Regulating Commercial Banking

RBI/2014-15/70 DBOD.AML.BC.No.22/14.01.001/2014-15 July 1, 2014 Ashadha 10, 1936 (saka) The Chairpersons/Chief Executive Officers All Scheduled Commercial Banks (excluding RRBs) / All India Financial Institutions/ Local Area Banks Madam/Dear Sir, Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002 Please refer to our Master Circular DBOD.AML.BC.No. 24/14

RBI/2014-15/67 DBOD.No.Dir.BC.17/13.03.00/2014-15 July 1, 2014 10 Ashadha 1936 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular - Guarantees and Co-acceptances Please refer to the Master Circular DBOD.No.Dir.BC.12/13.03.00/2013-14 dated July 1, 2013 consolidating the instructions / guidelines issued to banks till June 30, 2013, relating to Guarantees and Co-acceptances. The Master Circular has been suitably updated by incorporati

RBI/2014-15/59 DBOD.BP.BC.No.10/21.04.172/2014-15 July 1, 2014 Chairman and Managing Directors / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs) Please refer to our Master Circular DBOD.BP.BC.No.6/21.04.172/2013-14 dated July 1, 2013 on the captioned subject. The Master Circular has been suitably updated by incorporating instructions issued up to June 30, 2014 and h

RBI/2014-15/94 RPCD.CO.LBS.BC.No. 9/02.01.001/2014-15 July 1, 2014 The Chairmen and Managing Directors SLBC Convenor Banks/Lead Banks Dear Sir/Madam MASTER CIRCULAR – Lead Bank Scheme The Reserve Bank of India has issued guidelines on Lead Bank Scheme from time to time. This Master Circular consolidates the relevant guidelines issued by Reserve Bank of India on Lead Bank Scheme up to June 30, 2014 as listed in the Appendix. 2. This Master Circular has been placed on t

RBI/2014-15/68 DBOD. No.DIR.BC.18/08.12.001/2014-15 July 1, 2014 Ashadha 10, 1936, (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBOD No. Dir. BC.17/08.12.001/2013-14 dated July 1, 2013 consolidating the instructions / guidelines issued to banks till June 30, 2013 relating to Housing Finance. The Master Circular has been suitably updated by incorporating the instructions iss

RBI/2014-15/72 DBOD No.Leg.BC.21/09.07.006/2014-15 July 1, 2014 Ashadha 10, 1936 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Master Circular on Customer Service in Banks Please refer to the Master Circular DBOD No.Leg.BC.22/09.07.006/2013-14 dated July 01, 2013 consolidating the important instructions issued by us in the area of customer service up to June 30, 2013. The Master Circular has been suitably updated by incorporating the instructions issued up

RBI/2014-15/77 DBOD. No. BAPD.BC. 7/22.01.001/2014-15 July 1, 2014 All Commercial Banks (Excluding RRBs) Dear Sir/Madam, Section 23 of the Banking Regulation Act, 1949 – Master Circular on Branch Authorisation Please refer to the Master Circular DBOD No. BAPD.BC. 18 /22.01.001/2013-14 dated July 1, 2013 consolidating instructions / guidelines issued to banks on Branch Authorisation till June 30, 2013. The Master Circular has been suitably updated by incorporating the

RBI/2013-14/74 DBOD.No.Dir.BC. 11 /13.03.00/2013-14 July 1 , 2013 Ashadha 10, 1935 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular of instructions relating to deposits held in FCNR(B) Accounts Please refer to the Master Circular DBOD No. Dir. BC.8/ 13.03.00/2012-13 dated July 2, 2012 consolidating the instructions/guidelines issued to banks till June 30, 2012 relating to deposits held in FCNR(B) Accounts. The Master Circular has

RBI/2013-14/67 DBOD. No.DIR.BC.17/08.12.001/2013-14 July 1, 2013 Ashadha 10, 1935, (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBOD No. Dir. BC.7/08.12.001/2012-13 dated July 2, 2012 consolidating the instructions / guidelines issued to banks till June 30, 2012 relating to Housing Finance. The Master Circular has been suitably updated by incorporating the instructions issu

RBI/2013-14/73 DBOD.No.Dir.BC. @@NBSP@@15 /13.03.00/2013-14 July 1, 2013 Ashadha@@NBSP@@ 10, 1935 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular - Interest Rates on Advances Please refer to the Master Circular DBOD.No.Dir.BC.5/13.03.00/2012-13 dated July 2, 2012 consolidating instructions / guidelines issued to banks till June 30, 2012 on matters relating to Interest Rates on Advances. The Master Circular has been suitably upda