Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

3,72,225

1866,95

1524,21

1,90,315

1381,09

1129,70

1. Direct Finance

3,67,763

1739,12

1434,30

1,82,125

1218,55

1003,24

2. Indirect Finance

4,462

127,83

89,91

8,190

162,53

126,45

II.

INDUSTRY

39,525

719,36

540,77

50,145

1618,07

1246,22

1. Mining & Quarrying

66

11,47

7,05

100

10,99

9,00

2. Food Manufacturing & Processing

1,082

112,21

87,60

2,426

548,02

376,03

(a) Rice Mills, Flour & Dal Mills

748

57,07

39,11

1,738

412,26

270,81

(b) Sugar

23

14,62

10,92

18

42,32

35,52

(c) Edible Oils & Vanaspati

50

2,41

90

150

35,17

23,68

(d) Tea Processing

3

16,20

13,80

16

3,39

3,04

(e) Processing of Fruits & Vegetables

10

1,48

1,38

11

12,51

11,56

(f) Others

248

20,43

21,51

493

42,37

31,41

3. Beverage & Tobacco

37

11,65

9,14

29

5,64

5,04

4. Textiles

1,039

186,16

128,94

846

126,81

105,56

(a) Cotton Textiles

59

36,02

30,27

225

87,59

74,57

(b) Jute Textiles

1

2

2

1

4

2

(c) Handloom Textiles & Khadi

301

92

77

294

5,04

4,00

(d) Other Textiles

678

149,20

97,87

326

34,15

26,97

5. Paper, Paper Products & Printing

190

7,48

6,43

314

22,95

21,30

6. Leather & Leather Products

122

53

32

152

5,97

4,63

7. Rubber & Rubber Products

51

6,35

5,78

153

7,80

4,92

8. Chemicals & Chemical Products

340

80,80

66,46

642

79,49

64,67

(a) Heavy Industrial Chemicals

10

2,62

1,65

24

20,28

18,84

(b) Fertilisers

6

13,59

13,55

31

11,64

9,01

(c) Drugs & Pharmaceuticals

53

22,98

21,33

118

6,25

3,65

(d) Non-Edible Oils

4

40

33

20

7,57

6,08

(e) Other Chemicals & Chemical Products

267

41,22

29,60

449

33,76

27,09

9. Petroleum, Coal Products & Nuclear Fuels

11

44

31

28

1,74

98

10. Manufacture of Cement & Cement Products

51

3,32

3,16

121

5,78

5,53

11. Basic Metals & Metal Products

511

39,50

29,05

2,340

308,76

244,07

(a) Iron & Steel

70

23,52

14,34

1,238

261,79

208,38

(b) Non-Ferrous Metals

3

1,40

1,15

20

1,30

1,16

(c) Other Metal Products

438

14,57

13,56

1,082

45,67

34,54

12. Engineering

868

67,63

59,60

1,638

152,95

118,85

(a) Heavy Engineering

26

6,52

2,01

144

22,42

17,65

(b) Light Engineering

591

36,33

35,42

998

60,94

43,15

(c) Electrical Machinery & Goods

217

6,62

5,18

426

42,76

30,53

(d) Electronic Machinery & Goods

34

18,16

16,99

70

26,83

27,52

13. Vehicles, Vehicle Parts & Transport Equipments

340

74,08

35,98

488

83,62

63,81

14. Other Industries

34,733

116,23

99,75

40,625

234,79

203,04

15. Electricity, Gas & Water

4

42

31

23

2,97

2,44

(a) Electricity Generation & Transmission

3

39

28

7

79

77

(b) Non-Conventional Energy

1

3

3

3

32

30

(c) Gas, Steam & Water Supply

-

-

-

13

1,85

1,37

16. Construction

80

1,09

92

220

19,78

16,35

III.

TRANSPORT OPERATORS

11,345

51,07

36,45

8,787

59,71

43,62

IV.

PROFESSIONAL AND OTHER SERVICES

7,153

32,90

27,24

8,917

92,18

71,37

V.

PERSONAL LOANS

1,10,194

441,78

382,33

1,35,060

667,23

565,86

1. Loans for Purchase of Consumer Durables

11,570

35,88

28,97

16,110

57,22

46,16

2. Loans for Housing

18,620

115,05

100,83

29,975

217,61

189,03

3. Rest of the Personal Loans

80,004

290,84

252,53

88,975

392,40

330,66

VI.

TRADE

63,999

1900,57

1858,71

62,724

639,08

519,59

1. Wholesale Trade

1,183

1708,72

1707,64

4,485

163,72

143,66

2. Retail Trade

62,816

191,84

151,06

58,239

475,37

375,93

VII.

FINANCE

220

1,95

1,36

924

10,62

7,57

VIII.

ALL OTHERS

23,675

149,70

133,36

34,690

296,83

254,65

TOTAL BANK CREDIT

6,28,336

5164,27

4504,44

4,91,562

4764,81

3838,58

OF WHICH: 1. Artisans & Village Industries

18,266

33,16

26,94

13,859

42,83

36,02

2. Other Small Scale Industries

14,871

268,68

205,24

26,824

668,23

496,93

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

37,404

448,76

381,00

3,698

70,37

61,90

1. Direct Finance

35,737

241,59

200,96

3,493

62,10

54,95

2. Indirect Finance

1,667

207,16

180,05

205

8,26

6,95

II.

