Table No.5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 2)
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(Amount in Rupees Lakh) |
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Rs. 25,000 AND LESS |
ABOVE Rs. 25,000 AND |
ABOVE Rs. 50,000 AND |
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UPTO Rs. 50,000 |
UPTO Rs. 1 LAKH |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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OCCUPATION |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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standing |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
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I. |
AGRICULTURE |
213,14,233 |
16394,61 |
14875,46 |
4,92,278 |
1738,49 |
1672,19 |
2,50,476 |
1968,33 |
1685,23 |
|||
1. |
Direct Finance |
210,55,73 |
316164,77 |
14662,71 |
4,82,014 |
1701,40 |
1626,48 |
2,43,573 |
1913,72 |
1633,83 |
|||
2. |
Indirect Finance |
2,58,500 |
229,84 |
212,75 |
10,264 |
37,10 |
45,71 |
6,903 |
54,61 |
51,40 |
|||
II. |
INDUSTRY |
35,02,395 |
2680,82 |
2523,79 |
2,92,053 |
1071,07 |
1162,07 |
1,82,165 |
1462,48 |
1426,53 |
|||
1. |
Mining & Quarrying |
- |
- |
- |
7,172 |
25,40 |
26,07 |
2,987 |
23,83 |
22,35 |
|||
2. |
Food Manufacturing and Processing |
34,887 |
31,42 |
28,91 |
36,246 |
130,45 |
130,00 |
17,673 |
140,55 |
138,54 |
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(a) |
Rice Mills, Flour and Dal Mills |
- |
- |
- |
14,949 |
53,14 |
52,75 |
6,932 |
55,34 |
53,84 |
|||
(b) |
Sugar |
- |
- |
- |
214 |
77 |
76 |
142 |
1,14 |
1,71 |
|||
(c) |
Edible Oils and Vanaspati |
- |
- |
- |
6,707 |
24,30 |
24,68 |
3,993 |
31,90 |
30,97 |
|||
(d) |
Tea Processing |
- |
- |
- |
124 |
43 |
40 |
94 |
78 |
2,11 |
|||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
918 |
3,33 |
3,08 |
366 |
2,90 |
2,54 |
|||
(f) |
Others |
34,887 |
31,42 |
28,91 |
13,334 |
48,47 |
48,33 |
6,146 |
48,50 |
47,36 |
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3. |
Beverage and Tobacco |
- |
- |
- |
1,672 |
6,02 |
6,18 |
1,071 |
8,53 |
8,48 |
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4. |
Textiles |
- |
- |
- |
42,651 |
153,85 |
173,36 |
24,838 |
199,78 |
193,48 |
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(a) |
Cotton Textiles |
- |
- |
- |
7,072 |
26,55 |
33,16 |
6,009 |
49,12 |
46,71 |
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(b) |
Jute Textiles |
- |
- |
- |
564 |
1,96 |
1,85 |
296 |
2,37 |
2,98 |
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(c) |
Handloom Textiles & Khadi |
- |
- |
- |
5,333 |
18,39 |
17,07 |
2,456 |
19,79 |
18,86 |
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(d) |
Other Textiles |
- |
- |
- |
29,682 |
106,94 |
121,29 |
16,077 |
128,50 |
124,94 |
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5. |
Paper, Paper Products and Printing |
- |
- |
- |
12,400 |
45,79 |
48,89 |
9,703 |
78,43 |
75,65 |
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6. |
Leather and Leather Products |
- |
- |
- |
5,493 |
19,77 |
22,05 |
2,521 |
20,05 |
20,88 |
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7. |
Rubber and Rubber Products |
- |
- |
- |
2,630 |
9,82 |
11,24 |
2,185 |
17,81 |
22,51 |
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8. |
Chemicals and Chemical Products |
- |
- |
