Table 1 : Range of Interest Rates on Advances for the month ended September 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.15 | 28.35 | 4.00 | 44.75 | 4.00 | 37.50 | 4.05 | 28.15 | 4.00 | 18.75 | 4.00 | 20.75 |
Private Sector Banks | 1.95 | 30.00 | 3.91 | 46.00 | 1.00 | 40.00 | 4.60 | 30.00 | 4.20 | 19.45 | 4.00 | 26.00 |
Foreign Banks | 6.75 | 45.02 | 1.40 | 47.88 | 1.00 | 31.70 | 6.75 | 42.46 | 3.00 | 47.88 | 2.50 | 19.49 |
Table 1: Range of Interest Rates on Advances (Other than export credit) |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range |
Interest Rate Range at which at least |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
3.00 |
21.50 |
2.50 |
25.00 |
3.50 |
24.50 |
6.50 |
19.60 |
5.14 |
17.75 |
4.00 |
18.85 |
Private Sector Banks |
4.20 |
25.00 |
4.00 |
37.20 |
4.00 |
27.00 |
7.00 |
17.50 |
5.50 |
15.75 |
5.90 |
22.00 |
Foreign Banks |
1.25 |
42.60 |
2.25 |
42.00 |
0.10 |
57.44 |
2.00 |
36.50 |
2.26 |
40.80 |
2.25 |
53.18 |
Table 2: Median Range of Interest Rates on Advances (Other than export credit) |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range |
Interest Rate Range at which at least |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
8.00 |
15.65 |
8.00 |
16.00 |
7.75 |
16.00 |
9.00 |
13.13 |
8.75 |
13.38 |
7.75 |
13.50 |
Private Sector Banks |
8.25 |
17.13 |
7.00 |
17.13 |
5.75 |
19.50 |
11.25 |
14.25 |
8.05 |
12.50 |
8.00 |
15.00 |
Foreign Banks |
9.00 |
14.50 |
7.00 |
13.00 |
6.75 |
13.50 |
10.38 |
13.00 |
7.50 |
11.13 |
7.25 |
12.55 |
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June 2014 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
7.00 |
17.85 |
7.00 |
17.45 |
9.25 |
18.13 |
10.25 |
14.38 |
10.25 |
13.48 |
10.25 |
15.10 |
Pvt. Sec. Banks |
10.75 |
18.05 |
10.23 |
17.88 |
8.50 |
19.93 |
11.75 |
15.00 |
11.00 |
13.13 |
10.88 |
15.25 |
Foreign Banks |
10.50 |
15.51 |
9.75 |
14.40 |
9.57 |
13.50 |
11.63 |
13.63 |
9.75 |
12.70 |
9.95 |
12.50 |
Table 1 : Range of Interest Rates on Advances for the Month Ended December 2010 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range including all of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
3.75 |
24.00 |
3.00 |
25.00 |
3.50 |
24.40 |
5.75 |
19.35 |
4.46 |
22.25 |
4.00 |
18.00 |
Pvt. Sec. Banks |
4.20 |
22.25 |
3.79 |
37.20 |
3.50 |
27.00 |
4.00 |
17.50 |
3.79 |
18.00 |
3.50 |
22.00 |
Foreign Banks |
6.80 |
42.00 |
2.25 |
47.88 |
0.01 |
57.44 |
8.69 |
41.88 |
2.26 |
40.80 |
2.26 |
53.18 |
Table 1 : Range of Interest Rates on Advances for the Month Ended March 2011 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range including all of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
3.00 |
27.00 |
3.00 |
25.00 |
3.50 |
24.40 |
4.00 |
18.85 |
5.46 |
17.75 |
4.00 |
19.60 |
Pvt. Sec. Banks |
4.20 |
23.75 |
4.00 |
25.00 |
2.25 |
28.00 |
7.75 |
18.25 |
4.50 |
19.25 |
2.25 |
22.00 |
Foreign Banks |
7.75 |
42.00 |
4.50 |
47.88 |
0.01 |
57.14 |
7.75 |
41.88 |
7.45 |
25.00 |
4.09 |
39.84 |
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- September 2014 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business |
Interest Rate Range at which at least |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
7.00 |
17.75 |
7.50 |
17.45 |
10.00 |
18.00 |
10.25 |
14.25 |
10.25 |
13.48 |
10.25 |
15.00 |
Pvt. Sec. Banks |
10.75 |
18.75 |
10.23 |
17.88 |
7.35 |
19.93 |
11.75 |
15.00 |
11.00 |
13.00 |
10.88 |
15.25 |
Foreign Banks |
10.50 |
15.46 |
9.75 |
13.88 |
9.60 |
13.00 |
11.85 |
13.63 |
9.75 |
11.78 |
9.75 |
12.50 |
Table 1 : Range of Interest Rates on Advances for the Month Ended June 2011 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range including all of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
4.00 |
23.60 |
3.00 |
25.00 |
3.50 |
24.40 |
5.94 |
23.60 |
5.46 |
17.75 |
4.00 |
18.60 |
Pvt. Sec. Banks |
4.20 |
23.75 |
3.79 |
25.00 |
2.00 |
29.00 |
7.75 |
18.25 |
3.79 |
23.00 |
2.25 |
22.01 |
Foreign Banks |
7.75 |
42.00 |
4.50 |
47.88 |
0.01 |
57.14 |
7.75 |
41.40 |
7.65 |
35.00 |
4.00 |
28.36 |
Table 1 : Range of Interest Rates on Advances for the Quarter Ended March 2012 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks | 3.00 |
22.10 |
3.50 |
23.00 |
3.50 |
24.40 |
7.00 |
19.85 |
6.00 |
18.00 |
4.00 |
22.60 |
Pvt. Sec. Banks | 4.75 |
27.75 |
4.00 |
25.00 |
2.00 |
33.00 |
9.40 |
20.75 |
7.00 |
21.75 |
5.00 |
22.25 |
Foreign Banks | 9.00 |
42.00 |
4.50 |
47.88 |
2.50 |
53.47 |
9.00 |
42.00 |
5.50 |
25.00 |
2.50 |
28.25 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter Ended March 2012 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks | 10.13 |
17.88 |
10.00 |
17.75 |
10.13 |
18.50 |
10.75 |
15.00 |
10.70 |
14.98 |
10.60 |
15.35 |
Pvt. Sec. Banks | 10.50 |
19.25 |
10.13 |
17.75 |
5.00 |
19.75 |
12.50 |
15.50 |
11.00 |
14.00 |
10.50 |
15.13 |
Foreign Banks | 10.68 |
15.63 |
10.25 |
15.00 |
8.75 |
14.15 |
12.63 |
14.50 |
10.60 |
12.50 |
10.00 |
13.30 |