SOUTHERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

5,45,109

1149,42

1003,83

14,94,978

2906,43

2652,89

1.

Direct Finance

5,38,916

1069,14

946,70

14,79,772

2408,96

2213,25

2.

Indirect Finance

6,193

80,27

57,13

15,206

497,47

439,64

II.

INDUSTRY

97,107

6694,23

5554,52

2,43,460

10917,90

9003,27

1.

Mining & Quarrying

226

155,84

138,93

425

213,52

186,09

2.

Food Manufacturing & Processing

1,413

474,48

389,02

3,062

926,57

814,48

(a)

Rice Mills, Flour & Dal Mills

555

24,98

19,85

880

68,95

58,87

(b)

Sugar

44

223,99

179,89

84

398,22

335,81

(c)

Edible Oils & Vanaspati

296

100,31

67,62

383

31,56

26,49

(d)

Tea Processing

90

24,09

20,84

203

46,21

39,18

(e)

Processing of Fruits & Vegetables

45

10,96

7,45

30

155,87

151,97

(f)

Others

383

90,15

93,37

1,482

225,75

202,15

3.

Beverage & Tobacco

53

66,02

50,65

157

146,43

130,67

4.

Textiles

7,019

1593,12

1361,41

13,611

3222,63

2580,18

(a)

Cotton Textiles

2,281

699,80

629,74

4,791

2013,82

1599,85

(b)

Jute Textiles

12

2,09

1,76

19

2,66

4,02

(c)

Handloom Textiles & Khadi

463

30,60

28,27

704

74,06

55,16

(d)

Other Textiles

4,263

860,64

701,64

8,097

1132,09

921,15

5.

Paper, Paper Products & Printing

1,195

208,22

181,57

3,293

440,15

349,67

6.

Leather & Leather Products

634

541,43

438,03

2,123

594,60

537,65

7.

Rubber & Rubber Products

261

288,44

224,93

517

118,07

97,93

8.

Chemicals & Chemical Products

2,304

1141,15

1004,16

4,138

1012,85

845,79

(a)

Heavy Industrial Chemicals

113

120,62

81,72

215

91,12

65,24

(b)

Fertilisers

51

335,16

285,27

93

317,11

289,17

(c)

Drugs & Pharmaceuticals

211

173,05

144,50

545

199,96

166,63

(d)

Non-Edible Oils

10

1,70

1,45

35

11,59

8,96

(e)

Other Chemicals & Chemical Products

1,919

510,62

491,21

3,250

393,07

315,78

9.

Petroleum, Coal Products & Nuclear Fuels

148

133,44

77,86

140

166,12

140,22

10.

Manufacture of Cement & Cement Products

64

68,63

56,10

291

117,98

106,19

11.

Basic Metals & Metal Products

1,185

282,03

246,38

3,835

887,23

774,50

(a)

Iron & Steel

263

98,70

89,79

769

566,79

503,70

(b)

Non-Ferrous Metals

35

25,32

21,87

104

37,70

33,16

(c)

Other Metal Products

887

158,02

134,72

2,962

282,74

237,64

12.

Engineering

2,324

521,79

445,75

6,277

1190,29

989,42

(a)

Heavy Engineering

237

132,16

122,68

586

305,12

246,55

(b)

Light Engineering

1,323

174,70

141,20

3,298

322,59

271,17

(c)

Electrical Machinery & Goods

606

95,86

70,90

1,834

386,97

311,70

(d)

Electronic Machinery & Goods

158

119,08

110,98

559

175,59

160,01

13.

Vehicles, Vehicle Parts & Transport Equipments

741

722,31

554,27

1,772

603,51

394,94

14.

Other Industries

78,827

384,43

332,28

1,99,085

929,79

788,85

15.

Electricity, Gas & Water

87

75,40

21,70

186

173,14

110,35

(a)

Electricity Generation & Transmission

48

62,33

7,59

130

151,09

90,75

(b)

Non-Conventional Energy

11

8,75

10,20

9

15,30

14,77

(c)

Gas, Steam & Water Supply

28

4,32

3,91

47

6,75

4,82

16.

Construction

626

37,51

31,50

4,548

175,02

156,35

III.

TRANSPORT OPERATORS

4,616

142,76

105,83

19,025

355,41

310,02

IV.

PROFESSIONAL AND OTHER SERVICES

9,819

154,70

130,64

1,33,344

1291,51

1123,85

V.

PERSONAL LOANS

3,26,568

1112,35

980,07

7,80,976

2320,18

2114,93

1.

Loans for Purchase of Consumer Durables

55,023

98,30

84,17

62,652

122,94

98,19

2.

Loans for Housing

26,774

360,01

324,24

75,254

761,93

710,87

3.

Rest of the Personal Loans

2,44,771

654,04

571,66

6,43,070

1435,31

1305,87

VI.

