MARCH 1999

(Amount in Rupees Lakh)

LESS THAN 6%

6% AND ABOVE BUT

OCCUPATION

LESS THAN 10%

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

12

7,50

7,02

328

238,16

187,79

1.

Direct Finance

-

-

-

184

148,40

113,34

2.

Indirect Finance

12

7,50

7,02

144

89,76

74,44

II.

INDUSTRY

11

4,49

2,54

6,190

10539,04

7995,29

1.

Mining & Quarrying

-

-

-

121

138,04

91,81

2.

Food Manufacturing & Processing

-

-

-

395

1096,80

850,58

(a)

Rice Mills, Flour & Dal Mills

-

-

-

67

330,86

293,86

(b)

Sugar

-

-

-

5

5,00

2,10

(c)

Edible Oils & Vanaspati

-

-

-

43

189,13

124,70

(d)

Tea Processing

-

-

-

23

83,12

61,60

(e)

Processing of Fruits & Vegetables

-

-

-

20

19,09

12,87

(f)

Others

-

-

-

237

469,59

355,44

3.

Beverage & Tobacco

-

-

-

32

127,17

67,67

4.

Textiles

-

-

-

2,671

3054,56

2356,14

(a)

Cotton Textiles

-

-

-

558

1315,97

992,75

(b)

Jute Textiles

-

-

-

13

15,23

10,23

(c)

Handloom Textiles & Khadi

-

-

-

42

30,33

25,69

(d)

Other Textiles

-

-

-

2,058

1693,04

1327,47

5.

Paper, Paper Products & Printing

-

-

-

31

33,61

20,55

6.

Leather & Leather Products

-

-

-

428

438,38

374,49

7.

Rubber & Rubber Products

-

-

-

109

208,42

156,28

8.

Chemicals & Chemical Products

-

-

-

485

1071,86

714,65

(a)

Heavy Industrial Chemicals

-

-

-

81

196,27

127,13

(b)

Fertilisers

-

-

-

21

60,04

56,90

(c)

Drugs & Pharmaceuticals

-

-

-

167

364,62

251,86

(d)

Non-Edible Oils

-

-

-

10

77,11

54,93

(e)

Other Chemicals & Chemical Products

-

-

-

206

373,83

223,83

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

23

146,08

108,13

10.

Manufacture of Cement & Cement Products

-

-

-

7

34,60

28,98

11.

Basic Metals & Metal Products

-

-

-

523

1370,43

1085,28

(a)

Iron & Steel

-

-

-

153

1080,23

917,97

(b)

Non-Ferrous Metals

-

-

-

75

89,86

58,68

(c)

Other Metal Products

-

-

-

295

200,35

108,63

12.

Engineering

-

-

-

353

771,58

565,32

(a)

Heavy Engineering

-

-

-

83

293,03

257,31

(b)

Light Engineering

-

-

-

91

109,26

79,03

(c)

Electrical Machinery & Goods

-

-

-

78

152,27

84,88

(d)

Electronic Machinery & Goods

-

-

-

101

217,02

144,10

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

120

276,21

218,85

14.

Other Industries

1

45

6

855

1655,63

1306,09

15.

Electricity, Gas & Water

2

8

8

22

25,78

21,61

(a)

Electricity Generation & Transmission

2

8

8

22

25,78

21,61

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

8

3,96

2,41

15

89,90

28,86

III.

TRANSPORT OPERATORS

1

2

2

36

4,37

3,48

IV.

PROFESSIONAL AND OTHER SERVICES

1

2

2

104

87,61

51,24

V.

PERSONAL LOANS

18,209

707,59

634,68

1,854

78,86

66,73

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

17,515

687,37

617,21

1,481

68,93

59,36

3.

Rest of the Personal Loans

694

20,22

17,47

373

9,93

7,37

VI.

TRADE

-

-

-

1,683

1320,54

976,14

1.

Wholesale Trade

-

-

-

1,353

1163,04

855,26

2.

Retail Trade

-

-

-

330

157,50

120,88

VII.

FINANCE

41

26,07

20,27

308

179,87

138,73

VIII.

ALL OTHERS

85

61,57

33,30

644

411,12

255,11

TOTAL BANK CREDIT

18,360

807,26

697,85

11,147

12859,59

9674,50

OF WHICH:

1.

Artisans & Village Industries

-

-

-

33

6,46

5,38

2.

Other Small Scale Industries

-

-

-

2,548

1974,19

1589,87

(Amount in Rupees Lakh)

10% AND ABOVE BUT

12% AND ABOVE BUT

OCCUPATION

LESS THAN 12%

LESS THAN 13%

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,143

958,12

619,66

5,849

920,49

739,98

1.

Direct Finance

1,272

144,44

106,27

4,969

320,51

260,71

2.

Indirect Finance

871

813,68

513,39

880

599,98

479,27

II.

INDUSTRY

4,197

4906,97

3713,15

6,461

15031,91

12198,52

1.

