area Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR). Please refer to our circular DBOD.Ret.BC.117/12.02.001/2013-14 dated June 03, 2014, on the captioned subject. 2. As announced in the Third Bi-Monthly Monetary Policy Statement 2014-15 by the Reserve Bank of India on