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Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 2 of 3)

 
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


           

ABOVE Rs. 10 LAKH AND

 

ABOVE Rs.25 LAKH AND

 

ABOVE Rs. 50 LAKH AND

           

UPTO Rs.25 LAKH


 

UPTO Rs. 5O LAKH


 

UPTO Rs. 1 CRORE


           

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

   

OCCUPATION

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

             
 

standing


 
 
 

standing


 
 
 

standing


 
 
 
 
 
 

19


20


21


 

22


23


24


 

25


26


27


I.

AGRICULTURE

5,733

954,11

749,17

 

3,315

1173,92

781,23

 

1,244

862,28

672,39

    1.

Direct Finance

2,354

385,94

337,28

 

1,049

375,74

304,10

 

428

319,13

272,65

    2.

Indirect Finance

3,379

568,17

411,89

 

2,266

798,17

477,14

 

816

543,15

399,74

                     

II.

INDUSTRY

46,746

8092,23

6854,85

 

24,959

9353,98

7424,21

 

16,697

12654,52

10061,16

   

1.

 

Mining & Quarrying

656

112,36

93,99

 

360

134,85

110,23

 

242

181,29

156,51

   

2.

 

Food Manufacturing and Processing

4,556

798,96

620,17

 

2,131

795,79

607,82

 

1,498

1130,00

868,73

       

(a)

Rice Mills, Flour and Dal Mills

2,273

398,11

290,09

 

812

297,18

210,18

 

321

233,20

163,58

       

(b)

Sugar

134

23,90

19,94

 

86

34,67

28,41

 

107

86,47

80,37

       

(c)

Edible Oils and Vanaspati

576

101,59

81,05

 

352

136,29

102,70

 

275

212,06

167,82

       

(d)

Tea Processing

205

37,66

32,43

 

160

59,37

53,36

 

250

188,88

149,14

       

(e)

Processing of Fruits & Vegetables

107

18,92

15,93

 

64

24,23

18,92

 

38

27,09

19,22

       

(f)

Others

1,261

218,79

180,73

 

657

244,05

194,25

 

507

382,29

288,61

   

3.

 

Beverage and Tobacco

390

72,36

76,31

 

315

120,40

103,72

 

228

179,95

151,97

   

4.

 

Textiles

9,298

1628,34

1378,34

 

5,218

1979,72

1548,72

 

3,474

2664,14

2030,43

       

(a)

Cotton Textiles

2,750

484,91

411,70

 

1,701

650,79

509,90

 

1,304

1003,49

791,93

       

(b)

Jute Textiles

122

20,95

18,36

 

81

32,65

26,06

 

67

52,92

45,35

       

(c)

Handloom Textiles & Khadi

376

66,74

55,49

 

141

53,48

35,19

 

100

74,73

55,64

       

(d)

Other Textiles

6,050

1055,74

892,78

 

3,295

1242,81

977,58

 

2,003

1532,99

1137,50

   

5.

 

Paper, Paper Products and Printing

2,231

371,49

325,19

 

867

316,24

260,64

 

558

416,73

336,50

   

6.

 

Leather and Leather Products

1,307

228,65

195,10

 

828

310,83

256,52

 

534

390,43

300,24

   

7.

 

Rubber and Rubber Products

792

136,42

118,69

 

426

160,91

133,56

 

286

210,61

172,01

   

8.

 

Chemicals and Chemical Products

6,300

1079,22

907,15

 

3,367

1273,02

988,18

 

2,423

1827,57

1421,72

       

(a)

Heavy Industrial Chemicals

856

147,85

118,78

 

526

199,93

146,67

 

412

313,82

237,29

       

(b)

Fertilizers

210

37,55

31,13

 

151

57,74

50,15

 

134

104,72

87,03

       

(c)

Drugs and

                     
         

Pharmaceuticals

1,414

244,86

220,40

 

879

332,91

277,55

 

694

521,07

413,45

       

(d)

Non-Edible Oils

139

24,26

21,00

 

97

36,65

32,87

 

71

51,01

41,35

       

(e)

Other Chemicals & Chemical Products

3,681

624,70

515,84

 

1,714

645,79

480,93

 

1,112

836,95

642,59

   

9.

 

Petroleum, Coal Products & Nuclear Fuels

377

66,10

56,73

 

185

70,18

57,24

 

159

113,83

90,25

   

10.

