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Table No. 4.1 - Size of Credit Limit and Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
March 1996

(Amount in Rupees Lakh)


 

LESS THAN 6%

 

6% AND ABOVE BUT

 

10% AND ABOVE

   
 

LESS THAN 10%


 

BUT LESS THAN 12%


 

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

CREDIT LIMIT RANGE

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 
 
 

Standing


 
 
 

standing


 
 
 

Standing


 

1


2


3


 

4


5


6


 

7


8


9


Above Rs.25,000 and upto Rs.50,000

45,397

172,05

150,23

 

9,405

34,59

30,25

 

44,270

158,59

144,56

 

                     

Above Rs.50,000 and upto Rs.1 Lakh

96,891

767,43

670,64

 

25,153

191,18

159,32

 

17,254

133,36

120,56

 

                     

Above Rs.1 Lakh and Upto Rs.2 Lakh

1,04,125

1361,31

1243,60

 

9,242

127,12

113,44

 

69,548

1058,84

1023,45

 

                     

Above Rs.2 Lakh and Upto Rs.5 Lakh

5,138

130,78

117,74

 

1,312

37,86

34,13

 

12,426

320,09

299,42

 

                     

Above Rs.5 Lakh and Upto Rs.10 Lakh

1,909

143,77

135,92

 

485

36,07

27,38

 

1,107

81,54

63,92

 

                     

Above Rs.10 Lakh and Upto Rs.25 Lakh

301

44,31

35,07

 

507

86,04

62,52

 

944

157,03

113,56

 

                     

Above Rs.25 Lakh and Upto Rs.50 Lakh

10

3,15

2,20

 

313

113,32

87,41

 

447

165,18

122,23

 

                     

Above Rs.50 Lakh and Upto Rs.1 Crore

12

8,08

6,74

 

253

182,24

146,09

 

252

175,34

133,66

 

                     

Above Rs.1 Crore and Upto Rs.4 Crore

5

9,55

9,41

 

227

445,92

326,38

 

154

280,82

232,40

 

                     

Above Rs.4 Crore and Upto Rs.6 Crore

1

4,71

4,72

 

29

144,91

108,59

 

24

113,28

66,18

 

                     

Above Rs.6 Crore and Upto Rs.10 Crore

-

-

-

 

21

160,77

161,66

 

6

49,23

35,73

 

                     

Above Rs. 10 Crore

2

41,98

37,00

 

21

335,09

270,63

 

16

501,08

503,34

 
 
 
 
 
 
 
 
 
 
 
 

TOTAL


2,53,791


2687,12


2413,27


 

46,968


1895,11


1527,78


 

1,46,448


3194,38


2858,99


 
 
 
 
 
 
 

12% AND ABOVE BUT

 

14% AND ABOVE BUT

 

15% AND ABOVE BUT

 

LESS THAN 14%


 

LESS THAN 15%


 

LESS THAN 16%


 

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

CREDIT LIMIT RANGE

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 
 
 

Standing


 
 
 

standing


 
 
 

Standing


 

10


11


12


 

13


14


15


 

16


17


18


Above Rs.25,000 and upto Rs.50,000

3,68,884

1276,18

1234,69

 

6,41,853

2426,11

2329,64

 

2,53,080

928,48

937,00

 

                     

Above Rs.50,000 and upto Rs.1 Lakh

1,41,776

1061,03

932,70

 

4,18,226

3370,33

2888,08

 

1,99,524

1588,13

1339,05

 

                     

Above Rs.1 Lakh and upto Rs.2 Lakh

79,709

1187,17

1044,08

 

3,71,112

5788,87

4908,08

 

1,84,626

2708,25

2186,52

 

                     

Above Rs.2 Lakh and upto Rs.5 Lakh

26,548

838,68

716,71

 

27,847

855,42

715,20

 

37,224

1171,32

999,39

 

                     

Above Rs.5 Lakh and upto Rs.10 Lakh

8,833

668,40

549,56

 

5,730

420,60

325,81

 

9,278

683,22

565,48

 

                     

Above Rs.10 Lakh and Rs. upto 25 Lakh

7,009

1202,57

958,49

 

3,349

541,96

410,73

 

5,653

939,90

760,19

 

                     

Above Rs.25 Lakh and upto Rs.50 Lakh

3,992

1513,23

1153,07

 

1,400

513,69

366,53

 

2,421

888,31

673,50

 

                     

Above Rs.50 Lakh and upto Rs.1 Crore

2,565

1939,62

1483,77

 

847

597,48

435,12

 

1,329

1002,87

747,34

 

                     

Above Rs.1 Crore and upto Rs.4 Crore

2,722

5789,51

4540,12

 

504

998,05

833,98

 

1,345

2752,24

2202,50

 

                     

Above Rs.4 Crore and upto Rs.6 Crore

526

2635,17

1925,47

 

78

380,39

307,32

 

232

1148,68

846,38

 

                     

Above Rs.6 Crore and upto Rs.10 Crore

333

2666,78

2024,04

 

60

496,69

437,32

 

183

1482,98

1106,03

 

                     

Above Rs.10 Crore

237

6120,06

4894,29

 

52

1819,06

1690,08

 

178

5850,83

5136,55

 
 