- |
13,909 |
52,19 |
61,81 |
11,746 |
96,27 |
103,18 |
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(a) |
Heavy Industrial Chemicals |
- |
- |
- |
834 |
3,01 |
4,29 |
823 |
6,83 |
7,37 |
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(b) |
Fertilizers |
- |
- |
- |
305 |
1,13 |
1,53 |
259 |
2,12 |
1,73 |
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(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
2,037 |
7,91 |
10,43 |
2,139 |
17,76 |
21,99 |
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(d) |
Non-Edible Oils |
- |
- |
- |
395 |
1,50 |
1,42 |
315 |
2,59 |
3,61 |
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(e) |
Other Chemicals & Chemical Products |
- |
- |
- |
10,338 |
38,63 |
44,15 |
8,210 |
66,96 |
68,49 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
1,390 |
5,10 |
7,07 |
942 |
7,55 |
7,86 |
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10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
3,292 |
11,89 |
12,07 |
1,761 |
14,21 |
13,47 |
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11. |
Basic Metals & Metal Products |
- |
- |
- |
22,076 |
81,91 |
105,97 |
16,076 |
130,70 |
130,49 |
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(a) |
Iron and Steel |
- |
- |
- |
4,676 |
17,65 |
26,66 |
4,217 |
34,54 |
37,47 |
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(b) |
Non-Ferrous Metals |
- |
- |
- |
1,435 |
5,25 |
7,58 |
979 |
7,94 |
8,35 |
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(c) |
Other Metal Products |
- |
- |
- |
15,965 |
59,02 |
71,73 |
10,880 |
88,22 |
84,67 |
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12. |
Engineering |
- |
- |
- |
23,889 |
89,02 |
102,00 |
19,743 |
160,70 |
154,01 |
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(a) |
Heavy Engineering |
- |
- |
- |
2,056 |
7,56 |
8,66 |
2,055 |
16,88 |
16,25 |
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(b) |
Light Engineering |
- |
- |
- |
10,869 |
40,65 |
45,78 |
8,908 |
72,62 |
69,16 |
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(c) |
Electrical Machinery & Goods |
- |
- |
- |
6,516 |
24,17 |
27,38 |
4,708 |
38,17 |
37,32 |
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(d) |
Electronic Machinery & Goods |
- |
- |
- |
4,448 |
16,65 |
20,17 |
4,072 |
33,03 |
31,27 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
9,550 |
34,70 |
35,69 |
6,149 |
49,11 |
46,93 |
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14. |
Other Industries |
34,67,508 |
2649,40 |
2494,88 |
1,02,673 |
378,52 |
386,54 |
57,541 |
455,96 |
432,83 |
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15. |
Electricity, Gas & Water |
- |
- |
- |
2,630 |
9,61 |
13,07 |
2,432 |
19,49 |
16,06 |
|||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
2,126 |
7,90 |
11,50 |
2,166 |
17,33 |
14,14 |
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(b) |
Non-Conventional Energy |
- |
- |
- |
189 |
60 |
50 |
63 |
51 |
46 |
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(c) |
Gas, Steam & Water Supply |
- |
- |
- |
315 |
1,11 |
1,07 |
203 |
1,65 |
1,46 |
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16. |
Construction |
- |
- |
- |
4,380 |
17,03 |
20,06 |
4,797 |
39,52 |
39,82 |
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III. |
TRANSPORT OPERATORS |
8,35,353 |
667,25 |
599,73 |