 

Manufacture of Cement & Cement Products

431

73,66

64,74

 

306

115,25

101,56

 

233

182,79

148,06

   

11.

 

Basic Metals & Metal Products

5,441

940,54

812,54

 

2,852

1065,67

881,26

 

1,905

1436,03

1203,62

       

(a)

Iron and Steel

2,638

458,86

418,51

 

1,534

577,25

498,72

 

1,109

837,15

722,04

       

(b)

Non-Ferrous Metals

492

85,49

72,71

 

285

110,14

88,35

 

169

128,90

105,48

       

(c)

Other Metal Products

2,311

396,19

321,33

 

1,033

378,28

294,19

 

627

469,98

376,10

   

12.

 

Engineering

6,325

1098,34

918,98

 

3,588

1335,82

1041,35

 

2,444

1864,74

1473,82

       

(a)

Heavy Engineering

1,259

223,50

191,39

 

856

325,39

253,89

 

653

499,79

386,69

       

(b)

Light Engineering

2,120

363,63

300,99

 

978

357,66

271,71

 

644

486,66

391,78

       

(c)

Electrical Machinery &

                     
         

Goods

1,747

303,00

257,95

 

959

358,46

284,17

 

614

470,84

367,71

       

(d)

Electronic Machinery &

                     
         

Goods

1,199

208,22

168,66

 

795

294,31

231,57

 

533

407,46

327,63

   

13.

 

Vehicles, Vehicle

                     
       

Parts&Transport Equipments

1,282

220,28

182,88

 

790

288,04

212,85

 

536

407,80

331,97

   

14.

 

Other Industries

5,377

923,55

801,04

 

2,640

983,33

787,27

 

1,578

1204,10

980,15

   

15.

 

Electricity, Gas & Water

409

70,41

56,22

 

393

144,27

89,30

 

180

126,92

101,07

       

(a)

Electricity Generation &

                     
         

Transmission

320

55,74

42,88

 

350

127,30

74,83

 

134

94,20

72,58

       

(b)

Non-Conventional Energy

19

3,10

2,61

 

10

4,15

3,83

 

18

12,88

11,46

       

(c)

Gas, Steam & Water

                     
         

Supply

70

11,57

10,72

 

33

12,83

10,64

 

28

19,85

17,03

   

16.

 

Construction

1,574

271,56

246,78

 

693

259,65

243,99

 

419

317,60

294,11

                     

III.

TRANSPORT OPERATORS

1,296

207,27

165,12

 

387

136,58

100,48

 

136

105,93

85,28

                     

IV.

PROFESSIONAL AND OTHER SERVICES

4,043

670,31

568,40

 

1,762

631,38

484,57

 

1,493

1153,51

959,63

                     

V.

PERSONAL LOANS

4,646

773,54

608,24

 

2,700

851,32

449,24

 

238

181,36

143,10

   

1.

 

Loans for Purchase of

                     
       

Consumer Durables

-

-

-

 

-

-

-

 

-

-

-

   

2.

 

Loans for Housing

1,135

188,77

132,60

 

964

290,11

117,98

 

238

181,36

143,10

   

3.

 

Rest of the Personal Loans

3,511

584,77

475,65

 

1,736

561,22

331,26

 

-

-

-

                     

VI.

TRADE

13,020

2216,17

1770,33

 

5,123

1906,45

1400,90

 

2,588

1966,07

1476,18

   

1.

 

Wholesale Trade

8,816

1505,91

1193,98

 

3,723

1408,41

1048,45

 

1,963

1505,15

1118,89

   

2.

 

Retail Trade

4,204

710,26

576,35

 

1,400

498,04

352,45

 

625

460,93

357,29

                     

VII.

FINANCE

1,490

271,48

214,23

 

1,214

481,10

381,67

 

828

666,50

555,57

                     

VIII.


ALL OTHERS


24,552


3356,62


2874,40


 

7,844


2561,29


1412,77


 

2,534


1990,89


1655,40


TOTAL BANK CREDIT

1,01,526

16541,73

13804,74

 

47,304

17096,02

12435,08

 

25,758

19581,05

15608,70

OF WHICH :

1.

Artisans & Village

                     
   

Industries

366

62,74

48,86

 

157

54,77

37,61

 

76

57,21

44,80

 

2.