Mining & Quarrying

223

84,43

42,31

125

328,23

87,61

2.

Food Manufacturing & Processing

331

499,92

344,84

504

560,00

433,66

(a)

Rice Mills, Flour & Dal Mills

101

170,17

117,03

144

47,10

38,98

(b)

Sugar

7

6,71

4,29

26

87,38

65,52

(c)

Edible Oils & Vanaspati

52

126,44

74,95

74

159,76

130,82

(d)

Tea Processing

29

39,78

37,60

30

39,75

29,89

(e)

Processing of Fruits & Vegetables

9

6,48

5,73

20

34,43

23,57

(f)

Others

133

150,34

105,23

210

191,57

144,89

3.

Beverage & Tobacco

30

165,61

114,27

46

236,82

135,11

4.

Textiles

1,069

1223,56

992,33

1,231

2011,34

1695,28

(a)

Cotton Textiles

244

511,24

468,47

354

559,27

394,59

(b)

Jute Textiles

6

4,37

3,12

13

9,91

6,46

(c)

Handloom Textiles & Khadi

103

62,16

55,21

77

43,64

31,80

(d)

Other Textiles

716

645,79

465,53

787

1398,52

1262,43

5.

Paper, Paper Products & Printing

91

58,14

47,43

205

252,49

199,59

6.

Leather & Leather Products

185

122,17

106,05

251

128,43

109,47

7.

Rubber & Rubber Products

40

39,34

33,96

93

234,75

183,70

8.

Chemicals & Chemical Products

305

303,82

230,58

708

1464,21

1132,61

(a)

Heavy Industrial Chemicals

39

47,62

40,18

52

94,21

58,20

(b)

Fertilisers

11

4,73

4,55

50

619,81

534,01

(c)

Drugs & Pharmaceuticals

81

147,80

106,97

195

306,38

260,10

(d)

Non-Edible Oils

7

1,29

1,78

8

6,72

8,06

(e)

Other Chemicals & Chemical Products

167

102,37

77,09

403

437,10

272,25

9.

Petroleum, Coal Products & Nuclear Fuels

31

47,73

41,04

66

2028,84

1784,28

10.

Manufacture of Cement & Cement Products

31

24,19

20,98

86

219,43

122,02

11.

Basic Metals & Metal Products

316

367,77

267,80

684

1868,24

1721,14

(a)

Iron & Steel

104

190,81

155,79

253

1611,92

1513,37

(b)

Non-Ferrous Metals

28

58,56

27,03

45

33,25

28,22

(c)

Other Metal Products

184

118,40

84,99

386

223,07

179,55

12.

Engineering

366

423,37

317,89

736

1379,77

952,14

(a)

Heavy Engineering

82

106,93

88,52

172

610,20

395,34

(b)

Light Engineering

102

82,19

60,61

232

98,55

77,15

(c)

Electrical Machinery & Goods

85

92,09

71,52

179

449,03

322,87

(d)

Electronic Machinery & Goods

97

142,16

97,24

153

221,98

156,78

13.

Vehicles, Vehicle Parts & Transport Equipments

104

162,56

81,09

217

1295,23

1132,96

14.

Other Industries

901

1158,36

882,39

1,208

1078,86

833,14

15.

Electricity, Gas & Water

65

201,78

166,94

71

1685,18

1499,98

(a)

Electricity Generation & Transmission

39

200,44

166,29

67

1684,16

1499,40

(b)

Non-Conventional Energy

7

33

24

-

-

-

(c)

Gas, Steam & Water Supply

19

1,00

41

4

1,02

58

16.

Construction

109

24,21

23,24

230

260,09

175,84

III.

TRANSPORT OPERATORS

518

48,55

28,03

2,254

120,74

104,91

IV.

PROFESSIONAL AND OTHER SERVICES

663

108,99

84,83

1,206

409,45

370,20

V.

PERSONAL LOANS

58,165

2215,50

2045,56

14,007

726,53

574,20

1.

Loans for Purchase of Consumer Durables

-

-

-

137

4,85

3,69

2.

Loans for Housing

56,303

2158,08

1994,88

5,769

321,45

260,32

3.

Rest of the Personal Loans

1,862

57,43

50,68

8,101

400,23

310,19

VI.

TRADE

1,550

746,69

569,69

3,913

3824,77

3567,64

1.

Wholesale Trade

731

582,71

445,41

1,568

3401,69

3258,71

2.

Retail Trade

819

163,98

124,27

2,345

423,08

308,92

VII.

FINANCE

269

1203,60

1088,90

546

4251,89

3015,28

VIII.

ALL OTHERS

1,520

594,68

514,05

2,256

2263,01

1941,19

TOTAL BANK CREDIT

69,025

10783,10

8663,86

36,492

27548,79

22511,92

OF WHICH:

1.

Artisans & Village Industries

69

6,47

4,62

129

12,17

9,87

2.

Other Small Scale Industries

1,582

816,12

607,25

2,299

603,82

496,35

See Notes on Tables.