86,372 |
317,22 |
279,93 |
51,993 |
392,52 |
360,87 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
19,53,230 |
1415,82 |
1279,56 |
83,029 |
306,50 |
279,48 |
62,973 |
501,26 |
451,74 |
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V. |
PERSONAL LOANS |
94,63,613 |
10049,32 |
8314,98 |
8,84,948 |
3287,30 |
2814,51 |
5,11,773 |
3888,00 |
3464,32 |
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1. |
Loans for Purchase of Consumer Durables |
7,26,872 |
822,98 |
666,94 |
24,081 |
79,24 |
67,42 |
6,413 |
49,65 |
42,72 |
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2. |
Loans for Housing |
4,41,680 |
514,07 |
496,97 |
1,28,486 |
480,74 |
426,91 |
1,77,979 |
1423,92 |
1261,08 |
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3. |
Rest of the Personal Loans |
82,95,061 |
8712,27 |
7151,07 |
7,32,381 |
2727,33 |
2320,18 |
3,27,381 |
2414,42 |
2160,52 |
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VI. |
TRADE |
82,00,459 |
6020,68 |
5459,34 |
2,86,420 |
1123,74 |
1081,73 |
1,99,732 |
1624,63 |
1468,09 |
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1. |
Wholesale Trade |
2,50,497 |
246,53 |
230,80 |
30,228 |
118,71 |
131,13 |
32,133 |
269,16 |
241,61 |
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2. |
Retail Trade |
79,49,962 |
5774,14 |
5228,54 |
2,56,192 |
1005,03 |
950,60 |
1,67,599 |
1355,47 |
1226,48 |
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VII. |
FINANCE |
- |
- |
- |
3,698 |
13,87 |
19,27 |
3,500 |
28,39 |
25,05 |
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VIII. |
ALL OTHERS |
48,24,734 |
4503,09 |
4393,60 |
35,981 |
134,70 |
140,23 |
27,600 |
219,17 |
197,43 |
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TOTAL BANK CREDIT |
500,94,017 |
41731,59 |
37446,45 |
21,64,779 |
7992,89 |
7449,41 |
12,90,212 |
10084,78 |
9079,26 |
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OF WHICH : |
1. Artisans & Village Industries |
19,75,774 |
1240,27 |
1107,22 |
55,888 |
193,71 |
176,74 |
21,775 |
168,45 |
157,81 |
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2. Other Small Scale Industries |
12,85,480 |
1216,44 |
1181,17 |
1,30,948 |
486,20 |
536,04 |
87,391 |
707,80 |
689,01 |
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(Amount in Rupees Lakh) |
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ABOVE Rs. 1 LAKH AND |
ABOVE Rs. 2 LAKH AND |
ABOVE Rs. 5 LAKH AND |
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UPTO Rs. 2 LAKH |
UPTO Rs. 5 LAKH |
UPTO Rs. 10 LAKH |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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OCCUPATION |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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standing |
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10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
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I. |
AGRICULTURE |
3,68,968 |
5640,13 |
4841,80 |
68,203 |
1936,29 |
1739,89 |
14,148 |
1086,63 |
635,05 |
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1. |
Direct Finance |
3,61,185 |
5518,65 |
4736,62 |
64,602 |
1820,66 |
1640,49 |
11,968 |
926,27 |
503,67 |
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2. |
Indirect Finance |
7,783 |
121,48 |
105,18 |
3,601 |
115,63 |
99,40 |
2,180 |
160,35 |