Other Small Scale

                     
 
 

Industries


28,032


4787,01


4022,88


 

11,081


4049,31


3160,94


 

4,792


3546,23


2722,09



 
 
 
 
 
 
 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


           

ABOVE Rs. 1 CRORE AND

 

ABOVE Rs. 4 CRORE AND

 

ABOVE Rs. 6 CRORE AND

           

UPTO Rs. 4 CRORE


 

UPTO Rs. 6 CRORE


 

UPTO Rs. 10 CRORE


           

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

   

OCCUPATION

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

             
 

standing


 
 
 

standing


 
 
 

standing


 
 
 
 
 
 

28


29


30


 

31


32


33


 

34


35


36


I.

AGRICULTURE

769

1511,94

1289,10

 

115

554,80

373,05

 

51

399,04

313,29

   

1.

Direct Finance

342

668,89

556,72

 

32

157,70

118,66

 

17

123,35

122,30

   

2.

Indirect Finance

427

843,05

732,38

 

83

397,10

254,39

 

34

275,69

190,99

                     

II.

INDUSTRY

18,320

37890,27

30380,87

 

2,909

14454,66

11008,04

 

2,121

16866,85

12891,18

   

1.

 

Mining & Quarrying

280

570,44

418,27

 

30

151,25

106,14

 

24

202,14

141,03

   

2.

 

Food Manufacturing and

                     
       

Processing

1,627

3401,30

2684,60

 

256

1282,76

981,50

 

190

1481,56

1124,14

       

(a)

Rice Mills, Flour and Dal

                     
         

Mills

130

259,89

207,05

 

11

55,72

47,63

 

15

116,20

94,56

       

(b)

Sugar

194

428,14

335,66

 

52

260,95

207,11

 

52

411,61

350,69

       

(c)

Edible Oils and Vanaspati

398

864,81

668,56

 

59

290,12

228,64

 

38

294,42

202,69

       

(d)

Tea Processing

251

501,17

384,11

 

40

201,04

148,36

 

30

231,40

147,56

       

(e)

Processing of Fruits &

                     
         

Vegetables

64

132,81

101,27

 

3

14,38

10,57

 

1

6,30

5,85

       

(f)

Others

590

1214,48

987,95

 

91

460,55

339,20

 

54

421,62

322,80

   

3.

 

Beverage and Tobacco

306

619,87

513,78

 

49

241,59

184,48

 

45

348,89

237,05

   

4.

 

Textiles

3,593

7358,46

5775,61

 

479

2351,35

1757,99

 

371

2902,24

2279,94

       

(a)

Cotton Textiles

1,440

3008,46

2413,65

 

219

1079,51

831,83

 

163

1284,43

1046,43

       

(b)

Jute Textiles

87

186,80

146,42

 

19

91,86

74,60

 

13

99,17

76,41

       

(c)

Handloom Textiles &

                     
         

Khadi

73

146,89

107,56

 

7

36,42

20,40

 

8

62,36

54,92

       

(d)

Other Textiles

1,993

4016,30

3107,98

 

234

1143,56

831,15

 

187

1456,28

1102,17

   

5.

 

Paper, Paper Products and

                     
       

Printing

516

1061,79

860,57

 

68

331,00

253,24

 

47

394,08

287,73

   

6.

 

Leather and Leather Products

386

770,03

625,85

 

44

223,34

178,13

 

26

200,68

168,12

   

7.

 

Rubber and Rubber Products

322

643,79

542,56

 

63

306,46

222,29

 

24

179,88

145,14

   

8.

 

Chemicals and Chemical

                     
       

Products

3,032

6345,72

5086,42

 

494

2473,49

1792,76

 

332

2676,68

2048,58

       

(a)

Heavy Industrial

                     
         

Chemicals

604

1287,08

1024,19

 

97

486,17

290,48

 

61

500,65

354,74

       

(b)

Fertilzers

251

569,01

461,36

 

64

324,67

258,44

 

50

404,35

323,05

       

(c)

Drugs and

                     
         

Pharmaceuticals

998

2119,33

1689,66

 

164

827,88

597,23

 

110

891,08

700,20

       

(d)

Non-Edible Oils

44

82,66

68,38

 

8

38,80

28,20

 

3

28,00

22,14

       

(e)

Other Chemicals &

                     
         

Chemical Products

1,135

2287,64

1842,84

 

161

795,96

618,41

 

108

852,60

648,46

   

9.

 

Petroleum, Coal Products

                     
       

& Nuclear Fuels

211

445,24

358,81

 

44

218,60

179,89

 

26

204,11

155,03

   

10.