 
 
 
 
 
 
 
 
 
 

TOTAL


6,43,134


26898,40


21456,95


 

14,71,058


18208,64


15647,89


 

6,95,073


21145,22


17499,93


                       
 
 
 

(Amount in Rupees Lakh)


 

16% AND ABOVE BUT

 

17% AND ABOVE BUT

 

18% AND ABOVE BUT

 

LESS THAN 17%


 

LESS THAN 18%


 

LESS THAN 20%


 

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

CREDIT LIMIT RANGE

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 
 
 

Standing


 
 
 

standing


 
 
 

Standing


 

19


20


21


 

22


23


24


 

25


26


27


                       

Above Rs.25,000 and upto Rs.50,000

70,726

265,89

297,52

 

2,29,979

741,69

593,73

 

72,606

259,71

316,24

 

                     

Above Rs.50,000 and upto Rs.1 Lakh

48,476

385,75

355,19

 

1,01,835

802,13

736,97

 

42,046

339,79

323,76

 

                     

Above Rs.1 Lakh and upto Rs.2 Lakh

41,404

639,16

580,26

 

89,100

1365,88

1224,17

 

54,594

883,65

785,91

 

                     

Above Rs.2 Lakh and upto Rs.5 Lakh

40,021

1312,45

1179,93

 

72,141

2398,97

2118,46

 

1,15,415

3871,93

3298,16

 

                     

Above Rs.5 Lakh and upto Rs.10 Lakh

12,196

922,88

824,57

 

20,030

1554,53

1368,48

 

29,631

2281,98

1979,75

 

                     

Above Rs.10 Lakh and upto Rs.25 Lakh

7,653

1298,05

1139,88

 

29,195

4226,96

3552,08

 

19,446

3315,80

2839,17

 

                     

Above Rs.25 Lakh and upto Rs.50 Lakh

3,019

1111,38

915,56

 

12,097

3858,96

1968,29

 

8,727

3288,44

2717,87

 

                     

Above Rs.50 Lakh and upto Rs.1 Crore

1,765

1315,94

1110,39

 

3,730

2936,86

2482,80

 

5,148

3898,50

3244,77

 

                     

Above Rs.1 Crore and upto Rs.4 Crore

1,623

3384,14

2826,48

 

2,809

5853,15

4886,15

 

5,441

11160,45

9587,78

 

                     

Above Rs.4 Crore and upto Rs.6 Crore

350

1736,43

1347,81

 

459

2273,43

1748,86

 

920

4596,99

3662,15

 

                     

Above Rs.6 Crore and upto Rs.10 Crore

183

1460,50

1142,37

 

329

2619,69

2022,30

 

699

5559,62

4431,01

 

                     

Above Rs.10 Crore

142

3894,29

3458,22

 

311

14545,20

12184,26

 

523

14126,30

10114,17

 
 
 
 
 
 
 
 
 
 
 
 

TOTAL


2,27,558


17726,86


15178,18


 

5,62,015


43177,45


34886,56


 

3,55,196


53583,17


43300,74


 
 
 
 
 

20% AND ABOVE


 

TOTAL


 

No. of

Credit

Amount

 

No. of

Credit

Amount

CREDIT LIMIT RANGE

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 
 
 

Standing


 
 
 

Standing


 

28


29


30


 

31


32


33


               

Above Rs.25,000 and upto Rs.50,000

54,191

195,03

235,93

 

17,90,391

6458,32

6269,78

 

             

Above Rs.50,000 and upto Rs.1 Lakh

33,736

273,89

264,48

 

11,24,917

8913,03

7790,75

 

             

Above Rs.1 Lakh and upto Rs.2 Lakh

42,911

701,63

623,07

 

10,46,371

15821,87

13732,57

 

             

Above Rs.2 Lakh and upto Rs.5 Lakh

91,043

3157,02

2676,63

 

4,29,115

14094,52

12155,76

 

             

Above Rs.5 Lakh and upto Rs.10 Lakh

25,403

1992,36

1739,76

 

1,14,602

8785,36

7580,63

 

             

Above Rs.10 Lakh and upto Rs.25 Lakh

16,332

2784,52

2435,13

 

90,389

14597,14

12306,80

 

             

Above Rs.25 Lakh and upto Rs.50 Lakh

7,684

2902,88

2491,74

 

40,110

14358,55

10498,39

 

             

Above Rs.50 Lakh and upto Rs.1 Crore

4,915

3745,62

3215,33

 

20,816

15802,56

13006,01

 

             

Above Rs.1 Crore and upto Rs.4 Crore

5,644

11711,09

9875,65

 

20,474

42384,91

35320,84

 

             

Above Rs.4 Crore and upto Rs.6 Crore

855

4267,44

3545,20

 

3,474

17301,44

13562,68

 

             

Above Rs.6 Crore and upto Rs.10 Crore

587

4759,16

3971,81

 

2,401

19255,41

15332,27

 

             

Above Rs.10 Crore

401

8158,36

6941,71

 

1,883

55392,25

45230,25

 
 
 
 
 
 
 
 

TOTAL


2,83,702


44648,99


38016,45


 

46,84,943


233165,35


192786,75


See Notes on tables

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