INDUSTRY

51,689

2150,66

1623,31

46,791

3540,92

2841,80

1. Mining & Quarrying

38

7,60

4,57

34

5,19

4,93

2. Food Manufacturing & Processing

979

410,57

269,17

476

107,37

94,01

(a) Rice Mills, Flour & Dal Mills

492

266,12

195,03

98

38,35

32,62

(b) Sugar

8

3,74

3,52

8

30,30

27,67

(c) Edible Oils & Vanaspati

76

48,21

45,43

28

12,56

11,38

(d) Tea Processing

7

57

48

-

-

-

(e) Processing of Fruits & Vegetables

14

7,84

4,45

7

1,82

1,73

(f) Others

382

84,09

20,26

335

24,35

20,61

3. Beverage & Tobacco

22

23,36

14,51

5

11,42

11,18

4. Textiles

3,592

463,79

350,13

7,372

2020,96

1586,23

(a) Cotton Textiles

859

137,33

91,85

1,344

888,98

678,64

(b) Jute Textiles

16

1,73

1,49

8

1,06

86

(c) Handloom Textiles & Khadi

133

6,43

6,38

251

14,63

12,26

(d) Other Textiles

2,584

318,29

250,40

5,769

1116,28

894,48

5. Paper, Paper Products & Printing

924

81,38

61,07

470

76,62

75,88

6. Leather & Leather Products

370

53,69

32,66

57

1,36

1,16

7. Rubber & Rubber Products

904

88,95

73,74

236

116,18

108,32

8. Chemicals & Chemical Products

1,410

79,29

77,03

579

73,78

62,02

(a) Heavy Industrial Chemicals

42

4,38

3,95

18

2,28

2,30

(b) Fertilisers

25

15,92

15,00

11

3,57

3,14

(c) Drugs & Pharmaceuticals

285

22,62

17,65

66

8,39

6,42

(d) Non-Edible Oils

4

25

19

5

2,28

2,14

(e) Other Chemicals & Chemical Products

1,054

36,12

40,25

479

57,26

48,03

9. Petroleum, Coal Products & Nuclear Fuels

51

7,89

4,43

24

8,38

7,95

10. Manufacture of Cement & Cement Products

66

1,81

1,19

18

1,74

1,58

11. Basic Metals & Metal Products

4,372

290,14

242,40

1,450

302,19

253,19

(a) Iron & Steel

555

78,76

76,12

553

225,52

194,24

(b) Non-Ferrous Metals

136

8,10

6,11

14

1,21

1,40

(c) Other Metal Products

3,681

203,28

160,17

883

75,46

57,55

12. Engineering

2,222

117,62

98,91

1,834

68,60

53,98

(a) Heavy Engineering

163

24,78

18,73

177

18,08

12,63

(b) Light Engineering

1,406

34,46

26,91

1,351

35,55

28,49

(c) Electrical Machinery & Goods

604

53,92

49,76

271

10,66

9,03

(d) Electronic Machinery & Goods

49

4,46

3,51

35

4,30

3,82

13. Vehicles, Vehicle Parts & Transport Equipments

918

52,40

45,28

3,621

490,77

370,50

14. Other Industries

35,670

325,72

264,05

30,486

247,19

203,76

15. Electricity, Gas & Water

34

138,54

77,12

6

42

42

(a) Electricity Generation & Transmission

21

137,49

76,07

4

32

33

(b) Non-Conventional Energy

1

18

28

1

2

2

(c) Gas, Steam & Water Supply

12

86

77

1

8

6

16. Construction

117

7,93

7,07

123

8,75

6,72

III.

TRANSPORT OPERATORS

5,950

59,04

42,58

664

7,03

5,73

IV.

PROFESSIONAL AND OTHER SERVICES

8,290

115,91

84,05

2,304

100,86

95,10

V.

PERSONAL LOANS

1,41,754

777,12

645,47

42,247

288,98

248,27

1. Loans for Purchase of Consumer Durables

16,675

67,74

54,45

2,988

17,03

14,37

2. Loans for Housing

33,611

302,58

253,13

9,945

109,70

92,99

3. Rest of the Personal Loans

91,468

406,80

337,88

29,314

162,25

140,92

VI.

TRADE

45,992

751,27

589,83

8,477

415,82

296,68

1. Wholesale Trade

7,245

326,80

259,18

2,157

249,68

166,91

2. Retail Trade

38,747

424,47

330,65

6,320

166,14

129,77

VII.

FINANCE

417

35,32

29,80

64

105,69

103,57

VIII.

ALL OTHERS

31,053

316,59

262,42

11,704

185,82

164,21

TOTAL BANK CREDIT

3,22,549

4654,67

3658,46

1,15,949

4715,49

3817,27

OF WHICH: 1. Artisans & Village Industries

8,066

37,51

31,98

1,401

5,48

5,10

2. Other Small Scale Industries

30,979

812,16

636,19

27,785

1381,07

1083,67