TRADE

65,261

1483,62

1260,81

2,19,723

2299,57

2056,77

1.

Wholesale Trade

4,311

1193,88

1010,55

15,571

1370,07

1262,08

2.

Retail Trade

60,950

289,74

250,26

2,04,152

929,50

794,68

VII.

FINANCE

1,103

712,03

493,80

2,383

861,36

694,65

VIII.

ALL OTHERS

48,077

308,12

278,69

5,12,391

1550,84

1386,34

TOTAL BANK CREDIT

10,97,660

11757,23

9808,18

34,06,280

22503,19

19342,70

OF WHICH:

1.

Artisans & Village Industries

22,108

64,17

56,40

52,717

90,94

81,24

2.

Other Small Scale Industries

55,688

1522,53

1284,69

1,27,865

2799,63

2288,11

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

15

16,44

13,05

1,23,637

118,90

109,98

1.

Direct Finance

13

15,64

12,52

1,19,335

114,77

106,14

2.

Indirect Finance

2

80

53

4,302

4,13

3,84

II.

INDUSTRY

1,999

3119,41

2142,83

6,919

6,85

6,02

1.

Mining & Quarrying

3

1,18

1,18

-

-

-

2.

Food Manufacturing & Processing

20

98,51

80,11

15

9

7

(a)

Rice Mills, Flour & Dal Mills

-

-

-

8

6

5

(b)

Sugar

2

36,00

30,00

-

-

-

(c)

Edible Oils & Vanaspati

3

2,34

26

3

1

1

(d)

Tea Processing

2

6,50

4,95

-

-

-

(e)

Processing of Fruits & Vegetables

1

32

28

-

-

-

(f)

Others

12

53,36

44,63

4

2

1

3.

Beverage & Tobacco

8

23,50

14,55

-

-

-

4.

Textiles

125

236,02

172,23

16

15

13

(a)

Cotton Textiles

57

144,90

106,22

2

6

6

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

4

2

1

(d)

Other Textiles

68

91,11

66,02

10

7

6

5.

Paper, Paper Products & Printing

9

14,84

7,63

13

27

24

6.

Leather & Leather Products

34

35,83

30,68

-

-

-

7.

Rubber & Rubber Products

5

45,86

9,46

3

6

4

8.

Chemicals & Chemical Products

103

300,03

189,77

9

5

4

(a)

Heavy Industrial Chemicals

8

8,22

4,16

-

-

-

(b)

Fertilisers

6

48,33

31,72

-

-

-

(c)

Drugs & Pharmaceuticals

16

22,65

18,13

1

1

1

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

73

220,83

135,75

8

4

4

9.

Petroleum, Coal Products & Nuclear Fuels

20

109,53

74,99

-

-

-

10.

Manufacture of Cement & Cement Products

37

412,64

294,12

2

1

1

11.

Basic Metals & Metal Products

34

67,48

52,16

6

5

3

(a)

Iron & Steel

14

25,26

16,81

-

-

-

(b)

Non-Ferrous Metals

3

4,62

4,49

-

-

-

(c)

Other Metal Products

17

37,60

30,86

6

5

3

12.

Engineering

123

359,90

224,06

7

10

6

(a)

Heavy Engineering

33

54,30

37,56

-

-

-

(b)

Light Engineering

32

62,13

40,08

4

2

2

(c)

Electrical Machinery & Goods

25

59,31

41,67

2

1

1

(d)

Electronic Machinery & Goods

33

184,15

104,74

1

6

3

13.

Vehicles, Vehicle Parts & Transport Equipments

97

941,98

612,83

6

13

12

14.

Other Industries

1,362

448,55

359,62

6,826

5,70

5,07

15.

Electricity, Gas & Water

5

4,09

3,26

-

-

-

(a)

Electricity Generation & Transmission

4

3,24

2,78

-

-

-

(b)

Non-Conventional Energy

1

85

48

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

14

19,48

16,17

16

26

21

III.

TRANSPORT OPERATORS

57

30,67

15,29

445

2,61

1,72

IV.

PROFESSIONAL AND OTHER SERVICES

670

123,76

69,48

15,504

13,11

11,25

V.

PERSONAL LOANS

2,50,700

1325,84

926,11

33,600

39,21

36,30

1.

Loans for Purchase of Consumer Durables

291

5,88

5,75

7,559

7,37

6,82

2.

Loans for Housing

1,636

71,40

69,44

1,645

6,03

4,85

3.

Rest of the Personal Loans

2,48,773

1248,55

850,92

24,396

25,82

24,63

VI.

TRADE

228

158,88

144,07

27,759

24,21

21,70

1.

Wholesale Trade

125

121,03

108,25

2,114

2,55

2,13

2.

Retail Trade

103

37,85

35,81

25,645

21,66

19,57

VII.