 

Manufacture of Cement &

                     
       

Cement Products

281

571,61

478,10

 

48

242,97

193,84

 

24

187,17

134,07

   

11.

 

Basic Metals & Metal

                     
       

Products

1,971

3957,91

3275,40

 

314

1551,87

1279,19

 

251

2002,18

1547,81

       

(a)

Iron and Steel

1,230

2496,16

2108,91

 

223

1094,82

935,48

 

185

1474,68

1219,90

       

(b)

Non-Ferrous Metals

181

381,70

300,61

 

22

111,30

105,06

 

23

187,35

117,47

       

(c)

Other Metal Products

560

1080,05

865,87

 

69

345,74

238,65

 

43

340,15

210,44

   

12.

 

Engineering

3,003

6234,88

5048,46

 

519

2582,57

1932,99

 

378

3039,07

2338,17

       

(a)

Heavy Engineering

848

1792,87

1352,90

 

132

664,56

493,93

 

114

920,88

655,30

       

(b)

Light Engineering

687

1393,06

1107,44

 

94

472,33

356,69

 

78

636,06

509,68

       

(c)

Electrical Machinery &

                     
         

Goods

719

1487,02

1242,38

 

127

627,46

446,61

 

87

706,36

537,61

       

(d)

Electronic Machinery &

                     
         

Goods

749

1561,92

1345,74

 

166

818,21

635,76

 

99

775,77

635,57

   

13.

 

Vehicles, Vehicle

                     
       

Parts&Transport Equipments

612

1307,81

968,92

 

115

571,48

431,12

 

80

661,64

465,89

   

14.

 

Other Industries

1,645

3449,37

2774,68

 

269

1344,90

1043,31

 

209

1614,08

1233,91

   

15.

 

Electricity, Gas & Water

181

399,48

308,95

 

48

245,14

173,19

 

46

373,28

251,00

       

(a)

Electricity Generation &

                     
         

Transmission

154

349,81

265,91

 

42

215,92

145,80

 

42

340,66

226,32

       

(b)

Non-Conventional Energy

15

28,27

26,37

 

5

23,94

22,95

 

3

22,62

16,87

       

(c)

Gas, Steam & Water

                     
         

Supply

12

21,41

16,67

 

1

5,28

4,45

 

1

10,00

7,82

   

16.

 

Construction

354

752,59

659,91

 

69

335,90

298,00

 

48

399,17

333,56

                     

III.

TRANSPORT OPERATORS

139

262,05

226,46

 

20

98,98

74,79

 

8

67,25

54,55

                     

IV.

PROFESSIONAL AND OTHER SERVICES

941

1882,74

1569,57

 

137

673,41

557,03

 

88

694,43

699,96

                     

V.

PERSONAL LOANS

187

403,96

346,01

 

29

144,96

124,58

 

14

115,85

103,65

   

1.

 

Loans for Purchase of

                     
       

Consumer Durables

-

-

-

 

-

-

-

 

-

-

-

   

2.

 

Loans for Housing

187

403,96

346,01

 

29

144,96

124,58

 

14

115,85

103,65

   

3.

 

Rest of the Personal Loans

-

-

-

 

-

-

-

 

-

-

-

                     

VI.

TRADE

2,114

4265,53

3282,30

 

378

1886,94

1421,89

 

240

1945,29

1521,40

   

1.

 

Wholesale Trade

1,711

3470,07

2645,76

 

317

1579,86

1193,27

 

196

1584,00

1237,62

   

2.

 

Retail Trade

403

795,46

636,54

 

61

307,08

228,62

 

44

361,29

283,78

                     

VII.

FINANCE

1,274

2830,38

2364,11

 

331

1684,44

1341,30

 

227

1849,85

1452,78

                     

VIII.


ALL OTHERS


1,743


3565,85


2958,04


 

290


1444,50


1136,78


 

178


1463,55


1132,77


TOTAL BANK CREDIT

25,487

52612,73

42416,47

 

4,209

20942,68

16037,47

 

2,927

23402,11

18169,57

OF WHICH :

1.

Artisans & Village

                     
   

Industries

-

-

-

 

-

-

-

 

-

-

-

 

2.

Other Small Scale

                     
 
 

Industries


3,379


6539,45


4877,12


 

229


1090,14


797,24


 

155


1186,55


856,13


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