131,38 |
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II. |
INDUSTRY |
1,33,781 |
2165,69 |
1971,45 |
1,33,171 |
4670,10 |
4187,27 |
61,963 |
4784,65 |
4192,84 |
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1. |
Mining & Quarrying |
2,559 |
41,67 |
37,42 |
2,216 |
76,17 |
69,26 |
956 |
73,36 |
64,92 |
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2. |
Food Manufacturing and Processing |
9,666 |
156,97 |
145,65 |
10,747 |
386,20 |
332,36 |
6,191 |
487,92 |
410,72 |
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(a) |
Rice Mills, Flour and Dal Mills |
3,918 |
63,97 |
58,56 |
4,929 |
181,38 |
153,45 |
3,118 |
249,24 |
205,23 |
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(b) |
Sugar |
131 |
2,18 |
2,58 |
198 |
6,92 |
5,38 |
121 |
9,62 |
8,12 |
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(c) |
Edible Oils and Vanaspati |
1,835 |
29,76 |
28,66 |
1,600 |
56,14 |
46,28 |
808 |
62,61 |
50,23 |
|||
(d) |
Tea Processing |
82 |
1,35 |
1,11 |
189 |
6,80 |
6,02 |
135 |
11,05 |
8,81 |
|||
(e) |
Processing of Fruits & Vegetables |
274 |
4,42 |
4,06 |
286 |
10,39 |
9,52 |
131 |
9,95 |
8,23 |
|||
(f) |
Others |
3,426 |
55,29 |
50,68 |
3,545 |
124,56 |
111,72 |
1,878 |
145,46 |
130,09 |
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3. |
Beverage and Tobacco |
732 |
12,03 |
11,55 |
762 |
26,61 |
26,30 |
443 |
34,79 |
30,79 |
|||
4. |
Textiles |
18,833 |
310,54 |
282,31 |
21,587 |
770,19 |
688,33 |
10,626 |
830,41 |
747,58 |
|||
(a) |
Cotton Textiles |
5,562 |
92,95 |
82,42 |
6,654 |
237,42 |
211,63 |
3,420 |
267,11 |
246,69 |
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(b) |
Jute Textiles |
212 |
3,49 |
3,17 |
193 |
6,52 |
5,60 |
113 |
9,14 |
9,92 |
|||
(c) |
Handloom Textiles & Khadi |
1,468 |
24,14 |
21,08 |
1,233 |
43,17 |
35,56 |
423 |
32,76 |
28,14 |
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(d) |
Other Textiles |
11,591 |
189,96 |
175,64 |
13,507 |
483,07 |
435,54 |
6,670 |
521,39 |
462,83 |
|||
5. |
Paper, Paper Products and Printing |
6,601 |
106,06 |
95,67 |
6,895 |
242,73 |
214,06 |
3,355 |
256,27 |
219,20 |
|||
6. |
Leather and Leather Products |
1,723 |
27,86 |
26,52 |
1,958 |
70,29 |
68,97 |
1,154 |
91,51 |
84,76 |
|||
7. |
Rubber and Rubber Products |
2,278 |
36,85 |
32,52 |
2,691 |
94,67 |
84,29 |
1,128 |
87,21 |
78,66 |
|||
8. |
Chemicals and Chemical Products |
11,506 |
187,68 |
178,33 |
14,078 |
502,44 |
450,21 |
7,870 |
608,90 |
534,97 |
|||
(a) |
Heavy Industrial Chemicals |
1,097 |
17,74 |
16,46 |
1,483 |
53,90 |
49,73 |
1,027 |
79,49 |
78,74 |
|||
(b) |
Fertilizers |
222 |
3,71 |
3,24 |
282 |
10,16 |
10,67 |
167 |
13,31 |
13,22 |
|||
(c) |
Drugs and Pharmaceuticals |
2,149 |
35,00 |
39,07 |
2,558 |
90,82 |
86,35 |
1,470 |
114,62 |
104,97 |
|||
(d) |
Non-Edible Oils |
215 |
3,50 |
3,41 |
272 |
10,09 |
9,00 |
206 |
16,46 |
13,93 |
|||
(e) |
Other Chemicals & Chemical Products |
7,823 |
127,72 |
116,15 |
9,483 |
337,46 |
294,47 |
5,000 |
385,02 |
324,10 |
|||
9. |
Petroleum, Coal Products & Nuclear Fuels |
891 |
14,63 |
14,54 |
909 |
32,60 |
27,67 |
496 |
39,02 |
31,98 |
|||
10. |
Manufacture of Cement & Cement Products |
1,155 |
18,87 |
17,45 |
1,222 |
43,28 |
39,16 |
565 |
43,99 |
37,24 |
|||
11. |
Basic Metals & Metal Products |
13,063 |
213,67 |
197,12 |
14,694 |
515,74 |
471,64 |
7,160 |