FINANCE

65

381,98

214,77

-

-

-

VIII.

ALL OTHERS

27,880

168,59

167,53

37,456

29,87

27,74

TOTAL BANK CREDIT

2,81,614

5325,56

3693,13

2,45,320

234,76

214,69

OF WHICH:

1.

Artisans & Village Industries

1

1

1

4,731

3,86

3,55

2.

Other Small Scale Industries

86

78,11

61,24

2,045

2,12

1,76

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

2,17,086

494,87

442,85

23,80,825

4686,05

4222,59

1.

Direct Finance

2,13,409

407,11

381,00

23,51,445

4015,62

3659,62

2.

Indirect Finance

3,677

87,75

61,85

29,380

670,43

562,98

II.

INDUSTRY

34,313

5446,74

4433,50

3,83,798

26185,13

21140,14

1.

Mining & Quarrying

110

54,94

43,98

764

425,49

370,18

2.

Food Manufacturing & Processing

1,737

374,37

322,00

6,247

1874,02

1605,68

(a)

Rice Mills, Flour & Dal Mills

784

82,32

73,30

2,227

176,32

152,08

(b)

Sugar

29

94,74

76,67

159

752,96

622,37

(c)

Edible Oils & Vanaspati

273

55,30

50,75

958

189,52

145,13

(d)

Tea Processing

36

44,15

39,74

331

120,95

104,72

(e)

Processing of Fruits & Vegetables

15

5,27

2,30

91

172,41

161,99

(f)

Others

600

92,59

79,23

2,481

461,86

419,39

3.

Beverage & Tobacco

90

49,56

48,70

308

285,51

244,56

4.

Textiles

8,598

2330,57

1862,62

29,369

7382,49

5976,57

(a)

Cotton Textiles

4,514

1545,38

1282,45

11,645

4403,96

3618,31

(b)

Jute Textiles

90

8,48

8,25

121

13,24

14,03

(c)

Handloom Textiles & Khadi

322

33,00

23,44

1,493

137,68

106,88

(d)

Other Textiles

3,672

743,70

548,48

16,110

2827,61

2237,36

5.

Paper, Paper Products & Printing

1,394

258,13

227,16

5,904

921,61

766,28

6.

Leather & Leather Products

526

167,72

136,17

3,317

1339,58

1142,53

7.

Rubber & Rubber Products

197

60,85

59,67

983

513,27

392,02

8.

Chemicals & Chemical Products

1,508

317,30

266,46

8,062

2771,38

2306,22

(a)

Heavy Industrial Chemicals

98

26,60

23,85

434

246,56

174,97

(b)

Fertilisers

38

57,80

48,76

188

758,40

654,92

(c)

Drugs & Pharmaceuticals

277

69,57

56,87

1,050

465,23

386,15

(d)

Non-Edible Oils

29

7,05

7,14

74

20,34

17,55

(e)

Other Chemicals & Chemical Products

1,066

156,29

129,84

6,316

1280,85

1072,63

9.

Petroleum, Coal Products & Nuclear Fuels

97

64,73

60,48

405

473,82

353,54

10.

Manufacture of Cement & Cement Products

140

154,93

135,55

534

754,20

591,96

11.

Basic Metals & Metal Products

1,233

282,64

255,70

6,293

1519,44

1328,77

(a)

Iron & Steel

605

214,76

197,10

1,651

905,50

807,40

(b)

Non-Ferrous Metals

130

16,43

10,99

272

84,07

70,50

(c)

Other Metal Products

498

51,45

47,61

4,370

529,87

450,86

12.

Engineering

1,866

328,79

276,56

10,597

2400,86

1935,86

(a)

Heavy Engineering

226

92,51

70,56

1,082

584,09

477,36

(b)

Light Engineering

922

59,14

55,59

5,579

618,59

508,06

(c)

Electrical Machinery & Goods

525

120,99

105,53

2,992

663,15

529,80

(d)

Electronic Machinery & Goods

193

56,15

44,88

944

535,03

420,64

13.

Vehicles, Vehicle Parts & Transport Equipments

675

195,54

159,29

3,291

2463,46

1721,44

14.

Other Industries

15,413

572,98

395,55

3,01,513

2341,43

1881,36

15.

Electricity, Gas & Water

43

73,03

27,15

321

325,66

162,46

(a)

Electricity Generation & Transmission

13

53,92

10,56

195

270,59

111,69

(b)

Non-Conventional Energy

11

9,56

8,44

32

34,45

33,88

(c)

Gas, Steam & Water Supply

19

9,55

8,16

94

20,62

16,89

16.

Construction

686

160,65

156,47

5,890

392,92

360,71

III.

TRANSPORT OPERATORS

7,877

251,65

176,19

32,020

783,09

609,04

IV.