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Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.00 | 25.60 | 0.00 | 22.15 | 0.00 | 27.50 | 0.00 | 24.05 | 0.00 | 18.75 | 0.00 | 24.70 |
Pvt. Sec. Banks | 1.00 | 33.30 | 0.00 | 46.00 | 0.00 | 40.00 | 4.05 | 30.00 | 4.10 | 19.25 | 0.00 | 29.00 |
Foreign Banks | 4.55 | 45.02 | 0.10 | 47.88 | 0.00 | 25.00 | 4.55 | 45.02 | 1.30 | 47.88 | 0.00 | 19.00 |
Table 1 : Range of Interest Rates on Advances for the Month ended December 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.30 | 28.20 | 4.00 | 24.25 | 4.00 | 30.00 | 4.05 | 28.05 | 4.00 | 18.75 | 4.00 | 24.50 |
Private Sector Banks | 1.00 | 30.00 | 3.91 | 46.00 | 1.00 | 40.00 | 4.60 | 30.00 | 4.10 | 19.45 | 3.50 | 29.00 |
Foreign Banks | 6.45 | 45.02 | 0.05 | 47.88 | 1.00 | 23.99 | 6.56 | 42.46 | 0.50 | 47.88 | 2.50 | 19.49 |
Table 2 : Median Range of Interest Rates on Advances for the Month ended March 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.00 | 15.70 | 7.00 | 15.98 | 7.93 | 16.13 | 7.90 | 12.23 | 7.45 | 11.78 | 8.25 | 13.50 |
Private Sector Banks | 8.55 | 18.25 | 7.00 | 19.00 | 5.00 | 22.95 | 9.70 | 13.30 | 9.15 | 12.00 | 8.30 | 15.30 |
Foreign Banks | 8.60 | 13.70 | 6.49 | 10.48 | 7.20 | 10.90 | 10.00 | 10.50 | 7.13 | 9.23 | 7.55 | 10.25 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended December 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.90 | 16.63 | 6.00 | 16.63 | 5.40 | 16.13 | 7.00 | 13.70 | 7.00 | 12.55 | 7.08 | 14.08 |
Pvt. Sec. Banks | 7.40 | 18.90 | 4.40 | 19.00 | 4.00 | 23.73 | 8.75 | 13.00 | 8.15 | 11.75 | 7.15 | 15.63 |
Foreign Banks | 9.00 | 12.40 | 4.33 | 9.58 | 5.62 | 10.75 | 9.00 | 10.50 | 5.66 | 8.13 | 6.75 | 9.75 |
Table 2: Median Range of Interest Rates on Advances for the Quarter ended June 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.75 | 15.30 | 6.00 | 14.36 | 5.25 | 15.13 | 7.08 | 12.68 | 7.00 | 11.68 | 6.93 | 12.43 |
Private Sector Banks | 7.23 | 19.50 | 4.00 | 19.00 | 3.75 | 25.00 | 8.28 | 12.25 | 6.60 | 10.53 | 5.95 | 16.25 |
Foreign Banks | 7.78 | 13.10 | 4.30 | 9.95 | 5.37 | 10.75 | 8.70 | 11.33 | 4.80 | 7.48 | 6.50 | 9.50 |
Table 1 : Range of Interest Rates on Advances for the Quarter Ended December 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.01 | 30.00 | 0.01 | 20.00 | 0.01 | 21.80 | 4.00 | 23.00 | 4.00 | 18.75 | 4.00 | 17.25 |
Pvt. Sec. Banks | 1.15 | 47.88 | 1.82 | 46.00 | 1.00 | 40.00 | 5.55 | 30.00 | 3.93 | 46.00 | 2.25 | 29.00 |
Foreign Banks | 3.73 | 45.63 | 0.50 | 47.88 | 1.00 | 34.00 | 3.73 | 45.62 | 0.50 | 47.88 | 2.50 | 25.00 |
Table 2 : Median Range of Interest Rates on Advances For the Month Ended December 2011 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
10.13 |
17.88 |
10.13 |
17.75 |
10.13 |
18.30 |
10.88 |
15.00 |
10.70 |
14.73 |
10.25 |
15.25 |
Pvt. Sec. Banks |
10.66 |
19.25 |
10.00 |
18.38 |
4.63 |
19.75 |
12.25 |
15.50 |
11.00 |
14.00 |
10.00 |
15.50 |
Foreign Banks |
12.50 |
15.00 |
10.00 |
14.00 |
8.14 |
14.75 |
13.63 |
14.38 |
10.50 |
12.38 |
9.50 |
13.15 |
Table 1: Range of Interest Rates on Advances for the Quarter ended June 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.00 | 27.00 | 0.01 | 22.15 | 0.00 | 26.85 | 4.00 | 27.00 | 4.00 | 18.75 | 0.00 | 25.55 |
Private Sector Banks | 1.00 | 47.88 | 0.00 | 46.00 | 0.00 | 40.00 | 4.00 | 30.00 | 4.00 | 46.00 | 0.00 | 29.00 |
Foreign Banks | 3.74 | 45.63 | 0.05 | 47.88 | 0.00 | 34.00 | 3.74 | 45.62 | 0.10 | 47.88 | 0.00 | 25.00 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter Ended June 2022 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.33 | 15.00 | 5.85 | 14.03 | 5.63 | 14.88 | 7.25 | 12.30 | 6.53 | 11.25 | 7.00 | 11.95 |
Pvt. Sec. Banks | 6.30 | 19.08 | 4.70 | 18.40 | 4.00 | 26.00 | 8.30 | 12.30 | 7.03 | 9.95 | 5.75 | 13.70 |
Foreign Banks | 7.43 | 12.63 | 4.95 | 9.90 | 5.38 | 10.20 | 8.60 | 11.15 | 5.40 | 7.40 | 5.97 | 9.08 |
Table 2: Median Range of Interest Rates on Advances for the Quarter Ended September 2022 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.33 | 14.98 | 5.46 | 14.88 | 5.63 | 15.28 | 7.45 | 12.80 | 6.43 | 11.55 | 6.95 | 12.98 |
Pvt. Sec. Banks | 7.07 | 19.63 | 5.00 | 18.85 | 4.00 | 25.00 | 8.60 | 13.45 | 7.15 | 9.90 | 6.05 | 16.25 |
Foreign Banks | 8.10 | 12.25 | 5.60 | 10.40 | 6.25 | 10.65 | 8.65 | 10.75 | 6.24 | 7.83 | 6.75 | 9.58 |