554,13 |
488,11 |
|||
(a) |
Iron and Steel |
4,023 |
66,40 |
62,61 |
5,208 |
187,03 |
174,86 |
2,878 |
227,34 |
204,41 |
|||
(b) |
Non-Ferrous Metals |
879 |
14,52 |
13,48 |
1,078 |
38,59 |
36,09 |
565 |
43,15 |
38,26 |
|||
(c) |
Other Metal Products |
8,161 |
132,74 |
121,03 |
8,408 |
290,12 |
260,69 |
3,717 |
283,64 |
245,45 |
|||
12. |
Engineering |
16,317 |
265,74 |
242,16 |
17,081 |
600,03 |
540,05 |
8,215 |
633,00 |
548,01 |
|||
(a) |
Heavy Engineering |
2,556 |
41,95 |
39,74 |
2,554 |
89,48 |
82,03 |
1,329 |
103,20 |
89,73 |
|||
(b) |
Light Engineering |
7,271 |
118,02 |
105,04 |
7,115 |
248,28 |
218,39 |
3,171 |
240,73 |
210,76 |
|||
(c) |
Electrical Machinery & Goods |
3,863 |
63,41 |
58,58 |
4,622 |
163,05 |
150,92 |
2,320 |
180,32 |
152,99 |
|||
(d) |
Electronic Machinery & Goods |
2,627 |
42,36 |
38,80 |
2,790 |
99,22 |
88,71 |
1,395 |
108,75 |
94,53 |
|||
13. |
Vehicles, Vehicle Parts & Transport |
||||||||||||
Equipments |
6,061 |
99,00 |
81,14 |
5,512 |
185,51 |
155,97 |
1,761 |
133,51 |
116,42 |
||||
14. |
Other Industries |
34,493 |
549,68 |
494,68 |
26,811 |
914,80 |
828,92 |
9,502 |
712,81 |
627,03 |
|||
15. |
Electricity, Gas & Water |
3,436 |
51,69 |
44,41 |
1,065 |
34,56 |
30,00 |
424 |
32,26 |
26,41 |
|||
(a) |
Electricity Generation & Transmission |
3,221 |
48,24 |
41,30 |
850 |
26,94 |
23,22 |
307 |
23,40 |
17,84 |
|||
(b) |
Non-Conventional Energy |
68 |
1,09 |
1,10 |
62 |
2,08 |
2,00 |
41 |
3,10 |
2,71 |
|||
(c) |
Gas, Steam & Water Supply |
147 |
2,36 |
2,00 |
153 |
5,53 |
4,78 |
76 |
5,76 |
5,86 |
|||
16. |
Construction |
4,467 |
72,75 |
69,99 |
4,943 |
174,29 |
160,09 |
2,117 |
165,56 |
146,04 |
|||
III. |
TRANSPORT OPERATORS |
79,036 |
1302,12 |
1038,38 |
61,370 |
1967,80 |
1595,18 |
5,655 |
382,87 |
309,46 |
|||
IV. |
PROFESSIONALANDOTHERSERVICES |
41,074 |
643,59 |
537,73 |
21,945 |
728,46 |
610,38 |
7,213 |
529,23 |
452,75 |
|||
V. |
PERSONAL LOANS |
4,08,286 |
5993,51 |
5329,99 |
1,33,016 |
4198,68 |
3544,55 |
18,435 |
1318,90 |
1120,45 |
|||
1. |
Loans for Purchase of Consumer Durables |
7,495 |
115,23 |
93,30 |
3,235 |
96,61 |
79,87 |
360 |
25,36 |
22,89 |
|||
2. |
Loans for Housing |
2,44,553 |
3530,16 |
3257,70 |
35,169 |
959,41 |
880,88 |
2,964 |
219,52 |
172,92 |
|||
3. |
Rest of the Personal Loans |
1,56,238 |
2348,12 |
1978,99 |
94,612 |
3142,66 |
2583,80 |
15,111 |
1074,02 |
924,65 |
|||
VI. |
TRADE |
1,17,922 |
1950,84 |
1632,01 |
85,773 |
3000,02 |
2515,51 |
27,689 |
2125,66 |
1753,87 |
|||
1. |
Wholesale Trade |
33,179 |
551,83 |
447,89 |
34,978 |
1255,54 |
1037,42 |
14,252 |
1111,36 |
918,17 |
|||
2. |
Retail Trade |
84,743 |
1399,01 |
1184,11 |
50,795 |
1744,48 |
1478,08 |
13,437 |
1014,30 |
835,70 |
|||
VII. |
FINANCE |
3,732 |
58,87 |
46,41 |
3,568 |
126,29 |
92,77 |
1,560 |
123,71 |
94,94 |
|||
VIII. |
ALL OTHERS |
23,088 |
356,93 |
300,43 |
15,286 |
520,09 |
415,85 |
18,736 |
1373,28 |
1121,88 |
|||
TOTAL BANK CREDIT |
11,75,887 |
18111,69 |
15698,19 |
5,22,332 |
17147,72 |
14701,39 |
1,55,399 |
11724,92 |
9681,24 |
||||
OF WHICH : |
1. Artisans & Village Industries |
9,103 |
144,20 |
129,33 |
2,159 |
73,32 |
63,25 |
793 |
61,27 |
49,79 |
|||
|
2. Other Small Scale Industries |
69,492 |
1136,37 |
1042,19 |
79,408 |
2800,18 |
2512,33 |
37,452 |
2881,20 |
2516,38 |
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